ULPT Request - I’m ready to stop asking for the money, now I want revenge
Posted by duhribeiro@reddit | UnethicalLifeProTips | View on Reddit | 59 comments
I made the mistake of lending money to two people I knew about two years ago, and they’ve been dodging me with pathetic excuses ever since.
I already know what people are going to say: “you should never lend money you can’t afford to lose.” Trust me, I learned that lesson the hard way. The real problem is that during parts of these last two years, my life genuinely got stuck because of that money. Meanwhile, both of them kept living normally, going out, enjoying life, acting like nothing happened while I was dealing with the consequences of THEIR debt.
The worst part is the behavior. Every time they accidentally run into me somewhere, they instantly panic and start throwing out new excuses and fake promises. You can literally see the guilt and cowardice on their faces. It’s the classic behavior of people who hope that if they avoid you long enough, eventually you’ll just give up.
I’m finally rebuilding my life now because I take my responsibilities seriously and I honor my word. But emotionally? I honestly can’t accept the idea that these two just get away with it without ever facing consequences.
At this point I’m close to giving up on the money entirely, but I still want them to feel some kind of impact for what they did. I want them to experience real consequences and feel at least a fraction of the stress, frustration, and damage they caused me over these two years.
So I guess my question is: what are the best revenge stories, revenge ideas, or “make them regret it” situations you’ve seen for people like this? Especially things that don’t immediately point back to me.
Axiom842@reddit
Put ads on Craigslist for random household items / yard sales and leave their phone numbers.
More_Arugula_3301@reddit
Small claims court.
Leading-Patient-480@reddit
In my country, bank accounts can be blocked after a number of reports to the police. Have friends transfer a small amount. Then report it to the police: fraud via an online marketplace.
Result in my country: bank account is blocked, they are put on a fraud list and they cannot open a new bank account for the next 8 years.
gasupthehyundai@reddit
Ooh, or just cancel theor cards. A good Samaritan who found it on the street.
UntestedMethod@reddit
Wouldn't you need their exact card numbers to do that?
Samuel_L_Bronkowitz@reddit
If they owe you $5000, email/text them about the $7500 they owe. When they respond "no dude, it's only $5000" you now have a paper trail that they agree how much they owe.
Friendly_Elektriker@reddit
People like to correct each other, this trick is genius
karebear66@reddit
Brilliant!
mfulton81@reddit
Genius. Absolutely genius. Get this to the top- it's the best answer imho
Youareaproperclown@reddit
Break their legs with a baseball bat
Grammagree@reddit
Pretty Reddit is gonna be made at u for this 🤣🤣🤣
jazzyl2025@reddit
[ Removed by Reddit ]
threeaxle@reddit
dont forget the sock, though
Creative_Salad_2272@reddit
Why bat? Can't you use anything? What if I dont play baseball, never ever played it ever in my life? Can't I jist take a chair and swing it?
Icy_Item_9132@reddit
Not unethical, but sue their ass for the credit, the interest, and the collection costs?
UntestedMethod@reddit
Doesn't there need some written proof?
LeFreeke@reddit
What did they buy with the money?
Gi1rim@reddit
Depending on your location and situation, there's usually bikers or pretend bikers more than happy to buy out the debt and deal with the lenders themselves
Mistravels@reddit
How much did you lend them?
Are there cost-equivalent problems you can I troduce into their lives? For example a new set of tires...?
duhribeiro@reddit (OP)
That’s the funny part: they’re such cheap, irresponsible losers that they barely even own anything themselves. The cars they drive belong to other people, the places they live aren’t really theirs either, etc.
So if I went after “their” stuff, I’d probably end up hurting people around them more than hurting them directly. Although honestly, considering the kind of people they turned out to be, I wouldn’t be surprised if the people around them are just as bad or even worse.
New set of tires was a nice idea. Thank you.
ddawg4169@reddit
I just can’t figure out why you would loan someone like that more than maybe 20 bucks.
neat_hairclip@reddit
These kind of people have their ways. They know how to detect the people they can work, which personalities click with their charm. After OP I am sure they found a row of similar victims.
Maybe no one will trick you into borrowing money to them - but everyone has their own weaknesses and there are people out there who match that weakness in an unfortunate way… let’s not judge people too harshly.
zamfire@reddit
And it shouldn't be a loan. But OP said they learned their lesson
RemotestOfSpheres@reddit
Take them to small claims court. If the friendship is over, might as well bring it full force
PriveCo@reddit
This is the answer. It hurts them and helps you. Win a judgement and if they don’t pay, you can garnish their wages. Every paycheck they will be reminded of their failure.
romulus_1@reddit
[ Removed by Reddit ]
stellaandme@reddit
Publicly convince them that they ruined your life somehow. Do they follow you on social media, or do they regularly go to a place where you can be? Make it look like you have lost everything, job, house, whatever, and it's all because you loaned them $. If you can act and dress the part, you could pull it off.
thunder_rob@reddit
THEY
DON'T
GIVE
A
SHIT
ddawg4169@reddit
Find your local jehovas witness and sign them up as interested.
thunder_rob@reddit
That's just mean.
