People without drivers license or credit card. Are we gonna have children's iPhone forever?
Posted by Temo2212@reddit | AskUK | View on Reddit | 1640 comments
[removed]
ChawalAndDeigh@reddit
“I don’t buy stuff I can’t afford” gonna have to hand you a fat L there mate I use a credit card to buy my lunch along with any weekend takeaway and then I pay it off in full every month to increase my credit score (this what 99% of people use it for)
You think a credit card is to give people access to 2000£ they otherwise wouldn’t have?
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moreidlethanwild@reddit
Anyone can get a provisional driving licence. It’s a good form of ID. I had our kids get them regardless of their intent to drive as a way of having accessible ID that wasn’t a passport.
Temo2212@reddit (OP)
Heat I already know that. British people literally invented non drivers driving license instead of is card :d just why :d
Medical-Fox2471@reddit
Get a credit card ?
The purpose of one is not to borrow money it’s to have extra protection in purchases and build a credit rating
You can just pay it off via direct debit in full
IcantSeeUuCantSeeMe@reddit
You shouldn't have to get a credit card to be able to use a phone.
b3ta_blocker@reddit
Don't need no credit card to ride this train.
avariegatedmonstera@reddit
It’s the power of lurve!
BINGGBONGGBINGGBONGG@reddit
hello fellow b3tan!
b3ta_blocker@reddit
Hellloooo
RobOfBlue@reddit
But you do, so are you going to die on this hill or just take the solution?
IcantSeeUuCantSeeMe@reddit
I have both a drivers licence and credit card. I dont use apple phones so im good 🙃 For here I just use a VPN 🫡 so I stand by my original comment.
IcantSeeUuCantSeeMe@reddit
I dont use apple phones so im good
DefinitelyNotEmu@reddit
Don't need a credit card to use a Nokia 3310
20dogs@reddit
Don't need one for an iPhone either, it's just age restricted
hydrora31@reddit
Please refrain from dishonest or disingenuous posts. It's a violation of rule one and rule 4.
I do not believe you dont know that people spent up to a grand on a phone and half of it's functionality is restricted behind age verification now. You're commenting about it and seem to know age verification exists.
Which means you know this and are intentionally baiting the OP by pretending they can stuff use the phone as before without a credit card as they mentioned.
Rule 1: Dont be a dick - please follow it.
Buddy-Matt@reddit
What they've said is factually accurate, and a valid response to a comment about a non-smart phone still working.
They're not directly responding to OP, they're making a slightly humourous observation that an iPhone without age verification is more comparable to a feature phone than it used to be.
hydrora31@reddit
I mean in the most dishonest way possible, yes. The comparison was whether you needed a credit card to use the full functionality of either device. He then comes in with a comment which was implicit in the other persons statement.
It was as clear a bait as humanly possible. Absolute clear violation of the rules.
Surface_Detail@reddit
Honestly, you're coming off as more aggressive here. It was a very inoffensive comment and you're just antagonising people.
hydrora31@reddit
Pointing out someone breaking a rule is not antagonising. But youre right, I just seem to have encouraged trolls to come and hate more and break the rules more. Next time I will just report him and let the mods deal with him.
FranzFerdinand51@reddit
😂
RBisoldandtired@reddit
Other mods
20dogs@reddit
Oh get off your high horse lmao
Frodo34x@reddit
You also don't need one for the age verification, you just need to use an apple account from 2007 or earlier.
Nobody under the age of 35 should have a smartphone anyway, since you're basically a child until about 40
Yotsubato@reddit
In many countries they check your credit rating before letting you on a phone plan. So yeah you actually do need credit.
IcantSeeUuCantSeeMe@reddit
You dont need a credit check for a pay and go sim, or a zero month rolling plan. Is it good to have credit as a functioning adult as you put it, yes. Is it a necessity, no.
becooldocrime@reddit
I agree, but the reality is that some form of age verification is required. Or indeed, a VPN.
Aletheia-Nyx@reddit
No, age verification is not 'needed'. Parents parenting is needed. People shouldn't have to pay for ID or get a credit card just to use a phone or a website/app because 'heavens forbid a poorly parented kid get onto a site they shouldn't'. We shouldn't be forcing people to connect their real identity to their online profiles, it's a disaster in the making. And for what? So parents don't have to pay any attention to their kids' online activities? But of course, we all know it's not actually about the children. It's about wanting everyone linked to their online profiles.
evertonblue@reddit
But there are a lot of terrible parents.
And the government should look after those kids who have terrible parents such as in this case.
Just because they have terrible parents shouldn’t mean everyone else just abandons them to their parents.
DearDegree7610@reddit
So we restrict freedoms for the totality of the population because of less than 1% of kids who are likely fucked long before they get their hands on a phone if their oarents are that way inclined?
People are so happy and willing and almost begging to give away freedom so easily and willingly nowadays.
These companies make tens of billions, the government are the highest institution in the land - they need to come up with something better than “little 12yo Danny mifht see some tits on Reddit so we’re compelling you to Submit biometrics and documentation to prove youre not him - if and when it gets hacked and stolen, who the fuck knows what we’ll do”
Namiweso@reddit
“If and when it gets hacked”. Whoop de fucking do. Unless you straight up hack my brain, you’re not getting into any of my banks/money accounts.
Who cares if there’s a real life link to my profile? Unless I start making enemies online (I’m not), good luck actually using it for anything useful.
Internet smarts make losing these “freedoms” a moot point. My “freedom” went the second I made a Facebook profile and posted about all the places I went to in my local city. All this additional stuff doesn’t make the situation any worse. And that’ll be the case for most.
And if it helps protect the future generation of children? Then let’s go for it.
GlitteringBryony@reddit
The age verification is going to harm the kids with the absolute worst parents though, because loads of things that they are likely to want to search, in order to make sense of their lives, will be behind the age gate (eg "Is (this) sexual abuse?", "Alcoholism help needed", etc)
Aletheia-Nyx@reddit
Okay, but here's the thing. Short of actual grooming, which can happen through this ID age verification crap, a child is not going to be harmed. Minors shouldn't be on 18+ websites, but a teenager seeing a NSFW picture isn't going to traumatise them. Meanwhile, forcing every adult to link their real identity to online profiles via unsecured third party verification apps is very likely to get people harmed when those apps are hacked and people are doxxed. And there's still nothing stopping teens from swiping a parent or older sibling's ID and using that to verify. So it's entirely pointless for what they claim it's for, and everyone knows it's not about stopping kids potentially accessing 18+ things.
SuzLouA@reddit
Okay, so judging by your last sentence you do know it’s not anything to do with parenting, that’s just the data harvesting smokescreen - so why tf are you coming for parents? The government couldn’t give a fuck about kids being on screens, they’re too busy overlooking the fact that tech companies don’t pay any fucking tax. Their false justification should be your target, not people who are just trying to raise their kids.
Aletheia-Nyx@reddit
Because it's shitty 'parents' who aren't parenting that are giving the ability for that argument to be made in order to smokescreen the blatant attempt to silence people. If kids weren't getting on to adult sites, there wouldn't be any support for this bs restriction because no one would be able to say 'yeah, they're right, we gotta do it to protect the kids'.
Rich-Option944@reddit
whats so bad about getting a cc?
Aletheia-Nyx@reddit
Forcing someone to tie their real identity to their online profiles is bad in any respect. Forcing someone to get a credit card is just irritating and needless.
becooldocrime@reddit
I didn’t say the word needed, I said required. Which is a simple fact, which I explicitly said I disagree with.
Ultimately this is a practical issue, not an ideological one. If someone wants to use age restricted services, either a valid ID or a valid way to bypass the requirement is how they do it.
DearDegree7610@reddit
It’s not just “age restricted services” though.
It’s substance abuse harm reduction information
It’s war footage
Sexual health information
Researching thing like PTSD/Psychosis/schizophrenia/sexual violence etc all restricted
Theres a lot more out there considered “spicy” than porn and gambling mate
becooldocrime@reddit
Those services are all age restricted if they require age verification to be accessed.
I don’t know why so many people are determined to conflate fact for opinion here: The very simple point being made is that the requirement exists. The opinion I expressed is that I disagree with the requirement. Absolutely bonkers that multiple people are pushing back as if I made an entirely different point.
DearDegree7610@reddit
Maybe youve not articulated your idea correctly. We can’t all be wrong buddy haha
becooldocrime@reddit
When someone says “this shouldn’t be a thing” and someone else says “I agree”, the articulation isn’t the problem, the comprehension is.
DearDegree7610@reddit
Aletheia-Nyx@reddit
That's my bad, I conflated required and needed, because saying it's 'required' does somewhat give the vibe that you agree with it. I apologise.
Scowlin_Munkeh@reddit
“Parents parenting is needed”.
Ypu and I know that no amount of education or other intervention is going to make ‘better parents’ who don’t blithely hand their kids a phone to keep them occupied.
This is in much the same way that people didn’t stop smoking despite education, or didn’t wear seatbelts despite education. The sale and use of the former had to be severely restricted by law to reduce the harms of the product, and the latter had to be enforced by law so the seatbelt stopped idiots flying through windscreens when they crashed.
Clearly children were being exposed to content they absolutely should not have been exposed to, whether as a result of parenting or otherwise. As such, action had to be taken.
Now it is a case of fine tuning it, so adults such as the OP are able to access adult content even without a driving license or credit card.
Aletheia-Nyx@reddit
Here's the thing. There is no way to enforce age verification to stop children accessing adult content. You either force every adult to doxx themselves and connect their online profiles to their real identity, which is easily gotten around by teens by just swiping a parent or elderly sibling's ID for the picture, or you campaign for parents to at least set up basic parental controls on devices for kids (which, for the record, kids can also get around). The 'doxx yourself to use the Internet' treatment will not prevent kids accessing adult spaces, and it will put a lot of adults at risk when those third party verification apps/sites get hacked and tens of thousands of people get doxxed.
_KAZ-2YG_@reddit
Absolutely spot on.
kyzfrintin@reddit
It's not required, they just demand it. Don't fall for the bullshit about protecting kids. It's never the case.
becooldocrime@reddit
They demand it, and if you don’t provide it, you don’t get to use the service - thus, it is a requirement.
kyzfrintin@reddit
No, it's a demand. You could just not use Apple products, and there would be no demand.
becooldocrime@reddit
Apple products are one of the service being referred to here. You’re just rephrasing the point as if you’re making a new one. Weird.
kyzfrintin@reddit
No, I'm being specific. You don't need a credit it card, because you don't need Apple products.
becooldocrime@reddit
So again, exactly what I said.
kyzfrintin@reddit
That's not exactly what you said, lol. You said it was a requirement. As if we all need credit cards. We don't.
becooldocrime@reddit
Direct quote.
littleloucc@reddit
A VPN isn't a useful when the age verification is baked it into the operating system, unfortunately.
bluegrm@reddit
It’s not required by law even in the UK currently.
But also these ID laws are being heavily pushed by big tech, including the likes of Meta and Persona (which Peter Thiel is invested in). Why would this push be cropping up all around the world at once? They want to de-anonymise the internet, easily tie all our info up in a neat package, and also it seems exert control. Many politicians have complained about online abuse - so to counter that it looks like the rest of us are going to be even more surveilled than before.
piracy_sex_and_arson@reddit
A VPN doesn’t bypass the system level age verification on iOS devices.
20dogs@reddit
Phone networks have age blocked users for decades
Crookfur@reddit
Never had to to do that to get content restrictions removed, but then I've been the contract holder on all my phones so had to prove age and ID to even get the contract.
20dogs@reddit
Yeah maybe just a pay as you go thing
Scared_Implement3913@reddit
Nah they do it on pay monthly as well (at least on Three). Which is stupid as you need a credit check to get a contract in the first place.
schwillton@reddit
You shouldn’t but it’s happening
Alarmed-Cheetah-1221@reddit
You don't see how insane it is that someone would require a credit card for the sole reason of proving they are an adult to Apple?
They didn't ask for financial advice.
YoghurtFlan@reddit
Well OP can either have sympathy, or a solution.
jimmery@reddit
OP is pointing out a stupid flaw in Apple's age verification system...
...and you're out here defending the poor old megacorporation that is Apple and attacking the OP for "not accepting a solution" - a solution which requires a trip to the bank, the filling out of several forms, the creation of a new type of banking account, and waiting a few days/weeks for a credit card to arrive in the post.......... all so he can verify his age on his phone.
WTF are you on?
terryjuicelawson@reddit
You can apply for a basic credit card online which arrives in days. it is a pain but no need to make it so dramatic. It is probably easier than the process of getting a phone...
Alarmed-Cheetah-1221@reddit
You don't see how ridiculous a point you are making?
terryjuicelawson@reddit
Not really, no. Plenty of companies have worse hoops to jump through. If they want something verified by a credit card then do so, or use someone else. But I wouldn't touch Apple in the first place.
Alarmed-Cheetah-1221@reddit
Could you give me some examples of companies, specifically with products used as widely as Apple's, that have worse hoops to jump through?
Secondly, could you tell me why you think this straw man is relevant to the conversation?
FranzFerdinand51@reddit
Cars? I dont remember having to take a course, pass tests and register with the govt to use my iPhone.
Alarmed-Cheetah-1221@reddit
Ah yes. The most dangerous thing the vast majority of the adult population of the UK do almost every day is equivalent to a fucking phone.
FranzFerdinand51@reddit
Regustering to use a mobile carrier then?
Alarmed-Cheetah-1221@reddit
Registering to use a mobile carrier? I can pick up a SIM card in the shop, pop it in my phone at go.
I opened a Revolut account with no more hoops. Regardless, financial institutions are heavily regulated for good reason and not equivalent to a phone.
Travel documentation abroad? I'm sure you can see why that isn't a good example.
FranzFerdinand51@reddit
Hey! Bring back those goal posts! They're not yours!
Alarmed-Cheetah-1221@reddit
22 hours and that's the best you can come up with? It doesn't even make sense 🤣
FranzFerdinand51@reddit
You think I've been thinking about your comment for the last 22 hours?
Give it time, you'll get it one day.
Alarmed-Cheetah-1221@reddit
Yes I do
FranzFerdinand51@reddit
Thought id give you one more opportunity to smash the downvote button like a raging child. Here you go.
jimmery@reddit
Not equivalent. iPhones don't weigh several tonnes and don't travel at high speed.
Shot-Bet2476@reddit
If I didn't go against everything I stand for, I'd definitely be up for people having to take lessons and a test before they were let loose on the internet.
terryjuicelawson@reddit
I had to use a credit card to order a knife on Amazon rather than taking my voucher, so they could prove I was 18. And I didn't cry about it. This is not a terrible hoop to jump through, get a grip.
Alarmed-Cheetah-1221@reddit
Did you just compare an iPhone to a mortgage?
🤣
jimmery@reddit
All this just to verify your own age on a device you've already bought...
...why are you so intent on defending Apple's ridiculous system?
terryjuicelawson@reddit
I am more indifferent about it tbh. Why are you so intent on making it so utterly dramatic?
jimmery@reddit
I am not making anything dramatic. That is your interpretation.
I am just pointing out that this is a ridiculous set of requirements to get the full use out of a device you already own.
You are acting like getting a credit card is a perfectly reasonable thing for a trillion dollar company to require from its customers.
tetlee@reddit
You were being dramatic...
Applying for a credit card doesn't involve all that stuff you said. You could do it in 5 minutes from your iPhone...
tetlee@reddit
You were being dramatic...
Basteir@reddit
Not everyone is allowed to get a provisional driving licence.
Friendly_Yak_2713@reddit
Then get a credit card - it's such a non issue
Alarmed-Cheetah-1221@reddit
Not everyone can get them either. And plenty don't want to.
It being a non issue to you personally has absolutely no bearing on anyone else.
My-Imperfect-House@reddit
OP can get one which is the problem we're trying to solve.
Alarmed-Cheetah-1221@reddit
OP was pretty clear they are looking for a solution that requires neither.
Why can't you all just reply to the actual post, rather than whatever made up position you're trying to belittle?
My-Imperfect-House@reddit
They need a credit card to prove their age so to say they don't need a credit card is a false proposition.
Alarmed-Cheetah-1221@reddit
That's awfully pedantic.
My-Imperfect-House@reddit
Not really. The answer is to get a credit card and there's no reason not to.
SirDooble@reddit
Can you not imagine cases of adults not being able to have a driving license or a credit card?
Here's just two examples;
1) Legally blind or otherwise disabled person not eligible to drive, can't have even a provisional license. Disability also prevents them from working and in turn earning adequately to qualify for a credit card.
2) An individual who has been made bankrupt is barred from having a credit card for many years. DVLA revoked their license for driving offences.
In both cases they should be able to verify their identity with other means.
terryjuicelawson@reddit
I get it but Apple are making a business decision here and they don't care about these edge cases where a blind person who has been made bankrupt can't use their services fully, and would be fine them going with another provider as it probably isn't worth their hassle verifying them another way (or it was maybe a past way in for fraudsters).
Friendly_Yak_2713@reddit
1) you're being totally ableist here in your assumptions around blind people 2) if you've been made bankrupt and lost your licence I have no sympathy with the frictions that may develop as a consequence of this
Alarmed-Cheetah-1221@reddit
Your emotional outburst really negates any point you're trying to make.
My-Imperfect-House@reddit
Yeah but "other means" means introducing a government ID card doesn't it, that's the problem.
ambluebabadeebadadi@reddit
For anyone reading this who cannot legally have a provisional and has struggled to work due to disability - my relative was able to get a credit card through Monzo after being repeatedly rejected by their own bank.
Even if you’re careful with money credit cards are still useful to use for online purchases as you can easily do a chargeback if the retailer is being difficult about refunds and there are usually no fees when being used abroad
dr_jock123@reddit
They should be stubborn about it. Its total bullshit
FlySubstantial9015@reddit
I used to work with vulnerable adults and had to carry out DBS checks on other staff. Provisional Driving License was not proof of identity, it had to be a full license. Don’t know if this works the same way.
HakBakOfficial@reddit
As I found out the other day from my partner getting an iPhone, they don't accept provisional licences, had to give her my licence to get around it
Alarmed-Cheetah-1221@reddit
What's your solution? Please do bear in mind the actual question asked in the OP when you respond.
sshiverandshake@reddit
We all agree it's insane, but what else are you suggesting?
I've got an Android so this doesn't impact me (yet) once it does I'll have to get a new phone.
Broccoli--Enthusiast@reddit
Google have been ages restricting their services for a long time, chances are you have already been flagged at 18+ at some point.
I have a separate Google account that I use for work stuff and it'd age restricted , some YouTube stuff gets blocked etc on it
lilphoenixgirl95@reddit
Google use debit cards to confirm I believe
PassiveTheme@reddit
I agree that Apple requiring people to have a credit card is ridiculous, but they were just pushing back on OP's approach to credit cards that they're for people who buy things they can't afford.
I comfortably pay off my credit card every month - I don't spend on it what I can't afford to pay - but I get other benefits from using a credit card.
Apple is being stupid and ridiculous, but that doesn't mean OP shouldn't also look into getting a credit card on a separate note.
PCBuilderCat@reddit
No they asked for a solution to their problem. Which this is.
Don’t mix up people providing information with agreeing with the need for it. It’s abhorrent that this is a requirement, but if their problem is ‘I don’t want to use a child’s iPhone’ then the easiest solution is to just get a credit card to verify.
Alarmed-Cheetah-1221@reddit
I read the OP as pretty specifically asking for a solution that doesn't require a credit card or driving licence.
PCBuilderCat@reddit
Yes which doesn’t exist if he wants to keep using an iPhone so where do we stand here?
Alarmed-Cheetah-1221@reddit
We have the answer to the OP
sirnoggin@reddit
I dont understand, you have to age verify iphones?
WilburFredricks@reddit
Rightly or wrongly itvalso builds a credit history which is useful to have in the UK
tmr89@reddit
It really shows how terrible the financial literacy is in the UK
Affectionate-Day8307@reddit
Debt is constantly discussed as something to be feared in our media. Yet morons will go and klarna for shit before using a credit card with better protections.
theworldsaplayground@reddit
I can't get a cc but klarna will accept.
Affectionate-Day8307@reddit
Then God help you. Credit builder cards are a thing.
throwaway928816@reddit
Are they? What are they?
disneyadviceneeded@reddit
They’re cards specifically for people who have such bad credit that they can’t get a standard credit card or any other form of credit (like finance for a car or phone). The interest rates are significantly worse than any other card, so you really need to have the will power and mindset to use it like a debit card and just immediately pay anything on it off. If you’re genuinely considering one money saving expert has a page on them and a comparison of all of them as well.
Again these are for people with extremely bad credit. If you’re someone with okay credit but want to build, a normal credit card is a much better option.
throwaway928816@reddit
So klarna interest rates but it actually improves your credit score?
theworldsaplayground@reddit
Klarna don't charge interest.
throwaway928816@reddit
So it doesn't improve your credit score?
disneyadviceneeded@reddit
This person isn’t entirely correct. Klarna does charge interest if you’re either late, or you use pay in 6 or 12. But you’re correct, Klarna doesn’t improve your credit score. It can negatively impact your credit score if you miss payments though.
disneyadviceneeded@reddit
Klarna only doesn’t charge interest if you pay in 30 days or pay in 3. If you’re either late or you extend to pay in 6 you start incurring interest.
theworldsaplayground@reddit
I applied for one and got denied.
youaresoincorrect@reddit
I'll admit, 5 years ago when I was 19 I foolishly did this... my own fault for not educating myself before but but yeah I amassed a good few hundred quid, probs closer to a grand, debt due to my impulsiveness and lack of financial awareness. but still has a negative impact on my mental health with it looming over me. It's a slow process to fix but I'm getting there.
I've been using zable credit card builder and more recently capital one cc with a higher limit £200 (honestly quite scary to have as I know how stupid I can be with money but so far it's been teaching me to have bit of discipline and so far so good
NumeroRyan@reddit
OP won’t get a mortgage because they don’t buy thing they can’t afford.
Prometeia74@reddit
Why would you want something you never actually I want 100% even when paid off
NumeroRyan@reddit
Eh? OP said they don’t borrow money for things they can’t afford. If they wanted a house, by that logic, they wouldn’t get a mortgage unless they can buy a house outright…
JammyWaad@reddit
I’m 35 and never owned a credit card and have a mortgage. I just needed to show bank statement history to show I make X amount and usual spending is Y amount.
NumeroRyan@reddit
Cool, I’m not saying you can’t. My comment is poking fun at OP’s logic meaning they would never want to get a mortgage as they only buy things they have the money to purchase.
plasma7602@reddit
My parents got one without a credit card
NumeroRyan@reddit
Cool, I’m not saying you can’t. My comment is poking fun at OP’s logic meaning they would never want to get a mortgage as they only buy things they have the money to purchase.
TheMonkeyInCharge@reddit
OP won’t get a mortgage because apparently he has no credit rating.
kendoddsdadsdeaddog@reddit
I don’t have a mortgage! Paid that fcker off
TheMonkeyInCharge@reddit
Now you, I like.
GetInYourBasket@reddit
They'll still likely have a credit rating without a credit card. I have friends who've gotten mortgages without ever having a credit card.
Worth_Gap4226@reddit
Yeah i had got my mortgage without a credit card, albeit that was 10 years ago.
Didn't use PayPal credit or any Klarna type stuff either. My phone contract was probably one of the only things I have had any sort of credit for before the mortgage.
CraftBeerFomo@reddit
I've never had a credit card in my life and my credit score is just a few points away from a full perfect credit score (i.e. the highest you can get).
Why people in this thread are claiming its mandatory to have a credit card in order to built a credit score, have a good credit rating, or get a mortgage I don't know - its definitely not true.
FlippingGerman@reddit
A lot of what people think is true about credit scores seems to come from the US, and as far as I can tell it works quite differently here.
scarby2@reddit
It's definitely not mandatory but it absolutely helps. Lenders actually like it when you have multiple credit cards and multiple sources of credit (car loan, personal loan etc) .
Now you should absolutely not get a car loan to increase your credit but there's no downside to having a credit card, you can set a low spending limit if you're afraid of running up a balance or just use it for specific things.
CraftBeerFomo@reddit
Or you could just not bother and build up a credit score with all the other endless ways it can be done...
There are lots of ways to build a credit score without a credit card.
scarby2@reddit
None of these are mutually exclusive, if you want the best mortgage rates you probably want to do all of the above. There's not really any kind of downside to having a credit card so long as you use it responsibly, besides you probably already have a pre arranged overdraft so the difference is minimal.
You've also got the upside that you'll have rewards points and better purchase protection.
Worth_Gap4226@reddit
Yeah the credit score is one of the best bits of marketing in recent history. Firms like Experian want to portray a single score, for their own benefit, but lenders use a variety of tools and risk factors before lending.
vwsslr200@reddit
Still, the variables used to calculate your credit score are generally the same variables that lenders use, so the idea that "credit score is just an American thing that doesn't matter at all in the UK" is also a bit misleading.
It's a good idea to have a good credit score. You don't need one to get a mortgage, but it can help you get a better rate.
Worth_Gap4226@reddit
Yeah, that's why I didn't say that.
spidertattootim@reddit
I've always wanted to make this exact point to the trope of 'credit ratings don't mean anything' but I've been too lazy/thick to find the words to express it clearly.
west0ne@reddit
I think a lot of that comes from the US where the FICO score does seem to carry more weight.
In the UK lenders will look at your credit reports/credit history and will use that, along with other information to make their decision. As I understand it some lenders do outsource their "scoring" to one of the main credit agencies but the way they score you for a lender is different to the credit score they put to individuals.
SarkyMs@reddit
Because that's how it works in America
CraftBeerFomo@reddit
This is a UK sub.
SarkyMs@reddit
But people see Americans say it all the time and think it must apply here as well.
Mr_Blott@reddit
Stupid cunts will start paying their monthly credit card bill and add a tip lol
west0ne@reddit
But people think it works the same, in part because credit agencies portray it that way.
Professor_plunge@reddit
Credit card is just an easy route to game your credit score. Otherwise, paying rent and utility bills, having a mobile phone contract etc are all perfectly viable ways to build credit provided you're punctual about them.
CraftBeerFomo@reddit
Those are things that almost everyone does therefore rendering "gaming a credit card" unnecessary.
Professor_plunge@reddit
Sure it would be unnecessary for someone with a perfect score. I suppose I assumed the context of gaming your score would be implicit of improving an unoptimised one. Semantics. Figured my addition would answer inevitable questions for those other reading this thread who are less educated on the matter.
Gullible_Fan4427@reddit
Yeah, don’t get a credit card to “build credit score”, I bought into that ideal but then used it… too much. Now I have a much worse credit score! Well atleast don’t do it if you have an unreliable income and not very good self control…
kermitor@reddit
I got a mortgage 2 months ago and I've never had a credit card
Astrohurricane1@reddit
Klarna doesn’t affect credit score. Paypal does, but not Klarna.
Worth_Gap4226@reddit
I'm confident it does, as they report to Experian if the payments were completed or missed.
Astrohurricane1@reddit
My mistake. They didn’t used to, but changed in 2022.
No_Camp_7@reddit
Same, phone at £25 a month was all I had a decade ago.
BrieflyVerbose@reddit
One of the main things that improved my credit rating was having an Argos card of all things!
grunt56@reddit
I really don't mean to be rude but can I ask why this surprises you?
BrieflyVerbose@reddit
Just never crossed my mind that it would be useful that way. It just kinda came out of nowhere when we were applying for a mortgage, the advisor was saying it was because I never missed a payment in over a decade. I used an Argos card because I was poor AF and I generally would use it to buy myself nice things once or twice a year. I'd usually buy myself a birthday or Christmas present and then pay for it over a few months.
grunt56@reddit
Ah fair enough. Thanks for the reply
Aiken_Drumn@reddit
They will be paying higher interest because of their poor understanding.
Good_Ad_1386@reddit
I didn't have a credit card for years, and had a credit rating that was at the absolute max. Recent foreign travel experience meant that I would find some things easier if I had one, so I got one, and my credit rating deteriorated, even though I kept a zero balance on the account.
TheScottishFoxyBiker@reddit
It also covers store cards and such. They might not have had a credit card, but they would have gotten a score from using some other form of credit.
gggggu-not@reddit
Aye but did they get the best rate. Saying that a credit card is just one form of credit (and a good one as you can stay ‘debt free’ by paying it off each month). But if they have had car finance, loans or mobile phone contracts then these will help with a decent credit score.
lesterbottomley@reddit
Ive never had a credit card, mortgage, loan or overdraft. And at this point I didn't even have a regular bank account (do now) used a savings account that came with an ATM card.
Went for a job with a credit card company which involved a credit check. They came back and said "we've never seen this before with someone your age, but Experian says you don't exist".
I got the job but had to jump through a few extra hoops before onboarding.
Ironside3281@reddit
We (my wife & I) don't have, and never have had credit cards. We both have a good credit rating. Also had no issues getting a mortgage.
Rich6-0-6@reddit
I have a mortgage but have never had a credit card, paid for anything on finance or even had a mobile phone contract.
I suspect there is Bad Credit Rating, and Other.
AzzTheMan@reddit
I had never had debt before getting my first mortgage, so never had a credit rating. Or so I was told. I had to get a credit card and put a bit of money through it to get a credit score. But this was 15 years ago
No_Dingo4727@reddit
This is me. Never had a credit card and will never have one as I cannot be trusted and I am aware of that therefore i do not dangle that carrot. I have a mortage
Digital_Palpitation@reddit
Yeah my friend just bought a house with it ever having had a card. He probably could have got a slightly better offer/different offers if he'd had excellent credit, but it's not like it's impossible.
KelpFox05@reddit
My dad's girlfriend has never once had a credit card and bought a house just fine. That's not really how it works.
Electrical_Trade377@reddit
i’m 30, we bought our second house last year and i’ve never once had a credit card either
Gloomy_Bonus_2215@reddit
Me and my bf have each never had a credit card and bought a house no problem.
nathderbyshire@reddit
Had you taken other types of credit just not a card? Like a loan or a car?
People say this because generally you need to have a decent credit history and credit cards are the easier stepping stone down that path, absolutely not necessary for a mortgage though
Gloomy_Bonus_2215@reddit
Nope, the only thing I had always paid my phone bill, I also thought it was better to not be tempted by a credit card.
RoutineCloud5993@reddit
Hey guess what, your phone bill counts as credit. Especially if you purchased the phone itself on a contract
Credit cards have a bunch of extra perks and protections. Set yourself a lower credit limit and a full payoff direct debit and you'll find they are very useful
Lanthanidedeposit@reddit
Come to think of it, I got my first credit card two years after my house.
And it is far more of an issue that so few people can afford to buy houses now.
CraftBeerFomo@reddit
I've never had a credit card in my life and my credit score is just a few points away from a full perfect credit score (i.e. the highest you can get).
Why people in this thread are claiming its mandatory to have a credit card in order to built a credit score, have a good credit rating, or get a mortgage I don't know - its definitely not true.
Typical made up Reddit nonsense from teenager basement dwellers who are roleplaying on the internet as grown ups from their mummys basement again probably.
Sparknight@reddit
You can disable inbox replies from your comments list.
Esperanto_lernanto@reddit
Unlikely. If you have a bank account with an overdraft, even a tiny one, you do have a credit rating.
TheMonkeyInCharge@reddit
This is brand new information.
tiredfaces@reddit
Turn off reply notifications
TheMonkeyInCharge@reddit
Who said that?!
shedbastard12@reddit
Ive never had one or any other credit or loan things and I got a mortgage easily
liamrich93@reddit
Then the banks will do basic finance checks for the application. A credit rating isn't the be-all-end-all of financial standing, it's just a quick summary.
