A lot of the people you see online doing full time university and full time flight training are usually in one of a few situations. Either their parents are helping financially, they’re taking on huge loan debt, they’re in an aviation university where flying is built into the degree, or the timeline is way longer than social media makes it seem.

Social media compresses timelines hard. Somebody posts “zero to airline in 2 years” but leaves out that they were flying 4-5 times a week, living at home, not paying bills, had financial support, or took on six figures of debt.

And honestly in the US, getting all your ratings and reaching ATP mins in 2-3 years while doing a normal 4 year university and supporting yourself financially is difficult for most people. Not impossible, but definitely not the norm.

Honestly your priorities sound more aligned than you think. You already have a first class medical, you’re thinking about debt before signing loans, and you’re getting a non aviation degree instead of putting all your eggs in one basket. That’s honestly more mature than a lot of people jumping into massive training debt because social media told them there’s a permanent pilot shortage.

If I were in your position I’d probably finish the business degree, start PPL while in school if cash flow allows, and just progress steadily instead of trying to speedrun everything. The industry is cyclical and the people who survive long term are usually the ones who stayed financially flexible, not necessarily the ones who finished training the fastest.

There’s also absolutely nothing wrong with taking 5-7 years instead of 2-3 if it means avoiding life changing debt and burnout.