I defaulted on my Sallie Mae 26,000 debt loans last month, and Sallie Mae might transfer my debt to Weltman Weinburg and Reeis Company LPA. Not sure, I did answer the phone call at the time, I thought it was a telemarketer. He said Is this Rachel and I said yes. he asked for my SSN and mailing address, but I asked why you need that info, and he said personal matter, so I hung up. Don't worry, I did not give him my SSN and mailing address. I used the spy dialer, and it said the number is from the Weltman Weinburg and Reis company, LPA. I checked my credit score records, and it said my loans are charged off and written off, and it did not say anything about collections. I am scared to death that I messed myself up now. Then they called my mother my cosigner, and she did not answer the phone. The number is 16144085779.

I have no assets like a house or car, and no income. I am judgment-proof. My mom is disabled and gets SSDI. I know she is protected with that. She has a 1970 mobile home on a 3.1-acre land. Being disabled, she has a homestead exemption, we live in Mississippi. Thus, meaning she does not have to pay property taxes. Two cars that are over 25 and 35 years old. I did talk to a lot of bankruptcy lawyers for advice and such. I talk to people on here, too. Sallie Mae destroys me mentally, and I feel so useless and scared to death.