Breaking this rule may result in bans, either temporary or permanent.

Before you make the claim: No, providing respite from political discussions does not infringe on your rights.

Also, this politics ban was put before the sub over a year ago, and members have spoken.

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I know nothing about this and I still live paycheck to paycheck. My concern for you is the bridge between now and full retirement age. It may cost you a bundle to make it to FRA for social security. I admire your spirit to follow your dream. Trucking is tough. We always need truckers but things are tough now with these fuel prices. I would drive out to a truck stop and start asking drivers what they think. Those will be your peers one day. Hopefully they will speak useful truths to you. Good luck!

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rolisrntx@reddit (OP)

I have a sister who works in the industry. I think she is a load broker. She gave me lots of options of driving jobs that does involve driving all 48 states that pay decent. She also said it depends on the trucking company too. Some treat their drivers better than others. For instance, she says they always pay the company $35hr if the truck has to sit in the yard more than hour to load or unload at a dock. The good companies share that money with their drivers. However, a lot of them don’t.

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ReindeerWestern4258@reddit

My mom got that offer but got medical coverage until Medicare instead of severance

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PlantSufficient6531@reddit

^^ this ^^

You may be getting a nice heads up and a ‘thank you for your service’ nod and a wink. TAKE IT.

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HoochieKoochieMan@reddit

51 here. I do IT for small biotech companies. I've been downsized 4 times in the last 5 years. Sometimes first round, sometimes I'm the last to shut off the lights.

Yeah. This is the pause point. My wife is eligible for Medicare in two years. The health insurance costs is the big hurdle.

My boss mentioned if they hired me as a contractor they would want me to go through a certain staffing agency. I’m not sure if that would work for me. I have other potential companies I could consult for.

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crazdtow@reddit

You should certainly be eligible for unemployment benefits although if you file for them immediately it’s a little more complicated bc of the severance pay but you certainly can file right away to be done with that paperwork and process, I personally waited until my severance ended because I wanted to get ongoing payments longer and that too worked out fine. It was simply a matter of you are let go for no reason of your own.

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GeminiGenXGirl@reddit

This is way! You present yourself as an “expert” since you have so many years experience, do consulting too!!

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alvb@reddit

These are some great suggestions; especially the pay request - that will really save you a ton in taxes and help keep you on a budget.

Sadly, it is a good reminder to all of us to make sure we meet with a money manager (or similar type) to make sure we are all on track. I just reminded my accountant after the insanity of tax season is over, I want to meet with his partner and do a review.

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draggar@reddit

No one ever talks about age discrimination. Well, people do, but no one listens.

As for your situation - I've been laid off a couple of times and severance wasn't taxed as income, it was taxed as a bonus - take this to heart (and maybe talk to a professional about this) and it can affect unemployment benefits (but you can get signed up right away and use the resources - just your payments will be delayed).

ONROSREPUS@reddit

I know of a decent sized pig farmer that is looking for a helper. Mostly loading and unloading hogs and moving them from building to building. Starting at $25 and hour. $30 and hour after the first year. Very low cost of living area as well.

Anig_o@reddit

Same sort of boat 2 years ago but a couple years younger, 2 years severence and I’m in Canada so not as much concerned about insurance. Same $$ range though.

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TapeFlip187@reddit

Maybe he's just interested in your jacket? I personally at 46, still wear a jacket with patches and studs on it which means I have about 18m coolness points in my 401k combined w/a few bottle caps in my pocket but Ive recently been asked to stop rocking so hard.
My concern is that while I do have a lot of 7"s saved up, my phd from the School of Hard Livin' might be considered borderline obsolete if I have to start from the ground [floor] again. So what I'm wondering, should I tell the goose about the bottle caps or does he mean something else? He might be drinking too, I don't really get it.

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TapeFlip187@reddit

Maybe he's just interested in your jacket? I personally at 46, still wear a jacket with patches and studs on it which means I have about 18m coolness points in my 401k combined w/a few bottle caps in my pocket but Ive recently been asked to stop rocking so hard.
My concern is that while I do have a lot of 7"s saved up, my phd from the School of Hard Livin' might be considered borderline obsolete if I have to start from the ground [floor] again. So what I'm wondering is, should I tell the goose about the bottle caps or does he mean something else? He might be drinking too, I don't really get it.

