What AAA titles? Because AAA 10 years ago, and AAA 2026/27 are two different ball parks.

As are things like baldurs gate 3 vs Cyberpunk are very different performance areas.

DDR5 is still on the high side of price, I'd drop 16GB and hope a price drop lets me add extra later.

Likewise, that SSD will fit an OS and maybe 3 to 6 AAA titles at current game sizes, I would price down to a less premium brand for little to no noticeable performance drop.

If that CPU doesn't ship with a factory cooler, then I'd buy an aftermarket option, AIOs do work better, especially in a warm climate. But if I wasn't in a warm to hot climate, I would run the stock unit and upgrade if there were thermal issues.

I would Put the savings from those three items into an upgrade of the graphics card to a 16GB 9060 / 70 XT series..

Cards are not cheap, and when new ones release they can be hard to source.

I could then save for +16GB ram, and second SSD for games/data storage.

This carries some risk, Ram and SSD prices could spike again instead of drop. I got caught out in not wanting to pre-order an RTX 40 series card, and to this day cannot afford an upgrade, nor do I see any upgrade over my current card worthwhile in terms of cost to performance.

But most importantly, I do not care about aesthetics, or buying "premium" brands (I do buy trusted well known brands..).