Yeah. Anyone who wants a civil war doesn't understand what a civil war entails.

In a modern service based economy, the value of the economy by and large isn't dug out of the ground, it's generated by people. Warfare will necessarily interrupt and damage that. Cutting off your enemy's supply of resources is a necessary step to winning without overwhelming odds on your side, especially in a guerilla warfare situation. The fighting won't be somewhere else, it will be in your country. Your house might get blown up. Your wife might get killed in a bombing. You might get shot in crossfire, or be considered a valid target for whatever reason.

So you can either make the lives of you, and everyone you know worse, destroy the very wealth of the nation you're trying to capture for the sake of your own ideals, kill a lot of innocent people including likely your friends and family, destroy homes, create refugees, or you can roll with the current system. Try to create change from the inside, and just be a decent human being, try to make the world better for those around you, especially those you love. I know which one I would pick.

That's not even mentioning the fact that a lot of the elites are necessary, whether you want to admit it or not. You ever see a coup go off in another country, and the new dictator ends up working with the underlings of the previous dictator, while purging the revolutionaries that helped him get there? That's because the support you need to retain power isn't the same support you need to take it. If you want your underlings to keep their underlings in line, and the country running, you need to pay them. Good luck replacing them, as the people below them will be worried about being replaced and mistrust the new guy.

There's also the fact that the whole people storming the palace and overthrowing the government thing is largely a myth. It has happened a few times throughout history, but most coups happen because the military of the country lets them. They're either demoralized by situations in the country, ordered by the higher ups to stand down, or support the new guy more. Without that, you'd be fighting the strongest military on Earth bar none, and they'd have the home field advantage.

People in third world countries commit coups to get their children access to education, get enough money to eat and live recurve healthcare, and generally to not live in squalor. Most Americans already have access to all of that stuff. Shit would have to get a lot worse before the risk of potentially destroying everything you know and love for the chance that things could be better for you personally, and would likely be much worse for everyone else, including potentially you if you're found on the outside of the coup is a proposition anyone reasonable would consider.