I love it
3X_Cat@reddit
Revenge is a dish est served cold.
Just wait. Most people eventually get off their asses and do something with their lives. It might take a few years, but when they finally have something worth hanging onto, take it from them. Burn it.
Impossible_Volume811@reddit
What is the most valuable (to them) item they own? Probably their phones.
Next time you see one of them say “Don’t worry about it. Can I borrow your phone? I need to check my email real quick.” Then steal their phone.
Now you hold something as collateral and they have to pay double what you loaned them to get it back.
emseefely@reddit
No to email. Ask to make a phone call because your phone is dead
Impossible_Volume811@reddit
Sure whatever works
ExplorerEducational4@reddit
Not unethical, but small claims court. Filing fee is not much, and you can ask the court to make the other person pay if you win. Once you have a judgement, you can file to garnish their wages or place liens on property. It will ding their credit to shit.
If you wanna be a big pain in the ass...if they don't pay the judgement then in many jurisdictions you can drag them back into court right before the time limit on the judgement runs out. Keep it fucking up their credit for years and make it harder for them to finance cars, buy a house. They will pay more for car insurance with poor credit. Go after their credit score through a judgement if you can't get your money
f1ve-Star@reddit
Nobody who owes you money will ever have a nice thing to say about you.
No good deed goes unpunished.
brainhack3r@reddit
You can say "that's fine but they need to start making payments and you're going to charge interest."
They can start paying it down but you're not a bank so charge a high interest rate.
Draft something up in writing and force them to sign it on condition of the friendship.
Tell them if they don't sign that they're dead to you.
You're going to go for revenge anyway so what do you have to lose
duhribeiro@reddit (OP)
There is no friendship. It has gone a long ago. And if they don't pay what they own, what about paying interest rates?
absbabs1@reddit
Can you take them to a small claims court?
jaywaykil@reddit
Then you win and... they still dont pay
Holiday-Mountain1800@reddit
With a judgment, op may be able to garnishee their wages or sieze assets.
Phinster1965@reddit
brainhack3r@reddit
If the bill is like $5k... a lot of people can't pay that.
but they CAN pay the interest only, not just paying against the principal
Muufffins@reddit
Fuck their dads.
n_diamond@reddit
Catalogue subscriptions - dozens of them. My dad used to get them and they are near impossible to stop.
gogozrx@reddit
I may have waged a mail war against a bad boss. For years. He'd order anything and everything that was free to send in the card. Magazine, catalog, religions, etc. ANYTHING. EVERYTHING.
One time he subscribed to a hardcore gay BDSM magazine (paid via mail order) but he accidentally put his neighbor's address on it!
HippyGeek@reddit
Whatever you do, it MUST point back to you. Make sure they are aware that YOU brought about the consequences. The friendship is over. Burn that bridge.
That said, talk with the other people they are mooching from (car, roof, etc. ) and let them know the situation, and that these people will treat them the same way. Spread the word.
Outrageous-Act7199@reddit
Venmo requests every day 😆
_azazel_keter_@reddit
Literally just sue. The reason people don't is that it's usually not worth it, but if you don't care just get em.
Ok_Passage_6242@reddit
Take them to small claims court with all the proof that you have that you lent them the money and they were supposed to pay it back. You can include your lawyers fees what you take them to small claims court so in the end it would end up costing you nothing to get your money back.
barbzilla1@reddit
Honestly dude don't even worry about them. They are going to torment themselves well enough and their lifestyle choices will haunt them, if not emotionally then financially. Best thing you can do is just not interact with them, but since this is unethical tips, I will give you one meh idea that I had.
If you have access to their personal information, you can go about signing them up for annoyance mail or if they have a job, you can request some free trials from porn magazines and have it delivered to their work location (make sure you do this from a public network and mask the device you are on, as it is technically illegal and harassment)
Jayhawk_Scally@reddit
Downvoted for an unethical tip on ulpt?? 😂 people are weird
barbzilla1@reddit
Lol, yeah, luckily I really don't care about how many votes I get
UnicornSheets@reddit
Small claims court. Piss disks. Fart spray. Sign up for church of Scientology.
Creative_Salad_2272@reddit
They don't have to have signed up a contract with you to be liable to the debt. Do you have proof of them admitting debt on text or talk about it?
Next-Weather-6397@reddit
Sell the debt to someone who is comfortable using violence to collect. They're not paying you because there are no consequences to not paying you. One way or another, you need to introduce that into the situation.
Kindly_Entertainer73@reddit
Create a social media post exposing them and take a screenshot. Send it to them and threaten to post if they don't pay you back within a set deadline
Key-Organization-159@reddit
Based on where you are, you can try to take them to small claims court. Or- since this is the unethical sub- you can use AI to write a letter saying you’re taking them to small claims court that looks real, just to scare them into either paying you or dodging you *really hard* next time.
Too_much_eye_contact@reddit
Piss disk