I have loans through Wells Fargo originating from 2015-2017. I know WF sold their student loan portfolio to Firstmark but I don't think they sold mine (they were already in default by that time). I had been getting settlement offers in the mail from WF directly until May 2022. No one has tried to reach out to me to collect on these loans since. I am trying to find out what happened to them as I know just because something is charged off, doesn't mean it was forgiven. My Experian report says "Closed" "Account charged off. $X Written Off." In the fields for "Company Sold" and "Original Creditor" they are just empty. The contact info is "(800) 559-3557" which is a WF number. Do I just call that number? What do I say? I do not want to accidentally take ownership or acknowledge it.