ULPT Faking Paystubs
Posted by PrismaticSlime@reddit | UnethicalLifeProTips | View on Reddit | 29 comments
How do I fake pay stubs to find a place to live?
Trying to get away from an abusive situation and having a hard time finding a new place to live because I don't have pay stubs to show to prospective landlords thanks to my disabilities getting worse over the course of my being abused. I just got ghosted by a landlord who wouldn't give me the application form because I disclosed that I had disability benefits, even though I explained I also have non-deductable grants and scholarships from my schooling that support me. I can afford an apartment no problem, but I fear no landlord is going to give me a new place to live away from my ex without my pretending I'm employed.
sondersonso@reddit
I can help out, shoot me a message :)
PrismaticSlime@reddit (OP)
Okay I will DM you, ty
Efficient_Strength15@reddit
Did they help?
vanchica@reddit
You're a good one
not_a_miscarriage@reddit
Can't you show them proof of income by giving them monthly bank statements?
PrismaticSlime@reddit (OP)
Doesn't help with discrimination.
Adventurous_Froyo007@reddit
Have you tried looking into student housing that rent by the room? They are more forgiving and understanding of a situation like yours and more affordable rental rates. Maybe even sliding scale complexes familiar with disability residents? My comment might get deleted if I mention the next part but there are paystub generator websites if you don't want to try payroll software specifically like quickbooks.
You just have to make sure the numbers are correct for taxes unless you set it up like a 1099 contract employee where no taxes are removed from a paycheck and you are expected to file later. Also have to make sure the phone number for them to call the business to verify employ goes to someone who will handle the call for you (if landlords calls to check).
PrismaticSlime@reddit (OP)
I unfortunately need to live alone because I have PTSD.
Skyblacker@reddit
r/ketaminetherapy might help you reset your brain enough to tolerate a dormatory. Which may or may not be unethical, depending on jurisdiction.
Adventurous_Froyo007@reddit
I get it. No worries. 🫶🖖
PrismaticSlime@reddit (OP)
ty :)
PrismaticSlime@reddit (OP)
Thank you for all the other advice 🙏
Skyblacker@reddit
A DV shelter in your area may point you to sympathetic landlords better than we could.
PrismaticSlime@reddit (OP)
Unfortunately they cannot. I feel like social services everywhere are severely strained
JCMiller23@reddit
This is the answer here, I don't have a regular job myself, so I've always had to just show them my bank balance
Conscious-Rabbit-829@reddit
Sounds like discrimination. Report them.
But for a new place, just have a friend who owns a business give you an offer letter stating a salary of more than 3x the rent. Ensure that the friend has a phone, website, etc set up for when/if the rental company wants to verify. Make the office address be a random office building like 30 mins or less from the apartment/house. Do not do remote, because that’s becoming overused. It works & has worked for years!
Or do an adp trial (I think it may cost a little) & do 1-2 paystubs. And then do a pdf editor from there, and duplicate it and change the pay periods, deductions, and taxes up. MAKE SURE YOUR MATH IS CORRECT!
Good luck 😊
PrismaticSlime@reddit (OP)
Thank you!
triscuit79@reddit
I don't have a ulpt tip but do they not have housing catered to disabled people where you live? Idk what the word is, it's not section 8, but I have a friend who has had mental health and got benefits about 2 years ago and his whole apartment building like...disenfranchised, I guess, is the word that comes to mind. Mostly people who can't work for one reason or another.
PrismaticSlime@reddit (OP)
15 years long waitlist in both the big city and smaller areas for disabled housing here.
LabyrinthRunner@reddit
Can you get a cosigner?
Otherwise: yeah. You're prolly on the right track.
Also: focus on non-corporate managed housing: private landlords, and the few complexes that are not run by management companies. They tend to be less discriminating/incredulous.
I find them by looking for signs in neighborhoods, as opposed to online.
you got this!
PrismaticSlime@reddit (OP)
I have no family so can't get a cosigner, unfortunately. Thank you very much for your suggestions
Rude_Tomatillo3463@reddit
I’m sure there’s other banks that you can do this with but I don’t know of them. Anyhow, open a bank account with Bank of Texas (which is free besides a possible monthly fee) and click add payee and enter bank account details for another checking account. You’ll receive a check in your name of the amount that you choose
PrismaticSlime@reddit (OP)
Very useful, thank you.
NoUserName01123@reddit
Scan or download your current paystub. Use a program like ecopy or acrobat pro to change the numbers.
Wonderful-Tea-9074@reddit
Foxit PDF Editor
smedleyyee@reddit
Yes, so long as you don’t mind the fraud you get your paystub as a PDF and edit it.
Oo0o8o0oO@reddit
I’m gonna guess based on this being unethical live pro tips that we don’t care about fraud
itsnotme43@reddit
Canva
sokcsgo@reddit
If ur in the US, visit your local housing and urban development office. It sounds like the one landlord violated your fair housing right as you’re in a protected class. They will help you