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101violations@reddit

gif

Just for a full picture, I'd give a thought to insurance after Cobra ends. How much would it be to continue cobra? How much is it on the marketplace? Without subsidies, it's 12,000 a year for me in premiums and I am younger. Fortunately you will only have 4 years before Medicare kicks in.

Able to consult if you still need to work?

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neverinamillionyr@reddit

I’m paying nearly $12k/yr for company sponsored insurance.

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DubbulG@reddit

Take it and keep looking for something else. My father got the same boot in the ass 20 years ago and then made a ton of money consulting.

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Equivalent-Shine5742@reddit

Forgive me if this seems blunt but it wasn't a gentle idea presented for you to consider.

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soihavetosay@reddit

Ty

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Grafakos@reddit

It's for me and my wife, both age 57. Total premium is $2025/month, we pay $300 and the government pays $1725.

The key to this is that your taxable income needs to be high enough to qualify for ACA but low enough to qualify for subsidies. For two people, this means your annual income needs to be roughly in the $25-85k range.

In early retirement, this is fairly easy to do - you're not collecting SS and you're not eligible to withdraw from 401k/IRA, so your income is just whatever dividends and capital gains you have in your taxable accounts.

If those alone are enough to push you above the threshold for ACA subsidies, then you're richer than me =)

If your son is still working, that may be another story.

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Necessary-Storage-74@reddit

COBRA is only available for 18 months in the event of job loss or reduction in hours. Qualifying events giving rise to 36 months include divorce, death, child aging out.

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soihavetosay@reddit

That may be why then

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edkishinevsky@reddit

18 months for cobra, i got

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soihavetosay@reddit

My son qualifies for three years, and I've heard of some getting five years (i think that's rare tho)

I would, just because you are going to get laid off anyway if you don't take it.

If I was in your shoes, I probably wouldn't be comfortable retiring until 67 or so though, unless you are ok with living lean (or you are married and your partner helps with the bills).

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WPI94@reddit

Yep, this is it. Lucky to have the package and not a surprise Friday morning meeting.

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GigiDeville@reddit

Dang, I wish! I retired a few months ago and right after a bunch of people were laid off with severance. I would have gotten a pretty nice package since I had been there so long, but I am positive they would have left me on and then I would have been really annoyed and probably left anyway.

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NOTTYNUTZ69@reddit

OP is fine to take any retirement funds they would like as they are over 59 1/2. They would still need to pay taxes but it’s available. Taking the deal will be awesome but try and not touch your social security until 67.5 as the amount will be significantly higher than starting that right now. The important thing is figuring what you can do about medical from the time Cobra is done and you qualify for Medicare.

rolisrntx@reddit (OP)

The company is owned by private equity so no stock to liquidate.

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Historical_Project86@reddit

OK, so no advantage to sticking around. Sounds like people more in the now over that side of the pond are saying "leave!". :-)

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SkipNYNY@reddit

To be clear, they’re paying the COBRA? Your cost too. If yes, run don’t walk. These days offers are not so considerate. Usually, company sold, thanks for your service, let’s have a pizza lunch the day you all clean out.

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R5Jockey@reddit

Take the money and run.

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chopprjock@reddit

I’d take that in a heartbeat! Heck, worst case scenario after year 1 is working at Starbucks, which offers healthcare for those that work 20hrs/wk or more.

oldirishfart@reddit

I am guessing they are offering to pay the cobra premiums for 1 year.

Which is good! My company paid for 1 month and then I was in my own

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JustChemist8556@reddit

They’re age discriminating us. I saw it heavily in my 40s and it’s not getting better.

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silveronetwo@reddit

You're in a situation where you almost have to take the offer.

It would have been better to have known where your expenses would land - at least at a high level. For example if you have been saving 20% of your salary and work related expenses are another 10-20%, then you might be able to get by on 60% of your previous salary with no real change in other normal spending.

Might do you some good to understand ACA subsidies and income limits, as you can likely take advantage of this after your generous COBRA offer expires. You might find health coverage won't be as onerous as you thought it might.

While its common to stay working for health insurance, a subsidized ACA could be less expensive than an employer offer, especially in your case where you only have to bridge 4 years until Medicare eligible.

Familiar story. What bites you is the lack of healthcare insurance coverage after that year is up.

We have two different sets of couples friends who are in the same situation, or were five or six years ago. The wives had always been shared through their husbands'employers' health plan. I'm closer to one of the ladies that I am the other, and she told me that when the one year of continued salary and health insurance ended, I guess it was 2020, they had to buy Marketplace plans for both of them. She said they were paying $450 a month for the two of them.

