Anyone else get this exclusion on their AVEMCO policy?

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I-r0ck@reddit

Almost every insurance policy you get is going to have a similar statement. It’s to limit their liability. If just a single nuclear bomb goes off, it’ll cause billions of dollars in damages.

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Kein-Deutsc@reddit

I wonder if I can pay for nuclear coverage?

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rohepey@reddit

Depending where it goes off, sort of.

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Fair_Ad_4818@reddit

Very common for insurance policies. Nothing new. Gotta be a funny find for those that don’t know and actually start to read their paperwork

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AWACS_Bandog@reddit

Yup, saw that on my Avemco from a few years ago.

I believe there's exceptions for the aircraft being taken for use by the USAF, or a hostile invading power for use in their military, as well as a bunch of other "we were asked so the lawyer put in this edge case".

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uniballing@reddit (OP)

We’re in rough shape if the USAF needs to commandeer a clapped out Skylane from the 1960s

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Orzorn@reddit

Its the only thing we could find to fly into the alien mothership at its key moment of weakness.

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uniballing@reddit (OP)

I’m definitely raising my hand if they ask if there are any pilots. I’m sure I can figure out how to fly an F-18 while hungover. I’ve got 140 hours and a Sport Pilot Certificate

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AWACS_Bandog@reddit

More likely gonna be some geriatric from CAP trying to pull a "I need your plane for national security" between the wheezes.

muh Air Force Auxillary

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nolaflygirl@reddit

🤣

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TheTangoFox@reddit

Avoid the gas station tacos & you'll be fine

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WhiteoutDota@reddit

Any the walmart frozen shrimp

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nolaflygirl@reddit

🤣

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LongjumpingTomato539@reddit

On my assured partners policy the wording is "any hostile detonation of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radiative force."

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x4457@reddit

Glad they allow for friendly nuclear detonations.

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Icy-Bar-9712@reddit

Insert Carlin's take on Civil War.

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Vast-Breakfast-1201@reddit

Not historically irrelevant

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reshan@reddit

At least he'll be covered for Project Plowshare 2.

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rohepey@reddit

Nuclear fusion isn't an explosive process. And to-date has been achieved - on an experimental basis - only in a few super well funded physics labs.

Nuclear weapons and power plants all use nuclear fission.

Whoever approved the wording, had no idea about nuclear physics. Or nuclear weapons.

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SkyLordz@reddit

Hydrogen bomb. Fission and Fusion.

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nellonthemellon@reddit

Even in nuclear war insurance companies will prevail

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randombrain@reddit

Lloyd's of Llondon will be lloaded when they go!

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zemelb@reddit

I just applied for an AVEMCO renters policy the other day and saw this too, I showed it to my wife and had a chuckle

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Guysmiley777@reddit

In the event of WWIII lose our mothafuggin number, ya feel me?

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SeeMarkFly@reddit

We are already in World War Greed.

The nuke is in case of non payment.

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PipsqueakPilot@reddit

Direct damage from war is usually a separate excluded risk. This would be clarifying that things like a nuclear melt down, or fallout from whatever someone does with a nuke (for instance a terrorist dirty bomb), are also not covered.

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Mediocre_Paramedic22@reddit

Where the hell do you fly?!

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nolaflygirl@reddit

🤣

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galloping_skeptic@reddit

Wail til you find the terrorism exclusion.

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300blkdout@reddit

Just accept TRIA?

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uniballing@reddit (OP)

Note to self: squawking 7500 voids my insurance policy

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JSTootell@reddit

Don't be anti fascist!

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Nearly_Pointless@reddit

The actuaries are not optimistic about our future are they?

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300blkdout@reddit

Those risks are uninsurable. These exclusions were standardized many years ago.

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300blkdout@reddit

Nukes, war, and basically anything else caused by the government is going to be excluded on any insurance policy and you can’t add it back for any sum of money.

Those risks are literally uninsurable.

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Roger_Freedman_Phys@reddit

Yes, for many years.

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dopexile@reddit

Crap, I better stop transporting the nuke in the back of my plane

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skunimatrix@reddit

But how will you get to 1.21 Jigawatts?

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skunimatrix@reddit

Well I guess if they dig up the West Lake landfill I might be screwed...

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aftcg@reddit

Cold War relic that oddly seems applicable today

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BrtFrkwr@reddit

That's why it's impossible to insure nuclear power plants.

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mfigroid@reddit

They can be insured. https://www.amnucins.com/insurance/

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hehesf17969@reddit

Got that on my AP renters policy too😤

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Jay18001@reddit

Every insurance, (car, home, life, renters) policy has that

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PLIKITYPLAK@reddit

Yep, I learned the hard way. Last nuclear war I had to pay for everything. Thought I was covered but when I called the insurance company they directed me to that little note in the policy. I now buy an additional nuclear exclusion policy. Lesson learned.

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rFlyingTower@reddit

This is a copy of the original post body for posterity:

Worried that I’m not gonna be covered

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