ULPT: I accidentally found my ex and want the $10k back that he owes
Posted by Babaloo_Monkey@reddit | UnethicalLifeProTips | View on Reddit | 124 comments
I co-signed for a truck.
He let the truck get repossessed. I ended up having to pay.
I would love to get my $10k back, but I also know it will never happen.
Suggestions?
(Yes, it's a long story.)
stifflippp@reddit
You're probably better off ignoring it and moving on. Destructive revenge might end up more trouble than it's worth and definitely won't get your money back.
StatisticianKey7112@reddit
Unethical: sugar in his gas tank. He can be down another vehicle
afinitie@reddit
Doesn’t do shit btw other than waste your time. Also nearly impossible with modern new cars
StatisticianKey7112@reddit
Fine, water then. I know from a recent gas station incident that does fuck vehicles up
Tyzorg@reddit
Never ever ever put silica gel beads in a gas tank. Ever. Those do not eat packets that absorb water? Yea those. The ones that amazon sells huge quantities of? Yeah never put that in your tank with a long thin funnel. It will clog the pickup/intake of your fuel pump which normally has a filter or type of "sock" to keep out grit and sand. The silica will gel up and glob all up that filter.
Yea don't do that.
The_Calarg@reddit
Diesel in a gas tank, or vice versa... especially if you dissolve a box of mothballs in it first.
pentox70@reddit
Diesel in a gas engine won't do anything besides make it run rough.
Gas in a diesel however....
igiveficticiousfacts@reddit
Depending on the concentration of the mixture, diesel in gas won’t really do too much other than make it smoke and foul some plugs. Gasoline in diesel though can thoroughly brick an engine, again depending on the amount added to the mixture.
afinitie@reddit
Yeah that’ll work 😂
AnimalAkaWillum@reddit
Simple sugar solution works well, especially if you mix a quart of solution into a gallon of gas & then pour it into the tank.
Stxaos@reddit
Bleach will kill an engine
mmmermaiddd@reddit
Someone did this to my car. I had to scrap it.
Catman934@reddit
Bleach and/or mothballs. Sugar doesn't do anything.
iamwilliamb@reddit
DEF works better. It turns to crystals in the fuel lines and injectors.
Pavswede@reddit
[ Removed by Reddit ]
Tyzorg@reddit
Suggestion? Move on amd forget about him. The longer you obsess on how to get even the more you suffer deep down and relive all the emotions and hurt he caused.
Sorry I'm not giving ulpt advice or what you wanted to hear but I've been there and been hurt and trust me the more you keep him in your mind the more he "wins"
I wish the absolute best for you and wish you happiness
MyThrowawayGarbage99@reddit
Is he married? Does he have kids? A job? What type of car does he have now? How much and what type of damage do you want done?( Physical, mental, financial).
I feel you are doing this thread a disservice.
8888eightyeight@reddit
Buy up some of his collections on past depts.
Pay some rando to endless call him for the money
Babaloo_Monkey@reddit (OP)
I REALLY like this!
8888eightyeight@reddit
Look into it it's completely legal & as he keeps saying yes it's him it restarts the 7 year cycle of you being able to get your money(back/back).
Coltrane54@reddit
Where are you located? No "friends" or brothers around to buy that loan?
Desperate_Set_7708@reddit
Look him up on judyrecords and use any information there to let everyone know about his court cases
NullGWard@reddit
I loaned thousands to a girlfriend to help her pay her rent. She never paid me back. Years later, I saw in the paper that she had won over a couple of hundred thousand dollars from a lottery scratch-off game. So, if you want your money back, being patient might pay off for you.
Note: Even after my ex won the lottery, she still never paid me back. ☹️
Compulawyer@reddit
Most unethical tips to get you the money back would also be illegal.
Message him and get him to admit he still owes you the money. In many places that will reset the clock for the statute of limitations.
Babaloo_Monkey@reddit (OP)
So you're saying there are some that are legal!
Excellent!
jmhajek@reddit
Legal is not the same as ethical.
Expertmistake88@reddit
If you want some ways to get under his skin, make him paranoid, scared, fired, reputation ruined, or other similar things to generally lower his quality of life, message me and I’ll make you a list depending on what direction you wanna take it.
deleted_by_reddit@reddit
[removed]
Expertmistake88@reddit
lol I just have a mind that has zero creativity when it comes to anything most would consider “normal.” For some reason though it’s always been extremely creative when it comes to… creating consequences for those that deserve them. It’s really difficult to piss me off and I don’t ever apply it for personal reasons. I do however, really enjoy letting that muscle flex when a shitty person decides to be shitty.
BubblebreathDragon@reddit
Ha! I love it. Yeah I'm 100% similar on the creativity blindness but then polar opposite when you want to be petty or encourage consequences when someone deserves it.