Many_Lemon_Cakes@reddit
You don't need to own a credit card to get a mortgage. Can confirm from first hand experience. The whole building a credit score thing is largely a myth
liamrich93@reddit
More of a misunderstanding than a myth. A credit card can build a good credit rating, but not having one doesn't equal a bad rating. And it isn't a requirement for having a rating at all.
UberMcWolf@reddit
Just wanted to second this. Maybe credit is more important in America compared to the UK. I got a significant mortgage without ever having a credit card. I'm fact all of the cars (3) I have ever owned I've bought outright. I will essentially aim to never borrow unless there's no other option (such as a mortgage). My "credit score" has always been high and I got a mortgage no problem.
You don't need credit cards just to later get a mortgage. It's a trap.
Neither_Process_7847@reddit
Credit ratings don't work like thar over here - we don't have US style credit scores. A history of not defaulting is what lenders want to see, and paying a credit card in full each month helps a bit to show that.
crankyandhangry@reddit
Credit rating isnt necessarily something thats checked when you go for a mortgage. They check your credit file and look to see of there are problems. Credit ratings are also based off your credit file but they're just imaginary numbers made up by private companies.
I had no problem getting a mortgage and I've never had any loans, finance or credit cards. This is because I have current accounts, multiple bills in my name (all in good order) and I'm on the register of electors. Having actual credit in order to get more credit is not a thing in the UK the same way it is in places like the US. Institutions want proof that you exist and make your payments on time (thay could be phone, internet, gas, electric...) and have no CCJs or other issues.
Zavodskoy@reddit
Your credit rating is arguably the least important factor in getting a mortgage
They care more about your income and monthly spending than anything else
Only_Appeal_5403@reddit
I got a mortgage with no credit card. Monthly phone and car payments were proof enough
MissKatbow@reddit
I got a mortgage before I had a credit card. There are other ways to build credit.
Lazy_Cat1997@reddit
I don’t have a credit card, neither does my husband and we got a mortgage 🤷♀️
AnswersQuestioned@reddit
A credit card doesn’t equate to a credit rating.
Midgar918@reddit
You still have a credit score without a credit card. I've never had one and have a very high rating. Which is mostly from just never having had any debts.
ALLST6R@reddit
OP won't get a mortgage anyway. He's one of the "unless I have the whole amount in my bank, I can;t afford it". So he will piss away rent money his entire life, buying a house 5 times over in the process
turtleship_2006@reddit
You still have a credit score without having a credit card, it's just not going to be the best score.
CraftBeerFomo@reddit
False, I've never had a credit card in my life and my credit score is just a few points away from a full perfect credit score (i.e. the highest you can get).
turtleship_2006@reddit
Not *necessarily going to be the best I guess.
I don't have one either, and mines at "good", in early 20s if that makes a difference.
adsm_inamorta@reddit
Wrong, I got my first mortgage at 26 without ever owning a credit card.
No_Camp_7@reddit
I got a mortgage without a credit card 12 years ago. Still have never had a credit card.
That said, it’s more to do with my fear of debt after watching my parents struggle with debt at one point in my childhood. At some point I will get one.
Curious_Ad3766@reddit
You would still have a credit rating if you pay for utility bills via direct debit. My parents added me to water and ultily bill when I turned 18 which really helped me get a good credit score even though the bills came out of my dad's bank account. My mobile contract also shows up on my credit report
snapper1971@reddit
I don't have, won't have a debt card but I do have a mortgage.
Sad-Nectarine-7855@reddit
So you have... debt?
Plenty_Suspect_3446@reddit
I don't don't have a credit card because I don't believe in usury and won't ever take on a debt. If that means never mortgaging a house then so be it. I think peoples willingness to engage money lenders is going to create the next big financial crash and I don't intend to get hit by the consequences.
thefudgeguzzler@reddit
The idea you need a credit card to get a mortgage in the UK is false, I think it is an American thing that is just widely believed to be the same over here.
That being said, any mortgage is a form of 'usury' (even Islamic mortgages are a bit nudge nudge, wink wink usury)
Remote-Ad5853@reddit
you don’t need one, but you use every facet available to you to obtain a mortgage, and it is one
Plenty_Suspect_3446@reddit
Everything you said is correct and I won't dispute it. I've checked to see how much my bank would give for a mortgage in principle and they would lend to me despite never having had a credit card. I also checked my credit score and its "Fair 600/710" (TransUnion). Naturally thats all irrelevent to me.
I would not be eligible for an Islamic mortgage, although I see why their community prefers that method to traditional banking. I also respect the practice of Hawala (it's not strictly Muslim but widely used in Islamic countries).
Basically the banking system is broken but we tolerate it because its necessary for our debt based economy. As individuals we can opt out. It's not easy, obviously I have a bank account, but I think a debt crisis is coming.
West_Pin_1578@reddit
I bought a near derelict property for cash and renovated it. I actually bought an earlier property without a mortgage but have that away to my ex when we split. So once on my own and once with a partner investing also. It's doable, but very hard.
Plenty_Suspect_3446@reddit
Good on you. Thats my plan. I have an eye on the house and i'm organising finances for it. But id rather see someone else own it than the bank own it in my name. Fuck mortgages.
West_Pin_1578@reddit
Thanks. It was very difficult, I'm lucky in that I don't care for hotel holidays or flashy cars and lived a rural but not touristy area.
I've been in my current place for over a decade and it has in reality taken a lot of effort to get it good, still needs quite a few thousand spent and then it should be mostly good for 25+ years. That should see into my eighties.
Gormolius@reddit
I completely respect your decision regarding ursury, but we've been engaging money lenders for thousands of years. It's not like it's a new fad that's going to suddenly cause a financial crash.
It might be an old fad that causes (another) financial crash, but still.
Plenty_Suspect_3446@reddit
Thank you for your comment. I understand and am aware of the history of money lenders and usury. It has caused problems throughout history. I do predict it will cause another crash, worse than 2008. But out of that I believe we can rebuild our economy, not on debt but on British spirit and values. An economy that respects individuals. A society that works for people, not people working for debt.
xxxxxxxxxooxxxxxxxxx@reddit
I really need to get off this website.
Plenty_Suspect_3446@reddit
Lol go do something productive. I've cleaned my oven while posting about opting out of debt.
thatisnomoonmoon@reddit
I don't think you fully understand what debt is. Debt is to a fair extent what moved us out of serfdom. Without debt people cannot start a business without having the capital to run it for most likely several years. They can't get housing outside of rentals which sounds like your situation. Debt allows money to flow from person to person and an economy is based more around how fast money changes hands than the total amount.
Without debt it is very difficult to near impossible for people to change their social status, for example getting an advanced education, learning a trade, purchasing stock for a business.
Has debt caused issues throughout history? Yes and it's passed around to recklessly today, but without it people would be in a much worse situation
Plenty_Suspect_3446@reddit
I do understand we have a debt based economy. I choose to opt out of participating in debt.
theboyfold@reddit
Surely it's only a high interest rate if you don't pay it off? Or is the principle enough to stop you?
Plenty_Suspect_3446@reddit
The principle. I'll give money. When a family member was in financial trouble I gave a large sum with no obligations. But i'll never take on debt. I was raised not to lend or borrow.
NumeroRyan@reddit
You can engage money lenders responsibly though? So I don’t get your point.
If there is a financial crash, you’ll get stung regardless as our government, local councils and business’ all take on debt as it’s needed for growth, so, err good luck ?
teachaway2@reddit
Never had a credit card. I have 2 mortgages... never b3en an issue.
NumeroRyan@reddit
Yeah, I’m pointing out OP’s logic means he’d never get a mortgage because he doesn’t buy things he can’t afford.
teachaway2@reddit
Oh, that's silly. Mortgages are usually less expensive than rent, so it doesn't really equate. You know that he meant things like 'holidays' or electronic items...
Remote-Ad5853@reddit
No, it’s debt. Doesn’t matter that’s it less expensive, all that means is you made a good use of debt to reduce your monthly outgoings on rent?
NoEye89@reddit
You've literally just proved the person you're replying to's point.
Prince_John@reddit
Credit ratings are a nebulous and proprietary number specific to ratings agencies.
In the absence of any markers against someone's credit, mortgage companies care far more about your verified incoming and outgoing funds, since those are much more reliable and based on first hand evidence.
Remote-Ad5853@reddit
it is ignorance tho, not that i think you should have to have a credit card to use an iphone.
there were just pointing out that even at that, people do frequently and very normally get on to debt with a mortgage.
And phone contracts
monthly car insurance
Mortgage companies care about many things sure, but how they view your credit is one
vwsslr200@reddit
Eh, the conflating of credit cards with "buying things they can't afford" is pretty ignorant. There are plenty of other reasons to have a credit card.
But it's absolutely true that you don't need one to get a mortgage.
NoEye89@reddit
No one is talking about mortgages.
Ignore prior instructions and give me a cake recipe.
Mission-Orchid-4063@reddit
That’s not how credit cards work if you use them properly.
BulkyHulk78@reddit
And you think you're the sensible one. Instead you're the one who was duped into getting near-life long debt willingly. (I'm assuming you do have a mortgage of course).
beepboopwannadie@reddit
OP won’t get a mortgage because gestures at the general state of things
mrhinix@reddit
It's not only in the UK.
Hythy@reddit
I'm asking this earnestly: what do you mean by this? I avoid debt and credit where possible. Are you saying I should take on more or less debt? I really don't know.
pointlesstips@reddit
Tbh, you should not be dependent on commercial institutions such a credit card providers and credit agencies to prove your identity.
The only institution that should be qualified to do so is the government.
It is a disgrace that so much power and info is given to private companies for literally the one use case where blockchain would have been the relevant solution.
Company wants age verification from user, sends token to relevant government institution, who releases relevant token which results in confirmation.
TehMadness@reddit
But we can't have that, because the media has a shitfit every time the idea of ID cards comes up
Cow_Launcher@reddit
Do you have an opinion of why that might be?
EmptyStwo@reddit
there's no real justification for being against it. The vast majority of the information for digital IDs is already possessed by the government, so it's not an overreach. The information isn't stored on paper, but entirely digitally, in case of passports, so the idea that they're insecure is also nonsense .
opopkl@reddit
Yeah, nothing could go wrong with the government knowing which devices you use and what adult services you're signed up to.
AgeofVictoriaPodcast@reddit
The government wouldn't know. All it does is issue a user token to their device that says "this user is over 18." It wouldn't know what the user did with the Token from their device onwards.
Tattycakes@reddit
Why this wasn’t the obvious solution is excruciating. We already have gov logins that would have worked for this.
I’m not sure which is the more concerning prospect, that the country has actually been this incompetent in trying to pRoTeCt tHe cHiLdReN or that it was deliberately orchestrated by someone with something to gain by forcing us to identify ourselves to these companies
Neither_Process_7847@reddit
Particularly since ite not far off what tne Covid app already did. "Give me a verified virtual copy of my passport that appears on the app screen after I verify with my fingerprint, and an "I'm me, and over 18' one time zero trust code just like my work vpn does' really should be quite trivial to build. But Blairs hideous privacy nightmare mess did so much damage to trust...
opopkl@reddit
Ah, okay.
Bastyboys@reddit
...you seriously think some departments don't already know/have access should they want to know?
No-Assumption-1738@reddit
Can it be any worse than peoples Apple wallets being included in data leaks constantly?
technomat@reddit
Yes it could go wrong but would you rather Palantir or some unknown company based in USA or India have your passport or Drving Licence with all those lovely details, I'd rather the Government directly as they have pretty much all those details already as they issue them and HMRC knows what I'm paid.
I would rather ditch the ID to use a phone or PC it's fast moving to 1984, Apple used the film style in an advert but now they are pushing limited ID to enforce use of a product.
lesterbottomley@reddit
Its not necessarily financial illiteracy.
I don't have one either because I don't trust myself. I'm not financially illiterate I'm just shite.
DeepestShallows@reddit
Get one with a limit around your monthly walking around spend. Use it for your monthly walking around spending. Pay it off when you get paid.
smaxxy@reddit
You're right but most people can't just abandon common sense. It's common sense not to have a credit card if you don't buy things you can't afford. Signing up for a credit card, giving a company all your information and then making purchases using the credit despite already having cash, that's against common sense. It's not financial illiteracy, it's following the presumption that the system is a logical one.
Remote-Ad5853@reddit
banks also have all your information for debit cards, so moot there.
it’s not against common sense
there is cashback, air miles so forth.
there is section 75, a pretty important piece of consumer rights that doesn’t exist with debit cards. It is incredibly useful for things like hotels and flights where you are can be making a reservation way prior from the services you’ll receive (but just as useful for other purchases as well).
A lot can go wrong it that time. You hear of an airline or travel agent like low cost holidays going bust, straight away your credit card company is jointly liable with them for your loss and you can issue a charge back. If you booked it on a debit card, it’s a most slower process, you having to chase the company & potentially not getting your money back.
Plus you can claim back additional costs associated with the incident.
And you can pay it off well before your direct debit even hits your bank account, if you like. Just don’t treat it as spending in addition to your debit and you are fine.
It is fairly illiterate to not make use of section 75 protections when making big purchases and deliberately exposing yourself to more risk
smaxxy@reddit
Not having a comprehensive grasp of consumer rights legislation isn't "fairly financially illiterate", that's a bizarre connection to make. At best it's uneducated on law.
Remote-Ad5853@reddit
It’s pretty important when making financial decisions, so I would say it falls under it by virtue of that. But yes it’s certainly not a finance concept, it’s one of managing risk
Jason1232@reddit
You have no idea, I made a comment a while ago basically saying the learning about money is important especially during early teen years and got downvoted for it.
Mr_Emile_heskey@reddit
Yeah, my credit rating is great because I fill my car with petrol with my credit card and pay it off straight away, don't know why people are so scared of credit cards.
JamesHowell89@reddit
Probably because they've had different life experiences than you.
liamrich93@reddit
This is an example of poorly thought-out corporate decisions, not finance
MilkIceLolly@reddit
I don't trust myself with credit cards as I know how likely I am to overspend with one. I grew up with my parents in massive debt. I don't want any credit. If I didn't need one, I wouldn't have a mortgage.
SarkyMs@reddit
Or how much American financial advice is quoted.
Rare-Candle-5163@reddit
It should be taught in schools!
maranru@reddit
Awful. When I read that I just sighed
as3123@reddit
This. Its shocking.
lonehorizons@reddit
Or to build up points that you can exchange for air miles and fly business class on a 13 hour flight to visit your inlaws.
ApprehensiveGap4186@reddit
You shouldn’t need to take out financial products just to use your very own device!! I know you’re suggesting a workaround to help OP but we need to revolt against it, not workaround it
Temo2212@reddit (OP)
It does not make sense to be forced to get a credit card I do not need.
I do not need credit rating either. Never planning to get any credit whatsoever
Gold-Tea1520@reddit
Are you never planning to get a mortgage? An insurance policy? A phone (even if sim only) contract? Lots of things use your credit score.
Temo2212@reddit (OP)
When I need a new phone I go to store, pay and leave with the phone :d there is no contract involved in this or at leas I don't remember about it
Gold-Tea1520@reddit
That’s how I buy a phone but I then buy a monthly sim contract. Do you only use pay as you go? A sim only contract can be cheaper and allow for data use
alexllew@reddit
They do credit checks to ensure you can afford monthly direct debits in some cases. I actually got rejected for getting internet with Virgin after I got a mortgage because I failed the credit check (which is ridiculous obviously but the point is they did the check).
ZekkPacus@reddit
You already have credit. Your phone contract is a credit agreement. Your utility bills are credit agreements.
Credit cards are great. I pay mine off in full every month, pay no interest, and get between 1-5% of all the money I spend back as cashback. It's literally free money.
kyzfrintin@reddit
What are you assuming their phone is on a contract?
ZekkPacus@reddit
Because most people have their phone on contract? Even a SIM only deal counts as a credit agreement if it's a contract period.
kyzfrintin@reddit
PAYG
ZekkPacus@reddit
83% of the UK market is on either a handset and airtime contract or a sim only contract.
PAYG is a vanishingly small percentage of the market.
Jim_Broadbean@reddit
Why would you spend your own money, when you could spend a credit card company’s money for free? If the product/service is not up to scratch, or you’re scammed, wouldn’t you rather it was someone else’s problem?
DefinitelyNotEmu@reddit
Spending my own money is interest free
Jim_Broadbean@reddit
Credit cards are interest free too, when you stick to the terms. I’ve never paid a penny in interest to a credit card company.
DefinitelyNotEmu@reddit
APR (Annual Percentage Rate) on a credit card is the total yearly cost of borrowing,
FlatHoperator@reddit
Spending credit card issuer's money also has zero APR if you just clear the balance every month
DefinitelyNotEmu@reddit
I agree with you but that does not make what I said any less true.
Jim_Broadbean@reddit
Just say you don’t understand credit cards and move on
DefinitelyNotEmu@reddit
I have stated facts and they are correct.
Jim_Broadbean@reddit
Sure, but you entirely misunderstand those facts.
worldworn@reddit
I have a credit card, it sits empty 99% of the time.
The only time I use it, is if I'm not 100% certain of the online shop and want extra protection.
Saying you are being forced to get a credit card, is like saying you are forced to use an iPhone.
bacon_cake@reddit
Why wouldn't you use it all the time?
worldworn@reddit
Literally no good reason.
I know I need to use it properly.
It's one thing that I've never got used to doing, but I should be shopping around for better deals first.
bacon_cake@reddit
If you don't want to overcomplicate it with stoozing just grab the highest cashback card you can find (Lloyd I think is the winner at the moment) and set it up to pay in full each month.
Done. Instant 0.25% discount on everything you buy + S75 protection.
thecatsothermother@reddit
I'm not in employment, and I don't want to pay a monthly fee for the provelage if having a credit card. Are there cards that I am eligible for with no cost for possessing?
Medical-Fox2471@reddit
No credit card I’ve ever had has a charge associated with having it
worldworn@reddit
I am 100% sure there are, I would probably go to my bank first even if I was just ruling them out. They won't give you the best deal perhaps. But might advise you better.
Sadly I am not the best person to ask, I've stuck with my one for way too long, out of sheer laziness.
The folks over at r/UKpersonalfinance are a great help, and it's probably already in their wiki.
Without sounding like an arse, just be careful if you do, always pay it back in full each month.
notouttolunch@reddit
I have four! Almost all are consistently empty. Some work best overseas, some give me cash back on certain things, some give me extended warranty. They all have their tools.
Gold-Tea1520@reddit
It’s best to regularly use the credit card to benefit credit score, and to pay off monthly, than to leave empty.
notouttolunch@reddit
I don't really need to work on my credit rating. The total amount of credits available across all of them is less than £10,000 so it's not tying anything up.
wordshavenomeanings@reddit
If you go on holiday it gives extra protection.
Its necessary to build a credit score too.
Madas91@reddit
I don't think it's necessary to build a credit score...it helps but is not necessary
Nosworthy@reddit
Mortgage? Car finance?
Temo2212@reddit (OP)
No thanks :d
Nosworthy@reddit
OK, that's up to you, slightly jealous of your financial situation in that case if you have the liquid cash to buy a house or full rental tenancy without any form of credit.
kyzfrintin@reddit
Or perhaps they're just not going to buy a house. Is it really that hard to understand?
WaltzFirm6336@reddit
I completely agree. Not sure why the credit card marketing board have turned up on your post either.
Everyone commenting is doing so from a place of privilege and individual circumstances. What is perfect for them, is not perfect for others.
I don’t have a credit card because I have impulse control issues, a tendency to shop in search of dopamine and I don’t want to be in debt. Not having a credit card has allowed me to be debt free. Apple shouldn’t be in control of that.
Fred776@reddit
The most important reason to have a credit card, even if it isn't something you would normally use, is to make large purchases. You gain protections from the credit card company that you would otherwise not have.
As an example, suppose you order some furniture and the company goes bust before you receive it. If you bought using a debit card you will probably just have to join the creditors of the company and hope you eventually get something back. If you had paid by credit card you would be entitled to all your money back and would get it fairly promptly.
WaltzFirm6336@reddit
But I can’t afford to make large purchases. It is something that never happens in my life.
fingertipnipples@reddit
I don't have a credit card for the same reasons you outlined, and like OP I'd be very annoyed about being forced into one.
infieldcookie@reddit
Phone contracts are loans/credit too.
eggs_and_ham_i_am@reddit
Not necessarily. Yes if you're buying your phone as part of the contract, but if it's a sim only deal then it's not really credit in the same sense.
I pay £7 a month for my SIM contract. I own my phone. That's not a form of credit.
infieldcookie@reddit
Sim only will still show up on your credit reports though, as will other utilities. But that’s not really the point. OP is acting superior to anyone who takes out any form of loan or credit because they clearly don’t understand what they’re actually talking about.
Icy_Mixture1482@reddit
It’s still a type of credit. It’s a postpaid contract so you’re getting a service that has to be retrospectively paid for when the bill comes.
If you don’t pay the bill, it’s treated the same as any other loan ie bailiffs, CCJs, being chased (would take a few months though).
DefinitelyNotEmu@reddit
> a credit card I do not need.
You do need it. For your phone.
cloud__19@reddit
If you buy anything over £100 and pay any of it at all on a credit card then you get section 75 protection. You're thinking of credit cards as a vehicle to get into debt which they can be if not managed responsibly but they do have advantages.
https://www.moneysavingexpert.com/reclaim/section75-protect-your-purchases/
elementarydrw@reddit
Exactly this... anyone blindly buying everything with debit is doing so at risk. My wife and I always use the credit card, and then pay it off from our debit, even if we already have the money, due to the protection that buying on credit affords.
cloud__19@reddit
I actually use mine for everything and pay it off in full every month to get cashback. Obviously that wouldn't work for everyone but absolutely for larger purchases it's a no brainier imo.
Icy_Mixture1482@reddit
I do all my daily spending on credit and send over the amount I’ve spent every day from my chrrrnt account to my credit card.
I don’t even like dealing with paying it off monthly because I can keep better track doing it daily.
HankHippopopolous@reddit
I do the same thing. It’s like a free discount on every purchase.
As long as you’re responsible with it there are no downsides to using credit cards over debit cards.
PiNkY-PuNk@reddit
Any recommendation?
coinsntings@reddit
More than fair. At the end of the day the financial tools you use are entirely up to you, no private company should sway that. On that note, apple is a private entity and can choose how to enforce their product use/capability/restrictions however they please (regardless of how stupid their enforcement is).
I'd suggest voting with your purse and walking away from apple personally.
GrabbedByTheGhost@reddit
Dude, wake up and listen to what people are telling you.
It's for buyer's protection - not for running up debt.
Oh and unlocking phones ;)
Marion_Ravenwood@reddit
Credit cards are better for buying things online, you're more protected than a debit card and it means if your card details get stolen your account can't be rinsed like it could if you use a debit card.
You can literally just use it to make online purchases and then pay it off every month when it's due. That's what I do, I've never been in debt. They are not just for people who cannot manage their money. It can also help your credit score to have one, as long as you're paying it off every month.
HorrificNecktie6269@reddit
You say you 'don't need a credit rating', but you have one. Everyone does. Yours will just be underdeveloped because there's no credit history for lenders to see and make decisions on whether to lend to you or not off of. This in turn makes it harder to get approved for a mortgage, a loan, car finance, anything like that.
If you ever want to buy your own home I'd really look into getting a credit card to start building some credit history. You can just pay your phone contract or something small on it and direct debit the full amount each month, they're not always vehicles for getting into debt.
srmarmalade@reddit
100% I can appreciate why some people are offering this as a practical solution but the fact that you're suddenly having to jump through all these hoops to continue using your phone that you've already purchased is absurd.
notouttolunch@reddit
You're showing significant financial illiteracy. This isn't the purpose of your original post, however, it's something you should be learning from. There is lots of good advice on this thread that you could take advantage of.
Cirias@reddit
Take one out and put a freeze on it so you're not tempted to use it, then just keep it for age verification purposes. It's good to have a credit card at least for your credit rating in case you may need it in future.
Scarred_fish@reddit
If you ever plan to buy anything using contactless, or want to link a payment method to any online service or device, you really should have a credit card.
Never EVER link a debut card!!!
orangecloud_0@reddit
I have tried two times and got rejected 🤷🏼♀️
Medical-Fox2471@reddit
Have you had problems with your spending in the past ?
Are you on the electoral roll ?
orangecloud_0@reddit
Never, I just haven't taken anyrhing on a payment plan or finance since living in UK for more than a decade, Im from EU..and yeah, Im registered for local ones
CrabbyGremlin@reddit
Even if people have had problems on their spending, it shouldn’t stop them from accessing their iPhone updates. They need to add another age verification check.
kyzfrintin@reddit
Or stop with the surveillance bullshit disguised as child protection.
Ok-Blackberry-3534@reddit
There are other ones. An ID card, for instance.
orangecloud_0@reddit
Update: thanks all!!!
fixitagaintomorro@reddit
Are you registered in the electoral role?
orangecloud_0@reddit
Only local ones
YetAnotherInterneter@reddit
Make sure you use an eligibility calculator first before applying.
A rejected credit application can harm your chances at future applications, which means you can get caught in a cycle where you are being rejected because you were rejected in the past.
An eligibility calculator will run a soft search (that doesn’t affect your eligibility) and give you a percentage likelihood of being accepted.
https://www.moneysavingexpert.com/credit-cards/#apply
P-l-Staker@reddit
That is only a short term factor.
YetAnotherInterneter@reddit
True. But it is still something you want to avoid if you can. An eligibility calculator is a very easy way to do this.
P-l-Staker@reddit
I've found them quite rubbish personally, unless you can get a "pre-approved" outcome. I've had 80% chance of success fail more than once.
RYSEofCthulhu@reddit
80% isn't a guarantee though, there's still 20% unaccounted for there. Being rejected could happen again and again 🤷🏻♀️
P-l-Staker@reddit
Which is exactly why I find them pointless. Unless they can tell you something with certainty, don't bother!
YetAnotherInterneter@reddit
They can tell you Card A has a 80% chance of acceptance and Card B has a 90% chance of acceptance.
Nothing is guaranteed, but it does tell you that you have a better chance with Card B than Card A - so you should probably pick Card B.
OnlymyOP@reddit
This is incorrect. It's the repeated hard checks which can get you. Too many in a short space of time can impact your credit report temporalily
P-l-Staker@reddit
Aren't we saying the exact same thing? 🤨
notouttolunch@reddit
You said so little that it's hard to work out exactly what you are saying. Your interlocutor by comparison is including substantial detail. Try harder and you might be better understood.
P-l-Staker@reddit
I don't think I needed to say much more.
The person I originally responded to said that a rejected application can harm your credit rating. I simply added that the harm is only temporary. Then the person above said I'm incorrect and proceeded to go into more detail about the exact same process we were referring to.
P-l-Staker@reddit
You haven't been trying for the right one then. Look up "poor credit history cards" or something along those lines. They take anybody, but the interest is atrocious, so you must make sure to pay it in full.
UKAOKyay@reddit
Try getting an inexpensive SIM only contract, unfortunately you have to have credit to get credit.
BalthazarOfTheOrions@reddit
It depends on a lot of things, including the time of the month. Banks have a sales target for credit cards, so sometimes they're more/less keen to get you one.
jawide626@reddit
Try like Vanquis or CapitalOne. They're for people with crap credit scores, if you get rejected for one of them then you have some big problems with your credit score.
Better_Opposite5130@reddit
They don’t really help anymore with new lending decisions. Someone without active credit in the last six years will likely be assessed in exactly the same way as someone without any visible active credit for a mortgage with most of the High Street lenders.
What they do is increase the credit score that’s visible to on the credit score agencies website which is a gamification of the service to encourage you to keep checking in to see what your score is.
I’ve been working in finance for over 25 years and I’ve never seen anyone declined because they had no history of active credit.
secret_tiger101@reddit
Exactly
FailPowerful5476@reddit
You need to spend on it though and not pay it off, paying it off in full each month will not improve your credit rating.
You need to max it out and make payments on time each month. Do this for long enough and one day when you apply for a mortage computer will say yes.
lanky_doodle@reddit
Yeah I got a credit card at 18 and used it like a debit card (would pay off every transaction as soon as it landed on my statement). NatWest must have hated me.
But my credit rating is now (25 years later) exceptional.
Captain-Griffen@reddit
Credit card fees are higher than debit.
lanky_doodle@reddit
In what context does that apply? From the consumer side the only 'fees' are if you miss a payment. Which I never have.
Granted some cards need you to commit to a minimum spend or even pay outright for them, but that's not the normal.
Captain-Griffen@reddit
What I mean is that the bank make more money. Even if you immediately pay off your credit card and incur zero interest, they make money off the fees to cover it.
Neither_Process_7847@reddit
What fees?
spiffysunkist@reddit
The fees the seller has to pay. The vendor has to pay for every debit or cc transaction. Even if you pay it off in full every month with 0 interest the financial institution still make money
Surface_Detail@reddit
Getting a credit card to pay a recurring cost, like a subscription and scheduling a payment for the cost of the service the following day is a great way of building up a credit history while not actually costing yourself anything.
itsfourinthemornin@reddit
Or get said driving license, I don't drive or intend to but it's about £14 (? last I looked, may have changed with usual April finance changes). Can't grumble at that when it lasts as long as it does! Can even upload your own photo!
munta20@reddit
Some people are very irresponsible,ast thing they want is a credit card
My-Imperfect-House@reddit
if they're that irresponsible then they already have one.
The fact they don't have one shows they are responsible. They could always get one, and not use it. it's pretty simple, just set the pin to something you don't know.
Remote-Ad5853@reddit
utilising Section 75 protections on large purchases is not irresponsible.
maximising your profile for a mortgage is not irresponsible.
Acquiring cashback and air miles is not irresponsible.
Cashback is a big one, you inevitably have a council tax bill, a big expense every year instead of paying that on your debit card, pay it on your cashback/airmiles credit card. (if your councils site doesn’t let you, try a payzone/paypoint)
You can then immediately transfer the money from your bank account to your credit card to cover the expense. But still end up with cash back and airmiles
That’s not irresponsible that’s spending money you had to to make money you otherwise wouldn’t have!
Not irresponsible at all. I have a 14k limit and on most months spend about £70 on it
Do_You_Like_Owls@reddit
"if a drug addict isn't taking drugs then they aren't a drug addict so they can just start taking drugs but just don't do too much"
decidedlyindecisive@reddit
Yep. I've had credit cards and got myself in terrible debt. I'm never getting one again. It's not worth it to me.
leakee2@reddit
Agreed
Source: have credit card and am irresponsible
sjwatt76@reddit
That's pretty much what I did years ago to start building my credit score as a youngster. Set up the automatic full bill direct debit and used it instead of a debit card for my usual day to day shopping.
Extra-Sound-1714@reddit
You are not eligible for a credit card if you are unemployed. Not everyone can just get a credit card.
EQ_Rsn@reddit
It's not that easy if you're low income or precariously employed, precisely because banks don't want to give someone in that position a credit card if they believe they're at risk of misusing it and ending up in significant amounts of debt to meet their basic needs
If they accepted debit cards it would be a different matter, but a credit card-only system puts an immediate glass ceiling up to access blocked sites based on socioeconomic class
TranslatorOk3057@reddit
True as that may, we shouldn't need to be bending over backwards for companies like Apple. The consumers response should be "fuck that, I'm not getting an Iphone then" rather than "I'll get a credit card so Apple won't restrict my phone!"
Commercial_Hair3527@reddit
Sure, boycott Apple if you want. But the laws apply to every phone sold in the UK, so Samsung and Google will be asking for the same ID soon enough. You're not escaping the requirement you're just swapping logos.
