They charge the buyer with that reconditioning fee too. At Hiley Hyundai they told me I was approved for $611/72 months to get me to come to the dealership. I asked about an 84 month term and was told 72 months was the longest term possible. Asked about a different car I liked more that was less expensive and was told it had been sold. They kept running my credit frantically the entire time I was there. I had my 18 months old with me who had just figured out that he could run. Fast. Then two hours later the finance manager comes up and says there was a hiccup with my financing but they were able to get me “a better rate” but my payment would be $627 and he would throw in their highest level “warranty” free of charge. Cool. For the “warranty” he had me sign the first page of the manufacturer warranty and told me that I was signing for my “complimentary warranty”. Pulled up a form on his computer and typed in my name and asked me if the font was okay/looked good to use for a digital signature as we went through the paperwork. Sure. Never signed anything myself digitally. Found out later when I looked at the actual that he had added a $2500 VSC contract for 60 months starting at the car’s date of first use 3.5 years prior to my purchase with my digital signature and extended the term of my loan to 84 months at a higher apr without disclosing it to me and it wasn’t on the paperwork he had printed out for me to physically sign. When i called him on it and told him to unravel the deal, or refund my 2500 down payment to make good on his “free warranty” he tried to gaslight me saying that he never said any of that he went over everything with me. Sir, the car I purchased has a bumper to bumper warranty for another 3 years and powertrain for another 7…why would i agree to pay money for an ADDITIONAL warranty i dont need?? When i repeated verbatim our conversation he switched up and said the bank had already funded the loan (the one they supposedly found at the 11th hour on a Saturday evening at 8pm) that Saturday. But would gladly extend the VSC to 10 years or cancel it for me. I was LIVID.