How much do you owe on your mortgage and how old are you?

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BigFaithlessness618@reddit

Nothing and I'm 34, house with £200k Saying that we are in the process of upgrading and going to be taking out another £180k mortgage. Only been mortgage free for 6 months, was nice while it lasted!

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Proper_Display_4802@reddit

That’s the thing, you are only ‘mortgage free’ if you are mortgage free on your forever home

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What you owe on your mortgage is irrelevant in isolation if you don't factor in what you earn. £300k balance with a £150k salary at the age of 40, is very different to a £200k balance with a £50k salary at the age of 40.

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Ben_stokes87@reddit (OP)

Yep I realised I should've asked salary after I posted.

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Cultural_Tank_6947@reddit

FWIW we have about £280k left, we're 40. But as a ratio to household income, it's very manageable.

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jimyjesuscheesypenis@reddit

I’ve got 280k left remortgage coming up but we’ve got a household income of 115k. Looking at overpayment calculators now to try and get it paid off by the time I’m 50, 38 currently.

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Cultural_Tank_6947@reddit

Yes that's a pretty similar plan. We may well be empty nesters by 52. So if we're mortgage free as well by then, that opens up a few options to retire early, etc.

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jimyjesuscheesypenis@reddit

Good luck mate, hope it works out

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Cultural_Tank_6947@reddit

Yeah ditto to you!

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CakieStephie@reddit

£29544, 32 years old. House is worth £550kish. Sadly had a lot of deaths on my husbands side and have been very fortunate inheritance wise. Very grateful for it as my son is disabled and work is difficult around his lack of school place and care needs.

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mouseybrown46@reddit

M, 34, £134k left and earn £60k

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Fuzzy_Construction43@reddit

£175k mortgage, 31 on 37k

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Charming-freedom1@reddit

32 and 28. House worth roughly £450k. Mortgage is £208k. Currently enjoying a 1.4% rate until December 2026 so overpaying as much as we can to take advantage. We want to be mortgage free in 10 years

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Charming-freedom1@reddit

Also don’t write yourself off. State retirement is 67. You’ve got atleast another 27 years left in you. I think you earn a good salary and should be capable of making those payments without overstretching yourself!

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Sylvester88@reddit

£108k - Im 37 and my wife is 33.. We may move in the next few years but this will likely mean doubling our mortgage.. Painful to think about

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tayviewrun@reddit

£62K, age 51, house worth about £220K about 6 years left paying it off. Although aiming to bring that down to 5 years

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victory-or-death@reddit

Perpetual renter, £975 a month on a 26K income

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jeminar@reddit

£270k, 54. But we're saving elsewhere to pay it off as a lump sum. (It's not very tax efficient to pay a mortgage off from your net income.)

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Ok-Information4938@reddit

This is fair and true right now but a risky strategy for younger people as the 25% tax free drawdown may become less generous or get removed.

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Upset-Flounder-2654@reddit

24, just purchased our second house, I went from owing £160k to £270k tough pill to swallow

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Ben_stokes87@reddit (OP)

Exactly how I'm feeling at the thought of it! Worth it or not now it's done!

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Upset-Flounder-2654@reddit

Yeah exactly that mate! I would’ve thought as a pro cricketer it wouldn’t be a problem ;) we have been waiting to move since February and our buyers been a nightmare, got a date for the 24th June so fingers crossed!

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Samazon88@reddit

36F, £39k annual. House and car paid off. Started investing sizeable portion of my earning from an early age then at the age of 33, bought a £210k house and £11k car, cash sale.

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kellymacc@reddit

£70k and 30 year mortgage on a £215k house, 40 and 38 and household income of £70k

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IAmAmIWhoAreU@reddit

I’m on £53,912, I’m 46 and I owe approx £104k on my mortgage. Looking to sell or buy my ex-husband out in a few months time though so change is in the air…

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el_pieablo@reddit

What kind of jobs do tou all have with this salary ffs. Haves and have nots. UK in a microcosm here, ffs.

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liseusester@reddit

£45k left of a £65k mortgage (I had a £100k deposit thanks to parental death), £40k salary. Probably going to add to the mortgage at next renewal to fund an extension.

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roddz@reddit

Too much and too old

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Chrolan1988@reddit

Household earnings are £17k + £53k. But this is minus a sizeable lease on a car, 1 loan & 1 credit card no other debts. I am 36, my wife is 32. Our mortgage has £128k left. We took it out in October 2021 but we are now paying high interest as we had to renew in October 2023 so we are barely chipping away at the balance. On the face of it, your mortgage looks achievable on a 25 year term. But other outgoings will be a factor, hence sharing a view of my outgoings as we could borrow more if I owed less.