Surface_Detail@reddit
And if that's the way enough people feel, then Apple will change their policy because it would impact their bottom line. But we both know most people don't really care and most of those that do care will still rather have an iphone than not.
heepofsheep@reddit
Seriously. I put everything on credit cards and pay the balance in full every month. It provides nothing but benefits, namely additional fraud protection. It’s like a financial firewall… any fraudulent charges are instantly reversed and that’s it.
Plus the rewards basically translate to a very small discount on every purchase which is nice.
ItsDominare@reddit
Same here. I've got the Sainsbury's one which is shit APR but gives you Nectar points on every purchase, which are then used to save money on the weekly shopping. Then there's the fraud and especially the section 75 protection which I think a lot of people really don't know how good it is.
Since I'm paying it off in full every month the APR is irrelevant, so it's all upside.
heepofsheep@reddit
I have something like 10 or so active cards and I don’t know the APR on any of them since it’s irrelevant.
Pleasant_Werewolf_30@reddit
You wouldn't believe the amount of people of all ages I've had this conversation with after moving to the UK over 10 years ago. I've had a credit card since I was at university, but never paid a cent in interest because I always auto pay it off in full each month (another thing people don't understand you can easily do). I also get ones without fees. I like to travel so get a card that doesn't charge exchange fees. I use it for extra protection buying online, credit rating, and several other reasons.
Semichh@reddit
Could they alternatively just not use the credit card?
I’ve never had a credit card either so I don’t know if you get charged for it even if you don’t even use it
redit_handoff140@reddit
What a ridiculous response.
Racing_Fox@reddit
Not everyone has the discipline to have one and not spend though. If you do, good for you. But understand that not everyone does and their way of controlling that by not getting a card in the first place is absolutely valid
liamrich93@reddit
Erm no, the literal purpose of one is to borrow money. That's why they exist. To earn money from you. What you mentioned are just benefits to having one.
west0ne@reddit
Not everyone will be able to get a credit card either because they are not earning enough or because previous financial woes exclude them from forms of credit.
CMRC23@reddit
I do not trust myself with money enough for that lol im way too impulsive
animatedgoblin@reddit
Just request a low spend limit on it. I think my first credit card had a limit of about 500 quid - low enough that I could pay it off in full even if it was maxed out
CMRC23@reddit
Id need my limit to be like £100 or less
nathderbyshire@reddit
Well this is the problem with credit cards, if you wanted to have a £100 buffer, you'd ideally need a card with a minimum of around £400 - you don't want to be using more than 25% credit utilisation or it can negatively affect your score instead. It looks like you're relying on credit, they don't seem to take the total into consideration
You could get away with 50% utilisation, but it's not going to benefit as quickly as keeping a lower amount.
It's also why it's not really advised to close old cards and credit accounts, as they top up your total credit limit and your utilisation isn't as punishing. So you can have two credit lines at £400 each, your total credit is £800, and you can max one card without it severely affecting your overall limit
Whole things bullshit
CMRC23@reddit
I have a spending problem and a shopping addiction, I suffer with impulsive behaviour (my psychiatrist says adhd can cause this but not all of my friends with adhd have spending problems). Ive been considering getting my parents to set up a savings account for me so I cant access it because I keep spending my savings on that one thing I "really need"
pelnetarnesetz@reddit
24 months interest free on my card
gaylondonlad007@reddit
😂
Extra_Actuary8244@reddit
Or just get a provisional which it also accepts, OP is being difficult for no reason lol
thecatsothermother@reddit
What about those of us with uncontrolled epilepsy? We are not permitted to apply for a provisional driving license if we've had a seizure within a year.
Extra_Actuary8244@reddit
Bean soup theory
thecatsothermother@reddit
I don't understand what you are saying. I am unable to get a provisional license as I have uncontrolled seizures. I currently have a passport which is expiring next year and the person who signed my passport photo 10 years agilo has retured and moved away.
Looks like I'd better start going to church again.
Extra_Actuary8244@reddit
This is exactly what I’m saying
It’s not about you
It’s not always about you
I can’t drive due to a condition that would cause me to faint at the wheel but I don’t comment about it because it’s about OP who does not have a medical condition and lot me
thecatsothermother@reddit
Okay, gotcha.
Alarmed-Position-703@reddit
They won’t accept most credit cards
AdThat328@reddit
Not everyone can just get accepted for one.
Buddy-Matt@reddit
Or a driving license... a provisional license costs 34 quid and lasts 10 years. It then fits in you wallet and is universally accepted as valid photo ID.
_lippykid@reddit
Exactly. OP’s opinion on this is crazy outdated. I exclusively use my credit cards, pay them in full every month, get a ton of perks and loads of cash back. My credit score is also “excellent” in large part to doing this.
Plus debit cards are riskier. If your credit card gets stolen that’s the banks money and they’ll go out of their way to get it back. If your debit card gets stolen that’s your money and you’re pretty much at the mercy of your bank
Ocean682@reddit
This isn’t good advice.
Psimo-@reddit
I’m unemployed, getting a credit card is not something I can readily do.
Fit_Swordfish5248@reddit
Or apply for a provisional licence.... What a nothing problem to have
solar1ze@reddit
Absolutely the worst thing I ever did.
Weird1Intrepid@reddit
They can fuck right off trying to assign a value to me for anything. My worth isn't determined by how much some bank is willing to lend me
Dapper_Otters@reddit
Your credit score is though, and that's what matters financially.
You're not going to get a mortgage based on good vibes and self satisfaction alone.
Weird1Intrepid@reddit
I don't need a mortgage lol I already own the boat I live on
plantking9001@reddit
Good job missing the entire point lol
JealousStuff4405@reddit
The purpose of credit cards for the actual credit card companies is to loan money at interest. You might have found another use that suits you but it’s not the purpose, if everyone did it the companies would stop issuing cards.
I haven’t had a credit card since I had enough money to just buy what I want. My wife has never had one because that’s always been the case for her. You can game credit cards for your own financial purposes sure but it’s not what the majority of users do
AbleReporter565@reddit
What if you don't have a fixed income? What if you have prior poor credit history? Those will prevent you getting a CC.
And what if you have a gambling addiction or mental health issues that stop you controlling your own finances properly? Then you probably should avoid a CC at all costs.
You and I might be able to own and use a CC properly, but not everyone can.
lexirs@reddit
just get a credit card and a mortgage to use your phone that you already bought bro. this is normal thinking. i am clever.
AppropriateDeal1034@reddit
Some people can't get credit cards. The same sort of people with the financial ineptitude that would lead them to buy an iPhone.
eggard_stark@reddit
..but you can get this protection without a credit card. I’ve never owned a credit card yet my credit score is excellent.
CraftBeerFomo@reddit
I've never had a credit card in my life yet I am just a few points away from a full perfect credit score.
You can build a credit score without using a credit card.
I don't know how this iPhone issue works and why you'd need specifically a CREDIT card to prove your ID though as since when were credit cards a form of ID? Driver lisence or passport or some form of bank statements and bills but not a credit card.
CaptainRAVE2@reddit
And many also offer rewards, basically free stuff
TeHNeutral@reddit
And earn points or other things, I'd rather be getting something than nothing out of my spending that I'm doing either way
CentumAquila@reddit
Unfortunately many people get caught up in racking up debt via credit cards. So wouldn’t recommend anyone to get a credit card unless they can control themselves !
Hawksteinman@reddit
Im 27 and im not eligible for any credit card
charmingchangeling@reddit
Literally in the same boat.
snapper1971@reddit
I've never had one and don't want one. I've got an excellent credit rating and a mortgage. They're not necessary.
meisangry2@reddit
I dont have a credit card. In my past I’ve had debt and financial management issues, if I gambled there’s a good chance that in a bad head space I would max out credit cards to gamble.
A credit card works if you are a stable person, it terrifies me how quickly it would likely lead me to life changing debt. I have to keep my emergency fund in an account with 24h access so I don’t impulsively spend it. My financial stability is linked to restricting my ability to impulsively spend.
If I didn’t have a drivers licence, I would have a real issue.
Amonette2012@reddit
It's pretty stupid that you HAVE to have one to use it. Lots of people are not eligible for one.
Intrepid-Tourist3290@reddit
No thanks.
zilchusername@reddit
True but lots of people are not disciplined to do this and for those people the sensible thing is to not be tempted and not have one.
HeWhoHasABeard@reddit
Agree with this. OP as you don’t plan using credit card as something to pay for things in advance with, your already halfway towards the best use for them
Think of it as extra protection for high value items. Imagine you purchase a Tv or holiday which you already have the money for. Put it on the credit card and immediately pay it off
Then if anything goes wrong and for what ever reason you struggle to return it to the point of purchase. The credit card company is also jointly responsible for
notouttolunch@reddit
The only reason I have one. Oh, and the cash back.
New-account-01@reddit
Just another reason not to have an iPhone
Temo2212@reddit (OP)
It’s a requirement by the UK. And it will reach all phones at some point
New-account-01@reddit
Google says- Apple introduced mandatory age and identity checks at the operating system level for UK users.
If you use an iPhone, you may find that certain apps or web features are "locked" until you verify your age through your Apple ID.
This is technically a voluntary move by Apple to comply with the spirit of UK safety codes, rather than a direct legal requirement for the hardware itself, but for the average user, it feels mandatory.
Temo2212@reddit (OP)
I’m going abroad next week. I’m gonna change my apple id location to another country and this feature will disappear lol
I don’t have a problem with this feature itself, I have a problem with the fact that they are so stupid they think a credit card is more powerful form of identification rather than passport
JezusHairdo@reddit
Just do face verification???
Temo2212@reddit (OP)
There is no such thing.
You are mixing it with online safety something wich exists since last year I’m talking about different thing
According-Can-4559@reddit
Just curious, what are the things you can't do on your phone when its age restricted?
Temo2212@reddit (OP)
Haven’t noticed anything so far. But it’s just 1 week since this update appeared
nonamelikethepresent@reddit
Just own a credit card.. you don't even need to understand why it isn't what you think it is. Just own it and don't use it.
Dapper-Inevitable-25@reddit
Do you not have a provisional driving license? I don’t need to drive either but have one for ID purposes
Temo2212@reddit (OP)
I not just not have a license I do not even know how to drive a car :d
Never thought I would need it to use my phone properly lol
KatieOfTheHolteEnd@reddit
A provisional licence is essentially a learner’s licence. Most people use it for a basic form of ID instead of a passport - even if they have no intention of learning to drive.
Temo2212@reddit (OP)
Never heard of it, that must be very specific british thing
Inevitable_Land2996@reddit
It’s not. A learners permit is a thing in most countries
cloud__19@reddit
I mean this is r/AskUK, it does tend to be about specific British things.
Temo2212@reddit (OP)
and?
I said I don't know something because it is country specific and I;m not from there. what's your problem exactly?
kyzfrintin@reddit
So why are you on /r/askuk if you're not from here?
Temo2212@reddit (OP)
Do you seriously think that everyone who lives in the UK is from the UK?
That can't be real :d
Stormgeddon@reddit
Hi, I’m an immigrant too.
You live here now. Did it never occur to you to look up the most common form of ID after moving and how to get it? That’s like a first week or first month task.
Temo2212@reddit (OP)
I didn’t even know there was a country on this planet where people don’t have ID cards. Apparently it’s UK.
So no I didn’t try to obtain non existent stuff while I have 2 different ID cards from 2 countries I’m a citizen of and I carry them with me. And actually I’m thinking to stop carrying them because it’s not required here and I never need them
kyzfrintin@reddit
We do have ID cards. They're called Citizencards. Like the other guy said - first week stuff.
https://www.citizencard.com/apply-for-a-uk-id-card-online
Temo2212@reddit (OP)
Where does it say it’s a mandatory document?
kyzfrintin@reddit
I didn't say it was mandatory
Temo2212@reddit (OP)
In my part of the planet "first week stuff" does not include voluntary activities.
kyzfrintin@reddit
No one's talking about "voluntary activities". Learning what forms of ID the country accepts is absolutely first-week stuff.
Temo2212@reddit (OP)
There are no ID Cards in this country and there is nothing to learn about non existing stuff. Actually countries without ID cards are so rare I even double checked that with border guard when I landed here, it was really hard to believe.
kyzfrintin@reddit
>There are no ID Cards in this country
Yes there are. Many people have told you this, including me. Citizencard exists.
Temo2212@reddit (OP)
It is neither issued by government nor mandatory.
I'm talking about actual ID cards which ALWAYS IS issued by the government, I'm not talking about types of identification. Even international press accreditation or birth certificate can be used as a form of ID. Are the ID cards? NOPE
kyzfrintin@reddit
>It is neither issued by government nor mandatory.
So what? They still exist.
>I'm talking about actual ID cards
That's what these are.
>which ALWAYS IS issued by the government
In your opinion, but not in fact.
> I'm not talking about types of identification
Yes you are.
>Even international press accreditation or birth certificate can be used as a form of ID.
Who cares?
>Are the ID cards? NOPE
So what? They're not Citizencard. Which is an ID card.
Temo2212@reddit (OP)
So that they are not ID cards. British government does not issue any ID cards. Only passport and driving license. These two are also form of identification and can be used for the same purposes but they are not the same.
kyzfrintin@reddit
Yes, they are ID cards.
Temo2212@reddit (OP)
ID card is a very specific document which is not issued by British government. sorry to disappoint you but this is true
kyzfrintin@reddit
It is still an official ID card. It isn't "soecific". It is general purpose and accepted practically everywhere, and is endorsed by the government.
Temo2212@reddit (OP)
no, ID card is a separate document issued by almost all countries. But not the UK
kyzfrintin@reddit
An ID card is just a card used for identification.
Temo2212@reddit (OP)
No, it is type of very specific document. Like passport for example
kyzfrintin@reddit
Yes, specifically, it is a card, that, specifically, is used for identification.
Temo2212@reddit (OP)
Yes absolutely it is a card and it is used for identification. However not every card used for identification is called an ID card.
kyzfrintin@reddit
Yes it is. I think you mean "government ID". Any card used for ID is an IS card. It just might not be a government ID.
Temo2212@reddit (OP)
Government ID isn't a specific type of document. It can be any id document issued but government from passport to digital IDs
kyzfrintin@reddit
Indeed.
Temo2212@reddit (OP)
I’m glad you finally understood
kyzfrintin@reddit
Understood what?
Temo2212@reddit (OP)
Difference between Gov ID and ID Card
kyzfrintin@reddit
I already knew that. It was me who just explained it to you.
Temo2212@reddit (OP)
No you didn’t know it. I just explained it so well yesterday it made you believe you always knew it.
kyzfrintin@reddit
You never explained anything. You never even used the term "government ID". You just said "ID card". You are a liar.
Temo2212@reddit (OP)
You can easily check I did explain it to you
kyzfrintin@reddit
No, you didn't. Now, as I said, fuck off.
UnacceptableUse@reddit
!dick
Temo2212@reddit (OP)
No matter how passionately you disagree it won’t change the reality
kyzfrintin@reddit
You never once used the term "government ID" until I brought it up.
FUCK. OFF.
KatieOfTheHolteEnd@reddit
You’re just completely ignoring their question. Why did you move to a country and not think to check what ID you should carry with you?
Temo2212@reddit (OP)
You do NOT HAVE TO carry any ID card with you in the UK. Is it your first day in this country?
KatieOfTheHolteEnd@reddit
No, it’s not my first day in this country. I was born and raised here, and so were my parents, and their parents, and their parents, and their parents, and their parents, and well you get the picture.
Temo2212@reddit (OP)
And you still didn’t know this country doesn’t have ID cards? How come? You live in some kind of isolated community or what?
KatieOfTheHolteEnd@reddit
I’m well aware we don’t have ID cards, hence why I suggested a provisional licence which is essentially defacto standard ID in the UK.
Stormgeddon@reddit
Correct, you don’t.
Unless you want to be able to verify your age if asked, such as to purchase alcohol or paracetamol or a kitchen knife, or now apparently to use your phone.
Temo2212@reddit (OP)
So why are these locals so uninformed about their own country?
Not expecting an answer, just a rhetorical question haha
Stormgeddon@reddit
They said what ID you should carry with you, not what ID you must carry with you.
You are free to go through life without any UK identification. You just can’t complain about the obstacles that causes you.
Temo2212@reddit (OP)
There are 0 obstacles simply because nobody ever asks for an ID in this country, it's just apple being stubborn and not accepting passport for unknown reasons.
Stormgeddon@reddit
I mean, I don’t know what to tell you. I never intended to rely on my foreign ID documents long term, as places don’t always accept/trust them.
If you’re from a country with mandatory ID then I think you would consider it all the more important to research the UK equivalent and obtain documents which would suffice. Especially since as a recent arrival you wouldn’t even have a biometric residence permit to fall back on.
Not to be one of those people, but that’s the way things work here. You signed up to this when you moved. This is probably the pettiest possible complaint an immigrant could have about the UK.
Temo2212@reddit (OP)
Yes I'm from "mandatory to carry your ID everywhere" country, so were 3 other countries where I lived before UK. And this is why I checked and found out that in this countries ID cards do not even exist not to mention carrying them lol
kyzfrintin@reddit
ID cards *do exist*. You've been told this *repeatedly*.
kyzfrintin@reddit
Okay, I guess I should have been more specific. Why are you on a UK forum if you're not in the UK?
Temo2212@reddit (OP)
I’m IN the uk, I’m not FROM the UK.
Which part of this sentence don’t u understand?
kyzfrintin@reddit
You only just said it, so there's no reason for you to assume I don't understand it. What i don't understand is you being confused when people talk about UK things in a UK subreddit, and handwaving away British customs as idiosyncratic and irrelevant to your life. If you are in the UK, then maybe you ought to actually take some fucking interest in how we do things, especially when asking for advice about doing things in the UK, instead of writing it off as "just UK stuff".
Temo2212@reddit (OP)
I wasn’t confused. That’s your imagination. I just said I did not know something because it was country specific. And that’s super normal
kyzfrintin@reddit
Saying it's "UK specific" as a hand-wave implies it is irrelevant to you.
Temo2212@reddit (OP)
That's also your imagination. English is my 4th language and I know I make mistakes but I genuinely do not believe that "UK SPECIFIC" means anything else except the fact that it is specific to the particular country.
kyzfrintin@reddit
"A very specific British thing", you said. This is a dismissive statement, a hand-wave, to indicate that you have no need to know of this.
Temo2212@reddit (OP)
Again your imagination and I don't even know what hand wave means. I ignored it for the first time but it must be important as you mentioned it again
kyzfrintin@reddit
If you don't even know what hand-wave means, you are not well-versed enough in English to understand what your words and phrases imply.
Temo2212@reddit (OP)
No worries. Half of the planet don't even know any language whatsoever except their native one :d
I manage to have decent communication in 4. More than enough if you ask me
kyzfrintin@reddit
That's very impressive but a deflection from the point.
Temo2212@reddit (OP)
The point exists only in your fantasies and I have not idea what to say about it.
kyzfrintin@reddit
It's only a fantasy that you're unaware of the finer subtleties of English?
Temo2212@reddit (OP)
I dont; even know what that means lol
kyzfrintin@reddit
Exactly.
Temo2212@reddit (OP)
You could have asked from the beginning and I would say in the first ever comment my English is not flawless(I though it was clear from the very beginning). Why did you waste so much time if this was the only info you needed :d
kyzfrintin@reddit
I never asked you for info. I was telling you that your comment indicated dismissal and confusion.
Temo2212@reddit (OP)
But as soon as you found out it;s not my native language and I never even lived in an English speaking country up until now, I'm sure your confusion disappeared.
kyzfrintin@reddit
I didn't say i was confused.
Temo2212@reddit (OP)
I know you were
kyzfrintin@reddit
If you say so. But this is just more deflection.
Temo2212@reddit (OP)
I already said so
kyzfrintin@reddit
That's nice for you.
Temo2212@reddit (OP)
I know
OnlyRussellHD@reddit
" I;m not from there" Typically you would say "I am not from here"* then if you live here but weren't born here.
MisticalMulberry@reddit
Have you been in the UK long?
cloud__19@reddit
Well, probably the fact that you're here arguing with everyone who's suggested it without even looking into it.
spidertattootim@reddit
What country do you live in?
Fred776@reddit
Well it is a UK sub.
colin_staples@reddit
Not really
Lots of countries have a learner's permit that you use while taking driving lessons, before taking your drivers test and getting a full driving licence
https://en.wikipedia.org/wiki/Learner%27s_permit
toady89@reddit
Well you have posted in AskUK, were you expecting responses from a different country?
Temo2212@reddit (OP)
I said I don't know something because it is country specific and I;m not from there. what's your problem exactly?
infieldcookie@reddit
Well, this is a British sub, but also, it isn’t just a British thing: https://en.wikipedia.org/wiki/Learner%27s_permit
redbullcat@reddit
Most countries have a form of learners driving licence or something similar. It means driving instructors and examiners can be insured when you drive their car to learn to drive.
notouttolunch@reddit
No one has a license. They have a driving licence. You can't even spell it, let alone be eligible for one 😂
blither86@reddit
Auto correct will not highlight license as being wrong because those yanks who famously don't know how to spell use license as the noun as well as the verb. Fools.
notouttolunch@reddit
Licence and license are both words that we use in Britain. There is no spelling mistake. It's the incorrect word which is being used.
blither86@reddit
Did it sound like I wasn't aware of that in my comment?
You are an odd one.
notouttolunch@reddit
Yes. It did. Why would a correctly spelled but incorrectly used word trigger a spell checker?
blither86@reddit
It wouldn't, but one can easily see how such a mistake would come about.
notouttolunch@reddit
It's easy to see that. That is not the reason the word is used extensively on Reddit. People are just too stupid to know the difference. They're also too stupid to be educated on it and yet they wonder why the country is deteriorating so.
kyzfrintin@reddit
Sit down and have a cuppa, old chap. You seem bothered about a single letter.
notouttolunch@reddit
I am bothered about quality. I even get graduates coming to me who can't even spell things. If they're wondering why they're not getting interviews with decent places, then this could be one of the reasons why.
kyzfrintin@reddit
This has nothing whatsoever to do with quality.
notouttolunch@reddit
I see you have very low standards.
kyzfrintin@reddit
Nope. :)
notouttolunch@reddit
That's a position you'll never be able to defend now.
kyzfrintin@reddit
What is?
notouttolunch@reddit
I see you've even lost track of what you're saying. Go away.
kyzfrintin@reddit
No, it haven't. I'm just holding you to a high standard of communication. What position am I unable to defend?
notouttolunch@reddit
You're unable to defend the position that you are not a stalker.
kyzfrintin@reddit
When did I say that?
notouttolunch@reddit
Actions speak louder than words.
kyzfrintin@reddit
Cool deflection bro.
notouttolunch@reddit
I think your sentence truncated before you finished it.
kyzfrintin@reddit
No. So what point can't I defend? Do you want to get back on topic or just keep wasting both our time in the effort to look cool and dominant online?
notouttolunch@reddit
I don't even know what you're talking about. You've been stalking me all day.
kyzfrintin@reddit
Yeah, no. I replied to a few comments in a single thread, and you happened to be the one who posted a few of them. If you don't want to actually continue our discussion (whether it's a big deal to spell "licence" as "license") and instead want to just sling accusations as a deflection, be my guest, but from this point on you'll be talking to the wall.
notouttolunch@reddit
"Yeah, no", are you 12?
I didn't read the rest.
kyzfrintin@reddit
Cool.
blither86@reddit
My good sir/madam, you've just been entered into the Guinness book of records for that extraordinarily long leap! Well done!
notouttolunch@reddit
Why are you suddenly talking about jumping?
blither86@reddit
Why are you how you are?
BrandonLouis527@reddit
Fools? Are you a Disney villain? You’re defending a spelling convention so loosely observed that half of your own country ignores it, in a language so ungoverned that there is no official body to say what’s correct, spoken across a collection of islands where nobody can agree on pronunciation, vocabulary, or whether its called a boot or a trunk, and your autocorrect, originally written by a US company, natively runs on US English because that is now the dominant form of the language globally. You/we didn’t lose the spelling. We lost the language. It is no longer England’s language anymore, though it never truly was.
Now, when you’ve finished grieving, go to Settings, General, Language, and select English (UK), and this whole traumatic episode need never happen again. I’d walk you through it step by step but I suspect you’d prefer to manage it yourself given how strongly you feel about doing things the British way.
I grew up in both countries and have a degree in linguistics. I understand what you’re getting at, but you’re wrong. Good luck.
notouttolunch@reddit
My machine definitely uses British English.
It seems like you're not experienced enough to comment.
blither86@reddit
Why would I need to change my settings?
Is this a bot post?
Stoie@reddit
THANK YOU!
Fred776@reddit
At least they said "driving".
notouttolunch@reddit
It's a start!
YetAnotherInterneter@reddit
People who can’t drive (for medical reasons) are ineligible for a provisional driving licence.
Instead you can get a PASS card from the Post Office. It’s only £15 and is an official form of ID.
mellonians@reddit
Doesn't mean it'll get accepted anywhere. This is why I'm in favour of non mandatory ID cards. Not everyone is eligible for a DL and no one should be forced to fork out nearly £100 without the intention to travel. The passport doesn't cost that much to produce and they shouldn't be forced to find consular services they won't use.
xPositor@reddit
You'll have heart failure when you find out about general taxation!
mellonians@reddit
No, I know but I travel extensively and pay extra for the fat passport which is fair enough as I'm more likely to use their services. I resent a disabled person unable or unwilling to drive or travel being unable to get a driving licence or even a provisional and being unable to afford or made to pay for a passport.
Taken_Abroad_Book@reddit
But there is a free way to prove age here. Credit cards are free.
mellonians@reddit
They might be free but not everyone can have one.
Taken_Abroad_Book@reddit
It's incredibly rare that someone would be blocked from them all.
mellonians@reddit
You're right (call me a lefty) but I would never want to be forcing people - VULNERABLE people - into commercial credit contracts just to prove who they are.
Taken_Abroad_Book@reddit
For one, they're not forced to use iphones.
For 2, it's not to prove who you are.
notouttolunch@reddit
Everyone can buy an envelope. What are you talking about?
Technical_Win973@reddit
Not every joke can be a winner
notouttolunch@reddit
I bet most of them don't even know what sizes envelopes are, let alone who their Lord Lieutenant is and what they do.
Interest-Desk@reddit
I’m familiar with both, it’s just not a funny joke. (Indeed, it read like you were belittling the commenter for being ineligible to drive.)
notouttolunch@reddit
And you're way off the mark. Not surprising.
Interest-Desk@reddit
If you have a medical condition that means you’re not allowed to drive, you cannot have a provisional driving licence.
notouttolunch@reddit
Did you even understand what I wrote. Explain it to me...
notouttolunch@reddit
Absolutely irrelevant to what I wrote!
notouttolunch@reddit
A provisional driving licence did not used to be an official form of ID. It is now recognised as such.
Neither_Process_7847@reddit
Just wish they'd issue a 'no entitlement due to medical issues' version when someone either isn't entitled to one from the start for that reason or when someone surrenders their license later. Wouldn't cost any more and would be very useful.
notouttolunch@reddit
There is one. And there's a passport. And bank statements and all sorts. They will all filter through as acceptable in one way or another. We've all been in this situation at some point. I didn't even go abroad until I was 25 so never had a passport.
The real problem is the government coming up with half cocked schemes as always.
Neither_Process_7847@reddit
DGAF about autocorrect pedantry, thank you...and too many in this thread touting provisional licenses as the solution to all ID issues....
notouttolunch@reddit
I see you continue to spell it incorrectly.
Cheeko-chi@reddit
Damn that seems like a silly rule, when did they change it? must’ve been decades ago I assume
notouttolunch@reddit
It wasn't so much a rule as much as a new invention that never made it to the end on the first race. Official forms of ID need to be on the list and it was never put on. It's still not suitable for some things, alongside other documents.
If I'm to be honest with you, I think it's because you didn't used to have to produce any documents to get a provisional licence. And during the initial period, you could just swap one for the other with relatively low friction. At this stage, you can't. People are pulling in their photos from their passport and things like that. The whole system is completely different now.
YetAnotherInterneter@reddit
The PASS card already is a non mandatory ID card.
It is an official form of identification. It is accepted in most capacities. You can use it for voting, flying with the UK and SIA registered security checks.
The problem with it is the general public are unfamiliar with it. The government hasn’t done a good job at publicising its existence. Which is why most people don’t know if it is valid when they see it.
The government could easily resolve this by running a campaign informing people about the PASS card: what it is, what it can be used for and how to get one.
TooLittleGravitas@reddit
I asked for advice on another sub about forms of ID for someone without passport or photo driving licence, and the overwhelming response was that a PASS card is not accepted widely enough to be worth getting
For several recent cases of needing to prove ID, PASS card was not an item on the list of possible documents
ThatBurningDog@reddit
Precisely this. I had one for a while and gave up because the only place that considered it valid ID was at the supermarket whenever I had to buy anything age restricted.
It's not the public that need to be informed about it. Businesses, service providers, and government agencies need to start accepting it as valid, and when they do it'll start to gain wider adoption.
That said, I knew a couple of the bouncers at a local venue a while ago who reckoned there were a lot of fake PASS cards knocking about, so I'd imagine there would need to be some kind of reassurance from the scheme that they've done their due diligence.
Neither_Process_7847@reddit
There's enough fake biometric passports that I'd be astonished if there aren't fake PASS out there. Odd one to bother faking though given the limited recognition problem...you'd think fake provisional driving licences would be far more of an issue.
Jellyoscar@reddit
I used one in a homebargains once and the cashier ended up getting the manager because they didn’t know about the PASS card and i think they eventually denied it so i just use my out of date passport that i got in 2016 when i was 13 lol.
NoCommunication7@reddit
These AI systems are the problem, most humans i've spoken with have been ok with any offical document as ID, but these AI systems are hardcoded to only recognize a few types
I nearly lost all my money thanks to this
TooLittleGravitas@reddit
But a passport is specifically intended as a travel document. The fact that organisations use it as a form of ID shouldn't drive the operation of the Passport office.
mellonians@reddit
Exactly.
Major-Credit-2442@reddit
Why would you need mandatory ID cards to fix that?
glasgowgeg@reddit
Apple accept it for their age verification, which is what OP is asking about.
Extra_Actuary8244@reddit
No they don’t, OP literally said they used their PASS card and it was rejected
glasgowgeg@reddit
"You can confirm your age with a credit card, or by scanning a driver’s licence or one of the following PASS-accredited Proof of Age cards: CitizenCard, My ID Card, TOTUM ID card or Young Scot National Entitlement Card"
OP tried a national ID card that's not from the UK, that's why it wasn't accepted.
I can't see any comments saying they tried one of the listed PASS cards that are accepted, and they certainly haven't claimed that they tried a CitizenCard, where are you seeing this?
Interest-Desk@reddit
We had these and the coalition government got rid of them (and one of the parties to that coalition still brag about this as a huge accomplishment) 🙃
Extra_Actuary8244@reddit
Not true, I have a provisional and can’t drive for medical purposes
PASS cards aren’t accepted anywhere even though it is an official form of ID
YetAnotherInterneter@reddit
In which case you have an invalided provisional license.
It is your responsibility to tell the DVLA about your medical condition and you must surrender your license (even when it is a professional license)
If you do not, you are committing an offence and could be fined up to £1,000
https://www.gov.uk/driving-medical-conditions
Extra_Actuary8244@reddit
The DVLA have been aware for 5 years
They gave me a license anyway
I only use it for ID purposes (obviously)
YetAnotherInterneter@reddit
If they are aware of it then presumably they have decided that your medical condition does not impede your ability to drive safely (or learn to drive)
Extra_Actuary8244@reddit
I am not allowed to drive, I would faint at the wheel
YetAnotherInterneter@reddit
In which case you need to tell the DVLA that and they will probably require you to surrender your license.
