Tried to take out a loan to pay off a personal loan and the rest of my car loan because it would result in less amount for me to pay each month and would have enough left over to pay off a weekly loan app. I was only approved for a secured loan where they would pay my car off but hold my car as collateral. Which meant no more car payment, enough to pay my other loans, still resulting in lower payments each month.

I decided to take the loan (as I’m writing up this message the lending place is calling lol). Here’s where I get to the point: I was given the loan and signed the title transfer for my car to be put in their name until I pay off my loan. They called me the next day and told me that they made a mistake and needed my co-signers signature for the title transfer to be completed. By this time I had 1k from a 10k loan. It’s been almost 2 months and they had literally called me nonstop each and every day leaving messages that they need my co-signers signature. One Main is the lender if that matters.

Is there anyway I can benefit from their “mess up”? Any advice on what to do?