We got into a massive argument yesterday because I was about to drop serious money on premium interior protection from one of those big name brands and he basically laughed in my face claiming the fine print makes their promises impossible to actually use. He argued that finding companies that offer legitimate forever replacements on their products is pointless because they just write off heel wear or chemical damage as normal tear anyway so you never get the new set approved when you actually need it.

I kind of get his point because how do you even prove the plastic warped from heat and not abuse, but at the same time I plan on keeping this truck for a decade and want some peace of mind knowing I won't have to buy these things three times over.

Have any of you guys actually successfully filed a claim when your heavy boots wore a literal hole through the driver side shield or is he right that these companies are just charging a premium for a promise they will never legally have to keep. kinda feels like insurance where you pay to feel safe but get screwed when you actually need help.