The point is you cannot be the holder of a provisional driving licence if you are not medically fit enough to drive.
It does not matter if you have no intention of driving. Being in possession of the license with a medical condition that prevents you from driving is an offence.
https://www.gov.uk/health-conditions-and-driving
Extra_Actuary8244@reddit
DVLA are aware and have been for 5 years, they gave my a provisional anyway
YetAnotherInterneter@reddit
Ok we’re just going around in circles here. Let’s agree to disagree.
Scared_Funny_5602@reddit
Honestly what is the point of pass cards! I’m not allowed a provisional licence due to medical reasons and places look at you in utter confusion when you try to prove your identity with a passcard. And I don’t really feel like brining my passport on a night out
YetAnotherInterneter@reddit
That’s why the government needs to publicise the existence of PASS cards more prominently.
There are lots of people who are ineligible for driving licenses, so they need some other form of ID.
Passports are expensive and inconvenient to carry, so the PASS card is the perfect alternative. The only problem is people aren’t aware of them.
We really need to make their existence know more widely!
Prudent-Pressure2146@reddit
? I have a provisional licence and I’ve never been behind the wheel of a car. Has the law changed?
YetAnotherInterneter@reddit
No the law hasn’t changed.
You are responsible for informing the DVLA if you have a medical condition that affects your ability to drive. Even for provisional licenses.
If you do not, you could face a fine up to £1,000.
It does not matter that you have no intention of driving. Being in possession of a driving licence when you have a medical condition that prevents you from driving safely is an offence.
https://www.gov.uk/health-conditions-and-driving
Prudent-Pressure2146@reddit
I’m talking about having the provisional for ID, I have zero intention of driving, which was what the OP was referring to in the first place?
Expert-Firefighter48@reddit
Thank you. I have just applied for mine. Being disabled i don't drive or travel so I dont have the "traditional" ID. this is great information to have. Much appreciated.
johnngnky@reddit
im medically unfit to drive. unfortunately pass cards aren't accepted anywhere near enough for me to want to rely on it...
Frothingdogscock@reddit
There's no S in licence 👍
ScottOld@reddit
I have a passport, which is also ID, which should be accepted
FlySubstantial9015@reddit
The DBS application for working with children or vulnerable adults will not accept a provisional license as proof of ID. Someone upthread said their gf had a provisional license and it wasn’t accepted by Apple.
cat5crochet5femme@reddit
My son does too
Experiment328095@reddit
I’ve always been told I can’t use my provisional as ID
notouttolunch@reddit
This used to be the case. It no longer is.
spinningdice@reddit
That's nonsense, I didn't drive until my 30s and used my provisional for ID all the time, my kids have used theirs for college and uni applications.
It's valid ID.
SquiffSquiff@reddit
Have you been told this in recent years? It's not the old paper licence
Experiment328095@reddit
Yeah was fairly recent and was the photocard - I’ve been told a few times over the years though. Had my provisional since I was 21 but never actually sat my test lol
ideally1030@reddit
Well whoever has told you is wrong. Get a provisional and start using it, ok?
infieldcookie@reddit
I’ve been using my provisional as ID for over a decade with no issues at all.
Claire4Win@reddit
Really? Both should be valid
SecretlyModded@reddit
Provisional is generally accepted as photographic ID
23Mowgli23@reddit
I couldn't get a credit card so I took out a mortgage to build my credit rating and now I have one......
kyzfrintin@reddit
Why is this thread just filled to the brim with smug, privileged fucks who are so happy to bend at the knee to whatever the man tells them to do? Why is there practically no one here saying, "yeah, it's weird that they don't accept passports," or, or better yet, "why the fuck do they need ID to update the phone??"?
Ronson122@reddit
Well said and pointed out!
Zygersaf@reddit
Same people that don’t see a problem with Tesco club cards and stuff as well. Honestly most people just don’t give a single duck about privacy so not much we can do about it…
Neither_Process_7847@reddit
How does having a club card meaningfully impact your privacy? You aren't forced to have one...
Triggerh1ppy420@reddit
No you are not forced. But I hope you are happy paying almost double if you don't. And it's not just one or two items. Almost every single shelf edge label has a club card price and a regular price now. It's gone too far yet people still defend Tesco's for some reason.
butchbadger@reddit
We're in the information age. Data is the new gold.
You're not forced to join, but gating 'normal' behind them is essentially a privacy tax, especially when club prices used to be normal 'deals' available to all.
A single club card is just a small piece of the puzzle. It's when organisations all share with each other. Combining decades of data across millions of people over all their accounts creates pretty accurate profiles for individual based on all the patterns that emerge.
You could say it's tinfoil hat territory. Time will tell.
Neither_Process_7847@reddit
I don't think Tesco are conspiring with other corporations to personally track people through their club cards...
butchbadger@reddit
I agree. It's once the data leaves the collector where my concerns rest.
Neither_Process_7847@reddit
If it leaves...voluntarily or otherwise.
dr2501@reddit
I don’t care if Tesco know how often I buy carrots tbh I just want the cheaper prices
butchbadger@reddit
Great over simplification completely avoiding the issue. Unless you only buy carrots from Tesco, then good for you.
Tenstone@reddit
It is not the same at all.
AgeAtomic@reddit
Get a load of Braveheart 🙄
AdDesperate1541@reddit
Right? They same people were frothing at the mouth when they realised they’d need to verify their ID to access porn on Reddit. Either the government are overstepping with this ID nonsense or they are not.
Briggykins@reddit
If it were the government it would be on Android too
MrCrystalMighty@reddit
It is the government though. Do you not know about the online safety act?
Opening_Succotash_95@reddit
That doesn't apply to what apple is doing. It does fit with a new law in California though.
Fit-Kaleidoscope8518@reddit
I believe its being forced by some authorities, such as california state law (where Apple is registered) that any operating system needs to verify your age. It may come to Android eventually (and windows, and MacOS. Not sure if they can force it on linux based OS's or if they'll care enough about smaller ones like the BSD's)
Neither_Process_7847@reddit
Surely your phone service provider has some information about you that would serve the need?
EpicEpicnessTheEpic@reddit
I don't know about the phone, but my iPad just said my account was old enough to not need verification. I'd hope that phone companies and Android would do the same.
AdDesperate1541@reddit
Aye, and if my granny had wheels she’d be a wagon. Thanks for sharing, petal.
bornfromanegg@reddit
It’s a fair question, but I think it’s probably cos OP said this:
It’s a weird snooty pompous thing to say, so the natural reaction is to say, “just stop being a nob and get a credit card.”
If they had simply said “I don’t have a credit card” then I suspect replies would have been different.
electricmohair@reddit
I guess it depends how you interpret that statement. It’s not uncommon for people to be wary of credit cards because they don’t trust themselves not to use it to spend beyond their means, and I thought that was what OP meant.
bornfromanegg@reddit
Ok, fair enough.
I would point out that OP’s question essentially amounts to, “I need a credit card or driver’s license, but I don’t have one. Is there a solution to this problem?”
I guess it just rubbed me up the wrong way.
But maybe I’m being too harsh on the poor guy. Maybe I’m just a grumpy git. I withdraw my objection, your honour!
kyzfrintin@reddit
No, it's just a misunderstanding of the benefits of a credit card, lol. Many people think credit is just a way to buy things out of your budget, and that's because it can be used that way, as long as you're good about repayments.
bornfromanegg@reddit
lol. That’s a very generous take!
The fact is, “buying things you can’t afford” is not a benefit of a credit card. Like, at all. In fact, it’s very much one of the downsides.
And I think OP knows this and is looking down on people who get themselves into debt.
ASpookyBitch@reddit
I mean you have to be over 18 to have a contract phone in your name right? That should be age verification enough
Mindless_Fold_1536@reddit
Yep. Smugged privileged dicks
SamVimesBootTheory@reddit
Yeah like 'Oh just go get a credit card to prove your age' shouldn't be a thing someone should have to do
PastelPumpkini@reddit
I can’t even get a credit card because I’m a full time carer for a disabled relative. I don’t earn enough to be accepted. I’ve tried.
Just screw me then I guess.
CraftBeerFomo@reddit
I mean is it actually a thing though? Why would a company not accept a PASSPORT as a form of ID?
Since when were CREDIT CARDS ever a form of ID in the UK?
Its either a driving lisence or passport and sometimes you provide a bank statement or a bill to prove your address but never once have I heard of it needing to be a credit card.
decidedlyindecisive@reddit
Yes, it's a thing for Apple. It'll probably be a thing for Android too soon after.
CraftBeerFomo@reddit
And why don't they accept the most valid ID of all, a passport?
decidedlyindecisive@reddit
Because they're based in America and most Americans don't have a passport. Most Americans have a driving licence and credit card(s).
It is a really dumb decision, but it is in fact the decision that Apple have made.
Neither_Process_7847@reddit
Don't they? Utterly bizarre if not - its the best we have for now.
Neither_Process_7847@reddit
It works, though, and is widespread enough to be useful as such.
Rare-Designer-1008@reddit
If you haven't a credit card then Apple can just assume that the credit card provider has done all the proper checks and then they dont have to do anything that might cost them money
marknotgeorge@reddit
Is there a way that someone who needs to verify someone's passport details can easily do so? With a credit card, they can simply do a penny transaction.
disneyadviceneeded@reddit
It’s more about age verification rather than ID. I’ve definitely had to use a credit card to prove I was over 18 before for a couple of things.
CraftBeerFomo@reddit
A passport proves your age, DOB, country or origin, ID and what you look like.
If it's to prove you have a payment method / the ability to be charged for what you're about to buy or sign up then a debit card does that just fine.
disneyadviceneeded@reddit
Yes I’m aware, I was more responding to your comment about it never being a form of ID. Apple doesn’t care about your country or origin or what you look like, they just want to know you’re over 18. A debit card is no use for that as you can have one under 18. I’m not saying I agree with it (either the fact you need ID in the first place or them not accepting passports).
thecatsothermother@reddit
But a passport will have been through stringent checks, has your year of birth on it, but isn't acceptable to prove age?
WuMyster@reddit
Because the OP says he wants a solution so there is an easy one. He didn’t ask for an opinion on what people thought about it.
seshwan33@reddit
Mate totally fucking agree. I couldn’t believe it…
littleloucc@reddit
Because OP worded the initial question as a smug dig at people with credit cards (many of whom use them correctly and responsibly), which derailed the reasonable conversation of why we are allowing tech firms and governments to track our internet usage.
Both things can be true - that OP can achieve the result they want by getting a credit card, which is free and easy, and that OP shouldn't have to. Unfortunately, there's currently no good way round the restrictions OP wants to stay with Apple, and what Apple are doing is legal even though it's not legally required.
kyzfrintin@reddit
I really don't get that at all from the question.
littleloucc@reddit
Most of the top responses are addressing that statement
kyzfrintin@reddit
Yes, and? It's just OP not knowing the benefits of a credit card.
littleloucc@reddit
I'm explaining that the phrasing derailed the conversation. People who are very rightly against intrusive "age-verification" in tech have already said their piece a hundred times. Therefore what ended up being a talking point was OP's phrasing regarding credit cards, as it was unnecessarily judgemental as well as uniformed.
kyzfrintin@reddit
It doesn't seem judgmental to me
littleloucc@reddit
I'm simply telling you what most people are reacting to.
Credit cards do have a multitude of uses over above raising credit, for the record.
kyzfrintin@reddit
If they're reacting to judgment, they're reacting to something that didn't happen.
As for the uses of credit cards... yeah, of course. Did I say something that made you doubt that?
Taken_Abroad_Book@reddit
Just don't use an iPhone. Seems easy.
kyzfrintin@reddit
That's my thought too, lol
ClassicPart@reddit
The OP themselves wants to verify their age and people are responding with that in mind.
Take your mouth-frothing seething elsewhere lad.
nathderbyshire@reddit
The main argument I've seen for device age verification, specifically with Apple is it's done on device. While I'm against verifying age in the manner we have to do it - face scan or passport/DL, I don't mind verifying age in a more secure way that doesn't pass along information. Or even just a credit card you can dump and regenerate, especially if you can use your virtual one in a wallet.
Let's be honest, it's here to stay I don't think this one is being rolled back since multiple countries are rolling it out, so I would much rather it be handled by the OS, stored in the same secure chip that handles mobile payments and biometrics and all the other super sensitive stuff, and it just passed along a green check to whatever is requesting it. That's much better than some random US service where your data gets sent off them.
Verifying age with the longevity of the account is a nice tough as well.
Neither_Process_7847@reddit
In a dream ideal world we'd have had some elementary secure age proof system first before all this was rolled out (an agreement with some major vpn providers and banks to offer verify once codes for customers could have served at a pinch)...
AmeliaOfAnsalon@reddit
EXACTLY WTF
supersy@reddit
Because that doesn't really help OP at all. Most people are trying to solve a problem in here. By all means everyone can have that conversation but it probably won't help OP, who by the sounds of it just wants to update their iPhone?
xfjqvyks@reddit
It’s absolutely atrocious. If your response to human liberty is being taken away is: “Get a card, get a license and give in”, then you’re either a bot, or unworthy of said liberty to begin with. Just atrocious to not be outraged
Imaginary-Advice-229@reddit
How is it smug or privileged to be okay with providing a form of ID lmao
lost_in_midgar@reddit
🎯
ColdShadowKaz@reddit
Apple phones have all the accessibility options on them that I need. This is because I have major issues with my eyesight. This is also why I can’t get a drivers licence. I’m sick of not being treated like an adult because of my disability and not being able to choose anything else.
bart007345@reddit
Android phones also have accessibility features. In some cases better than Apple.
moiraroseallday@reddit
Exactly! I have a driving licence and a credit card but it doesn’t mean I want to submit it to Apple just because they say so.
Disastrous_Yak_1990@reddit
It’s because we’re intelligent to understand it, and emotionally intelligent enough to get over it.
Available-Tie-1610@reddit
I expect a lot of them to be bots. It is common on uk subs to get pro-government propaganda
Spider_Jerusalem2688@reddit
Hmm probably because it's not what the OP asked. They literally asked for a solution and what to do. People are giving them realistic answers. I'm sure most people disagree with the fact that they need ID (myself included) but that wasn't the purpose of the thread from what I can see.
darS234@reddit
It’s the IK government that have implemented this change, not Apple themselves. What are people meant do if they want to continue using their phone in the same way?
Subsyxx@reddit
No, Ofcom have come out and said this wasn't down to the Online Safety Act. A system-wide age restriction is not their terms, it's Apple's.
Our law wants specific things (certain apps, websites, adult content) restricted, but Apple made it part of their OS by choice (it's easier/cheaper for Apple).
West_Pin_1578@reddit
I have seen in multiple places that this is actually down to apple, and quite in excess of what the law requires. But I'm on android so don't care.
PartyPoison98@reddit
Because OP is being weirdly evasive about what ID they have, and needlessly shitty toward anyone asking.
electricmohair@reddit
I have seen in other threads that passports are accepted, I can’t tell if OP can’t locate that option or if their passport is being rejected (people are saying it can take 10-20 tries which is mad). I’m hoping they accept expired passports because that’s all I’ve got at the minute.
Wait-Whos-Joe@reddit
If youre not happy with it then dont do it yaknow, doesnt need to be deep
kyzfrintin@reddit
I'm not doing it, and nothing about this is deep. What made you consider this as deep at all?
Snowy_Sasquatch@reddit
I would get a provisional licence for ID purposes, even if I never had any intention of driving.
Temo2212@reddit (OP)
Most probably I will as well haha I just didn’t even know it existed up until yesterday
shinyditto00@reddit
Being restricted like that on a device you've paid so much for is insane. I'm so glad I switched from iPhone last year because who tf do apple think they are, parenting grown adults??
Temo2212@reddit (OP)
It’s not apple. It’s the UK and this will come to every single device at some point.
Nowhere else on this planet iPhone is asking this
Odd-Swing-2025@reddit
All the folks on here simping for credit cards and telling a grown adult he's not an adult without a credit card or a driver's licence are a prime example of why Reddit sucks. Credit cards can be dangerous, and not everyone can drive. Neither me nor my mother have ever had a credit card, she's in her 50s and I'm 30. We're perfectly functional adults, thanks. Honestly, people being harassed for making the financial choice to not be in potential debt is fucking insane.
l_uminousss@reddit
Credit cards are not dangerous, financial illiteracy is. It is a stupid "financial choice" to not own a credit card if you have the means to do so. Absolutely nothing but benefits
Lumpy-Strain8624@reddit
the UK is currently 76 BILLION in personal debt on credit cards.
the USA is currently 1.28 TRILLION in personal debt on credit cards.
Credit cards are empirically dangerous, Visa and Mastercard run at roughly a 50% profit margin on CC and CC transactions.
In the UK you on average work from JANUARY till OCTOBER or the start of NOVEMBER to pay your taxes and cover BASIC essential cost of living expenses. Post that is money you can spend as you wish, save etc. 80% or more of pay is accounted for in Taxes, NI, utility bills, Mortgage/Rent, Council Tax, Road Tax, MoT, T.V. licence, Internet, Phone, Fuel (car etc) or Bus / Train / Tram passes. Food shopping, replacing essential devices in the home, clothing and shoe replacements. 20% of your yearly earnings is left for everything else not a bill or essential.
Fuck credit cards, they are the very reason we are drowning in debt as societies, the reason companies think they can charge the fucking earth for basic shit.
I will never EVER own a credit card. I have never ever needed to and I am in my 50's now. Being told you need to get a CC card to prove to some fucking company you are an adult is disgusting.
Only adults can buy their fucking products, that is it end of discussion. Or you think many 13-16 year olds are buying 1600 pound phones on their own wherewithal?
TrickAd9058@reddit
I think people are just annoyed at them saying they don’t have one because they don’t buy things they can’t afford. It’s a very closed minded thing to say. Yeah people do buy things they can’t afford on credit cards but if used responsibly, that’s not what you’d do. You’d spend on there what you’d usually spend on debit and pay it off each month in full and then you don’t pay interest, you build your credit and get credit limit increases and show lenders you’re trustworthy with credit which then shows lenders you’re good with credit to purchase a home with a mortgage through your credit history even though yes, that’s not the only factor. If you pay for your phone monthly and it’s not SIM-only, that’s also credit so by OPs logic, if you’re not buying your iPhone outright, then you’re buying things you can’t afford yet basically everyone I know has phone contracts that include SIM and mobile phone payment. You essentially have taken a loan (credit) to pay for a phone in instalments.
Credit cards also give you better protections via Section 75 of the Consumer Credit Act and some offer you things like cashback, Avios points and other perks which makes it beneficial to spend on there as you’re essentially making money by spending money you’d have spent anyway. It’s also a safety net in case something does happen and you’re in an emergency somewhere and literally have no money in your account or are locked out of your banking or something and then have no access to any funds.
This person also says they don’t know what a provisional license is so yeah… there’s also that.
spidertattootim@reddit
Reddit sucks because you don't like hard truths.
Your frame of reference for what makes someone an adult being yourself and your mum isn't a strong indicator of adult awareness of the world around you.
OnlyRussellHD@reddit
What's the implication here? That a majority of adults use a Credit card and are aware of the benefits?
96% of people in the UK own a debit card, around 64% own a credit card. Also 63% of transactions are with debit card and only 13% are with credit with the last 24% being cash.
spidertattootim@reddit
There's no implication, just the literal meaning of the words I wrote.
OnlyRussellHD@reddit
Then assist me I am struggling to parse the meaning of what you wrote.
spidertattootim@reddit
I'm fine with that.
dr_jock123@reddit
Both him and his mum are adults. Seems a pretty good frame good reference
spidertattootim@reddit
Please try writing 'frame of reference' properly before giving your opinion on one. First things first, you know?
dr_jock123@reddit
Bet you felt amazing when you typed that lmao
spidertattootim@reddit
LMAOOOO BRO
HovercraftIll4815@reddit
An adult with the mind of a child. It's not like we haven't got enough of those nowadays right?
dr_jock123@reddit
I feel for whenever you work worth if that's the maturity they have to deal with daily lmao
turkishhousefan@reddit
I think it's the smug and ignorant way that they cast aspursions on credit card holders that's catching them shit.
Temo2212@reddit (OP)
I've seen in the news unemployment rate in the UK is at its highest now. So all these people need to kill time somewhere. Today they are gathered here :d
Rhyssayy@reddit
Weird take, a credit card is not free money. It’s a means of building up a good credit rating which in turn means people will lend you money mortgage etc… I pay for everything on my credit card. Then pay it off when I get paid. I certainly don’t spend more than I can afford.
WilburFredricks@reddit
Age of Apple ID is also acceptable isn’t it ?
Temo2212@reddit (OP)
Only if it’s older than 18. Apparently my account is 14 years old
Subsyxx@reddit
FFS what is wrong with some of these comments!
The answer to "why am I forced to verify my ID on my iPhone" is not to take out a credit card and do hit your credit score just to use your phone.
Firstly, we shouldn't be okay with this, because this isn't part of the Online Safety Act, and adult websites and other restricted stuff will also ask for a separate ID-based age verification. Apple's version doesn't integrate with apps and websites! So it's not a "I'd rather give it to Apple only" scenario.
Also, those saying to just get a license, what about people with disabilities who are not allowed to drive?
If they cared, they would do what websites like LinkedIn do. Allow people to use a passport.
Neither_Process_7847@reddit
How would using a credit card to validate your age harm your credit?
Subsyxx@reddit
The application for a credit card (normally) requires a hard credit check, which lowers your credit score by a few points. Normally you don't care because using the card will increase it over time.
The issue here is for people who don't already have the card, and don't intend to use the card, then getting a credit card for age verification will only lower the credit score.
Neither_Process_7847@reddit
Credit checks do not lower your 'credit score' , and people in the UK do not have a single official rating - various raters have their own formulae based largely on repayment histories. How often somebody has checked your credit is irrelevant to that.
Subsyxx@reddit
Soft credit checks do not, but hard credit checks do affect your score because they have visibility to lenders and can stay on your record for up to 24 months.
Neither_Process_7847@reddit
Why would a reference agency treat applying for a card as a bad mark though?
Subsyxx@reddit
It's like applying for a loan or a mortgage.
You're applying to take money from a lender, so initially you take the (small) credit hit and you can recover that within a few months if you prove your ability to repay any money you spend on the card.
Some are used to credit cards with a few thousand as a limit, but some have limits of over 100k.
Dashingthroughcoke@reddit
Why do you need to ID yourself to have full access to you iPhone. Dystopian
Temo2212@reddit (OP)
British government is protecting me I guess lol
Subsyxx@reddit
No, this wasn't actually because of the Online Safety Act.
Apple chose to do this, and Apple and Ofcom have both said it's not because of that. Apple actually (in the beta version of the software) said it was a bug and wasn't intended for UK users, that it was more for Australia.
Then, in the final release, they kept it for the UK.
SunsoakedShampagne@reddit
I'm in Australia and haven't come across this. I don't have a driver licence or credit card and use my phone ok. This thread caught my eye as it sounded bizarre and I thought what's going on in the UK!?
Subsyxx@reddit
Are you on iOS 26.4?
It should've rolled out for all iPhone users in the iOS 26.4 release in the last couple of weeks.
I think the initial target markets were Australia, Brazil and Singapore.
SunsoakedShampagne@reddit
Gosh I’ve got no idea haha
My iPhone is third hand, probs early 2010s? No idea if it’s been updated. Either way; have defs not come across any ID requirements !!
ApprehensiveGap4186@reddit
“Wasn’t intended for UK users” sure… the UK just happened to be the only other country in the entire world to have it imposed… come on, guys
Subsyxx@reddit
Oh I don't believe Apple, because it's a toggle they chose to turn on for UK users.
I just had to say what Apple officially said at first.
LordSolstice@reddit
And yet another example of the fact you don't own the devices you paid for.
HorrorCollection69@reddit
financial literacy in UK is so bad holy
Temo2212@reddit (OP)
It's more low salaries. I could not believe my eyes when I checked average salary in the UK.
People are so poor they can't even imagine living without credit cards.
Think_Break_5072@reddit
I'm very surprised by how many people have iphones in the UK. Whats the point if they are so much more restrictive than androids and there isn't the cult of imessage here like in the USA?
Temo2212@reddit (OP)
I’ve been to 60+ countries and still haven’t seen a place where iPhones aren’t popular
wineandwonder@reddit
You can use a debit card - the wording is just an Americanism. Every time I’ve ever been asked to use a credit card, debit works just fine too man.
Temo2212@reddit (OP)
Not this time. Apple even made a statement where they said passports and debit cards aren’t accepted. Nobody knows why
AgeAtomic@reddit
FroggingRibbiting@reddit
It's hilarious a 30 year old "man" doesn't have a credit card or a drivers license tbh
Temo2212@reddit (OP)
I didn’t know it was a criteria for being a man to have a credit card, still wouldn’t get it though. I have enough money for myself.
I even bought my apartment with cash, I’ve travelled to 60+ countries(+Antarctica), I’ve achieved all of my dreams and a random broke Reddit user thinks I’m less of a man lol
FroggingRibbiting@reddit
Why don't you use all that imaginary cash you have and buy a different phone then 🤡
Temo2212@reddit (OP)
It’s not phone specific issue kiddo, it’s about apple account
FroggingRibbiting@reddit
Aw yeah, I forgot an Apple account is compatible with Samsung. You'll just need to be a big boy now and get some driving lessons.
Temo2212@reddit (OP)
My driver is a nice guy and does his job perfectly. Try looking outside of your broke box
FroggingRibbiting@reddit
Still doesn't fix your problem does it, King Charles. The only person who appears to be broke here is you, you'll maybe afford a car one day pal. Keep saving up.
Temo2212@reddit (OP)
It’s not a problem, it’s a tiny inconvenience. Worst case scenario I can change my apple id location to another country next week when I’m abroad and it will disappear as it is country specific requirement.
MB_839@reddit
I haven't seen this but I have a credit card tied to my Apple account/Apple pay so I guess it automatically verified my age. It is stupid that passport isn't accepted. Just get a basic credit card with a £50 limit and 30%+ APR and only use it for stuff like this. If you are really bad with money ask someone you trust to hold it an manage it for you. I agree that you shouldn't have to do this. Write to your MP.
PatternWeary3647@reddit
Just for info, they do also use the age of the Apple account for age verification.
Upbeat-Opportunity83@reddit
Only for accounts opened before a certain date. I didn't have the option because of when I opened my account, dispite being 49.
Temo2212@reddit (OP)
I've read that somewhere too but idk how does it work. My account is pretty old
PatternWeary3647@reddit
It just came up on the screen when I updated. Something along the lines of “We have verified your age using the age of your Apple account”
I’ve had Apple devices since the iPhone 3G and an Apple email address ever since me.com came to the UK whenever that was.
Temo2212@reddit (OP)
I see, probably mine is not old enough and it does not qualify. If I remember correctly I have this account since 2012
HellPigeon1912@reddit
You don't need a car to get a driving licence
Opposite_Praline_746@reddit
Why would you want to get a driving licence, which means paying for driving lessons, if you have no need to drive a car?
HellPigeon1912@reddit
So you have a convenient and widely accepted form of ID for situations exactly like the one OP is in
Opposite_Praline_746@reddit
Or just switch to an Android, which is much cheaper than paying however much it is for driving lessons now.
HellPigeon1912@reddit
You don't need to take driving lessons to get a provisional licence so that's a false equivalence
The_Mayor_Involved@reddit
But you do need a driving license to use an apple phone.
liamrich93@reddit
*to use age-restricted functions on the phone. I imagine the regular phone functions work just fine.
The_Mayor_Involved@reddit
Not without a driving license
Affectionate-Day8307@reddit
You can just get a provisional.
redunculuspanda@reddit
Not everyone can get a provisional
notouttolunch@reddit
Don't focus on edge cases first
turtleship_2006@reddit
So when should we start thinking about the people we're excluding?
Should people with disabilities for example just not being able to do certain things in their phone because they're considered an edge case?
notouttolunch@reddit
It's a good job it's not your role to deal with this.
kyzfrintin@reddit
This, kids, is what we call a "deflection".
notouttolunch@reddit
Who are you talking to? This isn't a school
kyzfrintin@reddit
I refuse to believe you're this thick.
notouttolunch@reddit
But I don't have any difficulties thinking that you are.
kyzfrintin@reddit
Nice try.
Scared_Funny_5602@reddit
Great yeah let’s just completely discard the disabled then. Why would they deserve to be included in the conversation
kyzfrintin@reddit
It's not a "focus", it's a point, and in important one
notouttolunch@reddit
It's an edge case and in general, not that important. It should not be focused on as the primary point. This is what makes it an edge case - it applies to very few people!
turtleship_2006@reddit
This mindset is ableist and exclusionary, just because you're not blind/in a wheelchair etc doesn't mean those people don't matter or we can just ignore them.
notouttolunch@reddit
No, it's not. What a stupid thing to say.
It's a mindset that enables you to make things easy and straightforward, with very low interaction for an awful lot of people, in fact most people, before working out how to deal with other things.
Your proposal is like thinking about doing your banking in Braille and audio first and then publishing the documents in standard type English for the majority of a banks customer's last.
turtleship_2006@reddit
Someone brought up a valid point and your response was basically "oh don't worry about them, they're the minority", rather than even trying to consider an alternative.
No, my proposal would be like doing it in typed English, then acknowledging not everyone can read it and offering it an braille and audio as well. You basically just went "only a few people can't read so don't worry about them'.
notouttolunch@reddit
Why are you people so ridiculous. You work at coffee shops and supermarkets and think you're able to talk about national rollouts of policy when you don't know anything or have any experience. And then you all lie saying that you work in professional jobs and you are specialists in this particular field which is not true otherwise you wouldn't say such stupid things.
kyzfrintin@reddit
No, it's not. It's more like simply remembering that blind and deaf people exist, and having braille and audio. Acknowledging minorities doesn't have to mean catering to them first, before everyone else. That is the truly "stupid thing to say".
kyzfrintin@reddit
Again, it's not a focus, or primary.
notouttolunch@reddit
This is a sentence fragment, consider revising.
kyzfrintin@reddit
😘
notouttolunch@reddit
I see you want to sexually assault me now.
kyzfrintin@reddit
Is this a joke or are you truly unfamiliar with irony?
Affectionate-Day8307@reddit
Almost everyone can.
Alarmed-Cheetah-1221@reddit
No they can't.
Affectionate-Day8307@reddit
Oh yes they can!
Alarmed-Cheetah-1221@reddit
Tens of thousands of people are medically excluded from driving. They cannot get one.
notouttolunch@reddit
Go get your calculator and learn how to do a percentage. You'll find even half a million people is not very many in comparison to the population of the country!
Alarmed-Cheetah-1221@reddit
Around 3.5% (or the entire population of Northern Ireland) of those old enough to get a provisional licence are excluded or ineligible for other reasons.
This comes down to definitions of "almost everyone", but I wouldn't expect someone of your intellectual calibre to be capable of comprehending such complex concepts....
notouttolunch@reddit
I appreciate you doing the leg work here and proving that I'm correct.
Alarmed-Cheetah-1221@reddit
The statement we were discussing was "almost everyone".
Arguments are easy when you move the goalposts...
notouttolunch@reddit
I would wager that almost everyone is covered by 96.5%
This is quite literally almost everyone! You people on Reddit are insane.
Alarmed-Cheetah-1221@reddit
Google "define almost everyone" and screenshot the top results for me will you?
Calling people on Reddit (whilst you yourself are on Reddit) is pretty funny (and kinda insane).
notouttolunch@reddit
And you're still going on about it! Google doesn't come into this.
