TheaterFire

Can anyone tell me if they recognize this company?

Posted by No-Volume7464@reddit | Dallas | View on Reddit | 45 comments

the owner damaged my car and his insurance policy won’t pay for it because he didn’t have business insurance. we tried to work out a payment plan but he kept bailing on the dates for repayment. when i brought up litigation to settle it, he blocked me and i can’t find anything about him online.

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45 Comments

noncongruent@reddit

Ok, reddit's got a thing against doxxing, and even though this guy's number is on the truck, calling him to harrass him is still a violation of reddit's TOS so I'm removing this post and locking it. OP, you have a path, two paths actually, one is to file against your own policy and let your insurance subrogate, or file a small claims action against him which you'll win, probably by default, and that'll give you a judgement to go after his assets.
View on Reddit #32252269

smom@reddit

Do you have collision on your policy? File through your insurance and they'll subrogate against him.
View on Reddit #32246881

No-Volume7464@reddit (OP)

i have collision but no coverage for uninsured motorists unfortunately…always read the fine print 🤦🏻‍♂️
View on Reddit #32246917

Majsharan@reddit

You know he has insurance so you by filing suit you can get a judge to make them give you his info
View on Reddit #32249196

Adorable-Customer-33@reddit

No, you know his sign says he has it. That also means that the business should be registered with the state department of tx. But I’m doubting that.
View on Reddit #32249486

Majsharan@reddit

Ops post says he was in contact with his insurance that’s not business insurance but still insurance
View on Reddit #32250345

No-Volume7464@reddit (OP)

yeah he has a personal insurance policy on the truck but it states it can’t be used for business purposes. when i chased him down to show him the damage, he said “insurance, insurance, is no problem, insurance no problem” so i assumed it would be no problem. gathered all the evidence (pics texts dashcam footage witness account) and submitted them to his insurance. they came back and said sorry not covered!! then he gets mad at me for telling them and says it’s my fault for telling the truth
View on Reddit #32251588

dez_caught_it@reddit

He could still be insured but under a separate business insurance. He may not know or he just doesn’t want to deal with you. Hope you get a resolution.
View on Reddit #32252029

smom@reddit

You can still file under collision without updating, will owe deductible but they'll refund if subrogation is successful
View on Reddit #32247057

No-Volume7464@reddit (OP)

wow, good to know. i’ll call geico tomorrow.
View on Reddit #32247078

fuelvolts@reddit

Always call your insurance agent/company when stuff like this happens, they'll guide you on what you can do within your policy.
View on Reddit #32248345

No-Volume7464@reddit (OP)

i guess i’m ignorant but i’ve always hated and avoided insurance companies. never thought to reach out for help
View on Reddit #32251672

datdouche@reddit

Omar comin’
View on Reddit #32249279

Depression_M0DE@reddit

Oh indeed
View on Reddit #32251934

pooptraxx@reddit

I really, really, really need that chainsaw to be a shotgun
View on Reddit #32250503

AlexLambertMusic@reddit

Omargerdddd
View on Reddit #32249775

DangItB0bbi@reddit

You need to sue him, have a process server pretend to be a customer and BAM.
View on Reddit #32249981

No-Volume7464@reddit (OP)

i’m definitely going to. i have sooo much evidence against him. texts, pictures, dashcam footage, a witness, even texts from him trying to convince me to call his insurance back and change my story to say the rocks fell from the truck not the trailer. just need to get his address to serve him
View on Reddit #32251446

AlexLambertMusic@reddit

Another potential option, be it less ethical & more volatile, if you are unable to locate/communicate in other ways: Become a lead for their business, an inquiring customer. (Or a friend/family member) Use a Google phone number to call, or communicate solely through email/text. Just need to figure out an address to utilize. If you’re unable to find help or an address, let me know & I’ll take care of it.
View on Reddit #32251929

