ACA health insurance premiums poised for biggest increase since 2018
Posted by Ricky_Ventura@reddit | PrepperIntel | View on Reddit | 38 comments
Posted by Ricky_Ventura@reddit | PrepperIntel | View on Reddit | 38 comments
Unique-Sock3366@reddit
Whole lotta MAGA folks entering the “find out” stage of FA, very soon.
Too bad they’re taking so many innocent people along with them on their final destination roller coaster ride.
MikeTythonChicken@reddit
I assume this will be Obama’s fault?
sziehr@reddit
Actually it is. He could have passed universal healthcare when he had the 100 day window he used for this shitty aca construction and just been done with it all together. So yes it’s his fault we are even at this risk.
MikeTythonChicken@reddit
I understand your point, but let’s blame the appropriate party for doing bad things. While democrats didn’t always do the best to stop republicans… why are they doing so many bad things that need to be stopped? Blame the problem guy, not the guy who couldn’t presciently fix the problem that didn’t exist until now.
Playful_Possible_379@reddit
Brandon's. Lol.
MikeTythonChicken@reddit
SCHRODINGERS BRANDON: he’s got dementia and is old and can’t possibly do the job. But he’s thwarted everything I wanted to do….
Playful_Possible_379@reddit
golf of... Murica, (See what I did there ?)
Unique-Sock3366@reddit
Cheeky! I approve 😉
abrandis@reddit
Of course it will... Buy don't worry I hear Trump has a "Concept of a plan"...
KellyAnn3106@reddit
Well...if he didn't create the ACA then they couldn't take it away from them now! So clearly it's Obama's fault for passing legislation that was beneficial and allowing people to become dependent on it when his opponents were just dying to rip it away. /s
Unique-Sock3366@reddit
Sadly, I’ve seen very similar statements over on the leopards sub. The conservative sub, too, on the rare occasion I can stomach it long enough to lurk there.
MikeTythonChicken@reddit
They’re working with the 2 brain cells they got, mmmk?
Unique-Sock3366@reddit
That damn tan suit and fancy mustard, man.
MikeTythonChicken@reddit
I’ve never seen old, fat, white men as concerned over a “look”. Magically, they all turn into Tim Gunn… but just for this.
WinterWontStopComing@reddit
Yeah wish they could find out without stripping my access
Puzzleheaded_Tip_821@reddit
They will absolutely blame Obama. Like the last decade +
Shwalz@reddit
Doesn’t matter. They won’t blame anyone but democrats. We’re too far gone for repair at this point
SummerDonNah@reddit
Get rid of Obamacare but don’t you dare touch my ACA - maga, 100%
Alternative-End-5079@reddit
And Aetna announced they’re getting out
jednaz@reddit
Yes, the person who cuts my hair gets health insurance via the ACA, as does my family. So over the years we’ve had many conversations about the various plans and carriers and our experiences. She showed me a letter she received from Aetna stating it would be leaving the Arizona exchange next year. That leaves us with AmBetter, BCBS, and Oscar. And if I’m remembering correctly, I think it’s BCBS that only serves Maricopa and Pima counties. Fewer choices is not ideal.
4peaks2spheres@reddit
Many working class people are going die as a direct result of this administration's budget cuts.
SeigneurMoutonDeux@reddit
Losing the previous administration's help while simultaneously dealing with increased costs from the current administration's meddling in tariffs. Add this on top of the cuts to Medicaid and the standard of living in the US is about to drop (more...)
rharrow@reddit
THANKS, OBAMA! /s
whoknewidlikeit@reddit
i've had 4 patients who clearly benefitted from ACA, 3 of whom needed elective orthopedic surgery (knee replacements). i haven't had anyone else.
springr00@reddit
How would you improve the ACA?
whoknewidlikeit@reddit
valid question without simple answers. there are many things to try to balance, but also factors that we have no hope of changing.
for instance, south africa has a law governing drug companies. let's say your company makes a blood pressure drug and an HIV drug. SA law requires you sell the HIV drug at YOUR cost (not wholesale) before you can sell the BP drug for any profit. while SA has a tremendous need for HIV drugs, it's not far from saying they're OK with the rest of the world paying their bills.
