Western Express just assigned me a load that has “chargeback”. If it’s late, they charge the driver (me) $200. Is there any truth to this???

Werner is probably fine if you don't go Dollar General account. That account was the only thing I was able to do with them. No only is it absolutely rough during the winter, but you risk your MVR way too much for it to be worth it. You'll be backing from the road sometimes, then once you're in the parking lot, you've got to make a 90° backwards turn to get to the unloading area. Best hope people don't run behind your trailer in their car, or worse, themselves. I got booted after 2 legitimate minor accidents. Literally the first day solo I bent a wheel rim, and on my last day I scraped someone else's trailer, which mainly was because I was in a bad mood and the turn was tight (it was a °90 backward turn to the unloading area). The "accident" between those two was some kingpin bullshit where it somehow went over the fifth wheel and got stuck. No idea how it happened cause I always check where the kingpin is right before I hook. Either way, no damage, took 10 minutes to fix thanks to a yard jockey. Their trucks are pretty good. The heater was soooo nice during the winter, never woke up cold. And there's a weather report system that'll tell you upcoming weather conditions in your area. Governed at 65 on pedal, 68 on cruise.