Best and cheapest way to establish domicile without CMRA or family/friends
Posted by Feisty_Kitchen_3173@reddit | expats | View on Reddit | 13 comments
After reading several postings about issues with CMRA (Commercial Mail Receiving Agency), not having relatives in the US and not wanting to ask friends to "borrow" their residential address, I am looking for other options. AI and I came up with the idea to either rent a room/apartment or purchase a property. Just for that purpose, not to live there. Has anyone found a cheap way to do that? Thanks.
We are planning to travel globally for an extended period of time (10+ years) before ultimately settling down in Europe. For the time being, for banking and Investment related purposes we want to remain domiciled in the US.
No-Age-1944@reddit
Saw some comments that RV parks can work-they sometimes offer lease agreements you can share with your bank, which can serve as your billing address. Since you’ll be traveling internationally, you can also get a virtual mailbox (they’re CMRA), and use that as your mailing address with the bank.
FreedomLifeYBA@reddit
If your real goal is keeping a clean U.S. base for banking and investment purposes while you travel, I would look at a legitimate domicile setup before I would look at renting a place you never plan to live in. In a lot of cases, paying for a room or property just to maintain an address becomes the more expensive option and still does not simplify the paperwork the way people hope it will.
Full disclosure, I run Your Best Address — a mail forwarding and domicile service in South Dakota. We've been helping full-timers, van lifers, and people in transitions like this since 2005.
I became the owner in 2024, and we work with a lot of people who need one stable U.S. address for mail, licensing, registrations, and general continuity while they are mobile. South Dakota is often attractive because it is one of the more straightforward domicile states for people who are no longer tied to one physical home base.
What usually matters most is not just having any address, but having a setup that is consistent and defensible across the accounts and documents you care about. If you want, I can outline the practical pieces people usually think through before choosing a domicile state.
Happy to answer any specific questions. No pressure at all.
NotASpyJustExpat@reddit
10 years of travel is exciting... Huge congratulations
Went down the same rabbit hole myself not too long ago and ended up in the same spot. Found a couple different options but I was torn between yourtaxbase.com and savvynomad.com and ended up going with yourtaxbase because they were a little cheaper and seemed more "professional". I bank and have credit cards with chase, capital one, fidelity, and US bank and they all accept my address so... I guess it works?
Feisty_Kitchen_3173@reddit (OP)
Yeah, I am not saying it couldn't work. But I would really like to avoid being at a remote destination and having to deal with bank accounts that are getting closed. But I might just end up having to do that.
Btw., I threw yourtaxbase.com into Claude and got this feedback:
Yes — despite their marketing claims, Your Tax Base is a CMRA. They actually admit it themselves buried in their own FAQ. Their FAQ states they receive mail at a "secure, USPS-authorized Commercial Mail Receiving Agency facility" — those are their own words.
Feisty_Kitchen_3173@reddit (OP)
Has anyone tried fractional ownership to establish domicile or residence. To me it seems like a reasonable approach, but I don't want to buy a stake in a high end luxury vacation rental just for that purspose
ShittyViking@reddit
i have an RV park i return to once a year that allows for domicile.
Feisty_Kitchen_3173@reddit (OP)
Like a professional setting of more like they are doing you a favor?
ShittyViking@reddit
Seems like most residents here are long term. I was able to get a statement confirming I live here from the park manager. It's how I was able to get my driver's license.
Feisty_Kitchen_3173@reddit (OP)
Thanks Do you mind sharing what state?
ShittyViking@reddit
South Carolina.