AutoModerator@reddit
No remind me or update me nonsense.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
SeraphsBlade@reddit
If there is absolutely no way you’ll get the money back you can file a 1099-C. You won’t get the $ back but he will har to pay taxes on that debt which will get him in trouble with the IRS and that’s pretty good revenge. Assuming there’s no way you’ll get any $ back.
JTMoney336@reddit
How does that work? I thought a 1099c was from discharged debt.
diablodeldragoon@reddit
It is. You're telling the irs that you have forgiven the debt. The irs considers forgiven debt to be taxable income though.
I think it has to be a verifiable debt though. So, they'd probably have to take it to small claims and get a judgment first, then forgive it if he wasn't making payments.
JTMoney336@reddit
So a lot more complicated than the comment I replied to would indicate. If OP actually got a judgement that would be better than a 1099c.
icantfindadangsn@reddit
Did you read the entire comment? Judgement seems like a prerequisite for 1099c, which is if you get a judgement AND they don't pay, just like the original poster said.
Of course getting a judgement would be preferable IF they pay it. No shit.
JTMoney336@reddit
Hmm that's a smart answer. Answer this then mr smarty pants. If OPs ex is virtually judgement proof, then how much will having a 1099c actually affect him?
icantfindadangsn@reddit
I see you already got an answer, but you missed the point. I don't know anything about law or taxes or whatever. I'm just pointing out the logic an flow of the comment thread that you missed.
briko3@reddit
The IRS can garnish wages.
DatsKoo@reddit
If dude isn’t paying back 10k and 4k, pretty obvious the guy is insolvent. Wouldn’t insolvency cancel out the COD?
copperpoint@reddit
This is brilliant.
Unknown_Cloud_777@reddit
Get’em
Thank you for letting me know this is a thing… I will remember this forever, just in case.
OriginalIronDan@reddit
This is “UnethicalLifeProTips, not SatanicLifeProTips!
i-am-foxymoron@reddit
r/foundsatan
Optimal_Elk_9291@reddit
Pay a friend to file a false police report against him for sexual assault.
Tasty-Run8895@reddit
Does he own property? If so you could to and visit and just happen to have a bad fall on his property and sue. That might get you some of your money back.
Key-Candle8141@reddit
You arent getting the money back unethically... maybe illegally or just have fun at his expense but you didnt ask that
General-Mongoose-994@reddit
Get a bunch of keys made with his name and phone number on it. Leave them all over
bngFXG3MDuau@reddit
Imagine getting a lock smith to come out and create keys for his front door and making a hundred or so with keytags and leaving them around downtown ...
Prairie-Peppers@reddit
Just take him to small claims?
elizajaneredux@reddit
Remember the sub we’re in!
brainhack3r@reddit
This is the answer and I haven't done it but it's not supposed to be hard
tobias47reaper@reddit
How is that unethical? Where are the piss discs? This sub has really gone downhill.
Bratchan@reddit
The piss disk comes at small claims court. Cause they can toss that bad boy in ex car vent there. Bam.. piss diss justice.
Rx_Diva@reddit
Yup, fart spray in the vents too, don't forget. We have to stay true to our roots on this sub.
tobias47reaper@reddit
I love both of you. This is what this sub is all about.
jamboman@reddit
You’ll need to first do more research as you need to know his home address (should be easy as it’s in public records given identity info). If you still have his SSN, etc pull a credit report to understand what he has and where. You’ll want his email address and cell phone number. Then there are a lot of opportunities to degrade his quality of life and happiness, even if you can’t get the $10K back. Use the email to sign him up for Ashley Madison and other dating or cheater websites to throw a wrench into current/future relationships. Use the home address to build a quickcrete/cinder block wall across the end of his driveway at night. Or do deeper research to find out information on his coworkers that can be used to stir up drama and turn the construction site toxic. Once you’ve decided the $10K is gone for good, the options for life degradation are endless.
DuckRubberDuck@reddit
I can’t help you with the money.
But to fuck with him, sign his address up with Mormons, jehovas witness and Scientology for their news letters. Or call them all, tell them your boyfriend/brother/uncle/friend/whatever is very interested but can seem shy and might say no out of shyness, but he need guidance. He needs to be saved, because he’s troubled.
Won’t bring your money back but it’s a nice way to fuck with him a bit
Babaloo_Monkey@reddit (OP)
All I have is his job address. ... hmmmm
Does Penthouse send a postcard that announces "a gift for you is coming your way!"?
UniqueLiving3027@reddit
You have his work address? Follow him home and rob him.
kaywhateverloser@reddit
It’s way easier than you think to find where someone lives. Google his first + last name, age, and any address he’s lived at before. You can also use a phone number or previous phone number to find your ex and his associated addresses. You’ll find him. I know because it took me ten years to find my long lost best friend after he changed his number and moved to a few different states. Finally figured out how to find him for free.