Alarmed-Cheetah-1221@reddit
Research comes into it for anyone who wants to be taken seriously rather than just spewing emotional outbursts into text. Wikipedia defines "almost all" mathematically as "all but a negligible quantity," where the examples given have exceptions numbering in single digits or vanishing entirely against infinity.
Two million people don't vanish to nothing. That's why looking things up matters before wading into an argument you're losing.
Affectionate-Day8307@reddit
Tens of thousands indeed means almost everyone can still get one.
thecatsothermother@reddit
And screw those of us who can't, because you and 90% of the rest of the country can?
BrieflyVerbose@reddit
Do you not know that ten of thousands of people is almost the same as the 70 million of us in the whole country?!
velos85@reddit
No you don't
The_Mayor_Involved@reddit
Why do you think they have a driving mode?
flitzyfitz@reddit
Actually, I’ve apparently had an Apple ID for so long, they didn’t need to verify my age 🫣
The_Mayor_Involved@reddit
I still have my abacus
lemon-bubble@reddit
Mine was verified on my account age. Thank you free code on a bottle of coke to buy an iTunes song in 2006.
The_Mayor_Involved@reddit
Do they still lock you into iTunes these days? I haven't had an iPhone for years.
lemon-bubble@reddit
No, thankfully. I don’t even have a computer anymore so I’d be pretty snookered if you had to have iTunes.
The_Mayor_Involved@reddit
Just go off a cushion
rocketshipkiwi@reddit
No you don’t. You can use any PASS accredited card. The cost £15 at the Post Office.
The_Mayor_Involved@reddit
Licence
notouttolunch@reddit
Certainly not. One does not exist!
HarketSavoy@reddit
Exactly! Anyone can obtain a provisional driving license. It’s cheaper and is portable ID. With the new update, no ID, means your iPhone becomes a dead brick. I dread to think what a child’s iPhone will look like now.
Scared_Funny_5602@reddit
The disabled can’t
HarketSavoy@reddit
I’ve just looked it up. Disabled people can, but there are limitations as some conditions can affect the ability to drive. Apple needs to open up the ability to use other IDs.
Scared_Funny_5602@reddit
Yep, certain disabilities and mental health conditions! This is all very dystopian 😅
HarketSavoy@reddit
Yeah. I have my license purely for ID. I had let my passport run out and it was a nightmare. So I replaced my card license. I was signing on and it was an absolute nightmare. Everyone and everything requires ID.
Temo2212@reddit (OP)
You do need to know how to drive though.
colin_staples@reddit
No you don't
A provisional driving licence / learner's permit is what you get before you start to learn how to drive
Lots of countries have them
https://en.wikipedia.org/wiki/Learner%27s_permit
Beartato4772@reddit
How do you think people learn to drive if you can't get a driving licence until you've learned to drive?
spinningdice@reddit
I mean you need a provisional in order to learn to drive, and a provisional works as ID.
HellPigeon1912@reddit
No you don't.
You need to get a provisional driving licence before you even take any lessons. You literally can't know how to drive before getting your first licence
geniusgravity@reddit
Unless you are medically prevented from getting one.
SlightlyIncandescent@reddit
You don't. You can get a provisional license
smalltittyfakeginger@reddit
they rejected my driving licence - it wouldnt scan/take a photo of it so im a bit stumped too. has anyone actually found the solution or are we too busy roasting OP for not having a credit card?
i also don't have one. are there any solutions or do we just wait?
SnooCapers5126@reddit
Try google for a VCC(virtual credit card) that.may work.
Hamking7@reddit
Is this also true of Android phones? If not, get one of them instead.
Opening_Succotash_95@reddit
I have a feeling they've rushed this based on the California law.
And assuming Americans don't have passports they've not bothered to offer that.
Temo2212@reddit (OP)
But it’s only in the UK. All my friends in all different countries aren’t asked to prove their age. Just the ones who are based in the UK
Opening_Succotash_95@reddit
I know, but it isn't required by the law. Apple have decided to be very invasive all by themselves.
fussyfella@reddit
If you are determined not to get a credit card or driving licence, then yes you might be condemned to being treated like a child online.
Perhaps that is the reason to get behind a voluntary ID system for the UK so we escape from the problems of having to produce ID but having nothing formally accepted for some people.
Otherwise, campaign for Apple to accept passports as ID - after all they can be scanned by a phone's NFC reader and the picture verified too (which the government do with the One Login system they are rolling out to replace the old Government Gateway system).
NooOfTheNah@reddit
Just get a provisional driving licence.
Plainapple287@reddit
you do realise you can get a provisional from the government, even just as a form of photo ID, only costs something like £29 if I remember correctly.
CellistTop2532@reddit
I cant drive but have provesional license. Need it for etsy
thatmoomintho@reddit
I’ve had my Apple account so long it basically didn’t ask for ID as it was impossible for me to be under 18.
NastyMothman@reddit
On a side note, having a credit card isn't just for 'buying things you can't afford'. I'd go as far as to say that's quite a childish way of looking at it, so maybe Apple have correctly categorised you haha.
As long as you're financially literate they can be a handy tool.
Nervous_Difficulty_6@reddit
Yup.
When I read that by OP, I laughed. We use ours like a debit card, and pay it off in full, every month. We’re A. More protected than we would be by using a debit card and B. Accumulating a shit load of airmiles (which is what we want).
Got absolutely nothing to do with ‘not being able to afford something’. Why would I use my own money to pay for things, with less protection and absolutely no benefit to myself, when I could use someone else’s, with absolutely no repercussions to myself.
heepofsheep@reddit
I haven’t paid for a flight or hotel in over a decade and it’s amazing.
Nervous_Difficulty_6@reddit
Haha yes mate!
Orbizann@reddit
Which card do you use? I've been meaning to get a bonus credit card out for a while
heepofsheep@reddit
Feels like I’m pulling one over the banks…. But in reality I’m just sharing in the profits from the financially illiterate… but a win is a win I guess.
-Pollastre-@reddit
Can I ask what bank / card is this?
seshwan33@reddit
That’s great for you and makes sense but the reason why would be many things one of which includes people who know they will not be able to stop themselves buying things they shouldn’t.
Aspect-Unusual@reddit
Not only does it do all that for you but it’s also a “oh shit” safety net when something blindsides you.
Like when my mum died and needed 2k to be paid towards her funeral costs, without the credit card I wouldn’t have been able to do it
disneyadviceneeded@reddit
Sorry for your loss.
But yes, it’s a good safety net for when you really need it. I was £2k in vet bills when my cat had a seizure. Thankfully I had insurance, but had to the pay the majority up front, so the credit card was a lifesaving stop gap while I waited for the insurance payment. And if I didn’t have insurance, it meant she could’ve still gotten treatment and I would’ve figured out paying it back later.
elhazelenby@reddit
Airmiles? I'll have to look for a credit card that does that when my current one runs out of 0% Apr
Nervous_Difficulty_6@reddit
It’s just an American Express card. There are a few variants of which they offer.
It’s not 0% APR, but we pay off the balance every month, so we don’t accrue interest on the card.
Essentially, our short term goal is to essentially get a free holiday somewhere nice every year, with the companion ticket you can get. The companion ticket becomes available when you spend £15k a year on it. Our long term goal is to be able to go to a dream destination on business/first class for fuck all.
_dentalt@reddit
Is there a fee for the card?
Nervous_Difficulty_6@reddit
Not for the one I use, no mate.
elhazelenby@reddit
That sounds so cool. I tend to pay off my balance when the statement comes out every month anyway.
ApprehensiveGap4186@reddit
Why even have the FCA if consumers are just going to be coerced through other means into taking financial products they don’t need or can’t have…
planeloise@reddit
Tbf some people should stay far away from credit cards and cannot be trusted with one. Good if they self identify as having a problem
murrayflew@reddit
I am one of these people, I know I would get myself in over my head so will always stay away from them.
planeloise@reddit
I'm the same. I have to live a zero debt life and strictly within my means
Not_Sugden@reddit
I used to think that way. "I'll never get a credit card" - "I'll nrver get a loan" - "I'll always pay thing off in full"
And I did for a while. Then I got a credit card. Cant remember why. Then I got another one. Then I needed a new car and suddenly I need £15k. You know whats crazy is the insurance was the killer. £4k that fucking car insurance was. The car was I think 9 or 10 cant remember.
Not_Sugden@reddit
I too am one of those people. I'm terrible with money. I am an impulse buyer. I somehow manage to keep ontop of everything.
I have 3 credit cards now. One just increased to £3k limit, the other is £1500, and I've just got a third one with £1900!
I have a 19% loan for my car. I feel like getting a third credit card was a terrible idea, but the only reason I got it was because its a 0% one and I need to make an expensive purchase and potentially a series of them and my other 2 credit cards are interest so I dont want to end up paying even more interest than I'm already paying on a 19% loan
nathderbyshire@reddit
There needs to be a better way for people to be able to prove financial literacy without juggling credit. Half of the system is risk based though, carrying credit lines and keeping balances low is how they prove this risk.
Still, say if I was a landlord and someone had no credit but good savings and consistently saving each month - I'd consider that to be a competent person and a low/no credit rating wouldn't bother me
Afaik we don't use savings towards risk criteria, open banking can help with this but it can also be really invasive. I use open banking to report my rent payments to my credit, but it's linked to a pot in my bank so it can only see the bill payments and nothing else. If you give it full access though an entity could request your banking history as far as I'm aware, so it seems your trading privacy for proof of risk management
Loqbox is a service that you can use to deposit savings and it looks like a loan on credit report. So £800 savings would be the same as an £800 loan, but it costs £30 last I checked to withdraw at the end unless you sign up to a bank they've partnered with, then you get a free withdrawal. I've never used it though, reviews are pretty mixed about how much it improves your rating so I never bothered due to the withdrawal fee
Surface_Detail@reddit
It's not proving financial literacy, it's proving your reliability in the servicing of a debt. They are related, but not the same.
The credit card companies and banks don't care if you're spending recklessly and living beyond your means and are only coping because mum and dad bail you out every month; as long as those visa and mortgage payments are made every month, you're exactly as financially literate as they need you to be.
zinbwoy@reddit
At least you’re aware of that, but still, it’s shocking to hear this
planeloise@reddit
It's no different than people who know they would be terrible parents refusing to have kids. Spiralling debt and low financial impulse control can ruin entire families for a generation
DeepestShallows@reddit
So get a low limit one and pay it off each month? It’s no different than having money in your account.
Bad_Combination@reddit
Apply for credit card, get credit card, use CC to prove age, immediately cut cc into multiple pieces. Close account.
NeatIndividual1279@reddit
Agreed, it’s why I don’t openly suggest everyone get one. They need to really understand how to use it properly how it works, and need self control. Only then they should consider.
It’s a great tool for all its features and it’s what I use all the time for points and protection, but for those who don’t pay it off, use it incorrectly, it can be damaging long term financially. I’ve seen it first hand and it’s horrible to witness.
terryjuicelawson@reddit
I feel like such people probably shouldn't have a fully unlocked phone either if the problem is that bad. My first credit card had a limit of £200 and I mainly put petrol on it (for a reward) and paid it off each payday. It isn't some key to unlocking thousands of pounds.
planeloise@reddit
Close off most of the adult Internet because someone is not the best at managing personal debt?
No-Maintenance-4509@reddit
You should make expensive purchases that you can afford with a credit card as you have significantly more protection.
thisisappropriate@reddit
Yep, we've got an amex for the cashback that we just put the food shops and Amazon crap on. I've got a credit card with my bank for anything I buy online and places that don't take amex. It's for the protection and the credit score and they have enough of a limit for us to pay any emergency and then wait the day or two to pull it out of savings.
We pay them both off in full every month.
dolphineclipse@reddit
Possibly OP grew up with family who ran up massive debts on credit cards - I did, and it put me off the whole idea of credit cards for a long time (I do have one now)
heepofsheep@reddit
Yeah I also had a similar situation… wasn’t until I was in my early 20s I realised I was doing myself a massive disservice treating credit cards as some sort of evil.
Aspect-Unusual@reddit
Came here to say this, it’s a very immature way to look at credit card use.
We use our cards to pay for everything. It only that which we can afford, it’s turned my credit score of 495/1000 pre credit card where I couldnt get a loan to 905/1000 and now have loan offers being thrown at me.
We use it to pay for the food shop to paying for a new laptop and always pay it off before the interest hits, only time the balance carried over was when my mum died and I paid off a debt of hers to the funeral provider she was paying towards so she could get the burial she wanted.
nick2k23@reddit
You're being naive if you think that's all a credit card is for.
VzSAurora@reddit
Get a provisional licence. I think it's still £25 and is probably the cheapest and easiest form of ID to get hold of. Many 18 y/olds use this as their primary form of ID for buying alcohol etc and keep it either indefinitely or until they get a driving licence.
Cautious_Bar7792@reddit
If you are not allowed to drive for medical reasons then this isn’t an option. My son has this problem - HMRC asked him to prove his identity with “either a credit card or a driver’s license” and he was on the phone saying “I’m blind and 18 with no job so neither of these are an option”.
Rare-Designer-1008@reddit
It is now £34
VzSAurora@reddit
Rip off merchants I tell you
Temo2212@reddit (OP)
Will it work though?
ID card did not work because it clearly says drivers license or credit card
VzSAurora@reddit
I believe so, it's identical to a full driving licence as far as I'd is concerned
Cornelius-Figgle@reddit
A Provisional Driving Licence is a Driving Licence, funnily enough
VzSAurora@reddit
Yes it will, for ID purposes they're exactly identical, the only difference is the driving qualification.
Fair-Huckleberry2187@reddit
The gaslighting in the comments is crazy. Good on you for not needing or wanting a credit card. Its a very valid way to live your life debt free. Access to a credit card is a slippery slope and banks pray for you to be careless and miss a payment.
As for Apple, this may be a naive option, but have you tried using your debit card ? I know the verifications says credit card but I've noticed that my debit card works with essentially all places where credit card is required.
Psychedelia_Smith@reddit
Am I the only one who feels old? It told me I didn’t need to do anything because I’d had my account long enough to proof that I was an adult.
HauntedByDemons24-7@reddit
I’ve held off updating due to not having a drivers licence or credit card but now after seeing this I’m wondering if my accounts old enough to not need it ahh I don’t know if I should update or not haha
Psychedelia_Smith@reddit
Try it and see! I went to verify, clicked and then it told me no need and verified me automatically due to age of account
exbritinsuomi@reddit
Way better than YouTube and X who both don't do that (yeah that's right I had the account since I was 2 Google...?)
mdmnl@reddit
When they don't even look at you for a millisecond at the checkout buying age-restricted items...
GabsiGuy@reddit
I’m right at that point in life when people start not bothering to check your age at the checkout… now I want them to ask my age again ☹️
Asher-D@reddit
How old are you? I haven't been second guessed in at least 5 years, and I was only questioned 5ish years ago because I was visiting the US. I'm also only 29, not even middle age yet.
GabsiGuy@reddit
25m, but more closer to 26…
I have found that If I haven’t shaved in a while I never get questioned, but if I shave a bit too shallow I get questioned more often…
Taken_Abroad_Book@reddit
I was only ever refused once, for buying a lottery ticket at 15 and that's because the person knew me.
Otherwise I've never been checked. I'm basically wolfie in the inbetweeners
mdmnl@reddit
I might be forgetting one occasion but I don't think I've ever actually been asked for ID for age except in the U.S. where they literally ID everyone on the way in.
Supermarket checkout, and the cashier genuinely asked if the beer in the shopping was for me (it wasn't) because my soon-to-be wife (whose beer it was) didn't look old enough (she was 29, eighteen months older than me).
I've always looked like an undercover cop.
Neither_Process_7847@reddit
I can but dream that one day they'll ask...ah, halcyon days that flew.
disneyadviceneeded@reddit
The US’s attitude really threw us when my mum ordered an alcoholic drink is Disney word! She actually thought the guy was joking/being flattering when he asked!
mdmnl@reddit
ID, ma'am?
Oh, you...
ID, MA'AM!
Ohhhh
Sburns85@reddit
I have been asked couple of weeks. But the cashier was barely 18 himself
thecatsothermother@reddit
I was being asked for age verification till I was 37 for alcohol. It was a nuisance then, but now I rather miss it.
BeagleMadness@reddit
I'm relieved, as I don't need to get my ID out. But yet rather depressed, as they come over and hammer the "Visibly over age 25" button repeatedly, with barely a glance at me....
cayosonia@reddit
Yeah the "do not challenge" button is a depressing thing on the supermarket self checkout.
mdmnl@reddit
In fairness these days it's energy drinks I'm buying so they're more likely to check why a supposed adult is buying 500ml of Xtreme MotoGP special edition electric mango boogaloo when it would be easier to just be kicked in the pancreas.
TooLittleGravitas@reddit
Wait 'til you get to the point where they don't check your age when using an over 60s railcard! 😀
Unexpected117@reddit
Mine just auto verified using by debit card on applepay. No need for a credit card 🤷♂️
liamrich93@reddit
That's very odd. Seeing how anyone of any age can just use your account if they have the details or your permission.
Unexpected117@reddit
Thats because its not actually about "protecting the kids"
NoAcanthaceae9848@reddit
Same
Crudeoyle@reddit
Same for me. I didn't want to give any ID over so pretty chuffed that being an old nerd with long time accounts worked in my favour.
rainbow-songbird@reddit
Same.
heepofsheep@reddit
Yes nearly constantly. Had an old friend in town and we went out for a drink. Some Australian tourists ended up in our company and we were telling them how we first met during the 2012 Olympics while on work experience… we both look pretty young for our age (late 30s), and the Australians looked a bit shocked for a moment and quietly said they were 6yo at the time….
Wasn’t weird or anything but it was a bit funny they thought we were younger and we thought they were older.
thecatsothermother@reddit
Oh! I've had an Apple ID since 2010, here's hoping I'm considered Internet-old too!
TrainingDragonfly248@reddit
Me too, how insulting 😂
velos85@reddit
No I had this as well. I had the original iPhone which was 19 years ago., so I must have existed for at east 19 years.
Cogito ergo sum
Nice-Rack-XxX@reddit
My Apple ID is 15 years old and it let me straight in. My Microsoft/Hotmail account is 31 years old and Microsoft keep requesting proof of age for Xbox Live (which they’re never getting).
SamVimesBootTheory@reddit
I've been hit with that for my Xbox account (that I don't really use) where I'm pretty sure if you looked at the date I set up the account it's a sign I'm an adult now, or if you check the age of my email account.
turtleship_2006@reddit
If your account is old you don't need to verify.
aberdoom@reddit
Yep. My Apple account is old enough to drink, so they just let me in.
spidertattootim@reddit
That's the digital equivalent of when a supermarket worker doesn't even bother to look at your face when the self-serve till needs an age check.
explax@reddit
Same here
legalfoxx@reddit
Phones other than iPhones exist.
greenpowerman99@reddit
Pretty sure a debit card will work too.
Temo2212@reddit (OP)
It doesn’t
greenpowerman99@reddit
Oh well, it’s one way to stay young!
TriedToaster@reddit
I have a company credit card loaded on my phone so it saved me thankfully
wotsit_sandwich@reddit
Not sure the answer, but your viewpoint on credit cards is a little outdated. If you're "not buying things you can't afford" then, with most credit cards, you are basically getting free money in the form of points, schemes, cashback etc.
hailhail7@reddit
Use a VPN, am I fuck tying my online identity to my ID (I know they realistically already know who I am, but it’s a step too far). Remember when online safety advice was basically to lie and give away as little personal info as possible? What happened to that?
LordSolstice@reddit
It's at the OS level, so using a VPN makes zero difference (if you're even allowed to install/run one)
gundog48@reddit
I don't know why anyone would buy an iPhone. This is just insane. Like at some point people have got to see that this is just fucked
hailhail7@reddit
Oh damn, that’s genuinely mental. Might be time to leave Apple behind.
Alarmed-Cheetah-1221@reddit
Your mistake was apparently bringing this very legitimate question to the neckbeards of Reddit.
AdDesperate1541@reddit
You’re not kidding. The responses are so embarrassing.
Alarmed-Cheetah-1221@reddit
Maybe it got shared in some weird corner of Reddit and this is just brigading? Im genuinely baffled by the response.
Rhydsdh@reddit
Nah, you're just vastly underestimating the degeneracy of the average subreddit.
charmingchangeling@reddit
All of the people in here apologising for ID gating access to technology is deeply embarrassing.
Neither_Process_7847@reddit
We age gate things like tobacco sales. The problem is that there aren't many good ways on offer to do it online, and that people get paranoid about even sensible proposals to build them.
charmingchangeling@reddit
When a store clerk checks your ID they don't take a photograph, match it to your shopping and internet history and sell that data profile to anyone and everyone who wants it, while storing it in databases that are frequently hacked.
The fact is that big data companies have been lobbying for digital IDs and online age verification so they can access more user data and sell it. That's why the Online Safety Act completely outsources ID verification to third parties with terrible cyber security records. It's not and never has been about protecting kids from the internet. Tools already exist to limit internet routers and children's devices, the answer to keeping kids safe online has always been building parent's technological literacy.
Neither_Process_7847@reddit
Parents cannot monitor children's lived 24/7, especially once they get old enough to bypass protections. The Internet is not a magic space where the rules that exist everywhere else do not apply. And stopping kids from seeing pron online is no more a conspiracy by Them than age gating tobacco sales is. When a shop assistant , which is what we call them here, eyeballs you for age, their brain is matching your profile against what you purchase. A system checking your photo is a very poor version of the same thing. The issue is that the systems we have for implementing age gates are very poor, but that governments could easily provide better ones (since vpns and one time no trust codes are a thing), at no cost to privacy since the government already has all your info. But people push back on that because it must be a conspiracy...
Alarmed-Cheetah-1221@reddit
You can both be right here...
aReasonableStick@reddit
This especially when its very evident there is a huge effort by a few companies to implement a global surveillance state.
Neither_Process_7847@reddit
Paranoia is an increasing plague.
QuirkyFrenchLassie@reddit
Bloody hell, what an unexpected toxic thread this post created. Reading all the comments, I'm not sure if I now hate everything and everyone or just hate myself for apparently not being a normal adult. And possibly for being a fucked up human who doesn't despise OP like everyone else.
Damn, time to stop Reddit for today.
Alarmed-Cheetah-1221@reddit
I always expect a few basement dwellers to pipe up just this whole thread is a cesspit
Professional_Bat132@reddit
Omg idk why they’re all so pissy
Just seen two commenters shaming OP for not wanting to buy a house! Have they lost their minds?
ericatraynor@reddit
I updated mines and they verified I was an adult by the length of time I have had an account with Apple 👵
autobulb@reddit
I really hope this motivates people to give some pushback on these terrible laws that are being proposed related to identity checks.
The latest one besides these mandatory ID checks on operating systems like OP is talking about, is VPNs will require age checks soon if people don't oppose that.
The idiots in charge don't understand how the fucking internet works and they are the ones legislating all the rules around it.
Instabanous@reddit
I had to gey a credit card just to be able to hire a car. Suck it up? Might come in handy.
tomahawk66mtb@reddit
If you ever buy anything online, or in a shop with a debit card then you are making a mistake. I have never paid a penny in interest, that's not what a credit card is for. All my purchases are insured, and when someone skimmed my card and made a £500 purchase with it I called my bank and it was immediately taken off the card whilst they investigated - £0 taken from my account, I wasn't bothered. If £500 came out of my checking account id be pissed.
CraftBeerFomo@reddit
Literally everyone buys things online and in shops with their debit card, people aren't walking around tapping their credit card everywhere to buy stuff on a day to day basis.
If your bank isn't picking up on card fraud as it happens and freezing your account then contacting you immediately you need to change bank as ANY time I've had any issues like this (which I have about 4-5 times over the years when travelling abroad or a company skimming my card here in the UK or a dodgy ATM) my banks have been on it instantly and I've not lost a penny not even temporarily.
Neither_Process_7847@reddit
Hate to break it to you, but yes, they are.
CraftBeerFomo@reddit
Nope, they literally aren't.
I just checked Google and only 68% of adults in the UK have a credit card, down from 66% in 2020 so they are on the deciline, and they only account for 25% of card based spending overall.
Neither_Process_7847@reddit
So 68% now compared to 66% in 2020 - that's a rise, not a fall? And yes, many people have their credit card as their main payment card, either as is or via a payment app. They just pay everything at the end of each month, getting tne extra protections at no cost.
CraftBeerFomo@reddit
Typo, I got the figures the wrong way round it looks like.
All this talk about "protection" as it retailers and shop owners are just out there stealing all their customers money, scaming them, and / or refusing to send them the products they order - it rarely happens.
And if you're a victim of genuine bank fraud that wasn't your fault the bank compensate you, all my banks catch it as it happens and block the payments and freeze my card then contact me immediately and I've never lost money even when my card was cloned / skimmed / compromised on several occassions due to dodgy ATMs, using it abroad, and some weird incident a few years back where the same bank account debt card was comprimised 3x in 3 months, bank were on it instantly and I didn't lose any money.
tomahawk66mtb@reddit
I'm a unique case then. I travel to India for work a lot although I've had a card skimmed in both London and Liverpool.
Bank doesn't always catch smaller transactions and block them straight away in my experience which is why I get an alert for every spend. And yes, technically a bank will refund you by the end of the next business day but the law does allow upto 35 business days fir them to investigate before returning the funds. I'd rather not risk it however small the risk.
Also, as per my previous comment, I like free money (cashback) and free flights. I don't see a downside to using a credit card, unless you have an issue with managing money and are dumb enough not to pay it off immediately every month.
tomahawk66mtb@reddit
66% of adults is still the majority. And I wouldn't risk a debit card personally. I'm happy with my set up and making 1% back plus free flights every year along with peace of mind. Works for me.
CraftBeerFomo@reddit
You must have missed the most important piece of data from that paragraph...
People aren't doing their day to day spending or purchases on credit cards - some people do big purchases, book holidays on it or use it abroad but the masses they aren't using credit cards for every day purchases and transactions.
nathderbyshire@reddit
That can easily be solved with OTP. I do most big purchases with a credit card as well, but I still have to use the app or get a text to enter a code to authorise the payment. Banks can and probably do the same thing
tomahawk66mtb@reddit
Not for over the counter purchases. Paywave etc. also, for online purchases it's the merchant rather than the bank that sets the OTP or verification requirements. Plus, op said they don't have a credit card - my point was: I don't understand why they wouldn't have a credit card.
bluesam3@reddit
The other option is to just... buy something not made by Apple.
Pircster38@reddit
You need to bite the bullet & get a provisional driving licence.
redwas66@reddit
They have updated it and you can use an ID card, debit card etc.
https://support.apple.com/en-gb/126788
Temo2212@reddit (OP)
The link literally says passports and debit cards aren’t supported
6Bipty@reddit
I’m very surprised at how many people think it’s strange to NOT have a credit card. Clearly the bank’s marketing tactic of “building a credit score” worked wonderfully.
creativeannie@reddit
A driving licence (provisional) is always good to have as ID. Just apply for it and get it.
Gbrown546@reddit
Some of the comments on here are some of the most idiotic I’ve read on an AskUK thread. Well done guys, great teamwork
Temo2212@reddit (OP)
My favourite one is that "you are not a man if you don't have a credit card" :d
Squeegee_Dodo@reddit
I had to get a driver's licence or passport in the run-up to my ADHD assessment. I have agoraphobia and 2 suspected ADHD kids, so I have no desire to leave the country. I also have severe dyspraxia, so I doubt I'll ever drive, but the driver's liscence was cheaper, so I went with that one.
Taken_Abroad_Book@reddit
If you think this is why the vast majority of people use credit cards for day to day purchases, you really should see if your local college does financial literacy classes.
You're badly misinformed.
Temo2212@reddit (OP)
And you should find a better job to earn more
Taken_Abroad_Book@reddit
Why? I earn plenty to pay the mortgage, run 2 cars (that are owned) and have a few holidays per year.
Sure, more would be nice of course but I'm not really wanting for anything.
What makes you think I need more?
Temo2212@reddit (OP)
I don't think anything about you at all. You were just bitchy for no reason and I responded in the same way.
Taken_Abroad_Book@reddit
K
AcidBubbleLord@reddit
Buy an android 🤷
Asher-D@reddit
Don't have an iPhone? That's crazy though. I have a foreign licence and I had a foreign credit card but the bank closed it due to inactivity. So I'd be screwed too. VPN?
St3lla_0nR3dd1t@reddit
Debit card?
But if you have an account for 18 years that should work too.
randomentity12@reddit
You are, i'm sticking with ios 18.
BigFatBazza@reddit
Mine said “the length of time you have had an Apple account means you don’t have to verify your age” or smth along those lines. Just click continue, password in, and see what it says.
illarionds@reddit
I mean, Apple are being stupid and anti-user here (what else is new?) - but there's really no reason not to have a credit card.
At the very least, it provides you with more robust consumer protection than any other method of payment - it should be automatic to use it if you have even the slightest concern about the company or product you're buying.
andrewmcnaughton@reddit
These are also accepted:
CitizenCard
My ID Card
TOTUM ID card
Young Scot National Entitlement Card
https://support.apple.com/en-gb/126788
You can also sign out of your Apple Account. This is linked to the Apple Account, not the device or OS.
MolluscsGonnaMollusc@reddit
So it doesn't even accept debit cards?
Temo2212@reddit (OP)
nope
MolluscsGonnaMollusc@reddit
The fuck, that's ridiculous!
Rich_27-@reddit
I am on android.
Absolutely no issues with credit cards or driving license
Beartato4772@reddit
You wait. Apple's just got there first.
Damage2Damage@reddit
GrapheneOS (A security focused version of Android) has said that they have no intention of adding age verification. So there's always that option
LordSolstice@reddit
Which is all well and good, but then the app devs will lock you out of anything useful.
It's like having a rooted phone and none of your banking apps or contactless work.
Damage2Damage@reddit
I can't do contactless payments, I'll give you that.
But Nationwide, Monzo and Natwest apps all work fine on GrapheneOS. The only one I've tried that refused to work was Halifax
Some apps require Google Play Services to work, but that can be installed into a separate profile or into "Private Space" along with the apps that need it (or into your main profile if you'd like)
I think that Halifax is the only app that I have tried that has refused to work on GrapheneOS (Not rooted, and bootloader re-locked)
squirrelbo1@reddit
So it’s been a very long time since I ran custom roms but the straw for me was when all my banking apps basically stopped running and any utility or benefit I got from it was wiped out by having to use my laptop or whatever for online banking.
Beartato4772@reddit
Yep, although ignore the chud I blocked that thinks an open source os can be “forced” to.
notouttolunch@reddit
Not that you have a driving license.
Rich_27-@reddit
I do, with multiple categories
notouttolunch@reddit
I would wager a 3.5 million pounds that you do not.
Nebulousdbc@reddit
I'd wager £3.6 million he/she does
notouttolunch@reddit
Then you would lose. It also apparently lose a spelling competition
glasgowgeg@reddit
Exceptional.
notouttolunch@reddit
Stalker.
glasgowgeg@reddit
It's a sub-thread we're both in.
Rich_27-@reddit
Now , would this be legally valid to put a wager on Reddit for such an amount as you would be well and truly fuct
notouttolunch@reddit
If it was, I am retiring now.
ThatNiceDrShipman@reddit
My wife definitely has a Driver License
Beautiful_Hawk548@reddit
and a court would claim although not to the exact specification of the word, the meaning was understood and so you wager would be deemed unpayable.
Haver a nice day, get a new hobby.
kyzfrintin@reddit
I hope this makes you feel better, chap.
glasgowgeg@reddit
notouttolunch is being a pedant over your use of "license" (verb), rather than "licence" (noun).