He's now on Medicare, and she has to have her own Marketplace plan. Just these few years later, they are paying quarterly for his Medicare Advantage Plan, and nearly $500 just for her!

(She had gotten laid off shortly before he had, and hasn't been able to get back into the workforce. They didn't sweat it when she got laid off, because he was well employed.)

Freedom_Floridan@reddit

Take the offer

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BlueNoyb@reddit

It's my dream that my job will offer early retirement incentives. They haven't done it for over ten years and specifically said last week they were not doing it again ever because it actually cost them more, but I will continue to dream.

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NoKing9900@reddit

I was laid off two years ago at 58, from a private university. Got 16 weeks severance and unpaid vacation. My first call was to my financial advisor and he said all was good. I had a bit more in my retirement plans.

I was already on my husband’s health plan ( he was a public school teacher and they offered spousal health coverage for their retirees).

how much do you spend? if you're 2 years out from social security, and you spend say 50k, you may be close to barista fire?

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Fit_March_4279@reddit

Basically no one wanted to hire a 60yr old. He probably COULD have found a job, but they didn't want to move again and my mom was wrapping up a 30 year plus teaching career (with a surprisingly lucrative retirement).

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systemfrown@reddit

Yeah, a lot of men who worked long careers are only getting by in retirement by virtue of their teacher wife’s pensions.

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Kiwiatx@reddit

That’s a really generous severance. I would take it and you have a year to figure out what to do about health insurance. You may end up in another job that offers it or one hack that I’ve read on here is to enroll in a local college and do just enough credits to get health insurance as a student.

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Magnet2025@reddit

Take it. Believe it or not, you can get a new job at 60. You will have one year to find that new job.

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Automatic-Unit-8307@reddit

Man, I would kill for that offer. Our company, with 70,000 people have a CEO that is making life miserable for everyone with her micromanaging. A lot of people where I work keep begging for early retirement package, but this -lace is cheap, they rather make everyone miserable and force you to to quit.

or ask them to sweeten the deal.

I got a similar severance/bonus at age 48. I had to get another job, but if it happened again at 60, I would take it and (try to) stay retired.

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I had a position eliminated in a reorg, though a new role with +90% of the responsibilities of my job was created. I was offered a paycheck for every year of service, and a 2 month bonus to work until the last day. I’d also get any unused vacation paid out. I ended up getting the new position and a decent raise, but a few more years in since then, I hope to get an offer like this when I turn 60. I’d get over a year’s pay then. My former boss’s position was eliminated last year. He was 65 and got at least a year’s pay. He didn’t want to retire yet because of healthcare for his wife, but he didn’t want to take a position lower than his role then either.

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sheepdog69@reddit

it was to every employee 50 yrs old amd older

Me to my Husband via text: "Honey, be sure to double check your email before you leave work for anything that might be from HR. I'll explain later. " (Keeping fingers crossed hoping he gets a similar offer!)

Same advice I gave my brother:

Sometimes severance agreements contain clauses that offset the benefit if you get another job.

So OP should ensure there is no such provision AND get the $ up front if at all possible.

My wife has MS and is going to try to get disability. She had to take short term disability last year and they were holding it against her.

The plan is to sell our house and use the equity to buy a house outright. Location will suck but deseparate times..

I am going to take some time to look for another job so I can get this house ready to sell

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bugabooandtwo@reddit

Oh, that is rough. I hope you both find something (a good something) quickly.

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HumidMind@reddit

damn...sorry. Hold Fast.

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Trick-Statistician10@reddit

Oh no! I hope you and your wife find new positions fast! 🤞🤞🤞

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Acrobatic_Quote4988@reddit

Sounds like a pretty good deal. My severance in early 2024 was 6 months $ and 4 months Cobra. After csshing out my PTO, getting my 2023 bonus and 6 mos unemployment it was not bad at age 65. But your deal is even better!

No one is doing this to be nice.

They are dumping as much as they can before the sale to slim down. Depending if the new company is publicly traded, they won’t have offers for about a year and then layoffs will happen quietly. If they aren’t public, the offers will likely get worse unless there is some desperation for some reason.

The new company may also have worse benefits and this is a play to dump the old company’s costs

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Advanced_Tax174@reddit

The point is also to offer something very generous so as induce employees to accept and remove the hassle and distraction of any attempts at discrimination lawsuits.

