its like 15% which my dad convinced me it really doesn't matter. Could be 50% and it still makes sense because of the career earnings assuming you pay it off quickly. Also, i get $50k back and a conditional offer of employment and hired by a major at only 1500 hrs at my school and the airline has met with us 3 times in the last few months so its still movign forward despite so many other people complaining about finding work. I intend to have the loan for about 3.5 years because i get the $50k back after 3 years with them minus payments i make along the way and my school will pay me $30hr for ground and flight once I graduate and my instructor said he got about 5 to $6k a month before he left. I think the biggest mistake people make is not going to a professional school and thinking they will be treated the same without a CFII and MEI then they go try and apply to schools but like my school they only hire graduates. We just had 3 instructors get put next in line for a 737 at only 1500 hours but they also all had like 200 to 300 hours multi so thats why im getting MEI too. Theres a lot of pieces to the puzzle but im not concerned about my loan. i actually have 2 loans. My first is for about $20k from my first 141 school that was trash and I consider that a waste but I wasnt worried about taking a second loan. I should be done PPL to MEI in about 6 months.