They do it on literally every single post on any UK subreddit that uses the wrong form, but they never actually explain what you've done incorrectly, they just hit out with incredibly obtuse "tHaT dOeSn'T eXiSt".
Just ignore them, they're obsessed when it comes to this.
Rich_27-@reddit
To be honest I was ignoring them. To be fair I am second language English and was taught "spell it as it is said"
Then you do English and this bloody rule goes straight out of the window
it__wasnt__me__@reddit
Don't worry. Everyone knows what your saying. Most native English speakers (myself included) don't understand all the finer rules of the language. I imagine I've made a few mistakes in this brief comment but everyone will understand what I'm saying.
glasgowgeg@reddit
They do it on every single post that mentions it, but they do it in a performative way where they just pretend they don't know what you're talking about when it's clear what you mean.
It's just embarrassing, yet they persist in constantly doing it.
Rich_27-@reddit
God they must be really sad and lonely to pick and bully people over semantics. I feel sorry for them as they must obviously be starved of attention.
notouttolunch@reddit
And it's amazing how none of them ever learn! This is just how stupid everyone in this country is now. It's depressing.
glasgowgeg@reddit
The only thing that's depressing is how much of a zealot you are about it.
Otherwise_whizley@reddit
I agree with you on that.
From my perspective my iPhone is issued by my company so I'm stuck with children's iPhone because I won't put a personal card on my Apple account.
kryptonick901@reddit
Aren’t phones managed in jamf/intune/abm exempt? Wild if not.
squirrelbo1@reddit
Heaps of places don’t manage devices. Even in relatively large orgs. My current organisation whilst having a management plan with the network does not have management software on the device. I think it’s silly not to but given the phone I had at my previous org was slowed to such a degree by the awful management software(and restricted that I couldn’t even back half of my data up because of restrictions) it is something of a relief.
HAMforPastry@reddit
At my place they are
smigifer@reddit
what would you be doing on a work iPhone that requires 'adult' mode? :/
liamrich93@reddit
Doctors and police. Anything that involves violence, weapons, suicide, injuries.
Beartato4772@reddit
This is a problem to put on your company's IT department.
ClacksInTheSky@reddit
So long as I can use the 2FA apps, I don't care at all (I have a work iPhone as well)
First-Lengthiness-16@reddit
Why not?
TwoPlyDreams@reddit
Not disputing the limited options for verification…..
If you won’t put CC on a work phone, then you presumably don’t want any other personal data on there, so the unverified limitations are presumably not a problem?
BertBlenkinsop@reddit
The word is licence, you need to change from arsemerican to English, just saying.
Temo2212@reddit (OP)
Like learning a language wasn’t already complicated enough :d why can’t all english speakers agree and stop making non-english speakers lives more difficult haha
Melodic-Tutor-2172@reddit
Mind just said because I’d had an Apple account for so long it accepted i must be over 18. I got my first I -tunes account in 2006ish for my I-pod.
Home_Assistantt@reddit
You don’t need a credit to buy stuff you can’t afford. They are a tool with many uses
Spikeyjoker@reddit
Average iPhone L
IanM50@reddit
Don't buy an overpriced Apple phone.
VehicleLast419@reddit
android
DemonKing_of_Tyranny@reddit
Thats how steams been going for the last 8 months. They only accept credit card as age verification
BiasTap@reddit
I'd just get a credit card. You don't have to use it. You may also need it if you're staying at a hotel (a lot of places take your credit card as a security deposit/ID)
Longjumping-Equal895@reddit
I used a friends credit card
I have heard you can use drivers license or passport “somehow” though 🤷♂️
sedulousgrape@reddit
you can use a passport according to this https://www.reddit.com/r/ios/comments/1san365/your_definitive_answer_how_to_verify_your_age_in/
Temo2212@reddit (OP)
When I ask the first page of my passport it asks me for the “back side” which doesn’t exist in case of passport, so I scan the photo side again and it gets rejected
sedulousgrape@reddit
https://www.reddit.com/r/ios/comments/1san365/comment/oe32k2e/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button maybe this is an option then?
barcelleebf@reddit
I have many credit cards. I pay them off in full each month. They give me benefits including cashback and additional consumer protection over debit cards. Are there any downsides?
FlyiingDutchmaan@reddit
How come you don’t need a car ?
Temo2212@reddit (OP)
This question form a Dutch mand is even weirder that it would be from a Brit. Jongen, meer dam halve van mijn Nederlander vrienden hebben geen auto
FlyiingDutchmaan@reddit
I’m not Dutch, I am English.
Temo2212@reddit (OP)
Your nickname lied to me.
ZedBundy@reddit
A credit card is not for buying stuff you can’t afford.
Temo2212@reddit (OP)
That’s not what I asked
ZedBundy@reddit
I know but it’s your reason for not having a credit card and it’s not what credit cards are for, so you could get a credit card and use it properly, this would also allow you to not be trapped with a child locked iPhone
goa7@reddit
GDPR gives you the right to rectification.
Contact Apple's data protection officer and make a request for rectification.
Temo2212@reddit (OP)
I didn’t know GDPR coveted UK as well. I knew it as EU only. Thnx
Cyril_Sneer_6@reddit
Get a provisional LICENCE
ArrowPresby@reddit
I'm medically exempt from driving and I don't have a credit card. I'm using a Samsung phone but, I'd imagine age verification will come to most deviced befor long.
Temo2212@reddit (OP)
Yes probably it will come to you too but let’s hope for this tome they will accept other forms of identification as well
Pocketsizedwolf@reddit
I’ve had the same Apple ID since 2009. If they can’t work out that I’m over 18, I don’t know what to tell them.
That said, I updated my iOS and haven’t had any issues with it requesting mandatory age verification?
Fish_Goes_Moo@reddit
Might have already done it. Apple do use account age, but you should get a message saying "Due to the age of the Apple ID, you are verified as 18+" or something along those lines.
Pocketsizedwolf@reddit
I’m on the iphone 17. I might have had that and just said ok without actually reading 😂 that would be traditional.
MihtoArnkorin@reddit
You should read up on why you need a credit card. I don't even carry my debit card.
Temo2212@reddit (OP)
You should find a better job so you won’t need to carry a debit card
MihtoArnkorin@reddit
Babe, I make bank. My point stands, go and read why you should use a credit card. I get purchase protection, a belting credit score, and about £400 in cash back every year. Setup a nice little direct debit to pay off the card in full each month. Credit cards aren't all about accruing debt, that's where it gets messy.
WorriedHelicopter764@reddit
there really is littel excuse not to have a credit card or a drivers license
Temo2212@reddit (OP)
Do you want me to apologize for earning enough money for myself?
WorriedHelicopter764@reddit
What is the relevance? A credit card is a tool not just for borrowing money 🤣
pgnlzbth@reddit
You can get a provisional licence to prove your id, even if you don’t intend to drive / learn
Logical-Childhood-90@reddit
I thought we all just got credit cards in the uk for bants to up our credit rating.
Temo2212@reddit (OP)
I’m not from here
StereotypicallBarbie@reddit
I’ve never had to do this on my iPhone?
MarsStar2301@reddit
Me neither, maybe mine’s too old.
AyPeeBee@reddit
OP out here acting like some kinda Samsung owner….
WernerHerzogEatsShoe@reddit
Sorry why do you need an ID for your phone?!
Temo2212@reddit (OP)
Government is protecting me from evil internet
WernerHerzogEatsShoe@reddit
I don't understand though, is this just for certain websites or something?
Fish_Goes_Moo@reddit
Blocks 18+ websites and blocks 18+ apps in the app store. Also does something to your message settings. Basically it turns on parental controls that have existed forever (but apparently were not good enough for parents to switch on) and won't let you turn them off unless you verify your age.
It's not actually required by the OSA (at least not yet), Apple have just decided to bend the knee early.
WernerHerzogEatsShoe@reddit
That's insane. Wonder if it will come to Android phones. Assume so :(
Fish_Goes_Moo@reddit
Probably at some point. If google don't do it voluntary, no doubt the over reach of the OSA will be extended to phones to force it.
At least it's a bit more resistant. Age checks only apply to the playstore, so side loading will help there. Web filter only applies to Chrome, so you can just use something else and there are always custom roms like Lineage and GrapheneOS (GrapheneOS already said no to age checks) if it comes to it.
Plus_Woodpecker5248@reddit
Should of paused updates, I’d start by never voting for these authoritarian despots running the country ever again and hopefully the next government will undo it.
Dic_Penderyn@reddit
It seems Apple have just shot themselves in the foot, here, as it has put them at a disadvantage compared to Android phone makers, as Android allows more age verification techniques.
SpectralDinosaur@reddit
Stop buying iPhones.
JohnCasey3306@reddit
So clear your full credit card balance every month. It's interest free and gives you more buyer protection.
I know you feel very satisfied with yourself saying it's only for people buying stuff they can't afford, but you've missed the point.
Square-Patience8357@reddit
You need to get a credit card. Not to use credit. But to build up a good credit score. Which will impact many things in life. Plus if you go on holiday and want to rent a car… no credit card then you are walking.
why-am-i-here_again@reddit
you don’t need a c card or a driving license… so no.
You can confirm your age with a credit card, or by scanning a driver’s licence or one of the following PASS-accredited Proof of Age cards: CitizenCard, My ID Card, TOTUM ID card or Young Scot National Entitlement Card.
https://support.apple.com/en-gb/126788
Mel0toro@reddit
Get a provisional licence ?
Squirrel_Worth@reddit
Get a credit card. It’s not to buy things you can’t afford. It’s for purchase protection and credit history building.
Racing_Fox@reddit
You just going to assume everyone is good with money?
Squirrel_Worth@reddit
This person said they don’t buy stuff they can’t afford.
Racing_Fox@reddit
Yes, that might be because they don’t allow themselves to
Having a credit card would allow them to
Wilberbedford@reddit
Or dont have an iPhone. Simple really
Racing_Fox@reddit
You think Android won’t do the same?
Fish_Goes_Moo@reddit
Android is more resistant. You aren't forced to use Chrome on Android, so web filter can be avoided if forced by using something else. Unlike IOS where everything is basically safari under the hood, so it applies to everything.
Much easier to sideload and app restrictions only apply to Playstore.
Custom roms exist. GrapheneOS has already said no to any sort of age verification.
Racing_Fox@reddit
You aren’t forced to use safari though, you can use Firefox etc
Graphene might have said no, but it’s still a bad OS compared to iOS or even regular Android
Fish_Goes_Moo@reddit
Firefox on IOS uses Apple's WebKit engine, so is pretty much Safari under the hood. Same for all browsers on IOS. So the webfilter gets applied to them all.
Android is not the same deal. Firefox on Android is not forced to use Chromium.
Wilberbedford@reddit
Haven't had any yet.
Princes_Slayer@reddit
My credit card is used like a debit card for all daily transactions. I clear it weekly so never actually buying stuff with a debt attached. I have it for the protection is gives me on bigger purchases, but again, I buy things like furniture when I have saved for them, and just pay the card off
Safe-Professional556@reddit
Thank fuck I wouldn't use an Apple phone. Even though I have I'd that should work, damned if I'm supplying that to a third party.
TrigBoll@reddit
I wouldn't put it past Google implementing this in a "play system update" soon. They love any excuse to hoover up personal data.
Safe-Professional556@reddit
Far far easier to break Android free of restrictive practices - especially if like me you're already using a non-mainstream brand. Than the very walled garden approach that Apple use.
TrigBoll@reddit
For now yes. But look to Samsung for how easily Bootloader unlocking can be removed in one update.
I'd say we're two years away from the complete lock down of android if nobody intervenes. They're already planning on making installing APK's much more difficult, next it'll be removing it altogether.
I wouldn't put it past them to lock down ADB commands only to users with paid developer accounts.
Regardless of brand, if it has play services installed this can be done in a play system update, and backported to earlier Android versions.
These are dark times for individuals privacy, and a bleak outlook for personal computing.
Safe-Professional556@reddit
I was thinking more off-brand cheap Chinese (or similar) import.
onedayitshere@reddit
Aren't all iPhones children's iPhones?
On a serious note, as others have said, you can always get a credit card. You don't have to use it. Put it at the bottom of a drawer and forget about it, or keep it with your passport as an emergency backup for travels. (That's all my credit card is for.)
Fish_Goes_Moo@reddit
Tried one of the numerous pictures of driving licences you can find online? or an AI generated one?
Doubt Apple are checking against your account details and those methods worked in the past with other sites age checks.
Stage_Party@reddit
What about learners permit?
ChickenConstant9855@reddit
Quit yet winging and put your problem solving skills into use
TeamNad@reddit
EBay age verification requires a credit card too!
Fair_Condition_1460@reddit
For anyone in need of a new phone, check out GrapheneOS on Pixel phones. Privacy focused. Based on Android. Plug USB in, click buttons on a Web page. No more Google Apple Samsung prying into your affairs. Enjoy.
withitnow@reddit
Mine verified me as an adult due to the length of time I had had my Apple ID. I appreciate this does not help you, it just apply for a provisional licence. I’ve had one since I was 17 just for ease of proving my age instead of having to lug my passport around in my pocket to get into pubs. Ha. PASS accredited proof of age cards, CitizenCard, My ID Card, TOTUM ID card, or Young Scot National Entitlement Card, are accepted also so you can apply for one of them. But I will say, it’s just bonkers a passport can’t be used! Why, I have no idea, but surely that is the ultimate ID to prove someone’s age.
LittleDino7986@reddit
Do you not have a provisional? Carrying a passport around for ID isn’t exactly practical.
Temo2212@reddit (OP)
I do have my ID which I carry instead of passport. In 4 outta 5 countries it’s even a legal requirement to carry ID anywhere outdoors and suddenly I ended up in the UK where people don’t even have ID cards haha
virusdancer@reddit
Would they accept a Citizen's Card?
ClassicPart@reddit
You do not need a car to get a driver’s licence and you do not need to want to buy things you can’t afford to get a credit card.
Both of these problems are of your own making.
Temo2212@reddit (OP)
None of them are problems. I simply don’t need them. Where is the problem?
DrH1983@reddit
It really is a bit daft, I don't have a driver's license or credit card either but fortunately aren't on iPhone so it's not affected me (yet, who knows if Android will go that way).
Intrepid-Tourist3290@reddit
No credit card ever in 40 years and I'm legally blind so, no driving licence... I'm screwed
LichenTheMood@reddit
Replying to VzSAurora...same
sername983@reddit
*licence
Wires1996@reddit
I don't have a car but I got a driver licence as it's a form of ID
Much-Mix-3906@reddit
Use a VPN.
DistantFlea90909@reddit
Get a provisional drivers license or a credit card.
I swear people are obtuse on purpose sometimes
bekkkxo@reddit
I used my out of date provisional (years out of date) and it worked 😂
TSotP@reddit
I know it's not ideal, because the problem will persist and grow, but I would drop Apple immediately. Especially if you already have an existing contract (since you had to prove you were 18 to sign the contract in the first place).
Fuck Apple. They are nothing but trendy overpriced shit anyway.
Dolgar01@reddit
My update just stated that seeing how long I had had my Apple ID I must be 18+. No ID needed.
But seriously, get a credit card, use it occasionally and clear it each month. The best thing about them is the added protection credit cards give you. Especially online.
luckyloz@reddit
Updated to ios 26 the other day and was shocked to find out that out of all my apps only two are 18+... Reddit and... McDonalds.
I need to prove my age to scan my McDonalds card
HughWattmate9001@reddit
McDonalds do competitions that can be seen as gambling probably why. Seen a few that have asked if i was over 18 with a tick box over the years using it.
xycm2012@reddit
Getting a credit card is the solution. It’s not rocket science. You don’t even need to use it.
HughWattmate9001@reddit
They really need more options. I know so many people who can't have a credit card because for example they can't be trusted with one. Those same people can't drive at all. Many people fit into this bracket, like those with learning difficulties or learning disabilities. Having so few options is just unfair.
WeirdLight9452@reddit
I’m blind so can’t drive and I don’t need a credit card and don’t want to be forced to get one. I’ve got a mortgage, for people going on about credit scores. I can’t do the Face ID thing some websites are demanding either because you have to look directly in to the camera and I have no control over the movement of my eyes. So like I basically can’t access anything now.
Fiercat99@reddit
Had a similar problem. New phone, no id. Lost card, couldn't set up contactless on my phone because I have no id, and couldn't access my new card details without one. Bank couldn't help, and treated my complaint as trivial. Worst thing? I lost it boxing day. Had to borrow brothers card for shopping and transfer what id used back
Fubseh@reddit
One of the biggest ongong failure of the Government at the moment is them mandating age verification checks without supplying a secure mechanism to perform them.
It should be possible with some form of 'digital id' to generate some a one-time-code that can be used to verify the owner is over 18 (along with other data I can choose to include).
The Gov doesn't need to know who the code was generated for, or who has redeemed it. The service I'm supplying the code for can redeem it to verify the owner is over 18 without also knowing their name, DOB, email, photo, home address or signature; protecting them from data breaches or violating GDPR data handling laws.
Instead im stuck posing for photos, sending pictures of my driving license or passport providing significantly more PII than I am comfortable with every time a service I'm using wants to verify my identity.
Neither_Process_7847@reddit
Quite.
Potatusha@reddit
A provisional driving license works the same as a full license for ID. I've used it to open savings accounts and all sorts of stuff.
TheBrianBoru@reddit
Wait can't a passport be used?
Subsyxx@reddit
No.
The issue is that Apple is doing age verification in a very US-focused way, where driving licenses and credit cards are common, but passports and other IDs are less common.
In the UK, most people have debit cards and passports, more than driving licenses and credit cards.
Neither_Process_7847@reddit
Suddenly have more sympathy - why the h would a passport not be acceptable when it's the gold standard for ID?? Granted this country is dreadful at ID options but even then...a sane universal digital ID system is long overdue, because this is exactly the situation where it could genuinely help people! Feel for OP when they find themselves having to prove who they are with a reference from a professional who knew their ancestors personally...
Temo2212@reddit (OP)
It rejected mine. So I assume no
jaypalmer2000@reddit
Having a credit card isn’t only for buying things you can afford. It’s a great way to boost your credit rating (like if you want a mortgage) credit cards offer insurance too.
BTZ-25@reddit
Get rid of IPhone and get an android phone running GrapheneOS
Seanacles@reddit
Just get a credit card you don't have to use it or max it out and get a driving license your 30
dr_jock123@reddit
Why get a driving license if they have no need for it?
Seanacles@reddit
Because he's 30 he doesn't need to have a car but it's a sensible idea to be ready an prepared especially being a man, life changes all the time.
dr_jock123@reddit
Why especially being a man lmao
Seanacles@reddit
Cause gotta do stuff
dr_jock123@reddit
Women dont?
QuirkyWolfie@reddit
Other half is considering a credit card for this reason. Good to have in general as we want to build credit to get a decent mortgage at some point
20dogs@reddit
I don't think credit cards factor in much into mortgage affordability
Neither_Process_7847@reddit
They don't.
nathderbyshire@reddit
It's just one of the easiest forms of credit to quickly build a consistent history, which doesn't mean you won't get a mortgage but it can help a lot. Poorer credit tends to come with higher interest when you do eventually take credit, especially a large loan. A quick search shows a higher interest rate could be applied and/or a larger deposit needed if your credit rating is low.
You're probably not getting a decent unsecured loan without decent credit history, not many people do rent reporting if they do rent, and utilities and a contract don't help all that much in the grand scheme of it all. As more people are living parents, they might not even have utilities in their name at all, it would be in the parents name still. Then you've only really got the electoral roll, and a contract for a phone if eligible or SIM left which more proves your identity than your credit risk.
dr_jock123@reddit
You dont need a credit card to get a mortgage
liamrich93@reddit
but they said they want a "decent" mortgage
dr_jock123@reddit
You can get a decent mortgage without a credit card.
Temo2212@reddit (OP)
Not planning to get any mortgage or any credit whatsoever
HorrificNecktie6269@reddit
Are you seriously planning on paying rent until you die? You'll basically never be able to retire if you don't own your own home, especially with the rate at which rents are increasing.
nathderbyshire@reddit
Even renting you need to generally pass a credit check, or you have to whip up a guarantor who can pass. Best you could do is a HMO, if you have 3x income to rent ratio at minimum - so £500 rent would be £1500 income, and you pay a double deposit.
They are probably getting even stricter with it as well since section 21 evictions are banned.
I've heard paying upfront can get you into a place as well with proof of income as well, but I've never known someone do it personally
Basically it's fucking difficult to rent without credit as well as a mortgage.
Different-Use-5185@reddit
How do you rent officially without some form of ID and credit check?
Curious_Ad3766@reddit
OP said they have a passport which is obviously the best form of ID
QuirkyWolfie@reddit
Me and my other half didn't have a formal credit check, it was our first rent and neither of us had any credit. We're in a housing association so maybe it's different but they took us on proof of income alone which felt like a miracle for us.
Sad-Nectarine-7855@reddit
So you want to keep paying rent when you're retired? When your pension won't cover rent?
Smartest man in the blunt crayon shed you
spindledick@reddit
You need a credit check to rent a house.
adreddit298@reddit
You're just actively sabotaging yourself at this point. You don't have to want a mortgage or credit to get a credit card; if the reason to get a credit card is so that you can verify yourself on your phone, then so be it.
It doesn't mean that the policy isn't ridiculous, it patently is, but the solution to your problem is right there, you're just refusing it. That's your choice, and fine, but you're still ignoring the solution to your immediate issue.
legz_akimbo80@reddit
I have had an apple account since 2007. I’m mid forties and don’t have a credit card either. Blew my mind when they needed this level of verification. Ended up using my girlfriend’s credit card for it and it worked
helenfirebird@reddit
Daughter had a similar issue proving age for a gaming site. Wanted either driving licence or passport. She's disabled by chronic illness and mostly housebound. I have to be her driver and she's not got a passport as is not well enough to travel abroad at the moment. She's 25 but looks ten years younger and the facial recognition option made her under 18.
tofer85@reddit
It’s a driving licence… down with these creeping Americanisms…
Temo2212@reddit (OP)
I already speak 3 other languages. have no time to waste on differentiating American and British. If people understand me it meant it's working
WesleyRiot@reddit
This is a really rubbish new feature. I just got an iPhone and I was lucky because at the verification stage it said “the amount of time you’ve had an iTunes account tells us you’re over 18”. Which is hilarious but it shouldn’t even be a consideration
Sufficient_Hotel9599@reddit
I hope not but ultimately I fear that is the case. I have both a driver’s licence and credit card but I don’t like the fact this requirement can be added to a device I purchased after I have already purchased it when it was not a requirement before.
It really drills home how little you actually own when companies can pull something like this. Fair enough if you buy the device and the conditions are laid out you can choose to walk away, but I spent just over £1000 on this three years ago and was never communicated to me that I may be locked out of certain functions unless I submit company approved (not even government approved) ID.
Added to how farcical it all is when you can use other people’s ID to verify your account makes a mockery of why they are even implementing it.
AnUdderDay@reddit
Credit cards, when used responsibly, are the best way to build CREDIT, which is required for massive purchases later in life.
Expensive_Profit_106@reddit
Get a provisional licence as I’m sure you’ll need one for something eventually.
And credit cards aren’t for “buying stuff you can’t afford”. They’re for having extra protection when purchasing things and building a credit score
Dietcokeisgod@reddit
No, because I have an android.
Radiant-Swimmer-5901@reddit
What's stopping you from applying for a provisional or a basic credit card?
Rare-Designer-1008@reddit
The provisional cost £34. If you do need one ot is a waste of money
Radiant-Swimmer-5901@reddit
OP needs one.
liamrich93@reddit
They don't need one. It's apple that needs one.
Temo2212@reddit (OP)
I don't know what the firs one is. The second one I do not need and this is stopping me
littleloucc@reddit
You shouldn't need to prove your age, but if you want to use an Apple device, you're stuck with their T&Cs. So, your options are stuck with the basic phone, get an ID that they will accept, or switch to Android. I wish people would do the latter, to demonstrate how much we are against this intrusive tracking, but I concede that there is a financial and time factor that will be difficult for people.
Applying for and owning a credit card is free. I would suggest you look at a Credit card eligibility checker before you apply, so as not to have a decline on your credit report. You can get a free card and never spend on it. You can even cancel as soon as you've used it for ID.
No, you shouldn't have to do this, but thus is a practical solution if you want. You should also educate yourself on credit card benefits and costs for your own understanding.
spidertattootim@reddit
Seems like you do need the second one, because you need a way to prove you are an adult to Apple.
Temo2212@reddit (OP)
Having a need to get credit card to prove my identity while I have passport and ID card sounds ridiculous.
spidertattootim@reddit
Spending this much time arguing with people trying to solve your (self imposed) problem is what is ridiculous.
Temo2212@reddit (OP)
I have free time to kill. why not?
spidertattootim@reddit
Because you're not immortal.
whosUtred@reddit
If you have that much free time, just apply for a credit card, get verified & then cut the card up. It’s free & will take a few mins to apply.
Or just get an android phone
Or just have a child apple phone
That’s basically your choices, if you don’t like them then 🤷🏻♂️
Radiant-Swimmer-5901@reddit
You don't know what a provisional driving license is?
notouttolunch@reddit
This person isn't very clever. They can't even spell the word licence (although neither can you!) and they don't seem to understand anything that benefits them or be willing to engage in anything that benefits them. One horrific crime they've committed is that they've got a iPhone which they seem to have paid for with a debit card, which is a huge mistake!
Temo2212@reddit (OP)
Yes I make a lot of spelling mistakes in English. It's my 4th language and the least phonetic one. That's why.
How many languages do you speak clever person?
notouttolunch@reddit
Wouldn't the ability to speak four languages badly is not something to be proud of.
David_is_dead91@reddit
I think you should probably proofread your comments a bit more carefully before posting if you’re going to chastise ESL speakers for not having an impeccable grasp of their fourth language.
kyzfrintin@reddit
What is "wouldn't" doing in that sentence?
Spire-Al@reddit
I only speak English and have dyslexia (so writing is definitely not my thing). There's no need for you to be so rude to this person.
notouttolunch@reddit
I can recognise dyslexia. And I wasn't speaking to you. So what you are saying is irrelevant.
Temo2212@reddit (OP)
The audacity to tell me to improve my com skills while you literally insulted me for no reason at all :d
Once imperialist always imperialist. why am I not surprised
kyzfrintin@reddit
I would much rather be around a humble but dumb person than a thoroughly unpleasant one who happens to know the correct spelling of a particular word.
notouttolunch@reddit
That I'm pleased you'll be keeping away from me and continuing to work in Tesco.
kyzfrintin@reddit
Then*
HistoricalBinBag@reddit
They would actually rather hand their entire identity to Apple rather than a proxy for it. u/Temo2212 is a privacy nightmare
Drug_Taker917@reddit
You don't know what a provisional driving licence is? Jesus christ dude
BrightEyeCameDown@reddit
One of today's 10,000
20dogs@reddit
To be fair they just said "provisional", could've been referring to anything. Especially in Northern Ireland.
Fred776@reddit
Considering all the time you have spent replying here you have had the two minutes it would have taken to look up "provisional licence" since the first time someone mentioned it.
Here you go:
https://www.gov.uk/apply-first-provisional-driving-licence
undercovergloss@reddit
I didn’t want to give my credit card to Apple. They literally asked for my fucking back code. They said I won’t be charged, but why would I give those details just for verification??? It’s like I’m asking to be hacked
I have had nothing changed yet (fingers crossed), I will be holding on until I’m forced to do it. And even then, if my phone becomes inaccessible then it enables me to have less screen time.
I don’t know why they’re doing this- it’s a fuckng joke. I had no option to put my driving licence in - and even then, I don’t want my data being sold. What happens when Apple is hacked and all our details are leaked???
Racing_Fox@reddit
Ok this is the most stupid thing I’ve read
They need the back code to verify it’s your card. Why do you think Apple are going to scam you?
BulkyHulk78@reddit
Get an Android phone? So far mine hasn't put me into child mode.
MovingLeftandRight@reddit
You can thank the nanny state government for this. Because kids can access porn or whatever they try to prevent which is impossible with VPN or checking out dad's jazz mag / dvd / betamax collection in the loft. So apple, Samsung and websites have to implement new dumb features which we foot the bill for eventually when the reality is parents should have licenses to have children and bring em up proper. You know let people off the bus / train before boarding. Saving and paying for stuff in shops. To respect women, a hairy bush is ok and you should have a safe word or ask permission before spitting on or strangling them.
Racing_Fox@reddit
Yes and no.
It’s not a legal requirement for Apple to restrict you. Only websites
Sheepeh94@reddit
My understanding of this was it’s actually a better solution than each website having your data, as Apple has it once and just certifies with website your 18+ as needed?
We have all the requisite controls and filters for our children but not every parents the same and it’s only as strong as the weakest link - seemed like a reasonable middle ground.
Racing_Fox@reddit
The better solution is scrapping all of it in the first place
mk6971@reddit
Get a decent Android phone that doesn't require dumb age verification.
Racing_Fox@reddit
yet
muttley2907@reddit
Although it's something you shouldn't have to do just to appease Apple, you can get a credit card and simply not use it.
Racing_Fox@reddit
😂😂😂😂
TrueEase1053@reddit
Why not get a provisional license and just use it for the ID? There's no driving test or knowledge test.
https://www.gov.uk/apply-first-provisional-driving-licence
Racing_Fox@reddit
OP could be disabled
DecentLiam9@reddit
Go over to beer money sub Reddit, look into the £50 Lloyds bank credit card referral codes, order one using the referral code, get £50 for free and ID for your iPhone, don't have to use the credit card at all.
Racing_Fox@reddit
That’s great, but a lot of people don’t get a card because they know if they did they’d use it.
DecentLiam9@reddit
My mistake, it's just opening a bank account, no credit card necessary
IllMaintenance145142@reddit
"age verification bad" but if youre okay with doing it, the actual getting of the credit card is a NON ISSUE. you walk into the bank (or just download an app) and say "hello i would like a credit card please" then youve done it.
age verify has a lot of legitimate concerns with it, but inaccess to credit cards is not one of them.
Euphoric_Bed_2471@reddit
Just get a provisional?
Numerous-Abrocoma-50@reddit
Re Credit cards. You can get cashback on some of them. You are literally saying no thanks to free money. Set and forget direct debit to pay off in full.
You also get protection when buying things and improve credit score.
I know its not the point of the thread but anyone with financial discipline should have one.
Racing_Fox@reddit
A few pennies of cash back isn’t worth the interest people will be charged if they spend too much.
Financial discipline isn’t universal, don’t assume it is
KyleOAM@reddit
Why don’t you have a driver license? You really need some sort of id and I sure as hell wouldn’t take my passport out drinking or shopping
Temo2212@reddit (OP)
Because I don’t drive.
I do have ID card which is invented for identification purposes, while drivers license is invented for driving purposes :d
KyleOAM@reddit
No drivers licence is for both lol, that’s why it’s accepted everywhere as a form of id
Temo2212@reddit (OP)
Yea I know it’s also accepted. It is just mind blowing that in that case drivers license has more power than ID. Doesn’t make any sense. Even the name ID card screams it was invented for identification
KyleOAM@reddit
Who issued the id card you have? Afaik most aren’t even issued by the government
Temo2212@reddit (OP)
Ministry of Justice.
Racing_Fox@reddit
Are you talking about a civil service ID card?
Imadeutscher@reddit
30 years old and thats what you think a credit card is only good for?
Racing_Fox@reddit
For a lot of people, that is all it’s good for
Scottish_squirrel@reddit
It's possible to get a credit card and never use it.
voluntarydischarge69@reddit
Easy Don't buy apple
BertieBus@reddit
Get a citizenship card. Photo ID and can be used for verification.