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Independent-Try4352@reddit

Took on £180k at 41, with a household income of around £70k (2007 prices). It was an offset mortgage with First Direct, Apart from a contingency fund if any major work was needed, anything left at the end of the month went into the mortgage to reduce the amount owed. I was luck enough to get promoted about 6 years ago and we decided to keep putting as much as we could into the offset mortgage. Paid it all off a couple of years ago.

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whygamoralad@reddit

Do you still have the offset account and just pull money out if you need it as a kind of quick access to a loan?

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Independent-Try4352@reddit

We did keep it running for 18 months afterwards when we had the roof and some other works done, just in case we needed extra cash if something terrible happened. As it happened we didn't need it, and my wife wanted the mortgage off the deeds before we retire.

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whygamoralad@reddit

What was you rate of intrest with it? I genuinley considered one but the rates were 7 off percent

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Independent-Try4352@reddit

I honestly can't remember, maybe 6% at the time we took it out. I remember rates hitting 13% and having to sell my first house at a loss, so it seemed really good to me. Maybe we were lucky, but it was an excellent product for us. Don't know if First Direct made much on it though!

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whygamoralad@reddit

Thanks for the reply only barcleys or natwest do them now, cant remember which one.

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JedsBike@reddit

£140k owed. 42yr old. I could pay it off if I wanted to though, but I make more investing the money. Mortgage money is cheap money.

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Spottyjamie@reddit

Im mid 40s, mine should be paid off in 10-15years

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scarywardrobecreecha@reddit

I paid off mine at 45. I’ve never earned more than 40k. Bought young (24) in 2000, though.

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PirateEducational168@reddit

- "How much do you owe on your mortgage" Nothing. Paid it off 5 years ago. - " and how old are you?" I'm 41. - "Please also add your salary for relevance" ≈£90k

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fletch3059@reddit

245k on a £55k salary and £25k wife's earnings. Both 44. About to increase to £305k mortgage. No concerns from.us.

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Diligent-Magazine781@reddit

£240k on a household income of £200kpa, 46

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Far_Bad_531@reddit

Nothing… 55

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Cute-Preparation-834@reddit

Me too and in 5 years im going to sell it and it to my savings buy 5% gilts and moving to da nang. Living off the interest in a cheap country is only way to realise the profit of having bought your house otherwise it's just a big chunk of cash you never get to spend then die. No thanks give me £15k in interest per year without touching the capital. I choose nomadic life as my house this country will make you work until you're 67 lol why? To support a work home work home lifestyle nah

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Mikeytee1000@reddit

Good place to be well done

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Far_Bad_531@reddit

Thank you 😊

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Yeadonian@reddit

215k mortgage on a 250k house with a 65k income

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toonlass91@reddit

2 person income household but I’m responsible for mortgage. £30k(ish) income. Owe £52k currently at 34yrs. But I had quite a big deposit from inheritance

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ThePolymath1993@reddit

About £270k or thereabouts. Household income \~£100k, all early 30s.

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Imaginary-Command542@reddit

£169k on a 30 year mortgage. Just bought the place. I earn £40k a year.

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RhysT86@reddit

39, less than 6000 left. Living in post industrial West Wales is quite cheap so I've been able to pay off most of my mortgage very quickly despite being in a relatively low paid job.

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Traditional-Idea-39@reddit

24 and still renting, got a decent deposit together so will hopefully buy next year!

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NostalgiaTripper@reddit

£100k mortgage on £58k salary. I prefer to spend my money on travelling.

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Mekazabiht-Rusti@reddit

£0 on a £700k property @ 49yrs old, £120k PA. Although I’m totally disillusioned with my career and considering downsizing to somehow try for early retirement.

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Pink_Flash@reddit

0 and 37 years old.

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klmarchant23@reddit

£122k left of a £139k mortgage taken out in 2019 We are 34 & 35 and combined earn £103k between us.

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CarpeCyprinidae@reddit

47y-80k-232K

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D0wnb0at@reddit

£100k, 41. £38k p/a

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insertitherenow@reddit

Nothing at 55. My first mortgage was only £29,000 though. Blows my mind the numbers people are paying on this thread.

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EauLuneBrew@reddit

37, £480k left to pay on a house we bought at £785k. Living abroad and earning around £240k tax free but that won’t be the case for much longer!

