If you’re planning to keep it a long time you should absolutely buy the Subaru. We have a 2020 Hyundai Tucson we bought new, and Hyundai has replaced the catalytic converter 4 times and it is burning a quart of oil every thousand miles. The dealership hasn’t been able to warranty the engine and we’re approaching 80k miles and the warranty will likely be up just before we need our 5th catalytic converter. Yes the warranty is great but why put yourself through the headache of actually having to use it. The resale value on the Subaru is also way better if you decide to get out of it in the next 2-3 years.