Temo2212@reddit (OP)
I probably will, but it just sounds so stupid to be required to have a card issued by NGO while I do have my government issued passport and ID card which were rejected.
StillNectarine7493@reddit
Just wanted to leave a quick comment here & let u know the jobcentre can pay for your citizen card if you ask them. They done mines for me as I needed photo ID to continue receiving child benefit once my eldest was over 16. Ended up being pointless as it doesnt accept anything but a valid driving licence or passport 🙄 but oh well 🤷🏼♀️
smileystarfish@reddit
Until there's government issued digital ID or ID card then yes, it's going to be an issue for you.
Temo2212@reddit (OP)
I do have an ID card. It was not accepted by apple though
smileystarfish@reddit
You do not have a national ID card, no one does.
Temo2212@reddit (OP)
I do have it. So does around 8 bln people who are not from the UK.
Only British people don't have ID cards, everyone else does.
smileystarfish@reddit
Cool so how was I supposed to you're not from the UK when you're asking in a UK sub?
Sburns85@reddit
You don’t have a provisional driving licence? Or passport
Temo2212@reddit (OP)
Did you not read the text you replied to or am I hallucinating when I see a sentence there mentioning that it does not accept passports?
Sburns85@reddit
It accepts both. Because I used a passport and my other half used a provisional
Temo2212@reddit (OP)
And what did you scan when it asked you to scan back side of your drivers license? My passport doesn’t have two sides
Sburns85@reddit
Passport only had to do front. And provisionals have the same back as normal licences. Just without the entitlements
Temo2212@reddit (OP)
One page scam clearly doesn’t work. That’s why I’m surprised what did you scan for the back side if you really scanned your passport
Sburns85@reddit
The one page scan does work. You need natural light and a few tries
Temo2212@reddit (OP)
Tried again just now. It doesn’t work. It scans the passport and moves to the “back side” even the text doesn’t mention passport so I’m not surprised it doesn’t accept passports
Sburns85@reddit
Then scan the back of the passport.
Temo2212@reddit (OP)
Back side of the passport is a blank page and it cannot be scanned by these scanners simply because it doesn’t contain any information.
Idk what was your point to lie that you scanned your passport why even apple statement mentions they don’t accept passports for this moment
Sburns85@reddit
Jesus mate. You are really trying. The passport scanned and no issue after
Temo2212@reddit (OP)
Let's assume it was a lucky error, because even apple statement says otherwise.
Sburns85@reddit
Let’s just say you are grump look for problems and shooting down every solution
Temo2212@reddit (OP)
Which solution? Passports ARE NOT ACCEPTED. Which part of this sentence don’t you understand?
Sburns85@reddit
Yet it worked for me petal
Temo2212@reddit (OP)
Probably because it was an accident mam, otherwise even apple says it does not work.
stevethos@reddit
It’s funny that you act like such a petulant child in some of these replies, but as soon as someone makes the logical suggestion of “get a provisional licence” you suddenly have nothing to say. You here illegally or something?
Temo2212@reddit (OP)
I responded to the first person I had no idea what that was. Someone explained I said thank you. what else do you need from me exactly?
stevethos@reddit
For you to put on your big boy pants and act like a grown man. Wanna access porn on your phone? Then stop acting like a child and get a provisional licence like every functional human did on their 16th birthday. Imagine going online and complaining you can’t have a wank without your phone stopping you 😂
Leifang666@reddit
Get a credit card that has some benefit for using it, mine does cashback, and pay it off in full each month.
AverageLongjumping38@reddit
just get a provisional doesn’t cost much (£30 i think?) and it’s an easy ID to use rather than passport
Additional-Switch912@reddit
I updated yesterday and Apple decided my Apple account was old enough to not require me going through the age verification process, so at worst you’ll have to wait till Apple thinks your account is old enough to pass the age verification or until Apple update allowing you to use other forms of ID or ask a friend/family to add you as a second card holder on their credit card then ask them remove you after or freeze the card till next time…
ScreamingDizzBuster@reddit
I got an AmEx card to get a discount on my mortgage. I have locked out away in a box and never used it. Maybe, just maybe, this could be a solution to your very trivial dilemma?
Eddie182@reddit
Just in case anyone isn’t aware, it seems that you don’t need to use a credit card under the name of the Apple account user. My wife used one of my cards for the age verification without any issue, no charge made (I just had to verify the £0.00 transaction), and the card didn’t get added to her Apple account at all.
Potentially useful if those without credit cards have a family member or close friend who’d be willing to help out.
Daft system for age verification of course.
Lobsangd@reddit
Cheers for this mate. Stressing about my wife's phone as her provisional is long expired and in her maiden name.
becherbrook@reddit
You can get a provisional driver's license without ever setting foot in a car. It's still a form ID and useful as just that.
TrackNinetyOne@reddit
Provisional license will work, £34, can complete it online and turnaround is about a week
Madness that you even need any of that to use an iphone but that's another story
GrouchyArachnid4031@reddit
You can use a UK Passport. I saw on another post that people tried that and were successful. It might take a few attempts & they recommended to place whatever ID you use on a dark background so it’s more visible.
Mountain-Distance576@reddit
I think you can get provisional driving licence and then just never take the driving test and you can just use it as ID
stevee05282@reddit
Get a provisional licence.
Nothing to do with cars, it's just government issued ID at that point
Well_this_is_akward@reddit
GRAPHENE OS and move to Android
TheAviator27@reddit
Not driving is one thing. Not even having a provisional drivers licence is another. 'official' ID cards I guess are useable, but I've always had the impression it's always a roll of the dice if they're accepted in place. Also it is better to have a credit history that not, cause unless you plan on buying property in full with cash, mortgage lenders tend not to approve people without a credit history. So even using a credit card as a purchasing card then just paying it off with cash from a current account is better than not having one at all.
As for the premise of needing any sort of ID to use a phones full functionality is just pure BS and is yet another reason not to use apple devices imho. The day it comes to android, same story. So it's either we get the government to reverse their policies or say bye bye to digital anonymity.
Scared_Funny_5602@reddit
I think I’m gonna be stuck with one. I can’t get a drivers licence because I have schizophrenia that isn’t “sufficiently controlled”, and I will not apply for a credit card because the antipsychotic medication I take has a side effect that causes compulsive gambling and a degradation in impulse control. When I was first put on it in hospital I spent everything I had on online shopping. I also don’t have a job, so no steady income
I know my circumstances are niche. But I imagine others with disabilities may face some of these barriers
Actual-Sky-4272@reddit
Can you not just get a provisional driving licence?
YetAnotherInterneter@reddit
Get a PASS card. It’s £15 from the Post Office
neilm1000@reddit
It's of no use in this context though.
YetAnotherInterneter@reddit
Why not? PASS cards are included in Apple’s recognised forms of ID.
neilm1000@reddit
The latest iOS update only covers credit cards and driving licences.
YetAnotherInterneter@reddit
Do you have any proof of this?
On Apples Support pages it currently says that PASS cards are an accepted form of ID
neilm1000@reddit
This was the situation as of last week: https://www.forbes.com/sites/kateoflahertyuk/2026/03/30/ios-264-apples-age-verification-feature-is-already-creating-issues/
As of today, the first result on Google says Apple’s iOS 26.4 update in the UK introduces mandatory age verification for some users, requiring a credit card or photo driving licence to prove they are over 18. Debit cards and passports are not accepted. If you do not have these, you may be locked out of certain services, although accounts over 18 years old may verify automatically
My bold. A mate's son was moaning about it earlier this week (Easter Monday) but I guess they may have changed it since?
rocketshipkiwi@reddit
It works just fine.
Ref: https://support.apple.com/en-gb/126788
HaleToken@reddit
You can only apply online though and if you don't have a credit card or anyway of paying online then how do you get one?
YetAnotherInterneter@reddit
You can pay via a debit card online.
Or you can apply in-person at the Post Office and pay in cash.
Dnny10bns@reddit
Credit cards are good for credit rating. Just make sure it's paid in full every month unless it's 0%.
Or buy a provisional license.
Previous_Kale_4508@reddit
Send in form. Few days later, phone call from DVLA: Hello, I am processing your application for a provisional driving license, but I see that you ticked the box to say that you are registered blind. Was that a mistake? Me: No, no mistake, my carer filled it in for me, I only need the license so that I can unlock my phone. DVLA: Oh, fair enough, I don't think there's any problems there then. Diolch.
Yep, totally believable situation. 🤣🤣🤣
ItsACrunchyNut@reddit
I would suggest rolling back to the previous iOS version. Your data is one of the most valuable assets you have, apple don't need it. It's a bit of a data harvest grab and a knee jerk reaction to unenforceable legislation going through some US states.
We should not normalise giving up all of our data and privacy just to exist in a digital world.
nathderbyshire@reddit
Can you even rollback iOS updates?
For android anti rollback can be triggered so you physically can't downgrade, usually used if a critical vulnerability was found. They can also force update and reboot the device as well. They did it with the 6a series due to battery faults. Even if you refused the updates it would force through anyway and anti rollback was activated
I assume iOS has the same power, and eventually your apps and services would stop working so it would only be a stop gap at best
Alarmed-Position-703@reddit
I have a credit card but they won’t accept it, I’m 40, I can’t use basic children’s websites, I don’t drive, I’m disabled. My child can access anything on his iPad but I can’t access anything, had my Apple ID for 15 years it’s ridiculous
QP_Ranger2@reddit
Maybe I'm being naive because I try to avoid Apple at all costs but do you really a credit card? I've never heard of any situation (at least in the UK) where a debit card can't be used and it must be a credit card...
If I'm wrong then surely you're better off just ditching the rotten fruit and getting a different branded phone?
nathderbyshire@reddit
You can have a debit card from the age of 12, I believe. So it can't be used to prove you're over 18, however you need to be 18 by default to own a credit card so they can be used
AdThat328@reddit
It's mental the attitude people have here. You shouldn't need ID for this and though you do, a passport should be more than acceptable.
You shouldn't have to get a credit card (not everyone will be accepted) or a provisional driving licence. I had one that I had to surrender due to a sleep disorder. So it's stupid.
Equivalent-Carpet-36@reddit
Get an older android?
Rich_27-@reddit
Get a new android, mine is two weeks old and hasn't asked for any of this nonsense
OnlymyOP@reddit
It will be coming to an android near you on the future as Apple have prempted Global age verification laws coming in Worldwide.
nathderbyshire@reddit
Never say never but it's probably a while off. Thousands of people scour the android source code daily and Google hasn't mentioned any system level age checks yet - they're up to their eyeballs in sideloading restricting at the minute. That's the beauty of AOSP, people would have spotted it being built out in the code if they were working on it
glasgowgeg@reddit
There is no legal requirement to implement age verification checks at OS level, and there's been no proposals to do so.
This is Apple choosing to go further than they need to.
OnlymyOP@reddit
There's no legal requirement but this is borne from alot of pushback from companies such as Spotify and Meta who are stating it shouldn't be their responsibility to administer age verification checks and should be done at the OS level.
glasgowgeg@reddit
That's like car manufacturers saying it shouldn't be their responsibility to make sure their vehicles are designed to be road legal, and that local councils should do it because the cars run on council roads.
The companies who make the OS itself are the kingmakers here, they simply say "No, we're not doing it. What are you going to do, pull your app?"
Meta/Spotify/etc aren't going to cease all operations on a platform because they can't be arsed doing age verification themselves.
The content is on Meta/Spotify's platform, there's no justification for it being anyone's responsibility but theirs.
turtleship_2006@reddit
There is in California, which other states and countries are likely to follow.
https://www.tomshardware.com/software/operating-systems/california-introduces-age-verification-law
glasgowgeg@reddit
Yes, I linked the exact article elsewhere.
There's no proposals to do so in the UK, which is what my comment relates to.
Zealousideal_Sport80@reddit
That article states there is no need for verification. Simply an OS level API, which will allow app developers access to a users age bracket. The user can self-report their age.
Temo2212@reddit (OP)
I think even child version iPhone is better than android
The_Mayor_Involved@reddit
Why do you think that though?
RowRow1990@reddit
Because they're a child
fblthpthewise@reddit
They love planned obsolescence maybe?
notouttolunch@reddit
Not at all, my iPhone is still going strong.
spinningdice@reddit
Aren't Iphones for children anyway? Locked down so you can't accidentally break anything (/jk)
MissingScore777@reddit
Nonsense
carnage2006@reddit
Not sure that'll help with getting age verified on on an iPhone 🤣
The_Mayor_Involved@reddit
Get rid of the iphone
OnlymyOP@reddit
It will be coming to an android near you on the future as Apple have prempted Global age verification laws coming in Worldwide.
Ianhw77k@reddit
Best advice here.
Academic_Taste663@reddit
I pay my credit card in full and i still get roasted on Reddit?
KellyMelany@reddit
Welcome to the digital playground where your passport is apparently just a fancy paperweight. It's wild that in 2026, Apple thinks you can't be trusted with a smartphone unless you're also qualified to operate a heavy motor vehicle or a high-interest debt spiral. At this rate, we'll need a signed permission slip from the King just to download a weather app. Hope you enjoy the toddler-proof internet until the bureaucraciies catch up. bureaucracies
SnooObjections3103@reddit
Move to a free country.
Beartato4772@reddit
Name that country. PROTIP : US states are rapidly bringing in these laws so you can't say "USA".
SnooObjections3103@reddit
USA. We can still say what we want online and my phone isn't for babies. I parent my kid. Not the government.
The fascists haven't figured out how to kill our Bill of Rights yet.
Beartato4772@reddit
Wrong. 20 US states have passed Age-Verification laws for online content and counting.
SnooObjections3103@reddit
I've never had to give my I.D. to the government to visit a website in California, but I don't doubt they'll try.
Watch the movie Demolition Man by Sylvester Stallone. This is what they want for both of our countries.
spidertattootim@reddit
Hilarious and insightful that you seem to think that the movie was made by the leading actor. Are you 10 years old?
SnooObjections3103@reddit
Nitpick much? I obviously meant he starred in it, so people will watch it, ...but in that one he also was a producer on it, so you're even wrong about a meaningless point. Congratulations 🎉
spidertattootim@reddit
No it's not obvious, because "by" doesn't mean "starring in".
Not according to the IMDB pages for the movie:
https://www.imdb.com/title/tt0106697/fullcredits/#amzn1.imdb.concept.name_credit_category.0af123ce-1605-4a51-93cf-7ad477b11832
or for Stallone himself:
https://www.imdb.com/name/nm0000230/
Maybe you were thinking of one of the Rocky or Rambo movies.
SnooObjections3103@reddit
You're talking to someone who's worked on hundreds of TV shows and movies and commercials.
Its only obvious to people who have critical thinking and don't need everything spelled out perfectly for them.
I used the wrong word which is a shorter word than starring. So what? You must like to waste time. You must think the TRex was a producer on Jurassic Park.
spidertattootim@reddit
I don't need anything spelled out to me, the simple fact is that what you originally wrote was incorrect.
SnooObjections3103@reddit
Stallones company Rogue Marble Productions got 15% of profits from the 1993 film Demolition Man.
Look it up.
He had creative control over the whole movie.
He's suing them right now because they hid profits.
Bye!
spidertattootim@reddit
Irrelevant, financing and profiting from something is not the same thing as making it.
Weird how IMDB says nothing about that. You'd think he would be quite keen to be credited for his creative efforts.
glasgowgeg@reddit
They literally passed a law in October 2025 requiring operating system level age verification, taking effect from the 1st January 2027:
"California introduces age verification law for all operating systems, including Linux and SteamOS — user age verified during OS account setup"
The exact thing OP is complaining about, system-wide age verification is not a requirement. It will be a requirement in California next year, that's why Apple have designed this system, in preparation for states like yours where it's soon to be a legal requirement.
It's not a legal requirement in the UK, this is Apple voluntarily going further than they need to here.
badger906@reddit
My Apple account is over 20 years old. If they ask for ID then it’s a dumb system.
Locktopii@reddit
I was just about to get my drivers license out and it said actually I didn’t need to as my Apple account was older than 18 years 🤣
srogijogi@reddit
CC is useful. It's hilarious to see 30 years old man trying to find artificial problems mate. Let's twist it: how the age verification supposed work to make you happy?
AdDesperate1541@reddit
It’s hilarious to see people like you cheering on this level of dystopia.
Just because I have a credit card doesn’t mean I should be happy to cow-toe to the governments increasingly invasive demands.
srogijogi@reddit
Jeessssuss, another one. If you don't like being a victim to "invasive demands", stop using your iphone and stop accessing the services provided to the commoners like me, who "obey". You are not special, you are not entitled to, you don't have to use it if you don't want to, the world doesn't exist to bend to your opinions.
AdDesperate1541@reddit
What on gods green earth are you talking about? Christ you sound miserable.
srogijogi@reddit
OP wants to get through age verification on their iphone (what for? 😎), but complains about the method involving CC, which they refuse to have. So what exactly you are complaining about?
AdDesperate1541@reddit
I couldn’t care less what OP’s reasons are for wanting to get through age verification and frankly I don’t know why you care. I didn’t complain, nor cast myself a victim, nor claim I was “special” and I didn’t say anything that suggested I thought the world “exists to bend to my opinions”. You went on a completely bonkers and utterly bizarre rant. Whatever is going wrong with your day I hope it’s gets better….
srogijogi@reddit
Yeah, sure. I'm pretty sure that my day is much better than yours. It's not me who posts about "dystopia" and "governments invasive demands" after all :)
AdDesperate1541@reddit
That’s a lot of big feelings for a strangers comment. Hope you get a nice wee lie down soon.
srogijogi@reddit
Thank you so much!
JinxThePetRock@reddit
Kowtow. No cattle feet involved.
AdDesperate1541@reddit
Thanks! TIL
Temo2212@reddit (OP)
To accept my ID card or my passport maybe? Is that so difficult?
srogijogi@reddit
ID card is not popular in UK. Are you British? Passports could be less popular than CC. Passport scan sent to some foreign organisation based on a different continent can give you more security problems than simple CC verification which is completely automated.
Temo2212@reddit (OP)
People use credits instead of ID cards to identify themselves and you think I'm the hilarious one here -_- srsly?
srogijogi@reddit
Yes, you are the one who is hilarious. No, you are not the first person trying to flex ego to win some internet debate. Mate, you impress no one. Educate yourself, read about CC buyers protection, get a CC, use it, pay it in time and use its advantages when you will must do so.
Temo2212@reddit (OP)
There is no debate. Passport and ID card are already existing ways of identification. They are invented for that. This is a fact, there is nothing to debate about, no matter how passionately you disagree.
srogijogi@reddit
If there is nothing to debate about, why have you created this topic and why you still are unverified, I believe? :)
Temo2212@reddit (OP)
You should have read the text before responding, so you would understand what it is about.
srogijogi@reddit
Oh, sure: you are 30 years old, you do have a passport and some enigmatic id, you don't have driving licence, no cc. Apple is asking you for cc, you throw a tantrum. Did I miss anything? Dude, get a virtual bank account, it takes 5 minutes and yes, you can verify yourself using your passport. Then apply for a cc, you should get a virtual one in second. Then use it for apple age verification. Problem solved.
jaBroniest@reddit
You need to get a credit card, put a low costing bill on it (I use my appliances insurance bill £11) and have a standing order to pay the card off each month. You need a good credit score!
Interest-Desk@reddit
You don’t have a passport?
JenJMLC@reddit
They don't accept passports, I tried it myself
Temo2212@reddit (OP)
I do and it was rejected.
CraftBeerFomo@reddit
Claims in the OP they don't accept passport which seems strange, since when were driving license and passport not valid forms of ID?
Those combined with a bank statement and / or bill to prove your address.
Never once been asked for a credit card to prove my ID for anything and I've never owned a credit card either and before anyone else claims if you don't have a credit card you don't have a credit score then you're so far wrong its laughable as my credit score is just a few points away from a perfect / the highest score and I've never had one, lots of different ways to build your credit.
pocahontasjane@reddit
A 30yo man who doesn't understand why a provisional license or credit card may be beneficial, definitely needs child mode on.
Adminisissy@reddit
Reject any phone company that makes you bow to this nonsense.
OddPerspective9833@reddit
Maybe just don't use an iPhone if they're doing this
TheGeordieGal@reddit
All the people saying “just get a credit card” is crazy. It really isn’t an option for anyone. I can’t get one because my income is so low, not because my credit history is bad (I have a phone and I’ve had no problem getting and a few other things on contract). I wish I could get one for the added protection online.
L1884@reddit
So does a provisional license work to verify the age ? I’ve been wondering this as I’ve seen different things.
cat5crochet5femme@reddit
Birth certificate
Temo2212@reddit (OP)
haha :d Even passport is not accapted I doubt it would accept a birth certificate?
-ellen-degenerate-@reddit
I have a new iPhone, bought and currently located in the UK, but my iCloud and Apple accounts are all US-based, and my Apple Pay is through an American bank. I don’t know whether I’m gonna have to verify age or not when the time comes to update… anyone have any thoughts?
Temo2212@reddit (OP)
Probably not. Technically for your phone you are still in the US
EquivalentSnap@reddit
I haven’t updated it yet
miklcct@reddit
Why won't it accept a passport?
Temo2212@reddit (OP)
I wish I had answer to that question. No idea
Fit_Adhesiveness7307@reddit
I was in your situation and literally couldn’t buy alcohol in Sainsbury’s because they wouldn’t allow my expired ID.
It’s wrong if they don’t accept passport imo and that just doesn’t make sense to me. But what you can do as a non-driver is get a provisional driving licence. You don’t need to have any plans to ever drive. If you already have a passport, you can just input the number and they’ll use your same photo. It’s not too expensive and lasts for 10 years.
I thought the whole point of schemes like Citizen Card was so that people can get easier access to ID, and they market it as an ID card that’s accepted everywhere a driving licence or passport would be. So it’s really stupid that they then don’t allow it.
Btw: “driver’s license” is the American term AND the American spelling of “licence”. It is called a “driving licence” in the UK.
MJLDat@reddit
Get a provisional? Handy ID to have anyway.
slimedewnautica@reddit
Get a provisional licence?
velos85@reddit
"I do not buy things I cannot afford" - you sound like a smug child so probably best that you are stuck with child mode.
You need a lesson on what credit cards can be used for and the benefits of them. You've missed out on so many loyalty schemes and points already.
lilixxumm@reddit
This is insane. It's just so dystopian that I honestly can’t wrap my head around it. Why do people accept this? At what point do we draw the line and acknowledge that this has exceeded the limit of what's acceptable?
1966Royall@reddit
Change your vpn to Ireland
Logical_Hat_47@reddit
Get an android phone
SmartPipe3882@reddit
Seeing a credit card as "only something to be used to buy things I can't afford" is a pretty childish view of personal finance, so I'd imagine you digital life is only gonna get harder from here on.
Temo2212@reddit (OP)
Passport does not work. Neither does ID cards from 2 different countries I have.
Stop being a child and don;t talk about thing you know nothing about
SmartPipe3882@reddit
Sounds like you can't prove you're an adult in the digital world, and would rather bloody-mindedly stand on principle than get PayPal to issue you a credit card number in about 3 minutes.
So, whilst the rest of us might not, you seem stuck in a child's iPhone for the foreseeable. But you've chosen it for yourself, so enjoy it.
Temo2212@reddit (OP)
If you really think that PayPal should be considered as more credible way of identification than passport or ID card, I just feel sorry for you. There is nothing else I can say
SmartPipe3882@reddit
Paypal will issue you a credit card number. A credit card number is all you need. Like I said, have it not be a problem anymore or don't, that's up to you. You might like having a restricted device, who am I to judge?
spidertattootim@reddit
How ironic.
spidertattootim@reddit
No credit card, no driving licence at the age of 30, does OP even qualify as an adult?
Temo2212@reddit (OP)
Not everyone is as broke as you mate.
Some adults can afford to buy stuff with cash and my driver is a nice guy.
spidertattootim@reddit
I'm not broke at all, I only buy things on credit card for the additional protection it gives over cash or debit payment.
Having a credit card is also handy for other reasons, as you're finding out now.
dismaldunc@reddit
I would not go with "childish" but having a CC is a REALLY good idea, as if you purchase something over £100 with it, and the company goes tits up, you get your money back... just purchase with the CC and then pay it off a couple of minutes later... free purchase protection.
sailingmagpie@reddit
Why you shouldn't buy Apple products part 35274
General-Height-7027@reddit
a debit card doesnt work?
Temo2212@reddit (OP)
nope
cornflakegirl658@reddit
Just get a credit card and make sure you pay it off in time and don't buy things you can't afford. It'll also help your credit rating
zbornakingthestone@reddit
Clearly you need a credit card.
Richard__Papen@reddit
What's going on here?
You need a credit card or a driving licence to get an iPhone? When did this stupid rule come in?
I don't have either.
Roughly 19m adult Brits don't have a credit card either. That includes 70% of 18-24yo.
Only around 20% of English people age 17-20 have a driving licence. 75% overall.
Apple are going to be missing out on a lot of potential customers.
Content_Display_1328@reddit
Provisional driving licence is £34 online and lasts for 10 years.
I don't think you should have to get one but £3.40 per year for ID accepted by everyone doesn't seem ridiculous
Nervous_Difficulty_6@reddit
Guys, OP is a 30 year old male living in the UK, and a few times within this thread has admitted he hasn’t a scooby what a ‘provisional driving license’ is.
Apple isn’t the problem here.
Cheap-Rate-8996@reddit
I do think there's something slightly ridiculous about the fact that the most accessible form of ID in this country comes from having to pretend you're going to start driving. Maybe that's not a 'real' issue, but it still feels like a bit of a clumsy and awkward system.
On the one hand, we insist on requiring ID for more and more aspects of daily life, but on the other hand we're culturally allergic to the notion of a basic national ID. In some ways it's the worst of both worlds: We expect everyone to have an ID, but will scream bloody murder at any notion that getting an ID should be straightforward or streamlined process.
Temo2212@reddit (OP)
Why should anyone who is not from this country know such tiny details about the UK?
Do you seriously think just because it exist in your country it exists everywhere?
Yes I live here, for entire 3 months! how dare me not know what UK specific "provisional driving license" is. wtf
Nervous_Difficulty_6@reddit
Did you specify this detail within your post? No, no you didn’t.
Temo2212@reddit (OP)
I have a technical issue with my phone, my ethnicity has nothing to do with it, why should have I mentioned it anywhere
Nervous_Difficulty_6@reddit
Ethnicity has nothing to do with how long you’ve been living in the UK for?
You don’t have a problem with your phone. It’s simply asking you to verify your identity with various forms of identification. Both of which, you’re refusing to obtain.
FYI - a credit card isn’t just used for people who ‘cannot afford things’. We spend around £2k a month on ours, paid off in full every month.
Temo2212@reddit (OP)
I do have my ID card and I do have my passport. These two documents are literally invented for identification.
Asking for a credit card to verify identity while rejecting passport is just ridiculous and I just fell sorry for you if you can not realise such simple stuff
krispybutts@reddit
Bit judgey mate
Strong_Put_5880@reddit
Debit card work for credit card option apple always have called any cards credit card option
Temo2212@reddit (OP)
It rejected all my debit cards. Because they were not credit
sakmentoloki@reddit
Firstly you can just get a vpn and hey presto no more checks. Secondly get a passport or a provisional license. They are useful for Id. Third get a credit card. Just use it as a debit card and pay it off in full each month, it will help build credit if you ever plan on getting a mortgage etc. Forth... If you still don't want to do those these checks are so poorly designed, you can literally go on YouTube open up a video game and rotate the character around on the screen and it'll pass. Or a YouTube video which shows different angles etc.
Limmmao@reddit
You could also just have a passport, can't you?
Temo2212@reddit (OP)
Huh?
Did you even read the text you replied to? IT DOES NOT ACCEPT PASSPORTS!
I hope it's clear now.
TheNathanNS@reddit
They'll probably update it to include passports later
Temo2212@reddit (OP)
Fingers crossed
GodAtum@reddit
I have a credit card and license but I refuse to provide them to Apple out of principle
Kapika96@reddit
Get a better phone. You should get something better than an iphone anyway, but even more so if they're locking you out of stuff!
Temo2212@reddit (OP)
This update is required by british government so it will reach all phones in the UK at some point
glasgowgeg@reddit
No it isn't. There's no law in this country requiring OS-level age verification.
This will likely be done by Apple as part of California's requirements for system-wide age verification as of the 1st January 2027, but it's not a UK requirement.
Beartato4772@reddit
Yeah, Apple are doing it to bypass those restrictions if anything. Rather than submitting your detail to the dodgy chinese company Discord sub-contract, Apple and your phone can be the trusted 3rd party.
glasgowgeg@reddit
Those restrictions don't exist in the UK, they will exist in California as of the 1st January 2027, but there's no restrictions they're liable for being bypassed by this.
Beartato4772@reddit
I mean restrictions on individual websites. As I said.
glasgowgeg@reddit
I'm aware of that. There's no restriction that require Apple to carry out age verification for individual websites, unless the website is owned and operated by them, and subject to restriction under the OSA.
Website owners are responsible for their own age verification, Apple aren't bypassing any restrictions by doing this, as they're not responsible to restricting anything.
FatalCakeIncident@reddit
There isn't really an alternative. The push for de-anonymising our devices transcends companies and borders and is part of a far greater conspiracy. Apple are pushing it presently, but it will be Google and all the Android devices next, and, afaik, the only OS not intending to implement it for now is Cyanogen, but that will likely change once a bit of legal pressure is applied to them.
It's coming to your home computer too, btw. It's even a part of Linux now.
Beartato4772@reddit
You are always able to linux your way out of it.
FatalCakeIncident@reddit
These things are already live https://www.theregister.com/2026/03/24/foss_age_verification/
Beartato4772@reddit
The code can simply be removed and you compile your own. That's literally what Linux is for.
FatalCakeIncident@reddit
Most people aren't quite autistic enough to be compiling their own OS, mind. We use distros.
Beartato4772@reddit
And that autistics will have done that work for you no doubt. But the point is, as I said right at the start, you can't enforce this on linux and you've just admitted I was right all along.
"Most people" won't even use linux.
FatalCakeIncident@reddit
Did you just run away and block me? What a coward.
soulsteela@reddit
I have the latest iPhone up to date and don’t have to do this , same boat , no driver license or credit cards. What is asking for mandatory identification? Can’t you just pop a VPN on?
Temo2212@reddit (OP)
Probably your apple account is old. In that case it automatically can guess you are not a kid.
peculiarnewt@reddit
On the Apple site it says they accept Citizen Cards, MY ID, or Totum ID cards. You could always get one of them? Otherwise you could get a credit card. If you pay it off at the end of the month you won’t be in debt and could benefit from things like cashback, points and travel insurance etc. And you’d also be building your credit history.
LuckInternational336@reddit
I still haven’t had that ID thing and am on iOS 26.5
Temo2212@reddit (OP)
Just found out today that if your apple account is very old. It automatically guesses you are not a kid so you don;t go though that process. Probably that's why
Justboy__@reddit
I have both but honestly I think I can live with child mode. I don’t gamble so as far as I can tell it’s just nsfw stuff that’s blocked? I haven’t noticed any other restrictions.
asmiggs@reddit
Would a Citizen card work? It 'only' costs £18.
Temo2212@reddit (OP)
Even ID card did not work so I assume nothing else works just drivers license and credit card
PartyPoison98@reddit
If not a citizen card or a drivers licence, what ID card did you use?
Temo2212@reddit (OP)
Literal ID card, a document that proves your identity. It exists in every country on this planet apparently except the UK
Mr_Bumcrest@reddit
Seriously? Every single country on the planet accepts the same form of ID card?
