What are some good perk schemes?

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Pyriel@reddit

Much as a Tesco club-card is data farming, the discounts are good and the vouchers tot up. Vouchers can then be exchanged for 2x the value with reward partners. We had a family day out to Longleat last summer for vouchers, costing us a total of £2! And we get Disney+ for free with our Lloyds Club account.

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No-Department-4561@reddit

Alternatively can get an annual magazine subscription with Club Lloyds. A good deal.

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bouncy_shouts@reddit

If you have a library that uses borrow box you can read many magazines for free on your phone or tablet through the app.

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Gold-Collection2636@reddit

Aside from others mentioned, Cineworld Unlimited. £15 a month for as many films as you want, you get a discount on food and drink so it's more viable to actually get some popcorn, and you get discounts in certain restaurants

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katie-kaboom@reddit

Waterstones Plus gives you a straight 10% back on your spending.

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Gold-Collection2636@reddit

I'm currently saving all my points for a fancy copy of Lord Of The Rings for my husband for Christmas. I only started in January and have £40 saved up on therealready

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thecockmeister@reddit

Do a good chunk of my Christmas shopping there given all the board games and miscellaneous items that they sell now. Works out well as I then get to treat myself to a new book.

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dizzley@reddit

Thanks for the reminder. I've just snagged a Greggs coffee from Octopus. It's been months since a got a Caffè Nero from this though.

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wandergirl92@reddit

I hate the new system I can never ever get a cafe Nero one and I refuse to take the cheap Greggs coffee incase I can get a CN one the next day.

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Original-Material301@reddit

Lol I'm like that until Fridays when I just take the Greggs

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ethanardx@reddit (OP)

Check it around this time if you’re an early riser. They are gone past 6am.

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krysus@reddit

I keep intending to try to automate it via a scheduled cURL script to grab a Caffe Nero first thing each day :)

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dizzley@reddit

Nero coffee was gone by 0545 today. I'm awake a couple of days a week but so irregularly that I forget to check.

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pleasedontwearthat@reddit

I logged on at 6am Monday and sat there refreshing then closing/opening the app until 6.25am before they pulled through...

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Fwoggie2@reddit

Too Good To Go. The only day I got 12 doughnuts from Tim Hortons for £6.

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ChelseaMourning@reddit

I find it hit or miss. There’s not much variety in my area, but you occasionally get a Gail’s bag for £6 with about £20 of stuff in it. Usually a loaf and a few pastries. I slice the sourdough and freeze it to use for toast. Greggs bags are also decent for £3, and you get about £12 of sandwiches and pastries.

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escapingfromelba@reddit

It's very poor in my area. In effect the businesses seem to be using it more as a sales channel. It's now out of date. In effect because you are getting a discount off a high cafe price then you don't save anything.

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PristineMeaning6489@reddit

If your employer offers salary sacrifice for cars, that's worth looking into. You basically lease through them and pay from your gross salary before tax, so you save on both income tax and National Insurance. For a £500/month car, you'd typically pay around £300-350 after tax savings if you're in the 40% bracket. Electric cars are particularly good right now with only 4% Benefit-in-Kind tax. Just bear in mind it's usually a 2-4 year commitment, and it might affect things like mortgage applications since it reduces your gross salary on paper.

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theevilamoebaOG@reddit

Monzo paid account is great value - cinema ticket every month, free greggs treat every week, penny saving challenge, uber one subscription, and a free rail card. We use the two together railcard and save quite a bit.

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IansGotNothingLeft@reddit

I'm in just for the Uber One.

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notrainsaroundhere@reddit

Are you on commission for Monzo cause I think you've fully sold me on their paid account. Only downside is I already have Uber one annual and a railcard so may have to wait until these expire - or closer to

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MDL1983@reddit

Yeah, this seems the best. I recommend it to my uni-age relatives.

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jeminar@reddit

Tesco Clubcard Plus costs £8 and gives you 10% off two shops per month (max £200), plus a few other perks. That can be worth £40.

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PDR2022@reddit

I didn’t even know this existed, thank you!

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bacon_cake@reddit

Only on shops in person. I've been doing collections for so long I didn't even spot the small print when I signed up to this.

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Leeskiramm@reddit

I wish this worked on home delivery too. I live in a city centre and it would be a long trek to a big tesco for a proper weekly shop

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softbrownsugar@reddit

Revolut premium, you get insurance and purchase protection as well as lots of subscriptions like financial times, nordvpn, tinder and uber one and others . You also accrue rev points which you can trade for air miles, gift cards, hotels, esims and other stuff

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yetanotherredditter@reddit

And then (I think) with the Uber subscription, you also get Disney plus. So you essentially get Disney plus with revolut even though it isn't mentioned.

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jw_94@reddit

Sorry how so?

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yetanotherredditter@reddit

(I don't have revolut metal, so I'm not 100% certain. Though I have thought about getting it). Uber One have a promotion on where subscribers to Uber one get some kind of subscription to Disney plus. I'm not certain this feeds through, but I would have thought it does. I assume somewhere on the Uber one account page there will be a benefits section, telling youmhownto claim the Disney plus sub.

