Deer jumped in front of my car

Posted by BuffMorsey@reddit | Autos | View on Reddit | 26 comments

A deer just ran into my car and I’m wondering how bad this is? This is the first time this has happened to me. I called the police and notified my insurance company . I’m just not sure what’ll happen next.

[-]

Tillo_dieBanane@reddit

Bro wanted to end ist all

[-]

Myth-yeti@reddit

Been there and done that

[-]

lifelessno1@reddit

I’m not a body guy, so take my word lightly, but that’s pretty bad. New fender, new bumper, some body work, paint matching new panels, and probably a headlight and alignment. However, if you have full coverage insurance you should be good.

[-]

BuffMorsey@reddit (OP)

Thank you ,I have full coverage thankfully. I’ve just never had a serious car accident and I don’t know what to expect to hear from the collision repair guys.I alway pay attention to the road while driving too. The deer just jumped in front of me there was nothing I could do.

[-]

bagels666@reddit

Depending on your insurance carrier, this might not even be considered "chargeable" i.e. your insurance rates might not go up. You'll have to pay your deductible, but that should be it.

Depending on the vehicle/shop, it may take a few weeks to fix. Ask your insurance if your policy covers a rental car.

[-]

BuffMorsey@reddit (OP)

Unfortunately the car was considered totaled by adjuster. This is my first car so I wasn’t aware I needed the Lien removal proof that I paid off my car. Now I can only have a rental for three days and I won’t be able to get a new car until I receive the letter. Which is going to make it impossible to get to work since I commute and hour each way.

[-]

lifelessno1@reddit

Yeah, I’m a normal mechanic but I’ve had some accident and needed to do bodywork on my car, but I know labor costs for things like this are egregious, and panels aren’t cheap either (500-1k a panel/bumper). But as I said, if you have full coverage it’s no big deal, especially if you have a clean or good driving record.

[-]

BuffMorsey@reddit (OP)

Thanks for the information man. I guess I’ll be paying the deductible and hopefully it’s repairable. Just sucks I was planning on trading it in soon but I guess I’ll have to see how this plays out

[-]

deleted_by_reddit@reddit

[removed]

[-]

AutoModerator@reddit

Unfortunately your comment has been removed because your Reddit account is less than a day old OR your comment karma is negative. This filter is in effect to minimize spam and trolling from new accounts. Moderators will not put your comment back up.

If you're a new user, you'll have to wait 24h to post in this subreddit.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

[-]

Chemical_Form_8015@reddit

Another Bumper Bambi. That's what they do.

[-]

BuffMorsey@reddit (OP)

Yeah unfortunately they do. Car is considered totaled by adjuster so that’s fun

[-]

BathingInSoup@reddit

It sounds like you’ve gotten the info you need about insurance and getting it fixed. I just want to say I’m glad you’re okay. Hitting a deer can definitely mess up your car but it can also be fatal to the driver if the deer comes up over the hood and through the windshield.

[-]

BuffMorsey@reddit (OP)

Yeah I panicked and had nobody to ask so I figured the ppl of Reddit would know. The deer was really huge if it went through my windshield I would’ve been in trouble. I’m just happy I’m okay physically. And you guys gave me the info I needed so quickly. Thank you guys

[-]

turbocomppro@reddit

If you don’t have a dash car, your insurance will probably blame it on you…

[-]

BuffMorsey@reddit (OP)

When I filed after the rep said it’s no fault

[-]

GTAdriver1988@reddit

Yea hitting an animal is a no fault thing. My Aunt hit a very large buck last week that jumped off a bank running along the road. Because she hit an animal she doesn't need to pay her deductible. Her damage is much worse than yours with the good completely fucked and leaking coolant and stuff and it's $8,200 in work. Her car was a salvage title already so it's totaled unfortunately.

[-]

BuffMorsey@reddit (OP)

I’m glad she’s okay !I just went back to the area to get my car towed. I’m happy it didn’t go to the windshield I got off lucky for sure it was a huge deer

[-]

shawn1301@reddit

That’s if you dodge the animal and hit the guard rail, always hit to kill

[-]

BuffMorsey@reddit (OP)

She died I couldn’t see her because my headlight was destroyed but the cop showed me the deer

[-]

shawn1301@reddit

All the proof insurance needs as far as I’m concerned

[-]

BuffMorsey@reddit (OP)

There’s deer fur in the headlight too lmao

[-]

sillyness@reddit

Oh deer 😕