drug costs in the US are terrible, and we conduct a ton of drug research the world benefits from. again, the US taxpayer shouldering a lot of development cost the world benefits from. litigation in the US over drugs is also terrible. for instance, when Metformin was going to be brought to the US after about 15 years in west europe, FDA wouldn't allow the european studies and track record to be used - so the research on a well understood drug had to be repeated.... to come up with the same results at high cost. this wasn't free. few molecules become marketable drugs but the research must be paid for all of them. ozempic costs about $5/mo to make the drug, more is spent on packaging shipping and regulatory compliance.
the US advances a lot of medical technology, our imaging is great, access to surgical methods are great.... but they aren't cheap. some argue that costs are lower elsewhere and that's true but not contextual. maybe your dad lives due to a surgical method here that isn't available elsewhere. how do we justify that cost? what's the balance?
then insurance issues are real. i'm a fan of free markets but the ACA doesn't exactly have that. yes you can buy more or less costly policy based on your needs and finances, but that's not a free market when you are compelled by law to participate. with forced participation there's no reason for insurers to necessarily keep costs low as competition isn't really free market. we all saw the united healthcare CEO, and that frustration is shared by many even if few act on it (i am not promoting violence). why does a guy who doesn't practice medicine make that much money? more to the point, why does he make that much money doing what he can to prevent care through refusals of drugs and surgeries? happens at local levels too - hospital CEOs making several times what neurosurgeons make, and they have an MBA and no patient care experience (i've seen this personally in two different systems). why do boards of directors need hundreds of millions in pay and benefits? what do you think a hospital ceo could legitimately live on $1million a year? when the people at the top drive the prices to drive their pay to drive the prices... is that really a free market?
malpractice continues to rise. DEA licenses tripled several years ago.... pay it or quit practicing.
the problems are so widespread, and the causes so diverse there's no one solution. i see where change could be made, but where to start? have the government intervene? not always a great solution.
i average 50-60hrs/wk in an internal medicine practice, with about 15-20 of that purely on paperwork. we now get to answer questions for patients for free all day long, "hey i read about this supplement" (it might be viable but this isn't the right place for it), "what about my kidney function you said it's fine but my BUN is up and i'm in renal failure and im going to sue you" (when they're not in renal failure), "why didn't you send in my rx for 90 days" (when i did and the pharmacy dispensed 30 days because they were short on stock) and almost NOBODY TAKES RESPONSIBILITY FOR THEIR BEHAVIOR. because we now have secured messaging they treat it like text messages and want to go back and forth all day long then bitch when i say they need an appointment or don't respond in ten minutes when im with patients, just like when they're in the office. this leads to burnout of MANY clinicians not just me, but the average patient doesn't care because they want that answer at 3am and give bad reviews when they don't get it, regardless of how unreasonable it is. 20 years ago you had a question you made an appointment and paid a copay - now people want everything free right now and don't give a shit of the cost to the people they depend on.
there's a lot we do well. surgery and trauma especially. we can do prevention pretty well when patients do their part, but most won't. there's a lot of problems without a simple set of answers. i wish there were some, and that people could pursue them. for now, im not sure how to effect meaningful healthy change for the system and our patients. i wish i knew.
Kindly-Counter-6783@reddit
Wtt to. I am am a y N A B t n e B. C N N B B. B B B w B w. Be e I B B. E N e N N. I m
edelweiss198988@reddit
Shocked I say. Shocked
thepianoman456@reddit
And isn’t the BB-Bill reducing ACA subsidies too?
svapplause@reddit
Yes. Prices go up and subsidies are gone
thepianoman456@reddit
Wow that’s fucked. Goodbye savings…
OccasionBest7706@reddit
Between this and student loans, my already tight budget is so fucked. There is simply not enough money to pay for what they are trying to squeeze.
Mr_Margarita@reddit
Hopefully I can finally buy a house now that the fun money has been siphoned out of the economy
Jobbo0507@reddit
This will personally affect someone close to me. The prices in recent years were already increasing for a decent plan with a realistic deductible or that included doctors in our area.
One of the cheaper plans they tried…the closest ambulance service that was covered was two hours away. To use a local one, prior authorization was needed.
Now I’m thinking they may not be able to have insurance at all. The pricing will probably be too much.
ZeePirate@reddit
Prior authorization of a fucking ambulance
Jobbo0507@reddit
Yep. I always made the joke “don’t hurt yourself, we can’t call an ambulance.”
mojeaux_j@reddit
I've already won too much so no need to win anymore anyways.
DocHolidayiN@reddit
I'm so tired of winning.