How do you handle long term unemployment and disabilities on top of that?

Posted by Vomplete@reddit | AskUK | View on Reddit | 6 comments

I'm trying to adjust to life where I'm going to be unemployed again and unable to build a normal independent life.

Also concerned with finances. I'd still like to work to earn money, even part time work, but realistically it would most likely need to be full time WFH and even that may become difficult with my health.

I want to move out, but that's not sustainable. I've also pretty much given up on the idea of a family and a career.

I’d really appreciate advice from anyone who maybe dealing with unemployment and/or disabilities which affect that.

**Background**:

I'm 33, have £150k savings and live with my parents. Going to lose my full time WFH job at some point(within the next year as my health is deteriorating, currently going through the ill health process).

I'm not severely/moderately disabled, but disabled enough that any physical jobs are out of the window: trade jobs, supermarket jobs, driving jobs, cleaner, security guard etc.

I have nerve injuries over my body that affects my arms, hands and feet, surgery is questionable and it's progressively getting worse.

I have a serious hearing issue(nerve related) which brings extensive pain when I hear everyday sounds(going outside or being in general noisy environments is difficult). Ear plugs/pelters/noise cancelling doesn't help here as once you take those off, it makes you more sensitised to sounds.

I also have a moderate speech impediment(stammering).

I can still walk, talk, do most things that people can, it's multiple times harder, involves a lot of pain and introduces a lot of obstacles.

I have a CS degree from over 10 years ago(very outdated). I was previously unemployed for 5 years prior to me starting this job(due to health issues).

I have 5 years experience in my current job, there is nothing technical I can take from the job that would help me elsewhere. It's one thing to uplift your skills from near nothing, it's another to do it with health issues that may 1) stop me entirely 2) if I do spend months(year+) uplifting my skills and somehow manage to get a WFH job, I'd may very likely have a repeat of my current situation where I'd be unfit to work.

I should be able to get £4,500 interest from my savings and I'm applying for PIP I think another £5.5k there. Future income of £10k per year. I don't have any bills.