ULPT Advice needed
Posted by WHOA_____@reddit | UnethicalLifeProTips | View on Reddit | 20 comments
My daughter is permanently disabled and receives $987 in disability payments. We're trying to find an apartment for her, but are having a hard time qualifying. She currently lives with me, but I have to sell my house. I can't cosign because they ask for 5x the income from a guarantor and want to see mortgage payments in lieu of rental history, which hasn't been stellar for the last year (currently selling my home to avoid foreclosure). The cheapest apartment we found is $800. She can cover that with her disability check. I would pay her utilities, and we got her approved for EBT. I'm her representative payee and would make sure her rent is paid on time every month. So, is there anyone who's had experience with a similar situation who could offer some advice?
Pomegranate_1328@reddit
Also, try for jobs as apartment managers as well. Might get a free apartment for you and her to share for now.
WHOA_____@reddit (OP)
It doesn't even need to be free. As long as we can circumvent the qualifying process. And I actually have property management experience, including income-restricted properties. I've applied to companies listing openings on Indeed etc, and started looking directly on company websites. If you know of any large property management companies, feel free to drop the names. And thank you, I appreciate all the ideas!
Pomegranate_1328@reddit
I hope it works! There also is a school here in IL where I work for special needs students that the resident assistant workers get free room and board. I am a mom and have a house so I did not apply. Check out any local schools like that? They usually don’t pay very good but they offer somewhere to live and are very rewarding. I wanted to work in one because it was for disabled teens. I would check for also storage facilities as well. I had a friend that her mom did that MANY years ago and the person that watched over the facility had a small apartment on the premises too. Same thing for a local hotel.
WHOA_____@reddit (OP)
These are all great ideas I haven't even thought about!
Pomegranate_1328@reddit
I hope this all works out for you!!!!!! Feel free to go on a Reddit form and ask for references. I think there are some that will do it for people. I would but I SUCK at lying. They will give you a reference for free you just send them your resume and they help you .
Ill-Benefit9962@reddit
Why don’t you apply for section 8 housing or look at group homes for people with disabilities?
WHOA_____@reddit (OP)
Section 8 vouchers can only be applied for during certain times, I thought. And I don't even know where to start to get her into a group home. I'm open to any advice.
Ill-Benefit9962@reddit
You said you’re in GA? I would contact them first https://dfcs.georgia.gov see also what your city offers if you’re near Atlanta, and also reach out to your state representatives and ask them to guide you. There also might be disability non profits in the area or nationally that you should call.
WHOA_____@reddit (OP)
Thank you. I did apply for EBT for her, so that part is done. I have a list of resources my other daughter sent today, so I will tackle those calls tomorrow. I haven't even thought of contacting State representatives! I will definitely post updates!
Purple_Pay_1274@reddit
Where I live you can also call or visit the website for 211 (.org) and it will give you a ton of resources that you might find helpful. Some you didn’t even realize existed!
WHOA_____@reddit (OP)
We have 211 as well. I used to manage two income-based apartment complexes and always referred struggling tenants there. But the resources they suggested are all out of funds.
Ill-Reason-4464@reddit
I would look at mobile homes and live together. The economy is about to get worse and I would not assume that she will always have those disability payments. If I were you I’d sell my house and buy a mobile home to split with her and save as much money as possible.
Raxus333@reddit
Having lived in a mobile home, they can quickly develop more problems than they're worth, and in many parts of the country the weather makes them dangerous.
I'd only go with a mobile home as a last resort.
Henri_Bemis@reddit
I have no familiarity with this, but this is what this sub should be for. Rally, people.
bobbib14@reddit
Does her doctor have a social worker she works with? Sometimes a good doc can help with this kind of stuff, or point you to someone who will help.Maybe they could help.
Sorry this is happening to you guys. I hope you get some help soon. You sound like a great parent.
WHOA_____@reddit (OP)
We're in Georgia, and resources are scarce. My other daughter just sent me a list of resources today that I will check out. I have to be out of my home by October 1st. I'm selling it for a cash offer to avoid foreclosure. I used to make great money, but due to health issues, I'm severely struggling myself. I already lost my car, and my former 800+ credit score is in the 500's now due to it. I'm not even worried about myself; I need to make sure my daughter has a place to stay. I can live in my car or couch surf until I get back on my feet. I'm planning to buy a cash car with the proceeds of the house I can then sleep in.
HalfBakedPuns@reddit
if she is on disability benefits then I definitely recommend seeking a social worker or ARMHs worker. my armhs worker helps me stay on top of insurance, dmv trips, and changing my legal name. really, really helpful. no cost. we actually just went to the zoo to get me out of the house for our meeting today, they have passes through the company.
Velvetsandstone@reddit
Find income based units.
WHOA_____@reddit (OP)
The few we have are all wait listed, unfortunately.
tree_beard_8675301@reddit
See if there is a Community Action Program (CAP) in your area. They know about lots of resources and can point you in the right direction.