ATM fee for foreign debit cards

Posted by shasha123456789@reddit | AskBalkans | View on Reddit | 10 comments

Hi!

Do you know if there are banks that do not charge a fee for ATM withdrawal?

I'm planning to travel a few countries in the Balkans but I'm on a budget and I want to minimise banking fees.

I have a debit card from a major bank in my country that can be used internationally. I don't have Wise/Revolut.

Thank you so much for your help :)

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Dry-Foundation8093@reddit

halk bank charged me 300 rsd flat fee last time i used it in belgrade, not exactly free

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Prestigious-Shine240@reddit

I withdrew $4000 in novi sad atm with 0 fees

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SpecialistLeast3582@reddit

Bring cash with you and exchange it in the country you go to. usually you get better rates and little to no fees

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shasha123456789@reddit (OP)

I don't want to carry too much cash on me though

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You’ll lose a lot of money using the bank’s rates. Also check with your bank if withdrawing money abroad has a fee, I know you said it’s international but that doesn’t necessarily mean free cash withdrawals outside your country of residence

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shasha123456789@reddit (OP)

Thank you for your feedback!

My bank charges a flat rate- so I can withdraw a bigger sum and it'll be okay. I'm just worried about the foreign bank fees...so I'm wondering if there are foreign banks that waive this fee or if they have a lower fee.

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Jakdublin@reddit

Depends on what country and what bank your card is issued from. Nobody can tell you if you’ll be charged fees or how to avoid them without knowing that information.

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Live-Method-219@reddit

It depends where do you have open bank account, if there is local franchise, it can be free, otherwise usually 5€ plus 1-2%