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95jo@reddit

19 years left with £228k left to pay. The house is worth £420k. I’m 29, fiancé 26 and our joint income is £170k so very manageable.

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jack5624@reddit

27, earn £27.k and have £80k left on my mortgage.

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Glittering_Copy8907@reddit

40, owe 100k. No idea what it's worth, was 170 when we got it but house prices are quite varied around here. Could be anywhere from like 250 upwards now id imagine Although it's low, I don't really care except that the monthly payments are low which suits me and our lifestyle (self employed, high earner but I like to play for the lean times) So long as it's gone before retirement, that's all really. I doubt I'll ever bother over paying or anything

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Tumeni1959@reddit

Retired, 60+, no mortgage remaining, pensions as income The mortgage got paid off shortly after second parent had passed, and I sold the house they had bought in 1971 at around £5k for considerably more than they paid for it. That was sufficient to redeem the whole remaining mortgage with some left over.

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Professional-Day6965@reddit

Mortgage was £120k, £40k owed. I earn varying amounts, but somewhere from £65k to £80k before tax.

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Evo_ukcar@reddit

£19K left on main residence, 44 & earn around £50k. 2nd property is fully paid up and currently paying for my main mortgage.

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Puzzled-Barnacle-200@reddit

About £270k, I'm 26. Household income is now about £80k

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Princes_Slayer@reddit

We bought our 2nd home after renting from friends for a while. We decided to buy again as my husband was 40 (I was 35) and we wanted to ensure we could still get a 25 year mortgage. So in 2013, we were both on £25k gross pa each, our house was £135k, and we had 10% deposit borrowed from my folks, though the bank was told it was a gift. We were paying £750-ish per month mortgage (3 year fixed) plus we repaid the deposit loan over the first 5 years. Once we paid the loan, we through that same amount each month into a savings account. Had some maintenance work to deal with (new fencing from and back garden, new drive laid) and if possible we would occasionally overpay mortgage. 12 years since buying and our salaries increased gradually so we are both on around £38k gross pa. We do have a lot more surplus cash now. Mortgage stands at £35k left, and we are on a 1.49% mortgage rate for 5 years which ends next May. We should have enough in savings to cover the final balance of approx £30k to clear it off. Our is worth maybe £180k and we’ve been discussing whether to buy another house around the £280k range….but the thought of being mortgage free for a while is so damn exciting

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sgbea_13@reddit

Got £120k left over 17 years, £37k salary. Age 44.

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DirtyLeeds85@reddit

20k 39 year old

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anniestandingngai@reddit

89k on 400k house, 34. Combined salary is £80k. We are very fortunate that my husband was able to keep his old house (from before we met). When we decided to move 5yrs ago, we sold the original house and had a 66% deposit for the house we now live in.

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RONE1989@reddit

Why ask this? None of your business.

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Ben_stokes87@reddit (OP)

The don't respond.

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Right_Yard_5173@reddit

37 years old, £248,000 left on mortgage. Combined income of £86,000.

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767676670w@reddit

33 and I don't owe a penny on my mortgage. (It's because I rent)

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secretvictorian@reddit

100k were in our late 30's, we're on 80k a year and could afford to upgrade to a larger home but atm were only paying £500 a month and paying treble that scares us to be frank lol

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Ben_stokes87@reddit (OP)

Same!

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secretvictorian@reddit

Awful isn't it? I spend hours looking longingly at all the roomy 4 and 5 beds we can afford....perhaps when we clear our current mortgage and don't need to pay nursery fees anymore we can rethink.

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Prize-Phrase-7042@reddit

36. Owe £165k on a £450k house, £200k household income.

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yearsofpractice@reddit

Hey OP. Married couple here, both 48, combined income of around £120k. We’ve got £150k with 10 years remaining. House is worth about £450k. Frankly, I wanted to have the mortgage paid off by the time I was 50 but we had kids quite late in life so moved to the “best” school area we could afford - kids are now 10 and 7. That added about £100k to our mortgage the mortgage 8 years ago. Don’t regret the decision.

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BigRedTone@reddit

£350k on £450k house with a £62k income and need £10k to buy the ex out. Brown trousers time buying the ex out tbh, need to get back to my old salary level sharpish. I don’t really get the need to be able buy your house at retirement. I’ve got three kids and so 4 bed two bath. Firstly I’m going inherit a shit tonne (relative to income and outstanding mortgage) at some stage, and secondly I don’t need this house forever. Why not just give me a 30 year mortgage and let me breathe? If I want to retire by 67, and haven’t come into any money, then I have to sell the house. I can live with that.

