What are you currently saving up for?

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travelavatar@reddit

I save up for my eventual break up with my wife... i will end up living in a car so i am preparing for that. I hope after 3-4 years of living rough i will afford a big apartment or a semi detached house but i will see what i can do for my kid... it sucks...

I feel sorry about my child i don't know what to do..

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SopranoCrew@reddit

plan on modding my car over the summer so, gonna start saving for that.

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HirsuteHacker@reddit

Baby due in September.

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TheRegularBelt@reddit (OP)

Congratulations! :D

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DangersVengeance@reddit

Mortgage clearing. I’m a lot older than you, and started late on a lot of things. As such I basically have an excuse to stay in a lot, and put money aside to overpay the mortgage. Want to be back to zero.

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nibolin@reddit

Petrol

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jamdoughnut_uk@reddit

Building savings for an emergency fund while still enjoying life, including travelling, dining out, and nights out.

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HarryBayles@reddit

Dignitas

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powerMastR24@reddit

theoretically a hyundai i40

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tiny-but-spicy@reddit

Travel, a house, a car, hig tickets, cosmetic improvements

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CraigL8@reddit

A freddo

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Hatticus24@reddit

Check out money-bags over here!

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Super-Craig@reddit

Ah yes, our children will never believe us when we tell the a Freddo used to cost 50p, and you can count of granny to pipe in with, back in my days it was 10p, and you could get a big bag'o'sweets for a pound.

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CraigL8@reddit

It was 10p when I was a child 😂

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HotSpacewasajerk@reddit

Who are you calling granny?!

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NotAProperAccount3@reddit

Emergency fund to a better level, annual holiday fund, house extension, in that order.

Once those are sorted, probably retirement... Who knows, will decide when I have the extension done, which is hopefully 5 years and a remortgage away unless the saving goes super well.

I follow the r/UKPersonalFinance flowchart basically, but was always a little undercooked on the emergency fund, but finally looking to sort that.

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3speechnotallowed@reddit

Early retirement.

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farmraisedpotatoes@reddit

a house deposit, honeymoon in SE Asia, and paying off my car!

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Jayatthemoment@reddit

University tuition for the house goblins upstairs. New shed. Not eating cat food when I retire/get made redundant.

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DeadlyTeaParty@reddit

Home updates and to get my mortgage booted out of the way.

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TytoCwtch@reddit

For my “luxury” goal I hit it yesterday and bought myself a meta quest 3s. Next goal is a couple of the pricier games I want for it.

For life in general a better car is next on the list. Current one is close to the point where repairs are more than the car is worth.

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LittleMissAbigail@reddit

Just had a big holiday (also to Japan) so that's one less thing for me to be putting all my money towards!

Now my immediate priorities are a trip to the Fringe in August and hopefully being able to buy a car and insure it soon once I pass my driving test. Medium-term, a wedding and potentially having kids, though that's more habitual saving than me specifically putting money aside for those.

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TheRegularBelt@reddit (OP)

Japan seems to be popular! I'm going because I study Japanese as part of my degree and it's part of my course, aha. I can speak high N3 Level Japanese, as I did the A Level and GCSE in Japanese, too. Did you enjoy yourself? :D

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LittleMissAbigail@reddit

That's awesome! I made a go at learning some before I went, but I would have loved to have learnt more (maybe if I ever go again!). I had an absolutely wonderful time. When are you going?

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TheRegularBelt@reddit (OP)

June 31st - July 22nd! My teacher, who is obviously Japanese herself, has informed me it will be very hot, but she's happy I passed the institution's intensive language exam so I can go! I will be studying at Sophia University. I will be applying to do a full Year Abroad in my 2nd year of study. :)

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leclercwitch@reddit

I’m gonna be doing some driving lessons soon to hopefully pass my test. So, that. We’re also gonna put money aside to decorate the flat. No holidays this year to get everything done.

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MintBerryFondue@reddit

I'm a simple man. I'm saving money for a proper night out with my friends. When I say a proper night out, I mean a bank holiday or fresher week of drinking (normally 2-3 nights).

A fat full course meal
Pre drinks itself
Pub, bar and club crawl
A takeaway before calling it a night.

It's going to set me back at least £800 to £1000 (travel, hotel/accommodation, food, pre drinks and drinks) because of inflation.

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Happiest_Mango24@reddit

driving lessons

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damned-n-doomed@reddit

A new kitchen.

Also going to Glasgow for a couple nights of nights next month and London in July for a long weekend so I’m stashing away hotel/spending money for those too.

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1968Bladerunner@reddit

A house or flat for my son.

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sugar0coated@reddit

Paying off my credit card. I accumulated £900 during a depressive episode last year. My job won't give me enough hours to get anywhere fast with it. I think it's actually higher now than when I first did it because of interest and only making minimum payments.

Did briefly have a job that would have covered it in one month, but the money got sucked up in moving costs and being unemployed for 3 months.

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dbxp@reddit

Nothing really, as you get older you accumulate things so you generally already have what you need also a lot of companies don't make things worth buying, it's infuriating how many products are just the same thing with different branding or packaging

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Aspirational1@reddit

It's not so much as saving for anything in particular, as not spending money unnecessarily.

