What to do with counterfeit 20 pound notes?

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maythesunalwaysshine@reddit

The Bank of England tells you to inform the police and obtain a NCO-1 form.

https://www.bankofengland.co.uk/banknotes/counterfeit-banknotes/how-to-check-your-banknotes

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Plus, since they were counterfeit there is a civil claim against the person who bought the item to. The amount is within the levels for the County Court small claims procedure, so issuing a writ against them would be easy and not expensive. As its a civil claim a defence of not knowing they were counterfeit would be unlikely to be upheld as a defence.

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Not_Sugden@reddit

unlikely the buyer used their real name

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martinbaines@reddit

Maybe, maybe not. If you do not try though you certainly will not get your money back.

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Secure_Music_6062@reddit

*ahem, the black market for whatever you need

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i_am_simple_bob@reddit

I'd bet anyone on the black market would check for fake notes.

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Secure_Music_6062@reddit

depends on the situation

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CLWggg@reddit

The Post Office did not give you back £900 in counterfeit notes. This never happened.

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MatchEffective903@reddit (OP)

I swear to god they did.

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Notagelding@reddit

Look at op's profile 😂

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BrotherClive@reddit

Was a tough read. Really hoping he got that excessive oil consumption issue sorted out on his Audi.

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sockhead99@reddit

OP drives and Audi A4 alongside other forms of degradation and punishment

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richbun@reddit

Lassitude1001@reddit

Should I be glad I haven't verified by age and can't view the profile? Any spoiler on what I'm missing?

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Notagelding@reddit

Op is into wearing women's underwear. I'm not one to kink shame but when they are getting called out about lying on a post, lots of those kinds of people have dubious profile histories.

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Davski88@reddit

Jesus wept. That was not something I want to do again.

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Rough-Sprinkles2343@reddit

I wish I didn’t. Wowzers.

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D0wnb0at@reddit

Don’t know if I should upvote or downvote for making me view that. I’ll go with an upvote for the lolz

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iFlytothemoon@reddit

I was gonna say the buyers had your pants down, but then I looked at your profile and you’d have probably loved that!

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Vladamir_pootinn@reddit

Spend em in small shops with young weekend staff…. Look, I never claimed to be a good person

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i_am_simple_bob@reddit

Probably won't do much but you could post a comment, review or whatever on his Facebook account. Does Facebook have a way to report accounts? Would maybe help someone else getting scammed.

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Ok_Wrap5233@reddit

The post office gave them back to you?

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No_Pea-1@reddit

Self checkouts wont accept them.

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Dimac99@reddit

They aren't fake, otherwise the post office couldn't legally have given them back to you. You can spend them however you choose. An actual bank with actually trained tellers will bank your money, but obviously there's the issue of actually finding a branch these days to contend with.

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Opening_Nose_2347@reddit

Report to Amazon, report to police: Immediately take it to your local police station or report it online to Action Fraud (0300 123 2040). Retain the note, preferably in an envelope, to help police with forensic evidence.

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veryblocky@reddit

What does Amazon have to do with anything?

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Lassitude1001@reddit

Probably copy pasted an AI answer.

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Opening_Nose_2347@reddit

Yes, I did but Amazon error was mine.

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Opening_Nose_2347@reddit

Oh, yeah, Facebook even.

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Bifanarama@reddit

They'll be more use than Action Fraud. Now renamed to Report Fraud, so that they have a slightly better excuse for doing absolutely nothing at all.

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Aggravating-Tower317@reddit

wipe ur arse with them

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AskUK-ModTeam@reddit

A top level comment (one that is not a reply) should be a good faith and genuine attempt to answer the question.

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Itchy_Fox3117@reddit

The post office would not have given you £900 of fake notes back, they would have had to have been confiscated.

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So_Gawjus@reddit

Don’t believe the post office gave you them back. Not for a second.

But let’s say this is true. You’re only other option is to contact the buyer (on the slim to non basis this was a genuine mistake- let’s say he didn’t know) and give him the chance to do the right thing. But failing that. Old bills your only option I guess.