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PandorasKeyboard@reddit

Don't fucking wait on the buying out! Mine agreed 10k for the buyout and when I got to 7k paid to her she changed her mind to 20k. Legally she ones half the house even though I paid for 100% of it. Get a lawyer to do a separation agreement before your ex changed their mind.

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BigRedTone@reddit

I’m getting a deed of trust as we speak as she’s currently 50/50 then will have to do the equity valuation when I’m in a position to buy her out. Does that sound sensible to you? Idk what other options I have? Not married. FWIW she’s the bad guy in the split and we have a baby so she’s currently playing nice.

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PandorasKeyboard@reddit

If you do the equity valuation now it will be less than the equity in another year of you paying down the mortgage while the house goes up in value. If she's playing nice then I'd try to go through mediation as you'd usually have to before going through court. Mediation is impartial negotiation with a professional legally trained mediator to help get you both agreeing to something then they'll make a legal document showing what has been agreed. If you agree whatever number now you don't have to pay it same day, you can probably make a payment plan or something but you get the numbers agreed early. If your ex moved out she legally has a right to charge you rent for living in a house she owns half of.

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BigRedTone@reddit

That’s good to know. Tbh my whole life is currently predicated on her playing nice, if I can get deed of trust through and find a better paid job I can probably make this work and if I don’t do either then it’s kinda end of world regardless. We’re on a six month clock anyway as she gets the most phenomenal benefits but only for six months while she has assets. If it gets to six months and not sorted then the house is on the market.

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Ben_stokes87@reddit (OP)

That's what I do/think. I have a 28 year mortgage so the payments are low but I overpay every month so currently due to be done in 19. I'm also thinking have the house as long as I want it and down size If I want/need to when I'm older. It's a 4 bed 3 bath house with only 2 of us

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spacemanmoses@reddit

Curious: Why are you considering taking out a bigger mortgage rather than downsizing now? Downsizing now would massively reduce the interest you pay (and all the bills) and let you pay off the mortgage even earlier... Or are you expecting to fill all the spare bedrooms with kids?

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Ben_stokes87@reddit (OP)

The increased mortgage is actually for an extension! It's a townhouse so the ground floor is small compared to the rest of the house. It was bought discounted on an affordable housing scheme and is a beautiful house in an amazing location. I looked to downsize and would actually be worse off. With the extension it would work out I paid £250k and the house would be worth about £420k

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spacemanmoses@reddit

Jealous :D If the sums are all good I would go for it. The old basic multiplier was x4.5 household income. On 60k that would mean 270k, so you are well within that. I would also check out the 50/30/20 rule and make sure that your budget can handle the increase in monthly expenditure. It sounds like it will but it will give you extra confidence in your decision.

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Ben_stokes87@reddit (OP)

I already did that and I am all good. Thanks for your response.

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arashi256@reddit

49, £29k left on the mortgage so about 4 years left or so

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ajsadler@reddit

Zero. 37 years old. Salary 50k

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whygamoralad@reddit

79k left on mortgage we bought last year had paid off our 148k house which we sold for 190k bought the new one for 280k and put in 10k again for a nice round 80k mortgage. Were both 32, I earn 48k. I think she earns 38-40k with her unsocial hours.

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rev-fr-john@reddit

What we're all doing is irrelevant to how well you will do, work out your current disposal income, assuming nothing will change because if you assuming things will improve, you're a fool and if you assume things will get worse no one would buy a house, will your disposable income cover an increased mortgage payment? If so go for it. I'm 60, my wife is 50, We've never had a mortgage and own our home and we've inhereted nothing.

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ChewiesLipstickWilly@reddit

45. Got lucky and was able to pay off mortgage at 35 on a house I'd had just 5 years at 450k. Bitcoin investment

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Ben_stokes87@reddit (OP)

Jealous!

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Saltysockies@reddit

44 with £160k left and I earn £80k a year. I don't have kids and I'm not a big spender so I'll hopefully pay it off in 5-8 years

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Ben_stokes87@reddit (OP)

This is where I'm hoping to be in 4 years with overpayments

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Saltysockies@reddit

There's a chance I'll be able to pay it off much sooner. I've just found out my last living relative from my dad's side has passed and I'm inheriting the estate. I'm inheriting my dad's (haven't seen him since I was 17) and his cousins estate. Both were bankers. Haven't got a clue how much, could be hundreds of thousands, could be pennies.