Different reasons, but much the same outcome.

Why? So that I don't run out of money.

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motherofpearl89@reddit

I need to get better at this..

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Unstableavo@reddit

A house deposit but once I hit the saving amount I can't actually afford a mortgage at all.

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Heiditha@reddit

Just to have some reserved. If anything goes wrong or I suddenly lose my job, I have a small amount to keep me going for a couple of months. Not saving for anything in particular.

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Ok-Fig-7510@reddit

Saving to move to Japan for a year lol

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TheRegularBelt@reddit (OP)

Why are you moving only for a year? Do you speak any Japanese?

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Lower_River_5647@reddit

I should be saving for a house but unfortunately with my wage alongside house prices it seems a bit futile. So for now, it’s Tomodachi Life 2.

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OperationGoron@reddit

Ackshually it's Tomodachi Life 3!

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Lower_River_5647@reddit

Really!?! I genuinely didn’t know! Thanks for the info. I never “officially” played the previous ones. I emulated one of the prior ones but it was very buggy on my old PC. I’ll have to look it up

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buginarugsnug@reddit

I’m actually saving for a trip to Japan! Enjoy your trip :)

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TheRegularBelt@reddit (OP)

Do you speak any Japanese?

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buginarugsnug@reddit

I don't but my husband is a beginner.

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notemark@reddit

Currently a house, or rather the deposit for one. I left it rather late in life but then I never figured I'd have the expenses I have now!

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Casual_Star@reddit

Japan holiday in May!

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TheRegularBelt@reddit (OP)

Do you speak any Japanese?

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Dramatic_Job_9908@reddit

Honeymoon, a month long trip to Japan next year. We've both been saving for about 2 years now. Managed to get all the plane tickets required mere days before Iran war completely fucked ticket prices.

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FIREBIRDC9@reddit

1 . Moving out of my Flat

Getting my Plymouth running again
I wanna go back to Vegas

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Substantial-Bug-4998@reddit

Retirement

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CarpeCyprinidae@reddit

I have a constant save mentality. So currently building saving pots for my next car, next holiday, Xmas 2026, next car insurance premium, and retirement... I start saving for the next car the month after I buy a car, for example

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Skate_beard@reddit

Trying to get back to a £15-20k savings cushion after buying a flat last year.

On £4k ATM, will be another 18 months or so, then after that I can get back to buying crap and going on holidays.

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Pyrex_Living@reddit

Nothing in particular. Just good to have savings, I know if I lose my job or decide that’s it that I can walk away and I have enough saved that I would be okay with my current level of expenditure for about 3 years.

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zephyrmox@reddit

Semi retirement by my late 30s.

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Vixrotre@reddit

Teeth extraction for our cat. He had almost half of his teeth pulled out already, but more have to go. Possibly all, which would mean a 3rd extraction in the future.

Teeth are premium bones. :/

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PhysTech9@reddit

I've got surgery tomorrow 4 hrs from home, just dropped a lot of my savings arranging an air BnB for the next week so I can be within 30 mins of the hospital (and a switch 2 for recuperation purposes) . Once my savings are back up again I think I'll put some towards a holiday where I can finally take my shirt off on the beach.

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_Nefarium@reddit

I'm also a student, hopefully finishing this June! Packed work in for 4 months whilst I finish uni, but off back in summer - in some ways I cant wait to be back, only Networking/Low level cyber sec work but it's good fun.

Nothing I'm really set on for the moment other than continuing to max out my Lisa contributions in hopes of buying a house sometime in the next 5 years. I would like a decent desktop once I'm finally settled down somewhere but that can wait, one of those things I've always wanted but just never been anywhere long term enough to bother with doing properly. I need to get a new piano stool is about all, hopefully find one in a charity shop. Otherwise I'm treating myself to a second plushie when I finish!

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Current_Mongoose_844@reddit

A house
Parenthood
Final solo trip abroad before parenthood

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TheRegularBelt@reddit (OP)

I still dunno if I want kids. Guess I'm only 19, but man.

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HotSpacewasajerk@reddit

What a world to bring them into

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TheRegularBelt@reddit (OP)

That’s part of it. :/

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AllKnowingEK@reddit

To move out of the UK

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FlatTyres@reddit

I'm trying to pay off my credit card after a few expensive purchases last year - pretty much all "ancient" tech that I've finally upgraded (computer build was over 10 years old and didn't have TPM 2.0 plus screen was flickering in the corner etc). Luckily I have 0% interest on this new card until September and at current "frugality" I should have paid it off by July or August.

I do want to save for a new TV though - couldn't fit it into my new tech budget last year and my last TV (32 inch 1080p) sparked and banged some two years ago now. I'd like my first 43 inch 4K TV - ideally a decent sub-£500 budget IPS panel with no backlight dimming zones (I can't stand blooming in dark scenes with cheap edge-lit dimming or a too few backlit dimming zones and don't want to go OLED). I probably won't be able to get anything with HDMI 2.1 or QMS.

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