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jw_94@reddit

I have metal, will have a Look

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Then-Fortune-3122@reddit

No financial times with premium

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softbrownsugar@reddit

It's there and included with metal

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Then-Fortune-3122@reddit

Premium is the first tier, then metal and then theres one mroe

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softbrownsugar@reddit

Oh right I thought metal was their premium. I joined back when there was only metal and didnt really keep up with the tiers. Interesting, good to know!

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WGD23@reddit

I've just singed up their 'metal' account / card. 15.99 but then a free Financial Times subscription, Nord VPN, Headspace, Tinder Premium and a load of other subscription services, not bad!

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softbrownsugar@reddit

And the fee free trading too! I originally got it for that and didnt realise I had all these other subscriptions until fairly recently. Im only using uber one at the moment, I really should have a proper look at the others.

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sbuxty@reddit

If you take trains, Uber one does 10% cashback with it sometimes boosted for their anniversary thing.

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breaded_skateboard@reddit

May seem oddly specific but, does anyone know any where the perk is at Vue cinemas?

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mp4_12c@reddit

Monzo Perks. £7 a month, one free cinema ticket each month

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mr_weathervane@reddit

Many pub and restaurant chains give you a free drink on your birthday each year if you sign up to their loyalty scheme. Some will make you buy a meal, with others it’s complimentary.

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mr_weathervane@reddit

Not on Vodafone anymore but you get (or at least used to get) 20% off food and drinks at many independent venues in the rewards section of their app.

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BrewerBoy89@reddit

Nationwide current account gives phone and travel insurance plus breakdown cover with RAC, there’s an account fee but it’s way less than the iPhone insurance alone would cost

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Alasdair91@reddit

It’s now £18/pm but if you have a mortgage/savings with them, you get £100 every year, plus their Fairer Share is usually £100 a year too, so they effectively pay you to have the Plus account.

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mr_weathervane@reddit

Also £18 for a joint account so both account holders benefit.

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bacon_cake@reddit

This account used to be such good value. You'd get breakdown cover, mobile insurance, travel insurance, and I think white goods insurance, plus it used to be £13/mo AND it was interest paying up to a certain amount so you could get it all for circa £60/yr.

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HorseyBot3000@reddit

Virgin active give you a free coffee or smoothie each week if you hit your attendance target. It caps at 4x per week and if you miss 4x it drops to 3 etc.

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pollypetunia@reddit

Wait, I'm on Octopus how do you get a coffee? If you're a big live music fan the O2 priority app is helpful with the scramble for tickets but doesn't actually save you money. Unless you count your time as money I guess

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Good-Sympathy-654@reddit

Octoplus section on the app 😊

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pollypetunia@reddit

Thanks!

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beepickle@reddit

If you're on PIP or some other benefits [Purpl](https://www.purpldiscounts.com/) is really good. £9.99 for the year and it has lots of discounts including unlimited 10% off Morrisons online delivery orders

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Icy_Mixture1482@reddit

My airline co-branded credit card comes with four free transfers to the airport every year and two free lounge entries per year. As well as that, free seat selection, a dedicated check in lane, and priority boarding (after business, but just before premium economy). Since I do all my spending on it, and pay it off at the end of every day, it doesn’t really make any difference to my expenses. When the statement comes, it usually ranges between £40 in credit and £40 to pay. It costs £200 a year for the card but I think it’s worth it since I fly every couple of months.

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PinItYouFairy@reddit

Wait you pay it off every day??? What’s the advantage over paying off monthly?

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Icy_Mixture1482@reddit

I never get an unexpected shock at the end of month. It takes a minute to add up all Apple Pay spending in the evening and make a payment since the credit card is a product from my bank.

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ethanardx@reddit (OP)

Which credit card is this? I thought Amex Gold from yearly price but I didn’t know they did BA or Virgin editions.

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Low-Preparation3419@reddit

O2 gives you 2 cinema tickets at Vue for £7

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yearsofpractice@reddit

Hey OP. I use an American Express credit card - not a charge card - and it gives 1.5% pure cashback. If I use it for all of my monthly expenses, I get a cash payment of around £200 once a year. Car costs £25 a year. To prove I’m not a Amex shill - I’ll do some swearing - shit shite fuck minge arseholes - also, if you have bad admin and don’t pay it off in full every month, Amex have your eyes out on interest.

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Aikiman@reddit

What! I’m with both and have never seen a free coffee or cinema ticket!! Please tell..

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mtjseb@reddit

I try to use booking.com a lot when booking places as their genius discounts are really good, 10% off certain rooms on the first tier

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EducationalFig99@reddit

Following to pick up some new perks!

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ImNot_AnNPC@reddit

Blue Light Card (if eligible) - gives decent-to-very good discounts on a whole range of stuff. And on some online purchases, you can stack it with other offers/cashback saving even more. Compare the Market app - buy any products to be eligible for 25% off Cafe Nero every day, 2 for 1 cinema tickets etc O2 Priority - Greggs Coffee or slices for £1 each week; plus other stuff

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