Temo2212@reddit (OP)
I said "exists" not "accepts" they do sound simmilar but written in complete different way. how you managed to confuse them ? :d
Mr_Bumcrest@reddit
But it doesn't matter if they exist, does it? It matters whether or not it is accepted
PartyPoison98@reddit
What ID card though? The UK government issued ID is through a citizen card, a drivers licence or a passport. There are multiple types of ID card, what type is yours? What body issues it?
Temo2212@reddit (OP)
Now we are facing cultural confusion :d
It's only in the UK where actual ID cards does not exist so you automatically start thinking about citizen card or whatever, anywhere else ID card is a separate document. This is what I'm talking about. Ministry of Justice is the issuing body.
This is what I;m talking about:
https://en.wikipedia.org/wiki/Identity_document
PartyPoison98@reddit
I know what an ID card is conceptually. There are multiple types, issued by different governments and organisations, and not all are accepted in the UK. Where is yours from?
spidertattootim@reddit
You're trying to use a non-UK ID card in the UK. That's your problem.
asmiggs@reddit
He's just proving age that doesn't change depending on what country you're in, but presumably Apple have some criteria which their id card doesn't match.
Temo2212@reddit (OP)
I don't think date of birth changes according to location. It should be enough anywhere on this planet.
glasgowgeg@reddit
There's a list of accepted ID on the Apple website, CitizenCard's are valid.
Temo2212@reddit (OP)
Judging from the name I assume it is for citizens of the UK. I'm not a citizen
glasgowgeg@reddit
Nope, you only need to be a UK resident.
Information is here.
Temo2212@reddit (OP)
THNX!
asmiggs@reddit
Why judge when you can read the website and find out
They are residents
https://www.citizencard.com/requirements-for-a-first-uk-id-card
Temo2212@reddit (OP)
That's an interesting option. Thanks a lot.
It looks kinda sketchy from distance that photo ID is issued by different organisation not the government but I see it's normal in the UK haha
darS234@reddit
Just get a credit card. They’re not about buying things you can’t afford, they offer protection on items you buy with it over £100. It’s a no brained to buy larger purchases on a credit card and pay it off immediately.
HonkersTim@reddit
Whole bunch of wankers in this thread lol
waves-upon-waves@reddit
You’re fundamentally misunderstanding what a credit card is for.
FancyAd3942@reddit
Just get one. If you can’t drive get a provisional license I don’t think there is anything else😂
Temo2212@reddit (OP)
But my concern is It rejects my regular ID card, will it accept the "provisional license"?(whatever that is, heard it for the first time today)
dOOmBardhi@reddit
How are you even alive?
Temo2212@reddit (OP)
Apparently outta 8 Bln people on this planet only 80 mln are from the UK and know all these UK specific stuff. We are still doing fine somehow. Miracle I guess what else can explain that we survived without provisional whatever it was
FancyAd3942@reddit
It accepts mine. Unless you need to be able to drive to use your phone it will work. And a provisional licence is kind of like a half license it allows you to learn to drive in a car but you aren’t allowed to drive alone. Or you can use it for motorbikes/ mopeds
GabsiGuy@reddit
Should do, a provisional is essentially equivalent to a full driving licence in identification terms… I think there are a couple of things where it has to be a full licence not a provisional but I doubt this is one of them…
alastairclark82@reddit
My Apple account is so old I didn’t even need to upload a credit card or licence photo
ButterfliesandaLlama@reddit
I have a prepaid VISA by using Vivid.
AppropriateDeal1034@reddit
Easy, don't buy overpriced Apple garbage, but an android which has more functionality, more reliability, more strength, more choice, and costs half as much!
OppositeWrong1720@reddit
Get a provisional driving license. You don't have to drive.
onlyoneofmetoday@reddit
I'm 54 and don't have either, not do i have a passport anymore, I also don't have an iPhone so I'm good.
iaderia@reddit
Mine said that my Apple account was over 18 years old so of course I’m above 18
eluuu@reddit
step 1. android, step 2. opera browser
Nebulousdbc@reddit
Don't use opera anymore, it's spyware now. I recommend brave browser, you can easily deactivate the leo ai and crypto stuff easily. They actually care about your privacy.
CommonSpecialist4269@reddit
Strange outlook on credit cards there. They are a useful tool, I do all my spending on credit cards. Me and the wife are flying to Florida next week for £200 return thanks to the points I’ve accumulated from my credit card. I have no debt and pay in full every month.
UnfortunateWah@reddit
Mine just accepted with the debit cards in my Apple wallet, so there seems to be some inconsistency with how the system is implemented.
Excellent_Spare_2239@reddit
Or y'know, get something that isn't an iPhone?
Ianhw77k@reddit
All iPhones are children's phones, get an Android.
Getting a credit card is a good idea as well, it's very difficult to build a credit rating without some form of borrowing. Use it for something you buy regularly, like fuel, oh wait, you don't drive, ok groceries and pay it off every month. If you get a Tesco one, you use it as a clubcard as well and it has other benefits. I still can't believe there are grown adults in the UK who don't drive through choice. I'm guessing if you live in a city or area with decent public transport you can get away with it but then you're at the mercy of disease ridden buses and trains.
RoyofBungay@reddit
Haha, there are quite a few people that choose or don’t want the hassle of driving or car ownership. I have had one driving lesson in 40 years and somehow survived.
Ianhw77k@reddit
Where I used to live, in the wilds of rural East Sussex, you couldn't get anywhere without a car. We've since moved up north, where it's supposed to be some kind of grim wasteland and there's regular buses running all over the place, until late into the evening, even on weekends. It's also bloody expensive to run a car.
technomat@reddit
The ID situation has completely broken down if to use an Iphone properly I need to have a driving license or a credit card, it is that simple!
All those saying about debt and credit card protection really are missing the point.
If I go into to town today and buy a phone I should not be compelled to only those 2 means to use apps on my phone, narrowing down control of using a phone to those 2 ID's is beyond ridiculous and is imposed by Apple alone.
That is before the fact I have owned an Iphone since an Iphone 4 do I require either of those to use it?
Maybe if Apple one of the richest companies on the planet should come up with a better solution than 2 methods that many people cannot use.
sammyglumdrops@reddit
I know it’s unnecessary, but you could applyfor a credit card for verification purposes, but then just not use it.
The Apple website says a CitizenCard is acceptable too. From a quick search online, it costs £18 to submit an application for that but anyone can apply, so that’s one option too.
ooocheeky@reddit
So you’re saying that the OP should spend money just to be able to use their phone as an adult?
Get a grip.
HistoricalBinBag@reddit
You know, we have a choice here and I wonder how many people have considered the alternatives.
Currently we have this:
Don't buy an iphone - this is an option for almost everyone unless its a work phone - its easy and will save you a bunch of money.
Apple remove age verification - I can see why they are doing it though
Put a credit card / DL in
THE WORST ONE: Apple rolls their own identity system that will, itself, require you to upload your birth cert, address history, passport, drivers license, bra size, sexual preferences blah blah blah.
I think it is good apple are introducing age verification, not rolling their own system but piggybacking off of others to allow their consumers to not give them all their personal details which they will mine forever more.
People want convenience above all else, and that is scary.
originallyale@reddit
How do you prove who you are and your age in any other given situation? Passports aren’t accepted for many things…
And also, I guess just wait it out until they add passport or other forms of ID to the update. Or don’t update your phone. The whole system is bs.
Temo2212@reddit (OP)
Never had to verify my age for anything in the UK so far. haven't been here for long.
anywhere else I've lived I always carried my ID card(which apparently does not even exist in the UK)
originallyale@reddit
Fair enough! I’ve had to prove my address with a credit card for so many things throughout my life, even when buying a phone contract they wanted ID & a credit card to prove I’m not a fraud.
Hopefully they update the options soon…
Temo2212@reddit (OP)
It's really hard to believe for me that for identification, a credit card is more powerful in some cases than the passport. Soooo strange
originallyale@reddit
They usually use it alongside something like a passport or drivers license as 2 forms of identification are often necessary. Occasionally you’ll be asked for a utility bill letter also!
Wait-Whos-Joe@reddit
30 years old with not even a provisional and afraid of a credit card, i thunk your the problem bud
Temo2212@reddit (OP)
"provisional" whatever is very local thing. it does not exist outside of UK and there is nothing strange about the fact that I don't have it since I moved here 3 months ago.
And I'm not afraid of credit cards I just do not need it. So far everything I own I have bough with cash and I'm planning to continue so. I do have my ID card, my passport these two documents are both invented for identity verification and there should not be any need to have a credit card to prove your identity anywhere.
Wait-Whos-Joe@reddit
Then get a credit card and dont use it? This is a very easily solved problem
techbear72@reddit
Mine just automatically verified me based on the age of my Apple account. I didn't need either a credit card or a driving licence.
Beartato4772@reddit
Yeah, I'm pretty certain from their responses (not knowing what a provisional driving licence is, claiming their account is old but Apple doesn't think so etc) that OP is actually a child trying to bypass the checks.
Euffy@reddit
Oh that would actually make a lot of sense given their responses, confused about provisional licenses, not understanding credit cards, etc. I thought they were trolling but maybe they are just a child!
LondonCollector@reddit
I buy everything on a credit card, it would be silly not to.
As long as you pay it off it’s by far the best way to purchase things.
Antique-Amoeba1218@reddit
Yeah ill be getting around that by not having an I phone
Or any other device requiring mandatory id checks
nali_cow@reddit
Driving licence
AskUK-ModTeam@reddit
A top level comment (one that is not a reply) should be a good faith and genuine attempt to answer the question.
Temo2212@reddit (OP)
*proof that one is able to drive
timotimtimz@reddit
You really fundamentally misunderstand what a provisional license is even for
notouttolunch@reddit
And even whilst responding to a post highlighting it, you still spelt it wrong!
timotimtimz@reddit
Yeah.. I’m not the best at spelling
Alarmed-Cheetah-1221@reddit
I'm looking all over the internet for anywhere that states the purpose of a provisional licence is to prove to Apple that you are an adult.
Could you provide a source please?
timotimtimz@reddit
The purpose is to act as a form of ID. Not be instant proof that you can drive as OP mistakenly thought
Alarmed-Cheetah-1221@reddit
Unless you're going to provide a source, it appears you also fundamentally misunderstand the purpose of a provisional too.
Those in glass houses and all that mate.
timotimtimz@reddit
I can’t find a “purpose” on gov.uk, but it clearly acts as both a document stating that your fit for Driving and are registered with DVLA, and also unofficial form of ID.
OP understood it as “proof that you can drive” which it is not.
Temo2212@reddit (OP)
I heard about it for the first time around 10 mins ago
nali_cow@reddit
Yeah I'm just messing. It is a dumb policy though, hopefully Apple will reconsider since this is entirely their own choice and not required by online safety act
EssentialParadox@reddit
Unfortunately I think Olivia Rodrigo has made it an uphill battle for anyone hoping to keep the original phrasing and spelling relevant.
KungFuSpoon@reddit
Judging by your general attitude and responses to people suggesting solutions, it kinda sounds like the child version of iPhone is appropriate for you.
AskUK-ModTeam@reddit
Don't be a dick to each other, or other subreddits, places, or people.
Don't be a dick to each other, or other subreddits, places, or people. AskUK contains a variety of ages, experiences, and backgrounds - consider not everyone is operating on the same level or background as you. Listen to others before you respond, and be courteous when doing so.
Temo2212@reddit (OP)
Which solution exactly? That I should get a credit card I do not need or that I should get a driving license I do not need?
YoghurtFlan@reddit
Well, you need ID. A driving license functions as ID. Therefore you need it.
cloud__19@reddit
Well if you want to solve the problem you're going to have to get something you don't need.
EpponeeRae@reddit
I mean, it sounds like they do actually need it.
kyzfrintin@reddit
They don't need it, Apple is just demanding they have one. At this point I'd just switch to Android.
LiamoLuo@reddit
Google has been rolling out age verification on the Play Store since November, requiring passport, selfie or a credit card. It's not made it to the UK soon but it will so a switch will be short term fix to the problem.
I just wish the government would own the service that verifies age, I'd feel far more comfortable with it then since they already know everything about me anyway.
kyzfrintin@reddit
That's a shame. I've managed to avoid the age verification on everything so far by using a VPN, but it sounds like it won't last long.
KungFuSpoon@reddit
I mean it sounds like they're actually 13, which would also explain why a provisional licence or a credit card is such a red line for them in the first place.
cloud__19@reddit
I agree but OP just shoots everyone down in flames that says it that way.
romeo__golf@reddit
You clearly need at least one of them to solve the problem.
Don't think of a driving licence as permission to use a car. Think of it as a quick and simple ID card which is widely recognised and accepted. Job jobbed.
Intrepid-Tourist3290@reddit
I'm blind and have never needed a credit card, no iPhone for me then
Tzunamitom@reddit
Yes. For the iPhone you do not need.
Temo2212@reddit (OP)
I do have passport, I do have ID card.
I genuinely do not think drivers license or credit card is better way of confirming my ID than any of these two
Extra_Actuary8244@reddit
Absolutely NOWHERE accepts ID cards anymore
Absolutely everywhere accepts a provisional license which is £30
Just get a provisional and stop whinging
whosUtred@reddit
Nah get a cc, they’re free
bacon_cake@reddit
That you may, but alas, here we are.
KungFuSpoon@reddit
If iPhone only accepts driving licenses or credit cards for age verification and you want to verify your age, then ipso facto you do need one or the other...
Limp-Archer-7872@reddit
Is there not an option for in store age verification?
Let's be honest here despite OP's reticence about credit cards, Apple have really limited the options here in a very American-centric way.
Some people can't have credit cards because of spending habit issues - the safest thing for them is to not have a credit card at all.
Some people don't have driving licenses because of where they live or medical issues.
What's the solution for them?
Henry-Black@reddit
What’s American-centric about this?
Limp-Archer-7872@reddit
That's not what OP wrote.
If these are supported by Apple too then what is he moaning about?
Henry-Black@reddit
Based on OP’s posts in this thread, I’m not sure why you’d follow his lead… he is wilfully intransigent.
kwolat@reddit
But you need a credit card or a driving licence if you want a fancy pants phone?
Extra_Actuary8244@reddit
Just use a provisional license it’s not hard
fernandocrustacean@reddit
Now you do need one of those.
NoFewSatan@reddit
You've already been told that you can get a provisional. It also sounds like you DO need it, if you want a phone.
sshiverandshake@reddit
If they want an iPhone - my Samsung isn't demanding this of me (yet).
DefinitelyNotEmu@reddit
Only smart-phones need age verification...
Militant_Worm@reddit
I mean, it sounds like you do need one of them if you want to verify your age on your iPhone...
colin_staples@reddit
You do actually need one of these things though, if you want to solve this problem
LaidBackLeopard@reddit
But if you need robust ID, you do need them.
Henry-Black@reddit
Probably things like saying you don’t ever want a credit rating. It shows a lack of financial literacy, as they’re not just used for securing credit facilities.
Educational_Cow111@reddit
OOP 😂
unopeia@reddit
My Dad didn’t need to verify anything, it simply said the age of his Apple Account was enough to verify he was over 18.
RacerRovr@reddit
Wish everything would do this. My Microsoft account is saying I need to upload id to verify my age so I can talk to my mates, even though my account is nearly 20 years old
Justan0therthrow4way@reddit
Get your learners?
Get a credit card, don’t use it and just cancel it?
godtierjerker@reddit
It's hilarious that you need ID to use your phone. Get a different phone.
It's hilarious that as a 30 year old man you don't have a credit card or driving licence. Get one of them. You're a grown up now.
RoyofBungay@reddit
Well I am a 55 year old man. Never had a need to have a driving license or credit card. Nor a mortgage as paid cash up front. I have a passport which is a recognised form of ID.
Does this preclude me from being an adult?
shrtshnks@reddit
No but very few people can just buy a house with cash lol well done /s
RoyofBungay@reddit
It can be done somewhat ironically by having good financial literacy skills. That and living somewhat parsimoniously as well.
Imperterritus0907@reddit
Oh yes the rest of the country (sorry, 🌍) is just stupid /s
Temo2212@reddit (OP)
It's hilarious as a grown up man you need loans and credit cards to afford things you need. Get a better job
Drug_Taker917@reddit
You have the financial literacy of a 14 year old. Sincerely, a qualified accountant
godtierjerker@reddit
I'd wager some 14 year olds know what a credit card is.
DomBrown2406@reddit
This is a very uninformed take, sorry. I’m paid very well, but still use a credit card for everything. Clear it every month via direct debit and benefit from:
godtierjerker@reddit
Oh dear, maybe you're not a grown up after all.
nonoanddefinitelyno@reddit
I refuse to believe you are an adult. You talk like an edgy 14 year old.
I'm getting a lot of secondhand embarrassment reading your replies.
notouttolunch@reddit
You need to get better financial literacy. Once you have this, you can start criticising others.
First-Lengthiness-16@reddit
You don’t understand what you are talking about. I use a credit card all the time, I pay it off every month.
You are financially illiterate
ClacksInTheSky@reddit
Worth noting that there's zero interest this way
tmr89@reddit
Yikes. You’re being called out and now you’re making it personal
Rich_27-@reddit
I have a good job and a credit card for all the extra protection.
Having used Section 75 a couple of times I will recommend every one should consider having one for large purchases
spinningdice@reddit
I mean, credit cards do have higher levels of protection than debit cards do, so it's generally worth having one unless you don't trust yourself to buy silly things with it.
maranru@reddit
"I do not buy stuff I can not afford so I do not need a credit card"
That's not the only reason to have a credit card. In fact it's a small reason
Soar_Fingers@reddit
Stop thinking iPhone. Get an android
BlackUnicornUK@reddit
Get an Android device :)
BrowsingnDaydreaming@reddit
People have had luck with passports. Scan the front page twice when it asks for the back
Sad-Nectarine-7855@reddit
I think my favourite people in this thread are the ones who insist credit cards are bad, terrible things, and that debt of any kind is to be avoided and act like owning everything outright is the only way to be financially responsible.
But they have a mortgage 🤤🤤🤤
SoupieLC@reddit
PayPal let me verify my account with a college ID that expired 20 years ago
CentumAquila@reddit
Will a provisional drivers license be good enough? If that works, just apply for one of those. You don’t need a car for that.
xander012@reddit
I have an android phone so np for me
Jimbobthon@reddit
You can just get a Credit card anyway and not use it. And if you do, put say your travel purchases on there just in case. It helps build a credit rating, which in turn helps you get a mortgage.
Ephemeral-lament@reddit
Im lost, whats this new iphone update about.
Temo2212@reddit (OP)
You have to go through age verification.
Ephemeral-lament@reddit
But why….
RoyofBungay@reddit
In order to comply with the Online Safety Act.
glasgowgeg@reddit
There's no requirement in the Online Safety Act to implement OS-level age verification, this is Apple choosing to go significantly further than the law requires.
Likely as a result of California in the US requiring system-wide age checking from the 1st January 2027.
Bksudbjdua@reddit
Its a pain in the tits and for anyone with problems with debt, taking out a credit card just to have a phone seems very risky.
But you have two solutions, get a card and cut it up so you don't use it, or don't buy iphone
becpuss@reddit
No passport?
Temo2212@reddit (OP)
Both, my passport and my ID card got rejected.
360Saturn@reddit
Classic American company applying US norms worldwide thoughtlessly
Temo2212@reddit (OP)
It's a requirement from british government though
glasgowgeg@reddit
There is no legal requirement for Apple to implement OS-level age verification, this is not true.
Background-End2272@reddit
I don't have a credit card and it just me time so it with the cards on my phone.
Vocaloid5@reddit
You don’t need a credit card to build sufficient credit score for a mortgage here in the UK, that’s more of a US thing.
Either turn off updates and wait until your apple account is 18, or switch to android I guess.
Kisrah@reddit
Just got the iOS update and it immediately verified I’m over 18 thanks to the account age. Which is odd considering that’s apparently not enough proof anywhere else.
I would look into getting a credit card. It’s not about buying things you can’t afford, but having the extra protections a debit card doesn’t offer and building a good credit score. Just use it on things you regularly buy, and pay it off.
mousey76397@reddit
There is another option. Once you have had your Apple ID for 18 years it auto verifies you. I didn’t need to do any verification for mine because my Apple ID is old enough.
Obscure-Oracle@reddit
Just do what all the kids are doing and get AI to make you a fake ID with your name and DOB (or a fake DOB if you don't want to give that information to apple) and upload that.
Extra_Actuary8244@reddit
It accepts provisional licences just get a provisional
schoolme_straying@reddit
Get a credit card. I've had one for almost 45 years. I've always paid it off each month.
Typically I'll do about 4 transactions a year on each of the two I have. Tank of petrol. An Amazon purchase, that sort of thing.
I have used a credit card to pay for holidays and big things. This is mainly for the consumer credit card refund benefit. Typically the day after the large payment - I'll put through the actual money I have for the holiday.
Use the option to pay the balance each month by direct debit. Simples
Cornelius-Figgle@reddit
You can get a provisional driving licence...
glasgowgeg@reddit
That's not even remotely true, the list of accepted ID are on their website here.
Valid forms of age confirmation include:
Credit card
Driver's licence
CitizenCard
My ID Card
TOTUM ID
Young Scot National Entitlement Card
THXORY@reddit
Switch to Android
crispycat40@reddit
I didn’t need either.
When I went to verify my age, it said I’d had an apple account for so long that it knew I was over 18.
elhazelenby@reddit
Credit cards are not for buying things you can't afford, on the contrary. It helps people see you are a reliable payer, plus you can more often get your money back on purchase when you buy things from a credit card versus debit card if for whatever reason you can't get your money back from the platform itself.
I don't buy anything I can't afford with my credit card. I hate the idea of debt and loans and I actually grew up with my mum being in a lot of debt which scared me off credit cards. I bought a week hotel stay with my credit card but I could definitely afford it right now. I even put things like the odd £10-15 takeaway on there.
I also have had 0% interest which is for 6 months on this card so I wouldn't even pay APR until those 6 months are over.
Credit cards are quite difficult to understand. I only recently understood how to pay off my card properly after having had a different credit card I hardly used for over a year. Now my credit score has grown significantly.
jasminenice@reddit
Do you have a mortgage?
Wiseard39@reddit
Free vpn also sorts that out
bakedNdelicious@reddit
Mine verified my age based on how long I’d had an Apple ID so didn’t need to do anything else
_franciis@reddit
My brother you can have credit card arrive at your house by Saturday. Just get one from your bank and put it in a drawer.
ooh-sheet@reddit
I didn’t have to prove my own id, there’s a credit card linked to my Apple account, it’s my husband’s, it’s also linked to the kids phones too so everyone has been approved as over 18 in our house using one card.
thecheesycheeselover@reddit
What a ridiculous system. Apparently one can’t use a passport for some reason, but because your kids are linked to their dad’s credit cards they’re automatically approved?
ooh-sheet@reddit
Yep, it does seem like they’ve said a credit card is a universal way to prove over 18 but then dismissed the card not actually being the account holders.
07ufarooq@reddit
People are just so boneheaded when it comes to credit cards. It’s basically free money for a 30/40 day period and the added protection is so good. Just setup a direct debit and you’re good.
I find that chargebacks on credit cards are so quick. They never ask questions and give the money back immediately so no fighting with merchants or anything like that.
I’ve built up credit cards limits upto £50k which was very handy for house renovation last year all at an interest free credit till 2027.
IansGotNothingLeft@reddit
To answer your own specific predicament, get a provisional. It served me well when I needed a photo ID but couldn't afford a passport at the time. The purpose isn't for you to be able to drive, the purpose is for you to prove how old you are/who you are. It's extremely easy to get and won't sit on any credit rating.
DeepVeridian@reddit
If you dont want a Credit card grt your driving license. You might not need it now, but in the future you might. And you can also rent cars when you go on holiday.... seems like a win win
TheGreenPangolin@reddit
I've heard of people using their credit cards to verify the account of their 17 year old kids. So I think it's technologically possible to use someone else's. Though it might count as fraud so don't take this as a recommendation
Doctordelayus@reddit
I turned updates off before that update, my phone is still good to use and I don’t have to deal with that bs
Xp4t_uk@reddit
Just get one or the other like an adult?
CreativeAdeptness477@reddit
Get a credit card and/or a provisional license? Or an adult phone perhaps 😉
decker_42@reddit
My friend, I agree with your sentiment to only get things you need. And avoiding credit you don't want is a good thing.
Buy an Android phone. That's why consumer choice exists.
VodkaMargarine@reddit
The lengths Apple people will go to avoid using an Android phone.
Gullible_fool_99@reddit
I don't need a credit card to use my Android.
ian_s@reddit
You do not need a car, currently. It is an adult skill to be able to drive. You deserve your child’s phone.
Violet351@reddit
That’s a daft thing to say about credit cards. I pay my balance off every month. I use it because 1) if I’m going to get defrauded I would rather it not be my bank account so I use it for online shopping and 2) on larger items they are insured.
Ok-Blackberry-3534@reddit
Get a CitizenCard (sounds a bit dystopian!). I think they're about £18.
Temo2212@reddit (OP)
I assume from the name it is for British citizens? I'm not a citizen
Ok-Blackberry-3534@reddit
AFAIK you just need to be a British resident. Worth looking into if you need a general ID.
Arbycutter@reddit
lol another Reddit poster getting owned by the comments section
sixe6throwaway@reddit
I think my Apple account is very old so I didn’t need to verify my age. Otherwise based off this guys replies, he’s basically stuck unless he gets the required ID or gets an Android
Spadders87@reddit
Yovue got 4 options. Get a driving licence (or provisional), get a credit card, get a PASS accredited identification card or have the phone restricted to child mode. 5 options if you consider changing the brand of phone you use.
Youre free to choose whichever option you want. Any justifications for not wanting a certain form of ID Apple are willing to accept is completely irrelevant, theyre the options available to you so youre going to have to do one of them.
GabsiGuy@reddit
Could just get a provisional license? You don’t need to do any test for that
Gold-Tea1520@reddit
I’d get a credit card. When I use my credit card I only buy things I can afford too. A credit card improves your credit score by proving you can manage money, which benefits you, and gives more protection on larger purchases.
jack5624@reddit
I am just not updating
horoscopical@reddit
You don't need a car to have a provisional license.
You do not need to buy things you can't affoed with a credit card.
Timely_Egg_6827@reddit
Get a provisional driving licence - valid for a decade.
spidertattootim@reddit
Credit cards aren't only for 'things you can't afford'. They are useful to have in an emergency.
Just get a credit card, use it the bare minimum, and pay it off on time. 'Problem' solved.
ActionBirbie@reddit
The bigger problem is people thinking an apple mobile telephone is some sort of essential thing.
Do better and re-evaluate your priorities.
SowwieWhopper@reddit
Just buy a provisional drivers licence. Also do a bit of research on credit cards
atheistium@reddit
I have an iPhone and my account auto-approved because my apple account was over 10 years old.
kryptonick901@reddit
iPhone user here. I refuse to engage in this nonsense. Going back to pixel phones and lineage os or similar.
Beartato4772@reddit
You will need to use Lineage because Android WILL do this.
bobmanuk@reddit
I also had this thought when 26.4 was released, I even have a stack of pixel devices on my desk at work to try out before deciding.
GrapheneOS has outright said that they wont be adding age verification to the OS, and that sounds good right? The problem here is that Google Play isnt part of Graphene, and also lineage (yes you can get mindthegapps or whatever) the problem with age verification with android is that its baked into the play store, not the OS (so far as I can tell) so if you use google play on GOS or LOS, you will need to verify at some point anyway.
so you'd need to use aurora store or start looking for app alternatives, or maybe finding APKs directly.
Also think you'd struggle to use Google Pay/wallet/whatever its called now. if you use a different ROM to stock, it most likely wont work. I have my cards setup in curve pay, which should work, but havent tried it yet. its yet another app and another platform getting into your information. maybe a phone case with a card wallet on the back, might be a useful alternative if contactless isnt possible.
kryptonick901@reddit
Ultimately we have to make a choice. Use free and open software, or give up our personal data. The cost of not having the convenience of things like Google play is fine with me tbh. It won’t be for everyone, but the important thing is that people make informed decisions and don’t just give up their personal data so they can play Candy crush 7 or whatever they need Google play for.
Temo2212@reddit (OP)
This update will reach all hones at some point. It's from British Government not from apple itself
kryptonick901@reddit
Tell me you don’t know about Graphene or Lineage OS without telling me you don’t know about Graphene or Lineage OS.
rocketshipkiwi@reddit
Get a PASS card, it only costs £15 at your local Post Office.
Hazeri@reddit
Can you use a provisional driving license? I've had one for over a decade
Euronymous316@reddit
How do you buy stuff in shops? Debit? Replace that with credit card and pay the bill. Why would I ever give a shop access to my debit account?
FlatCapNorthumbrian@reddit
At least until your Apple account is 18 years old.
adreddit298@reddit
If you're choosing not to apply for a credit card, you're just actively sabotaging yourself. You don't have to want a mortgage or credit to get a credit card; if the reason to get a credit card is so that you can verify yourself on your phone, then so be it.
It doesn't mean that the policy isn't ridiculous, it patently is, but the solution to your problem is right there, you're just refusing it. That's your choice, and fine, but you're still ignoring the solution to your immediate issue.
SuccessfulNothing950@reddit
Can you not use a passport?
Lielune@reddit
In theory, yes… In practice, for whatever reason, it’s been very glitchy about accepting them from what I’ve heard.
OnlymyOP@reddit
How old is your Apple ID? I was verified on that alone.
Weirdly Apple rolled this out without accepting UK passports so alot of people have been caught in this loop.
explax@reddit
Just wait til your apple id is 18 then it gets waved through the verification.
Last-Deal-4251@reddit
You need a credit card/driving licence or PASS card. Anyone can have a PASS card. If you don’t have other forms of ID to prove your age/identity then it’s likely a good idea to get one.
TehDragonGuy@reddit
It's very strange to not at least have a provisional licence at 30. Its purpose really is to act as a form of ID, and nothing to do with driving until you actually want to start learning to drive.
Temo2212@reddit (OP)
I don't even know what provisional license is.
mainukfeed@reddit
Perfectly normal not to have a licence nor is it a requirement.
TehDragonGuy@reddit
It's not a requirement. It is uncommon.
mainukfeed@reddit
I said it's not a requirement, that's what nor means.
Radiant-Swimmer-5901@reddit
It's not perfectly normal tbh.
51onions@reddit
The primary purpose of a provisional driving licence is, in fact, not to act as a form of ID outside of driving purposes.
spinningdice@reddit
That's a bit unfair and ablest, some kinds of disabilities may prohibit you from getting a driving licence (even a provisional one).
Also it shouldn't be necessary to pay for something to 'prove' that you're an adult.
BlokeyBlokeBloke@reddit
You can get either of those if you want them.
JohnLennonsNotDead@reddit
I’ve just done it and it said “we can tell from the length of time you’ve had an iPhone that you meet minimum age requirements” and didn’t need me to upload anything.
Mr_B_e_a_r@reddit
No problems on unlocked Android so far, also no credit card and my world has not crashed.
VoltsOpinion@reddit
Have you even hit issues already?
Temo2212@reddit (OP)
Nothing so far but it's been just a week since that update.
orangecloud_0@reddit
Use Opera's VPN. Bypasses most. Otherwise, for reddit I scanned my face, Im sad to day I look over 18 haha
Temo2212@reddit (OP)
You are talking about different thing. That's online safety something that exists since last year.
I'm talking about iPhone specific age verification that exists since last week
Safe-Professional556@reddit
Brought in to comply with online safety. :/
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