ULPT REQUEST!!
Posted by throwawaylegalac@reddit | UnethicalLifeProTips | View on Reddit | 58 comments
How can i come up with 15k in 5 months? I don't care if I have to pay it back over time, or do some stupid shit to get it, but I need to come up with this money by August and as a student I dont have the credit to get a loan that big. Any help appreciated, thank you!!
JoulesJeopardy@reddit
Can’t you take a semester off and still stay enrolled?
iwasneverhere0301@reddit
I don’t understand what you’re saying here? If you’re taking a semester off, that means you’re not enrolled in classes.
BettyBuysButter@reddit
No, you're still enrolled as a student, just not in the current sem. I've done this
iwasneverhere0301@reddit
What does enrolled mean to you?
BettyBuysButter@reddit
It doesn't matter what you & I think. The university has me registered as a student, enrolled in my course, taking a sem off. Their definition is the only one that matters
iwasneverhere0301@reddit
I’m not disagreeing with you. It’s possible your country or state or institution does things differently. I have done data reporting for the department of Ed and the way they count students is actively enrolled. Just trying to figure it out.
SuperInconvenient@reddit
Medical studies. Kinda risky, but tons of money if you're willing to spend weeks being studied and given meds
H-2-S-O-4@reddit
I don't thought nk he'll even get 1K by August. It takes time to get accept into those programs. They're very selective, and they don't pay that much.
SuperInconvenient@reddit
Idk where OP is located, but I live in Utah, US. I've never done one, but I know a couple people that have and it took about a month to get qualified, they had to be under observation for 23 days in a row and 3 follow-ups, but got $12K in total.
vp999999@reddit
I don't know why you are getting down voted. They do clinical trials near me as well and getting paid over $7k for much less time is not unreasonable. $12k for 23 days in a row is not a stretch.
SuperInconvenient@reddit
My sacrifice towards the greater good of OP getting his $15K
H-2-S-O-4@reddit
I work for a medical research university. I don't believe that story.
SuperInconvenient@reddit
Seems like you can Google then. Iconstudies has a ton of high paying trials out of Salt Lake City just on first glance, but Utah is a major medical hub. Maybe it's not as common elsewhere
BettyBuysButter@reddit
Not risky at all. I did a couple of studies & made some money to part pay for my studies. You can only do 1 study ever 3-4 months (something like that). It was enough to get the financial office off my back, & then I got a part time to pay them small amounts over time, even then they withheld my degree when I graduated, but by then my remaining amount was very small, I could pay them back with 2-3 weeks earning from a proper job
Glittering-Gur5513@reddit
Specifically a sleep study!
epicvideogames26@reddit
Moving mad volume. Dm for details. In a white neighborhood, you could earn that money easy moving pure Colombian.
CozyWithSarkozi@reddit
I've heard people often exchange currency for images of other people's buttholes. Take that into consideration
BettyBuysButter@reddit
What is wrong with humanity? Whoever created the internet must've thought this can be used for great things, instead here we are, discussing money for butthole pics
CozyWithSarkozi@reddit
There's a market for everything. If someone wishes to trade their work hours for booty hole pics. And someone is willing to supply. Why not.
GobTheStop@reddit
Beauty is in the eye of the b hole
BettyBuysButter@reddit
Now how much money are we talking here?
planetaryduality2@reddit
Scalp pokemon products. Double 500 into 1k, 1k into 2k worked all year for me
Novel-Education-2687@reddit
Steal or sell drugs.
Sea_Bear7754@reddit
Sell plasma and hawk tuas. Just not at the same time.
tgr3947@reddit
Save like crazy, don't eat out or much in general, and donate plasma.
markwmke@reddit
Literally any job. Any job paying you $21 per hour is all you need, after 20 weeks. No OT and a few extra weeks for cushion.
throwawaylegalac@reddit (OP)
i'm a full time student with medical problems so the best thing i'd be able to pick up is a part time or saturday gig, ive been looking i'm tryna compile more ways to make up the extra
pupperonipizzapie@reddit
Sign up for research trials at your university or a nearby one. I've gotten over $1000 from doing things like at-home VR for chronic pain to psilocybin for OCD.
Able_Calligrapher186@reddit
Sign me up to get paid for eating shrooms
markwmke@reddit
Then the $15k isn't that important. If student is before money, you'll probably be ok and it's not worth it.
If $15k is important, then you'll need to drop out one semester. Live isn't fair or perfect, but I highly suggest you pick the correct priorities
pupperonipizzapie@reddit
Not unethical but I just saw a study at Johns Hopkins offering $2380 so they can inject you with ketamine / DMT / etc. Check it out. Other qualified research institutions will have similar studies going on. Fun time.
throwawaylegalac@reddit (OP)
thank you!! im in the uk but ill definitely have a look for smth similar
H-2-S-O-4@reddit
All of these answers... 🤦
Unethical? The only one that makes sense, in the time frame that the op mentioned, is the credit card one.