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Ben_stokes87@reddit (OP)

Fingers crossed it's a lot!

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sihasihasi@reddit

54, about 20k owed, sole earner for the vast majority of the term, family of four in the south.. Salary up until very recently was roughly 50k.

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tmbyfc@reddit

51 and paid off, but would still be 150k if my parents were still alive

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Ben_stokes87@reddit (OP)

Sorry to hear about your parents

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Photographers_eye_99@reddit

House mortgage paid off in full at 48. No credit or loans. Car paid off in full. Worked since I was 16 years old. Mortgage free and semi - retired Single (53)

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Aaron123111@reddit

£92k left. £32k earnings (temporary due to wife being full time mum) and I’m 36

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No_Two_4312@reddit

38 and paid if off this year

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thmt11@reddit

300k. 34. House income £110k.

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abeagleindungarees@reddit

£116,830.00 I am 33 my partner is 36. We make £62,500 combined. Officially we have 33 years left, but we overpay so it should be paid off in about 10 years.

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R3DSmurf@reddit

How much money have you got in your bank account?

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Ben_stokes87@reddit (OP)

I have 6 months net salary saved. I wouldn't want to touch that incase I ever lost my job. I also have no other debt, even my car is paid off in full.

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R3DSmurf@reddit

It was a joke mate. I don't want to know. My point is you can't ask people to share personal details about their wealth on a public website as it creates a vulnerability

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Ben_stokes87@reddit (OP)

Not really when it's anonymous and the many people who responded freely seem to think it's fine too.

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hintofred@reddit

44 and have 175K left. Pay variable as I’m self employed . We have done a few lump sums in good years and I hope to do more. I’m 11 years in and cannot wait to be mortgage free

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Frizzyfluffy@reddit

£140k, 44 years old, salary 64.5K. Doubled the mortgage last year but love this house, no regrets. Two person household (plus a dog), live a pretty frugal life.

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anonoaw@reddit

£103k left on our £135k mortgage. I’m 30 and my husband is 34. HHI of around £70k.

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Numerous_Ticket_7628@reddit

80k left, income of 110k a year ago 45.

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andrew456@reddit

£1.15m 36

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Miss_Type@reddit

70k left, 47 years old, 51k salary. I'll be done by 55.

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Houseofsun5@reddit

50yo ,65k single income with around 100k left to pay.

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AliceInConfusion@reddit

£11k at 57 so it will be paid off in 11 months. But I'm thinking of using savings and a new mortgage to pay for an extension.

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Ben_stokes87@reddit (OP)

You're in the position I am projected to be in at your age. Do you regret not just doing the extension earlier and adding to your mortgage so you would've paid less and had more time to enjoy it?

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AliceInConfusion@reddit

100% and not just because the costs of building materials have increased so much. We brought this house 14 years ago and should have done the extension ten years ago.There were personal reasons that made me think we couldn't proceed but in hindsight we would have been fine. One point to highlight I will have the cash to clear the new mortgage when I retire (unless there is a global stock market crash!).

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Fit_Afternoon4604@reddit

30, £70k and £120k left on a solo mortgage

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StIvian_17@reddit

Oof. Mortgage 600k, mid 30s, household income c180k. So we owe a fuckload 😂.

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atsevoN@reddit

Everybody on Reddit has paid their mortgage off don’t you know?

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Ben_stokes87@reddit (OP)

It seems so

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therevolutionary2023@reddit

630k, 34

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Annual-Owl4313@reddit

42k, 39, NE England

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Awkward_Aioli_124@reddit

I'm 48, apx 50k left to pay over 8 years. Earning £53k but partner also earms £50k and its a joint mortgage. Pay £580/ month.

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running_on_fumes25@reddit

41 yo. Joint salary of £110k. Mortgage of £200k, house worth approx 400k.

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wondered-bongo@reddit

120k, 35

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SamCreated@reddit

We owe £117,000. Both mid 30s. Earn about £100k combined.

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Various_Ad2320@reddit

£750k, ( payment £3.8k per month) 41. Household income of 220k before tax.

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mrsdontknowwhoiam@reddit

70k left to pay between 43 & 45 joint income of 60k. We started off with 187k mortgage 8 years ago so are doing pretty well in getting it down faster than the agreed terms.

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weirdchili@reddit

246k left, 33 yo, joint income of about 72k

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farky84@reddit

£370k 40yrs

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MegaMolehill@reddit

£130k in our mid 40s. Borrowed £270k thirteen years ago and another £60k for the loft conversion six years ago.