Adorable-Customer-33@reddit

Called the guy on a burner phone I have. I woke him up lol. I setup an appointment with him. you should have the police meet you there. Send me a message I’ll give you the address I used.
View on Reddit #32249783

dionisfake@reddit

You’re a real one for this dude
View on Reddit #32251603

Adorable-Customer-33@reddit

Just trying to help the lady out.
View on Reddit #32251869

No-Volume7464@reddit (OP)

HAH…i fuckn love reddit. thank you! i’ll message you once i get through all these notifications
View on Reddit #32251473

shiggity80@reddit

Please update after you meet him!
View on Reddit #32251766

SwagKing1011@reddit

What damage was done to your motor vehicle?
View on Reddit #32251041

No-Volume7464@reddit (OP)

he was dropping rocks off that plywood rigged up equipment trailer. the 2nd pic is of his workers trying to shovel the rocks forward. the 3rd picture was another victim who’s car suffered a similar fate but mine was worse because i was right behind him. rocks hit my car so hard it set off the impact sensor for my dashcam. cracked my windshield and caused paint chips in the trunk lid, front bumper, RF fender, passenger door. RR fender and spoiler.
View on Reddit #32251372

AlexLambertMusic@reddit

wtf I’m sorry. That’s dangerous as fuq.
View on Reddit #32251453

No-Volume7464@reddit (OP)

oh and the kicker is i just paid $2,700.00 in february of this year to have the entire front end of the car from the windshield forward re-painted for rock chips that accumulated over time since it’s an old car…that moneys down the drain now
View on Reddit #32251761

No-Volume7464@reddit (OP)

yep! imagine if my windshield cracked and i like swerved or lost control and someone got hurt! he took a big risk rigging that trailer up for rocks and not having insurance and made it seem like it’s my fault that it happened. ppl are crazy here i stg
View on Reddit #32251721

Ausgeflippt@reddit

Okay, Omar.
View on Reddit #32251313

Historical_Dentonian@reddit

Yeah that’s Omar’s Tree Service
View on Reddit #32247674

No-Volume7464@reddit (OP)

🤣 🤣 guess i had that one comin huh? 😂 😂
View on Reddit #32247957

Historical_Dentonian@reddit

Yes, but for whatever it’s worth I’m still sorry you’re dealing with this.
View on Reddit #32248383

No-Volume7464@reddit (OP)

thank you, i appreciate it. and thanks for the laugh. at the end of the day it’s just a car but i definitely want it fixed and fixed correctly
View on Reddit #32251647

ReakingHavic@reddit

Post him on nextdoor and local Facebook groups! He'll step up or get stepped over😁
View on Reddit #32249115

No-Volume7464@reddit (OP)

i plan to. just wanted to get some more info maybe find a website or some thing but i couldn’t find anything
View on Reddit #32251616

Adorable-Customer-33@reddit

I strongly urge any driver in Dallas to have un and underinsured coverage. Sorry to hear this happened to you.
View on Reddit #32249449

No-Volume7464@reddit (OP)

yeah for sure, lesson learned. i didn’t read through the policy, i thought i was good on everything for this car. unfortunately not, so that’s on me.
View on Reddit #32251502

AnthillOmbudsman@reddit

This was common sense all the way back in 1990 for driving in Dallas. I find it astonishing people skip the coverage like it's no big deal.
View on Reddit #32250701

AlexLambertMusic@reddit

& avoid 35 between 635 & PGBT for a long while.
View on Reddit #32249913

SnooJokes6070@reddit

Call him from another number and ask him to give you a quote and then bam!!!
View on Reddit #32248131

SpotlightR@reddit

Totally
View on Reddit #32249602

Furrealyo@reddit

Better yet get the plate number from his truck or trailer.
View on Reddit #32249116

fuelvolts@reddit

OP, found him on Texas Comptroller's site. Have his registered business address, but it's likely his home, so don't want to post here to dox him. Send me a PM.
View on Reddit #32248608

jtrage@reddit

It says he is insured!! Seriously though like the others said try from another number and let you insurance handle
View on Reddit #32248397