Rich-Criticism1165@reddit

Just be mindful about taxes. If they pay you in a lump sum they tax the hell out of it. That is assuming you don’t already make a ton of cash.

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WilliamofKC@reddit

I got less than half of what you are being offered. That is a pretty generous deal.

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One-Medicine1521@reddit

I was offered similar 3 years ago and now I wish I had taken it. I'm 61 and I'm just done now. I'm burnt out. Tired. And I'm going to quit as soon as we sell our home, but I won't have a severance package like I would have received had I taken it 3 years ago.

Grab the money and run.

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EnglishDuckGal@reddit

I would take the offer while they still have the money to give it to you. Quite often, you never see that offer again and you end up getting laid off anyway

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HumidMind@reddit

Or the company that buys them tosses OP like last week's fresh fish

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Mycroft_xxx@reddit

That’s a good solid package. You should see if they are offering early retirement

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JustSomeGuyInOregon@reddit

The insurance is the catch. One year takes you to 61, at what point do you qualify for Medicare? Ask for COBRA to cover that gap.

They aren’t being laid off, they are being offered early retirement. The company is offloading high priced staff hoping to make the company more palatable to potential buyers.

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ofthrees@reddit

but it was to every employee 50 yrs old amd older.

that is BOLD. in addition to your money manager, i'd be making calls to attorneys.

i'm not one who cries "ILLEGAL" at everything an employer does, because i'm close enough to the sausage making that i know age discrimination can be really hard to prove, but if you are correct that they sent this to everyone 50 and older without sprinking in enough non-minority youngbloods to legitimize it, i have to think that's worth a free consult.

that said, if you can afford to live after severance expires (with the understanding that COBRA isn't coverage so much as you being allowed to pay their cost for a year vs three months, eating deeply into the severance), then sure.

but i'd try to get them to share what your COBRA costs will actually be, if nothing else. it would be nice if you could negotiate full benefits for that year and the full bonus payout, but i wouldn't be surprised if they refuse to negotiate.

all this said... i'm guessing they're doing the thing of selling to PE. so, if you don't take the package, you will almost certainly be shitcanned after buyout without anything approaching this.

Take it.

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MrRGG@reddit

My company does Early Retirement offers... then the layoffs. It's been the cycle for decades.

I've got a lot of friends who've taken the Early retirement offer over they years. Not a single one has regretted it. Most retired, some work p/t. ALL are much happier out of the corp grind.

I'm 60 also and got the offer last month. It's a good offer so I took it. Just gotta grind out another few months till my exit date.

My last boss had worked for many years for a famous mega corp. survived several rounds of layoffs until he didn’t. His advice was to take the sweet offer because it will just get more unpleasant after that.

I’d be grateful they offered anything and didn’t let the new owners kick everyone to the curb with nothing.

I recently switched jobs and am happy. Change can be good. Doing it on your own terms is way better than searching desperately for a new job because the mortgage is late…

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Tater72@reddit

So I had a call and was moved out in ‘23. I took the cobra money stuck with other insurance and pocketed that too.

PSA: if you apply to Medicaid and get rejected through the state, Obamacare opens up enrollment

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Treibh@reddit

I got my offer and retired a few months before I turned 60, years salary/bonus/ cobra for a year - I hit a year in May

I was scared and anxious, talked with my planner, friends and family

Experiment_262@reddit

Just remembering back when I was laid off during the tech bust, I think you need to take the offer and run, I don't think you are going to get a better deal out of it and I just see the offers getting worse as time goes on.

It's pretty generous for a corporate layoff.

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FewPilot7832@reddit

Take it gladly. Don’t wait because the buyouts only get worse for you.

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jaydee729@reddit

I did it (but at 57). Best decision of my life.

Medicare starts at 65, so you only have to fund COBRA for four years. And if you have a working spouse, you may be eligible for their health plan.

You can draw from 401k immediately, but bank it as long as you can, so you have a cushion. Plus, you can start Social Security as well, but again, wait (and see what your FA has to say).

The best thing is: not working.

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JoshOfArc@reddit

Agree with this with the caveat that COBRA is expensive as hell. Insurance on the government exchange is gong to be a lot cheaper. That said, plan on four years on your own dime. For me and my wife that means roughly $27k/year. Ouch!

Bottom line is take this offer. I guarantee you if you say no, the next time will be zero severance package. If your company is offering this to older employees now it means more bloodshed is coming after this.

