ULPT help! Steps to take if I want to get insurance married?
Posted by Successful_Fox4184@reddit | UnethicalLifeProTips | View on Reddit | 3 comments
Burner account here. In light of the bill passed in the US today making it so that Medicaid won’t cover gender affirming care for adults, my friend and I are considering getting legally married so she can be on my insurance (she is a trans woman and relies on Medicaid). We are in Philadelphia btw.
Any steps we should take to protect ourselves, other than a good prenup? TIA.
wisebongsmith@reddit
it is extremely likely that private insurers will stop providing gender affirming care. this is because most of them draw federal funding through the ACA. Your friend should talk to her doctor about getting her diagnosis from trans to hormone or endocrine dissorder not other wise specified.
good luck out there.
glorificent@reddit
Marrying someone whose life is sustained by depending on others to take care of them - first taxpayers, now you, Is unlikely to end well for you at the end when you wish to withdraw that support.
You’d need to not only set up a prenup, but also manage all finances separately and obtain a quitclaim deed to your home, to name a few protections - which could bite you should you split and she gets nasty on you, turning you in for insurance fried because she needs you to take care of them. You realize they can rack up debt during the marriage, and you’re liable?
This is a bad bad idea.
glorificent@reddit
Help her get a job at your work, so she can access her own insurance instead of signing up to replace Medicare