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Several-Support2201@reddit

£170k left, joint income £63k, aged 33/34

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OldLondon@reddit

40k - 55, 1 year to go.

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Nastyoldmrpike@reddit

<60k, 43. Will be gone in 5 years (the mortgage, not me)

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Brizzledude65@reddit

Paid mine off last year after having a mortgage for 34 years. When you make that final payment the sense of relief is massive. 59 btw.

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dingo_deano@reddit

£350k house 20k left I’m 48. Always over paid

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Early_Government198@reddit

£0; 60; retired.

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lloyd096@reddit

102k on a 350k house, both 29 and earn 72k between us

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LaughingAtSalads@reddit

You’ll be in hock until you’re 70. Is that how you want t

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thatcambridgebird@reddit

Nothing, ages 46 and 48. Paid off with a combo of investments and inheritance when my mum died. It otherwise would have been around 137k on around a 40k salary. This was around 6 years ago.

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melanie110@reddit

£138k 44yr £90k combined income

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goldmember2021@reddit

95k remaining on mortgage. (Borrowed extra last year to buy another house to renovate) 45 years old. 58k salary.

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Sound-Automatic@reddit

We were mortgage free on our last pad, but decided to move for a number of reasons I don't regret. Bought property nearly 1.5m with now 750k STILL outstanding and I'm 45 yo. Joint household income of 250kpa. Yes, it weighs on me having had zero on our previous smaller place. I'm planning (hopeing) to use my pension drawdown at 58 (25% tax free lump) to settle the final chunk of what's left on the mortgage.

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Big_Lemon_5849@reddit

Mortgage is ~£225k, Income £99k post salary sacrifice, age early 40s. My wife also has a similar income.

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PaulBBN@reddit

£22k, aged 32, on £41,000 (plus a bit extra).

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Daftsquatch@reddit

45k, 31

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bobcat_bedders@reddit

31 years old. Owe £50k. If anything, moving forward, we'll likely try and buy a second property over moving into a bigger house

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Substantial_Heat7050@reddit

£104k mortgage, £44k salary, 36yo

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Acceptable_Silver_53@reddit

33/36 household income of £80k mortgage of £190k. We only moved in to our current place 3 years ago and currently have 26 years left on our mortgage. I guess the question is also how much can you afford to pay back monthly? With interest rates how they are currently we are paying back £1040 a month, when we first bought it we were paying £920 but when we got a new fixed rate it went up. If you take out a bigger mortgage say over 25 years which would take you to 65 then you just have to think about if you could afford to pay back whatever the monthly amount is even if interest rates increase even more. When they increased in the last couple of years there were stories of people who took out big mortgages on 0.9% interest and then had to remortgage at 5.5% and all of a sudden couldn’t afford the repayments on the wages they were fine with before.

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PorkVale@reddit

£100k, 35.

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Mr_Millside@reddit

Would you like my bank details as well 😂😂😂

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TurbulentHamster3418@reddit

Sounds like you’ll be fine! 41, £200k, £40k salary & husband around £75k

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RagingFuckNuggets@reddit

£164k ish, 29. But the amount I owe means nothing if you don't know how much my house was. It's all about that loan to value.

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phantom_phreak29@reddit

Think it's about £95k left, household income £100k (44m and 39f)

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Mikeytee1000@reddit

£70k, 55 £130k income

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noobtik@reddit

Nothing could mean literally nothing or mortgage paid off

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Ben_stokes87@reddit (OP)

That's what I thought, they could be renting.

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gazianopele@reddit

120k, 34

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CressEcstatic537@reddit

52 and 52k!

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MidnightRambler87@reddit

105K 38. I keep trying to put extra in every month to overpay but I’m not on a great salary so 🤷‍♂️

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Thrown_Away_Life@reddit

£375k, 33 & 31yo couple, combined household income of £105k p/a

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Mr_R_Pickering@reddit

81k, 40

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xX8Havok8Xx@reddit

200k 37

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Tasty-Engine9075@reddit

£90k, 34. Just adjusted for 0 by 40.

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smiley6125@reddit

£240k and 36.

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Diega78@reddit

120k 46

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deafandyy@reddit

£570k and 35.

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ASY_Freddy@reddit

0, 43

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Brucesimb123@reddit

£193k and we’re 32 and 34

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GuybrushFunkwood@reddit

Zero. 42

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Minimum-Grapefruit-9@reddit

350k, 41

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