Other than that, it would have to be something illegal like fake charity, being a mule, or smuggler.
reddishgrape@reddit
Manufacturer
H-2-S-O-4@reddit
This is the only right answer
Zealousideal-Ear1036@reddit
Go to Alaska and work Salmon season at a fishery
H-2-S-O-4@reddit
No time for that. By August?
khaotickk@reddit
Get an insurance license and sell an annuity. 8% commission on $250k would get your 15k after taxes
Sunny-Day-Swimmer@reddit
That test is not worth it what a nightmare for series licensure
khaotickk@reddit
Not variable annuities or securities, fixed or fixed indexed annuities.
klaxz1@reddit
But what’s an annuity? What’s this test? Who needs to have 250k?
khaotickk@reddit
It's like a pension or social security in the US (where I live). Basically a guaranteed paycheck for life.
A pension is owned by the company you worked with or a company like fidelity or something and if that company collapses, you're out of luck. An annuity is a pension owned by an insurance company and they have more leverage capabilities and more protections in place. For example if a 401k crashes with the market you are totally at risk, but with a fixed or fixed indexed annuity the insurance company offers downside protection by buying options with funds. They play both sides so they're much more often to be better off financially in the long term. If the insurance company fails, then another company is required by law to buy them out and make their customers whole, a standard pension doesn't have that protection.
vycarious@reddit
Can confirm, did this 10+ years ago. Test is easy.
Bright_Crazy1015@reddit
Go sell a commercial roof lead. I'd give you over $15k if you brought me a half a million dollar shopping center. In fact, with 5 months, you might be able to sell quite a bit of work if you're any good at advertising and sniffing out jobs.
Romance some upper middle class divorced or widowed woman who has a million or two to spare. Prostitution is the oldest trade in the world, after all. (Online or offline doesn't really matter, just get out there and find someone with resources that seem excessive to you)
Some crime does pay. Like insurance fraud with an auction buy that books out at a high value. Takes money to make money there, but you can get a quick (enough) buck
antsmomma1@reddit
The feet pics website or the used underwear one
hasapalapaka@reddit
Literally sell your body. Regular sperm and blood (plasma) donations can rack up a nice amount over time
quackl11@reddit
And prostitution dont forget prostitution
GeoHog713@reddit
This isn't a ULPT - but go talk to your financial aid office. Don't know if they still do, but they used to have all sorts of student loan options and you could take out more than you needed just for tuition.
Student loans suck, but they have a MUCH better rate than credit cards.
justhere2readthecoms@reddit
Sell foot pics and videos; sell used panties; get an OF account; make a sugar baby account; find a sugar daddy; dance in a strip club; strip at parties; sell plasma; participate in medical testing; sell a kidney.
Practical-Hotel2931@reddit
download 🧅 get on the markets. come up with a method that has a quick turnaround, like buying and selling hacked accounts etc
smellylilworm@reddit
Post scantily clad images of yourself on Reddit and wait for DMs of people who want to send you money to see you fully naked or doing something in their fetish.
aannoonnyymmoouuss99@reddit
Credit cards and take out cash withdrawals. Be prepared to go bankrupt or have credit card debt for the rest of your life
Soft_Refuse_4422@reddit
The only thing unethical here is the advice that anybody should deliberately go into that kind of debt
Professional-Two7523@reddit
Get a job
aannoonnyymmoouuss99@reddit
Downvoted for being too ethical
Mondai_May@reddit
As a student I'm assuming you're around my age. You may be able to apply for enough credit cards, or one with a high enough limit that you'll have 15k available in total. I assume you are more likely to get multiple for a few thousands tho. Then whenever you need that you can do cash advances - there may be limits for each on how much cash you can withdraw at one time.
I would HIGHLY not recommend this especially if, as it is, you don't have the type of money anywhere to pay it back. And assuming you're unemployed, yeah you may be approved for the cards but that's a lot of debt. Consider that cash advances often have associated fees so if you get 15k that way, the amount you're expected to pay back will be more than that, and even more if you can't pay it all back in time. Especially so young you might not want to do that. But this is ULPT, and if you've exhausted all other options mentioned there's that one.
Lost-Astronaut-8280@reddit
Glad someone said it, please don’t ruin your credit score and amass huge debt over $15k. Trust me you’ll hate yourself for the rest of your life and will probably think whatever you needed the $15k for ended up being very not worth it.
fecalhead123@reddit
Buy some brazil nuts and baby orajel, rub on a little bit of gel onto the nuts, break into pieces, sell as crack.