How do you deal with beggars?

Posted by TheRegularBelt@reddit | AskUK | View on Reddit | 236 comments

Had a guy approach me in Brum last night asking for 20p. Said the usual 'don't carry cash mate, sorry' (I don't, but I wouldn't give people anything anyway). Said he needed it for a beer. Then asked if I could bank transfer him a fiver for a pack. Couldn't really walk away fully because he kept telling me his life story about how he's a grafter and works in roofing and had to pay his mom £100 that he lent off her. Kept making up every excuse in the book, said I've just spent my last 2 quid (I was holding a can of Monster lol). He was offering me his house keys or bank card to hold in return, was completely flabbergasted.

How do you deal with persistent people like this? It was in Selly Oak and I'm a University of Birmingham student. I do have a fair bit of money (for a student) 'cause I get grants and stuff but I've made a rule to not lend or give people money ever. I legit just wanted an energy drink to fuel a late night study with and I got roped into a 10-minute sob story. How can I just say no and walk off? Part of the reason I stayed was because I was really scared of getting assaulted or something crazy.