Also... "The best thing is: not working." Hard truth.

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kent_eh@reddit

Has anyone taken a similar offer around my age and how are you doing?

I got a similar (not quite as generous as yours) offer when I was 59.

I jumped all over that and didn't look back.

Between the payout (partially invested) and my pension I'm living a very happy and comfortable life.

My retirement income is within a few hundred dollars of my typical monthly spend. Which means that my invested money is available for doing whatever I want.

mrsroperscaftan@reddit

I lived in Bethlehem PA when they cancelled the remaining pensions from Bethlehem Steel. It was ugly.

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Thin-Telephone2240@reddit

My happiest day working was the day my manager's manager interrupted my work and had me walk to a conference room to learn some executives far, far away had sent a list of positions to terminate. I took the offered package and haven't had a second thought about the place or working for a living.

I will say you got a much better deal than I got at 64. Between my severance package of 20 weeks pay, 5 weeks accumulated PTO hours, cash in my checking account and my retirement fund I had just over $225K. I realized I could live frugally and make it to my 100% Social Security date. So I did that but also fixed up a home I'd bought for my mother years ago, before she passed. Turned that into a rental and signed a contract with a management company. So, that rent pays my mortgages, I am now on Social Security and have more than half the original amount of cash left in the retirement fund.

To make an informed decision on how to proceed you need to consider how long the money will last for a given standard of living. You may need to lower your expectations.

There are other obvious factors: Are you single or married and supporting a spouse? Children out of the house or being supported? Debts and mortgages? Got yourself a Bucket List or just vacation places you always wanted to go? All these things cost money.

Me, I'm very pleased to not be working anymore. Absolutely love it. I did have random thoughts for a little while about projects that were left undone, all the knowledge in my head. But that passed soon enough and honestly, I really don't care about those things.

Good Luck to you!

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Oldebookworm@reddit

I would, even if it was just my piddly 60k and 40k in the 401k

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LadySiren@reddit

Late 50s, I am now semi-retired since I was laid off but brought back as a contractor. I thought I would hate it but I am loving it. I can now work as much or as little as I like, and I set my schedule.

We’re okay money-wise, and I have health insurance through the VA. If you’re comfortable with what you’ve got for retirement, I say go for it.

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VegasBjorne1@reddit

The biggest issue will be healthcare insurance after the year ends, assuming you cannot find employment or desire to find employment elsewhere. Many people look to the State Healthcare Marketplace (ObamaCare) for which premiums are based upon income.

However, there are legal workarounds as qualified withdrawals from a Roth IRA do not count as income for Affordable Care Act (ACA). As you are over 60, you could draw upon your Roth IRA without penalty assuming you have held the account for more than 5 years.

I think I'd take it.

I know where I work there can be early retirement offers, but rarely have they ever gotten better before the offer window ended.

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lsp2005@reddit

Using the 4% rule you can spend roughly 20,000 a year with 540,000 in savings. You will need a new job to help you make up the difference if your annual spending is more than that.

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vajrasana@reddit

Since it’s not a mandatory layoff at this point, would it really be considered age discrimination (in a court of law)?

‘Early retirement’ is a fancy term for a layoff.

I have seen it offered to younger workers, usually when they wanted to keep positive salaries on the low end of the scale.

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Impressive-Health670@reddit

It’s legally permitted to make the offer to only those above a certain age. It just needs to be voluntary and with sufficient consideration time.

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ThumbsUp2323@reddit

I'd take this in a heartbeat. At the very least, it's a year long sabbatical

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Affectionate-Map2583@reddit

That's a great deal with a full year's salary! I think the health insurance coverage from 61-65 will be your biggest concern. Do you have a spouse who can cover you both? Have you looked to see how much it will cost you on Obamacare? If you don't take it and your company is sold, how confident are you that they'll keep you?

I took an early retirement buyout from the federal government 7 years ago. I got $40,000 but my biggest perk was that I can remain in the fed employee health benefit system, paying the same proportion of the premium as people who are still employed. I also get a small pension that's 25% of my former pay.

If I saw the writing on the wall like you seem to OP, I would take the package & run. I’d apply for unemployment & start looking for something else. It’s too early to retire, but I’d pay off debt & live as frugally as possible until I found something new.

But let’s be honest, unless you work with your hands, your job is going to be replaced by AI soon. I’m being encouraged to use AI in my role as a risk analyst. I know what I’m doing. I’m making myself irrelevant.