Babaloo_Monkey@reddit (OP)
Holy crap! This is scary!
kaywhateverloser@reddit
Oh shit, yeah, like I said, I missed my best friend, but I’m going to delete my comment because it can be used by people who want to truly harm someone. But yes, virtually anyone can be found.
DuckRubberDuck@reddit
Wait what was it? Can you dm it to me, I want to know if I can “find myself” I’m supposed to have a hidden address and number
Babaloo_Monkey@reddit (OP)
Start by googling your own name and an address you lived at.
There may or may not be a "White Pages" entry.
That's all I'm saying.
BubblebreathDragon@reddit
You can request to be delisted from those. Have gone through the process and it works. Found out a family member used to use those when they visited and they were unable to find it on the most recent visit and had to call and ask for it.
DuckRubberDuck@reddit
Thanks! I follows the advice by the other person as well, I haven’t done a full dig yet but it seems somewhat safe so far
Babaloo_Monkey@reddit (OP)
I found me. It included all the public records crap--but so freaking easy to find!!
I do not like this, Sam I Am!
(I do not like green eggs and ham.)
kaywhateverloser@reddit
Yes, it’s quite the shock when you realize it’s all out there!!
DuckRubberDuck@reddit
Wait what was it? Can you dm it to me, I want to know if I can “find myself” I’m supposed to have a hidden address and number
General-Mongoose-994@reddit
Just follow him home from work one day and then u have home address
bradpittisnorton@reddit
If you ever find his home address, try the Mark Rober way: sign him up for the suggestions above and some other weird shit. His name but put the address of his neighbors. He'll be known in his neighborhood as the guy who is probably in a cult, a closet furry and some other unconventional shit.
DuckRubberDuck@reddit
Even better! Send them to his workplace, get them to annoy the hell out of them so maybe his work will get tired of him. But I’m not sure it works that way. I can’t think of something that would make him get complaints at his work sadly, but maybe something regularly that makes him look bad at his jobsite?
Maybe one of those glitter mails full of dick glitter sent to his workplace? I think you can send them anonymously. At least it will create a mess. “Glitter is the herpes of crafting”
I they still exist, I’m sure someone still does them
Goodlucklol_TC@reddit
piss disk
Babaloo_Monkey@reddit (OP)
? Not sure what that is or how you mean it?
ThippusHorribilus@reddit
It is an expected/ standard response in this sub.
You apparently piss on a plate / flat surface/ frisbee then freeze it on the flat surface. Some people suggest animal piss like a cat or a fox.
You then slip the frozen piss disc under somebody’s door, or leave it in their car etc. The disk melts and leaves piss in a place that is unexpected.
Logistics of the same little bit complicated to me and I’m not sure if it’s ever been successfully done. But I’d say someone’s tried it at least once.
PM_ME_YOUR_MOMS_BONG@reddit
“It is an expected/ standard response from children in this sub.”
Fixed that for you.
PM_ME_YOUR_MOMS_BONG@reddit
You could sign him up for the Gay Fisherman’s Club. You said you had his work address. Sorry for the Tik Tok shop link. It’s the only place I could find it. But there are a ton of videos showing people getting them.
Gay Fisherman’s Club
Lunaii_@reddit
I would seek way more than 10k because inf'ation, and emottional compensation, something like 20k should do it
mister-ferguson@reddit
So you paid off the truck? Do you at least have the truck?
How's his dad look? Still around? Maybe his mom might be up for a fling.
Babaloo_Monkey@reddit (OP)
Nah. It got repo'd four months after I left him. He was always terrible with money. I didn't learn about it until I applied for a new credit card, since I only pull my report once a year. Since his Mom blocked me, I had no idea how to find him.
I started getting letters from the people who bought his debt. We talked them down to $10k (from a LOT more) and paid that. Needles to say, here we are ten years later and I'm still angry.
mister-ferguson@reddit
Ok, but how's his dad look? Want to get back at him? Fuck his dad.
Babaloo_Monkey@reddit (OP)
You're adorable.... But I'm happily married now. And his Dad died about a year before I left him.
JimmyJapeworm@reddit
...dig up his Dad and send him to see his son?
Babaloo_Monkey@reddit (OP)
I need a necromancer.
GaGa0GuGu@reddit
well, I'd not say he has to be sent on foot
would mail carrier not work for some reason?
mister-ferguson@reddit
That just means it will be far more brutal...
thecrimson66@reddit
Well that only makes it more difficult, not entirely impossible, so...
Rx_Diva@reddit
Exactly. Maybe even have his dad's baby to give him a kid he can actually be proud of.
