In the UK, budget of around £3.5k. Want a relatively future-proof gaming machine.

This is what I have put together so far: https://uk.pcpartpicker.com/list/hrtMvR

Would appreciate any and all feedback and recommendations.

Also, on the part picker there is the following warning:

The G.Skill Trident Z5 RGB 32 GB (2 x 16 GB) DDR5-8000 CL38 Memory operating voltage of 1.45 V exceeds the Intel Arrow Lake CPU recommended maximum of 1.35 V + 5% (1.417 V).

How much of an impact will that have, should I change to the 265K cpu or change the memory?

Thanks