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ExtraAd7611@reddit

In my state and I assume most other states, op would not qualify for unemployment until the severance payment is exhausted, so a year from the last day of work. Which is a huge cushion.

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Legitimate_Ocelot491@reddit

Not every state so OP MUST research that.

I fit went to everybody in your company 50+, you might have a good EOE case on your hands. I'd get touch with them and see what your options are.

Most companies doing stuff like this tend to at least spread it out across the various age groups so it doesn't look like they're targeting specific age groups.

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Intelligent-Sun-7973@reddit

My company did the same thing. It is allowed. They offered early retirement to everyone over 55. It was a very nice package. They offered it ahead of known layoffs. Some people turned it down and then got a worse package when they were laid off.

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KnightKrawler68@reddit

You have a money manager?

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OutHereToo@reddit

Almost 60 with 540k IRA makes me think he’s been paying his money manager too much.

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jigum777@reddit

Sounds like a sweet deal. I'd be gone in a heartbeat.

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NYRickEagle@reddit

TAKE IT! I have seen this way too many times. They don't take it and then the new owners come in and you're gone WITHOUT a package. Take it and go do something fun for work

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CleverNickName-69@reddit

I agree. Common wisdom says that the first offer a company makes to get employees to choose voluntary separation is the best one they are going to make.

If not enough people accept the offer, they don't sweeten the offer, they just start eliminating positions and you get whatever their standard policy says.

rolisrntx@reddit (OP)

Retirement Planners of America.

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chicagoliz@reddit

Does your job have any sort of pension -- and if so, are they offering a bridge to retirement?

If this offer is for the employer to pay for the insurance coverage for a year, plus a one year severance, and a pro-rated payout of your 2026 bonus, it's not a terrible offer. If there's room for negotiation, you could try for a full bonus.

gif

Listen to your planner, but consider a conversation where you probe for lengthening the COBRA coverage to meet your Medicare eligibility

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OTF98121@reddit

COBRA is allowed for the first 12 months. In order to qualify for an extension up to 11 months, you have to fall within eligibility guidelines such as the Social Security Administration has qualified you as disabled. Extensions are not granted for personal choice, and there are no extensions allowed beyond 11 months for any reason.

Holy moly. This seems like a fantastic package!
I (57) am resigning from my company at the end of the month after 16 years there.
Personally, I would jump at it, were it offered to me.
That company-paid-years-worth-of-COBRA coverage is big $ by itself.

I’m 54 this year. If I was offered this package I’d take it.

If I thought the company was going to be sold off I’d have signed before even finishing reading the email.

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BF740@reddit

I’m dreaming of getting this email, I’d be packed up before they ever saw the response

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gif

Take the money and run. Get a part time job if you get bored. Otherwise you may not get the severance when the new owners boot you out the door

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EverythingScrolling@reddit

Definitely see what your financial advisor says, but I would take that package and either enjoy your early retirement or do consulting work.

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MinervaZee@reddit

I would take it.

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damageddude@reddit

And I hope more saved in retirement accounts. The rough estimate is have $1.4m per person for retirement.

Good luck with the advisor.

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DantesGame@reddit

Does that include payout for any unused time you have banked? That should be part of it since that's legally part of your negotiated compensation package and due to you.

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Junior_Statement_262@reddit

I'd do it.

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GeoHog713@reddit

I'm only 46, but I would take it.

When companies that I've worked for have offered retirement packages, the "right sizing" came immediately after.

Companies try to reduce G&A costs before they sell.

I'd take the money. Start talking to everyone you know about a new job, or consulting / contract work.

Your current company might need you as a consultant. For some reason, those may be viewed differently during the acquisition process.

Good luck!!

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evilJaze@reddit

Not me, but I have many friends here who work for the federal government (Canada) and they're cutting the public service by about 15% mostly though attrition. The last time something like this happened at this magnitude was in the mid 90s when public servants got their golden parachutes and started retiring en masse in their 50s. This time around, the package isn't as gilded, but it's still a pretty sweet deal. I'm envious. I'd jump at it in a nanosecond. The federal public service has the best DB pensions in the entire country.

I say enjoy the early retirement if you can swing it!

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mypizzanvrhurtnobody@reddit

Hell of a lot better than a layoff.

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rolisrntx@reddit (OP)

My thought process exactly. Take the money and run. Find something else to do.

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