Downtown_Resort6617@reddit
Oooooh burn!
lettercrank@reddit
Claim it as a loss on your tax return
AlmightyGod420@reddit
You found him so that presumably mean you know where he lives. Wait for him to leave and break in and steal $20,000 with of stuff. That covers interest too
6glough@reddit
The average person doesn’t even have close to 20k in stuff. Most think they do, but realistically our stuff is worth nothing to someone else.
Babaloo_Monkey@reddit (OP)
I'm giggling.... But thinking that breaking the law won't really be the best idea.
pegoff@reddit
Get divorced, rekindle your relationship, marry him, divorce him, take half of everything he owns, remarry your current husband. cackle with one raised eyebrow, mwah haha at the sky as the overhead camera zooms out. fin.
Babaloo_Monkey@reddit (OP)
I love this!
AffectionateMarch394@reddit
Start sending fake debt collection notices to his job.
Or hell, blackmail him if you've got anything on him
Law_hacker_1000@reddit
Capture something they want and offer a trade.
Sum-Duud@reddit
Unless you’re trying to get some kneecap action, I’m not sure how any of us can help you get the $10k back. So maybe you can find some guys to pay him a visit and they get 30% of whatever they can collect
Aghzara909@reddit
Order cement to his property . If you manage to get them to deliver , he will have to pay for it
Icy_Intention_8518@reddit
Doesn’t co-signing also mean you agree to be legally responsible if the owner doesn’t pay? Yeah its shitty of him but it’s not illegal. You literally signed up for it. Don’t be so dumb next time.
Babaloo_Monkey@reddit (OP)
Two questions:
How is this an "unethical pro life tip"?
and
How is this an "unethical pro life tip"?
Savet@reddit
We're amused that you were somehow dumb enough to cosign for somebody. That's gotta be at least a little unethical.
JTMoney336@reddit
You didnt follow Reddits advice on never co-signing for someone so why should anyone care now?
Babaloo_Monkey@reddit (OP)
Wow. Thanks.
JTMoney336@reddit
Hey I'm just trying to help. You got fleeced and now you're butthurt and looking for a way to get revenge. The best option for you is to get over it and move on with your life.
CptTinman@reddit
Lies, the best option is copious piss disc's
Babaloo_Monkey@reddit (OP)
This is "unethical pro life tips"
You seem to lack a little reading comprehension here.
JTMoney336@reddit
You seem to lack a life.
fiftysevens@reddit
What sort of work does he do? Then we can suggest the best ways to fuck with him at work - hopefully costing him more money and ideally sending some your way.
Get a hot girl friend to pretend to be an escort who’s into him - then use one of the strategies from the scams sub to get him.
Follow him home one day, then you’ll have even more options.
Babaloo_Monkey@reddit (OP)
Residential construction / remodeling.
fiftysevens@reddit
Get someone to call him and ask if he wants a bit of extra work on the side. Tell him to come to an address of a newly built house a decent drive away to quote for the job. Except the address is for a vacant lot. (The new build ruse is in case he checks it on google maps first)
You might get an extra kick if you can send him somewhere where you can covertly watch him arrive and get pissed off as he tries to contact the ‘client’ who has already blocked him.
Otherwise I still recommend a variant of the escort scam - have fun in your vengeance!
Responsible-Cow5828@reddit
Contact him. Go on a couple of dates. On the 2nd date, slip some sleepy time pills in his drink. Take him back to his motel room.
While out of it, take both his kidneys out and sell them for $5,000 each. You can take a lung out and sell it too to account for interest while you’re in there. Make sure to leave him in the bathtub full of ice.
Or…take him to small claims. It’s your call.
TheNinjaPixie@reddit
you can't take both kidneys or he will die but you can take a lung and a kidney to sell and a testicle to keep in a jar at home
Responsible-Cow5828@reddit
What do i know? Im not a doctor 🤷♀️
Ugglug@reddit
You’d need 1 kidney and 1.5 lungs and the testicle to make up the debt. She’d still be a bit short of it by keeping the testicle. So I’d suggest both if we’re going for a keepsake.
The difficult bit is getting to the recipient in good condition. Need to have the buyer lined up first.
chefboyrdeee@reddit
UnethicalLifeProTips-ModTeam@reddit
Your post or comment was removed for violating rule 8: No tips about rape, murder, suicide, or in general any tip that would violate the Geneva Convention laws.
Space_Ghost44@reddit
It's a no brainer.
andytagonist@reddit
r/HeinousMurderScene
🤣
Forward-Surprise1192@reddit
I’d say a realistic change to this is steal his wallet and debit card. Make him get cash or whatever. If someone really wants a plan then DM me and I’ll need some more info
New_Day_Rising@reddit
Unethical AF.
arand0md00d@reddit
Piss disks, fish juice down said trucks air intake, etc
i-am-foxymoron@reddit
Are you on the US? If you are, depending what state your in, you could go to small claims court ($2,500 to $25,000 with $10,000 being the most common cap).