Wife has over 100k in private student loans at a 13% interest rate. Dad was going to pay it but he passed and mom ran off with the money. She cant afford the payments. I thought she would be good due to the statute of limitations on private loans. Then I discovered the Sallie Mae contract she signed says 'seal' after the signature. In Pennsylvania, where the contract is based, the seal means they can sue her for 20 years. She took the loans out in Jersey, where the seal extends it to 16 years. So they could apparently sue at 19 years, receive a judgement, and wait on that for another 10-20 years. So it seems like a lot of this 'statute of limitations' stuff is hogwash. Any experiences with this? Is there a state we could move to that's safe from the statute of limitations being imported? I've been googling for days and not seeing much. Trying to get all the info I can before hiring an attorney to fill in the blanks.