Am I doing something wrong or are just PSU wattage approximations way overblown?

Posted by Obyvvatel@reddit | buildapc | View on Reddit | 472 comments

Basically I know from benchmarks that max draw of my GPU will be 145W, the CPU 120W, throw in a HDD for 25W for spinup and an SSd and RAM, let's say 20W. That is 310W worst case scenario. (RTX 4060, Intel i5 12400)

Then I add 100W for wildcard future upgrades, e.g. a GPU upgrade. That is 410W.

Then I account for PSU inefficiency, assuming 80% efficiency. This gives me 0.8x = 410 therefore x = 512W.

Rounding upwards to nearest CPU wattage I get 550W. Why is it then that many people recommend 850W for RTX 4060 and basically whichever CPU?