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Happy_Chief@reddit

If the buyer didnt know they were fake, they'll think OP is pulling a scam, surely?

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So_Gawjus@reddit

It’s a no win either way. But if the seller was legit (real active profile etc) then you’d think they would be more inclined to resolve. You’d think being the operative words there.

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Happy_Chief@reddit

You've more faith in people than me!

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So_Gawjus@reddit

Playing devils adv tbh honest mate. This story stinks anyway because ain’t no post office giving back counterfeit notes.

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Bifanarama@reddit

Arrange for your buyer to come and collect all the missing manuals, the stand, etc etc that you forgot to give him. Have the police waiting round the corner.

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Enough_Response@reddit

unfortunately the seller just denies paying in fake notes and that's that. One word against another.

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Enough_Response@reddit

Take them to the police because you've been frauded.

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MatchEffective903@reddit (OP)

I mean they will take them but won't do fuck all about it will they.

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Spicymargx@reddit

£900 worth of fake notes isn’t insignificant, so I imagine the police may be interested.

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Enough_Response@reddit

exactly plus if he doesn't the post office may have already reported it (like they are legally required to do) and the police will be asking him why he hasnt reported it himself and therefore looks a lot like he committed the fraud.

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Shriven@reddit

They definitely won't do anything if you don't report it. Grow up

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Not_Sugden@reddit

they most certianly will. This guy has defrauded you of £900 and is likely doing it to other people, and with access to such a high amount he may have close links to organised crime. I dont know whether they can get you your money (you'd probably have to wait until hes convicted) but still

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ActionBirbie@reddit

What?

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Watchkeys@reddit

Well, what result are you looking for? You accepted some pieces of paper from someone you've never met, for an item worth £1000. It's shit and it's a crime, but when you're selling stuff, you have some responsibility for taking reasonable precautions to protect yourself. Everybody does.

You've been 'ad, mate. Report him to the Police. They're more likely to do something if they've had 50 reports about him than if nobody reports him 'because they won't do fuck all'. And they're more likely to do something if you tell them about it than if you don't.

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IFornicus@reddit

Very true, yours may the complaint they have to follow up because they've have a number about this person before.

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Lassitude1001@reddit

It's basically your only option outside of getting the person to come back via enticing with selling them something else without bringing up the notes. Which obviously isn't recommended.

Self service machines won't take them and any cashiers aren't supposed to give them you back if you try to sue them.

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Remote-Pool7787@reddit

Report to the police because not only are you a victim of fraud, but the post office has broken the law by giving them back to you

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Newreddituserw@reddit

The post office should have called police

Or if they were given to you by someone you should call police

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poopolisher@reddit

I’d just spend them.

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mdmnl@reddit

Just need to find someone selling something on Facebook for £900.

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Over-Treat5374@reddit

Obviously your task is to get rid of them without financial loss. So just do the same - buy something for cash (via facebook marketplace for example), resell it for real money. Done.

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superjambi@reddit

Buy drugs

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FST_Fruckie-Poo@reddit

Wait, the post office gave you them back? How strange! You need to go to the police station, make a report & hand in the money.

Sorry you got scammed like that but if selling something so expensive on Marketplace then in future gotta be more vigilant and always, heck your cash. People always looking to scam out there so please be careful and inspect your notes next time. Most fakes are usually easy to tell. Trust NO ONE on 2nd hand sites like Marketplace or Vinted etc

Best of luck!!!

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Hertfordgal@reddit

They shouldn’t have given them back to you but hand them to police and remove them from circulation. This is a daily occurrence on Facebook marketplace unfortunately. It’s the wild Wild West 😳

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Jturnster89@reddit

Did the post office really give you them back or did you just realise you've been had a bit late? Either way report to FB and the police, but expect to just eat the loss and learn a lesson I'm afraid.

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girlsunderpressure@reddit

The Post Office should have kept them. They won't work at self service checkouts, and attempting to use them now that you are aware they are fake would be illegal. You can report it to the police, or not. You could pursue the buyer for payment via the small claims process but without proof you might struggle.

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George_Salt@reddit

The Post Office aren't supposed to give them back to you.

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