Just read an article about the capsize of the super yacht Bayesian(and resulting deaths, including the billionaire owner). The last video was sent by a crew member of lightning like this just before the supercell winds hit.
this also falls under local knowledge stuff. around here, that initial wind almost always hits before the rain.. lightning may be visible.
im pretty sure, iirc, that boat wasn't prepped for a storm, when there was a storm on the horizon and time. keel up and too much stuff open to allow water ingress in bulk when it heeled.
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